$287,500
SOLD SEP 8, 2025

104000 Overseas Hwy Unit 2-5 Key Largo, FL 33037

3 Beds
3 Baths
2,300 Sq Ft
2.13 Acres

Recently Sold

$125 Per Sq Ft

4% Below List Price

4 Days on Market

Highlights

  • Dock Facilities
  • In Ground Pool
  • 92,652 Sq Ft lot
  • Coral Shores High School Rated A
  • Waterfront
  • Furnished

About This Home

As of September 2025

Discover the benefits of fractional ownership at Fisherman's Cove, where you can enjoy a luxury waterfront lifestyle without the full-time responsibility. Each of the six fully furnished 3-bedroom, 3-bathroom residences offers approximately 2,300 sq ft of living space and spacious 450 sq ft balconies with views of Blackwater Sound and the resort-style pool.Owners have flexible use throughout the year, typically enjoying 5-7 weeks annually, with the option for more based on availability. These residences are move-in ready just bring your essentials. Rental use is not permitted, ensuring a quiet and private experience for owners only.Amenities include a rooftop owners' deck, private poolside cabanas, a fully equipped fitness center, and two boats available for owner use a 26' Sea Fox and a 24' Contender providing access to both the bay and the ocean.Conveniently located above the well-known Big Chill restaurant and just a short drive from Miami, Fisherman's Cove offers an ideal combination of comfort, access, and value in the Florida Keys.Interest 2 of unit 5 is being conveyed as a deed to the property.

Last Agent to Sell the Property

Kelly Randin

RE/MAX All Keys Real Estate License #3392660 Listed on: 08/18/2025

RE/MAX All Keys Real Estate

Last Buyer's Agent

outside mls - FKBR

Outside Of MLS - FKBR

Property Details

Property Type

  • Other

Est. Annual Taxes

  • $10,967

Year Built

  • Built in 2008 | Remodeled

Lot Details

  • 2.13 Acre Lot
  • Waterfront
  • Property is zoned MF - Multi-Family Attached

HOA Fees

  • $1,000 Monthly HOA Fees

Home Design

  • Metal Roof
  • Pre-Cast Concrete Construction

Interior Spaces

  • 2,300 Sq Ft Home
  • Furnished
  • Ceiling Fan
  • Blinds
  • Entrance Foyer
  • Storage
  • Tile Flooring
  • Water Views
  • Impact Glass

Kitchen

  • Oven
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Quartz Countertops
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • 2 Parking Spaces
  • Assigned Parking

Accessible Home Design

  • Accessible Elevator Installed

Outdoor Features

  • In Ground Pool
  • Dock Facilities
  • Balcony
  • Tiki or Chickee Hut

Utilities

  • Central Air
  • Public Hookup Available For Sewer

Listing and Financial Details

  • No Rentals Allowed

Community Details

Overview

  • Association fees include cable, security, common area mnt, building insurance, bldg exterior mnt, water, exterminating, sewer
  • Florida Bay Club Subdivision
  • The community has rules related to deed restrictions

Pet Policy

  • Pets Allowed

Property Details

Property Type

Other

Est. Annual Taxes

$10,967

Year Built

Built in 2008 | Remodeled

Lot Details

0

HOA Fees

$1,000 per month

Listing Details

  • Property Type: Residential
  • Style: Fractional Ownership
  • As Is Right To Inspect: Yes
  • First Right of Refusal: Yes
  • Association Approval Required: No
  • Association Fee: 3000.00
  • Mandatory HOA: Yes
  • Control Depth: 4
  • Fee Includes: Cable, Other, Security, Common Area Mnt, Building Insurance, Bldg Exterior Mnt, Water, Exterminating, Sewer
  • Financial Status Bank Owned: No
  • Financial Status Potential Short Sale: No
  • Key Island: Key Largo
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 104.00
  • M L S Identifier: 20060123165453488875000000
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Cash
  • Side: Bay/Gulf
  • State Province: FL
  • Title: Title Ins - Buyer
  • Vehicle Storage: Assigned Parking
  • Vehicle Storage Cars: 2
  • Year Built: 2008
  • Alternate Key Number: 9091331
  • Cooling Heating: Central Air, Ceiling Fans(s)
  • Lot Sq Ft: 92652.00
  • Pool Info: In Ground
  • Porch Balcony: Open Porch/Balcony
  • Association Maintenance Fee Per: Quarterly
  • Association Info Condo Docs: Yes
  • Species List: No
  • Tax Exemptions: None
  • Building Style Above Flood: Yes
  • Estimated Living Sq Ft: 2300.00
  • Financial Status Auction: No
  • Financial Status Standard Sale: Yes
  • Property Condition: Updated/Remodeled
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Other

Interior Features

  • Interior Amenities: Drapes/Blinds Incl, Built-in Cabinets, Quartz Countertops, Window Treatments, Walk-in Closet(s), Storage, Elevator, Entrance Foyer, Pantry
  • Total Bathrooms: 3.00
  • Full Bathrooms: 3
  • Appliances: Washer, Stainless Steel Appliance(s), Disposal, Microwave, Oven, Refrigerator, Dishwasher, Dryer
  • Floor: Tile
  • Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
  • Total Bedrooms: 3
  • Accessibility Features: Accessible Elevator Installed

Exterior Features

  • Dockage: Dock Privileges
  • Waterfront: Open Water
  • Waterfront: Yes
  • Construction: CBS, Concrete
  • Exterior Features: Chickee Hut
  • Roof: Metal Roof
  • Waterview: Open Water View
  • Pool: Yes

Utilities

  • Utilities: Other - See Remarks

Lot Info

  • Deed Restrictions: Yes
  • Land Size: Less Than 1/4 Acre

Rental Info

  • Rentals Allowed: No
  • Furnished: Furnished

Tax Info

  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 14, 2023
Sold by
Deborah T Baldwin Trust
Bought by
Cv Keys Llc

Purchase Details

Closed on
Mar 9, 2022
Sold by
Dodich David J and Dodich Diane
Bought by
Smith Daniel J and Smith Catherine M

Purchase Details

Closed on
Sep 29, 2020
Sold by
Dodich and Diane
Bought by
Paolino Michele and Garofalo Joseph

Purchase Details

Closed on
Jun 15, 2020
Sold by
Baldwin Fred V and The Deborh T Baldwin Trust
Bought by
Coolidge Robert B and The Robert B Coolidge Revocabl

Purchase Details

Closed on
Apr 3, 2019
Sold by
Unit 2 Of Fishermans Cove Llc
Bought by
Deborah T Baldwin Trust

Purchase Details

Closed on
Jun 14, 2012
Bought by
Unit 2 Of Fisherman'S Cove Llc

Purchase Details

Closed on
Apr 2, 2004
Sold by
Ifr Acquiring Corp
Bought by
Economou Chris A and Fishermans Restaurant & Conference Cente

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$3,500,000
Interest Rate
5.55%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $150,000 None Listed On Document
Special Warranty Deed $150,000 None Listed On Document
Warranty Deed $220,000 Halpern Rodriguez Llp
Warranty Deed $250,000 None Listed On Document
Special Warranty Deed $225,000 Attorney
Warranty Deed $100 None Listed On Document
Warranty Deed $100 None Listed On Document
Warranty Deed $100 None Listed On Document
Warranty Deed $100 None Listed On Document
Warranty Deed $100 None Listed On Document
Warranty Deed $1,200,000 --
Special Warranty Deed $3,000,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $3,500,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/08/2025 09/08/25 Sold $287,500 -4.2% $125 / Sq Ft
08/22/2025 08/22/25 Pending -- -- --
08/18/2025 08/18/25 For Sale $300,000 -- $130 / Sq Ft
Source: Florida Keys Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,967 $1,350,000 -- $1,350,000
2023 $10,967 $1,350,000 $0 $1,350,000
2022 $10,588 $1,350,000 $0 $1,350,000
2021 $11,218 $1,350,000 $0 $1,350,000
2020 $10,765 $1,350,000 $0 $1,350,000
2019 $9,493 $1,126,216 $0 $1,126,216
2018 $9,689 $1,126,216 $0 $0
2017 $9,679 $1,126,216 $0 $0
2016 $10,035 $1,126,216 $0 $0
2015 $10,191 $1,126,216 $0 $0
2014 $10,486 $1,126,216 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Florida Keys Board of REALTORS®

MLS Number: 616181

Florida Keys Board of REALTORS®

APN: 00439721-000300