NOT LISTED FOR SALE

10406 E Silvertree Dr Sun Lakes, AZ 85248

Estimated Value: $396,000 - $405,000

2 Beds
2 Baths
1,350 Sq Ft
$296/Sq Ft Est. Value

Last Sold June 05, 2025

Last sale price $400,000 $296 Per Sq Ft

Current estimated payment $2,394/month

59 Days on Market

Highlights

  • Golf Course Community
  • Fitness Center
  • Two Primary Bathrooms
  • Jacobson Elementary School Rated A
  • Solar Power System
  • Community Lake

About This Home

As of June 2025

***3.12% ASSUMABLE MORTGAGE***
Welcome to this beautifully updated home in the highly desirable Sun Lakes community, featuring 2 master suites, 2 bedrooms, and 2 bathrooms. This home has been thoughtfully upgraded with modern touches, including updated ceramic tile flooring (2021), updated wiring and plumbing fixtures (2021), a kitchen remodel with QUARTZ countertops, a large island and updated appliances (2021), a roof update (2024), a new AC (2024), a primary shower update (2023), a totally remodeled secondary bath (2024), and new French doors (2024) leading to the side yard. The primary bedroom is delightful with a separate exit to the backyard and lots of natural lighting. The master closet has ample space for storage, shoes, clothing and room to spare. A spacious walk-in pantry provides ample storage. The private backyard is a serene retreat with Saltillo tile, while the front yard boasts beautiful rock and turf landscaping for easy maintenance. Enjoy the incredible Sun Lakes lifestyle with access to community amenities, including a fitness center, pickleball, tennis, several swimming pools, multiple members-only restaurants, golfing, bocce ball, and a variety of classes. All appliances are included except the refrigerator. Solar LOAN ($29K) is transferrable upon purchase. Don't miss this move-in-ready home.

Last Agent to Sell the Property

Brenda Cooney

Real Broker License #SA702823000 Listed on: 03/05/2025

Real Broker

Co-Listed By

John Evenson

Real Broker License #SA659330000

Last Buyer's Agent

Shawn McGinn

Built By Referral Rlty Grp 02 License #SA676263000

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,437

Year Built

  • Built in 1983

Lot Details

  • 6,900 Sq Ft Lot
  • Desert faces the front of the property
  • Block Wall Fence
  • Artificial Turf

HOA Fees

  • $146 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Garage Door Opener

Home Design

  • Roof Updated in 2024
  • Wood Frame Construction
  • Composition Roof
  • Foam Roof
  • Stone Exterior Construction
  • Stucco

Interior Spaces

  • 1,350 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Skylights
  • Double Pane Windows
  • Solar Screens

Kitchen

  • Kitchen Updated in 2021
  • Eat-In Kitchen
  • Electric Cooktop
  • Built-In Microwave
  • Kitchen Island

Flooring

  • Floors Updated in 2021
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Bathroom Updated in 2023
  • Two Primary Bathrooms
  • 2 Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Easy To Use Faucet Levers

Accessible Home Design

  • Modified Kitchen Range
  • No Interior Steps

Schools

  • Adult Elementary And Middle School
  • Adult High School

Utilities

  • Cooling System Updated in 2024
  • Central Air
  • Heating unit installed on the ceiling
  • Plumbing System Updated in 2021
  • Wiring Updated in 2021
  • High Speed Internet

Additional Features

  • Solar Power System
  • Covered Patio or Porch

Listing and Financial Details

  • Tax Lot 321
  • Assessor Parcel Number 303-59-325

Community Details

Overview

  • Association fees include ground maintenance, street maintenance
  • Cottonwood HOA, Phone Number (480) 895-3550
  • Sun Lakes 21 Subdivision
  • Community Lake

Amenities

  • Recreation Room

Recreation

  • Golf Course Community
  • Tennis Courts
  • Pickleball Courts
  • Fitness Center
  • Community Pool
  • Community Spa
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,437

Year Built

Built in 1983

Lot Details

0

HOA Fees

$146 per month

Parking

2

Listing Details

  • Cross Street: Alma School & Riggs
  • Legal Info Range: 5E
  • Property Type: Residential
  • Ownership: Fee Simple
  • HOA #2: N
  • Association Fees Land Lease Fee: N
  • Recreation Center Fee: N
  • Total Monthly Fee Equivalent: 146.17
  • Basement: N
  • Updated Partial or Full Bathrooms: Full
  • Bathrooms Year Updated: 2023
  • Updated Floors: Full
  • Items Updated Floor Yr Updated: 2021
  • Updated Heating or Cooling Units: Full
  • Items Updated Ht Cool Yr Updated: 2024
  • Updated Kitchen: Full
  • Items Updated Kitchen Yr Updated: 2021
  • Updated Plumbing: Partial
  • Items Updated Plmbg Yr Updated: 2021
  • Updated Roof: Partial
  • Items Updated Roof Yr Updated: 2024
  • Updated Wiring: Partial
  • Items Updated Wiring Yr Updated: 2021
  • Parking Spaces Slab Parking Spaces: 2.0
  • Parking Spaces Total Covered Spaces: 2.0
  • Separate Den Office Sep Den Office: N
  • Year Built: 1983
  • Tax Year: 2024
  • Directions: South on Alma School to Spring Creek, East on Spring Creek to Boxwood, South on Boxwood to Silvertree, East on Silvertree to home on Left.
  • Property Sub Type: Single Family Residence
  • Horses: No
  • Lot Size Acres: 0.16
  • Co List Office Mls Id: realbr001
  • Co List Office Phone: 602-755-3415
  • Subdivision Name: SUN LAKES 21
  • Efficiency: Solar Panels
  • Property Attached Yn: No
  • Association Fees:HOA Fee2: 1754.0
  • Windows:Dual Pane: Yes
  • Cooling:Ceiling Fan(s): Yes
  • Cooling:Central Air: Yes
  • Windows:Solar Screens: Yes
  • Community Features:Community Spa2: Yes
  • Kitchen Features:Electric Cooktop: Yes
  • Technology:High Speed Internet: Yes
  • Special Features: VirtualTour

Interior Features

  • Flooring: Carpet, Tile
  • Basement YN: No
  • Spa Features: None
  • Appliances: Electric Cooktop
  • Accessibility Features: Ktch Modified Range, Bath Lever Faucets
  • Possible Bedrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: None
  • Fireplace: No
  • Interior Amenities: High Speed Internet, Double Vanity, Eat-in Kitchen, No Interior Steps, Kitchen Island, 2 Master Baths
  • Living Area: 1350.0
  • Stories: 1
  • Window Features: Skylight(s), Solar Screens, Dual Pane
  • Community Features:ClubhouseRec Room: Yes
  • Community Features:Community Pool: Yes
  • Kitchen Features:RangeOven Elec: Yes
  • Kitchen Features:Built-in Microwave: Yes
  • Kitchen Features:Kitchen Island: Yes
  • Master Bathroom:Double Sinks: Yes
  • Community Features:BikingWalking Path: Yes
  • Community Features:Comm Tennis Court(s): Yes
  • Community Features:Pickleball Court(s): Yes
  • Community Features:Workout Facility: Yes
  • Kitchen Features:Non-laminate Counter: Yes
  • Kitchen Features:Walk-in Pantry: Yes
  • Community Features:Lake: Yes
  • Community Features:Golf: Yes

Exterior Features

  • Fencing: Block
  • Lot Features: Desert Front, Gravel/Stone Front, Gravel/Stone Back, Synthetic Grass Frnt
  • Pool Features: None
  • Disclosures: Seller Discl Avail
  • Construction Type: Stucco, Wood Frame, Painted, Stone
  • Patio And Porch Features: Covered Patio(s)
  • Roof: Composition, Foam
  • Construction:Frame - Wood: Yes
  • Exterior Features:Covered Patio(s): Yes

Garage/Parking

  • Total Covered Spaces: 2.0
  • Parking Features: Garage Door Opener, Direct Access
  • Attached Garage: No
  • Garage Spaces: 2.0
  • Open Parking Spaces: 2.0
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Direct Access: Yes

Utilities

  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric, Ceiling
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Pvt Water Company
  • Heating:Electric: Yes
  • Heating:Ceiling: Yes

Condo/Co-op/Association

  • Community Features: Golf, Pickleball, Lake, Community Spa, Community Pool, Tennis Court(s), Biking/Walking Path, Fitness Center
  • Association Fee: 1754.0
  • Association Fee Frequency: Annually
  • Association Name: Cottonwood HOA
  • Phone: 480-895-3550
  • Association: Yes

Association/Amenities

  • Association Fees:HOA YN2: Y
  • Association Fees:HOA DisclosureAddendum Affirmation: Yes
  • Association Fees:HOA Transfer Fee2: 400.0
  • Association Fees:HOA Paid Frequency: Annually
  • Association Fees:HOA Name4: Cottonwood HOA
  • Association Fees:HOA Telephone4: 480-895-3550
  • Association Fees:Special Assessment HOA: No
  • Association Fees:PAD Fee YN2: N
  • Association Fees:Cap ImprovementImpact Fee: 5000.0
  • Association Fees:Cap ImprovementImpact Fee _percent_: $
  • Association Fees:Disclosure Fees HOA: 39.0
  • Association Fee Incl:Common Area Maint3: Yes
  • Association Fee Incl:Street Maint: Yes

Fee Information

  • Association Fee Includes: Maintenance Grounds, Street Maint

Schools

  • Elementary School: Adult
  • High School: Adult
  • Junior High Dist: Adult
  • Middle Or Junior School: Adult

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 6900.0
  • Parcel #: 303-59-325

Building Info

  • Builder Name: Unknown

Tax Info

  • Tax Annual Amount: 1437.0
  • Tax Book Number: 303.00
  • Tax Lot: 321
  • Tax Map Number: 59.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 5, 2025
Closed on
Jun 2, 2025
Sold by
Moreno Jose and Moreno Carmen
Bought by
Agnew Ann and Tanner Kemberly
Seller's Agent
Brenda Cooney
Real Broker
Buyer's Agent
Shawn McGinn
Built By Referral Rlty Grp 02
List Price
$419,900
Sold Price
$400,000
Premium/Discount to List
-$19,900
-4.74%
Views
56
Current Estimated Value
$399,324

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$676
Avg. Annual Appreciation
6.30%
Original Mortgage
$280,000
Outstanding Balance
$280,000
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$126,897

Purchase Details

Listed on
Jul 5, 2021
Closed on
Jul 30, 2021
Sold by
Gibney James M and Gibney Kathy J
Bought by
Moreno Carmen and Moreno Jose
Seller's Agent
Judy Daidone
Real Broker
Buyer's Agent
Amanda Maiorano
My Home Group Real Estate
List Price
$295,000
Sold Price
$300,000
Premium/Discount to List
$5,000
1.69%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.80%
Original Mortgage
$294,566
Interest Rate
3%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 21, 2014
Sold by
Gibney Kathy and Bell Cheryl
Bought by
Gibney James M and Gibney Kathy J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
4.12%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 12, 2013
Sold by
Holtz Elwood and Holtz Betty
Bought by
Holtz Elwood and Holtz Betty

Purchase Details

Listed on
Aug 16, 2012
Closed on
Nov 20, 2012
Sold by
The Lucca Family Living Trust
Bought by
Holtz Elwood A and Holtz Betty Jane
Seller's Agent
Mark Palacio
Citiea
Buyer's Agent
Bruce Goetz
Cactus Mountain Properties, LLC
List Price
$144,900
Sold Price
$140,000
Premium/Discount to List
-$4,900
-3.38%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.74%
Original Mortgage
$112,000
Interest Rate
3.27%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 14, 2010
Sold by
Styles Maria B and Styles Charles E
Bought by
The Laura Lucca Family Living Trust Date and Styles Maria Beatriz

Purchase Details

Closed on
Jul 16, 2010
Sold by
Styles Maria Beatriz
Bought by
Styles Maria B and Styles Charles E

Purchase Details

Closed on
May 12, 2005
Sold by
Lucca William A and Lucca Laura I
Bought by
Lucca William A and Lucca Laura I

Purchase Details

Closed on
Apr 28, 2005
Sold by
Lucca William A and Lucca Laura I
Bought by
Lucca William A and Lucca Laura I
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Agnew Ann $400,000 Fidelity National Title Agency
Moreno Carmen $300,000 Empire Title Agency
Gibney James M $150,000 First American Title Ins Co
Holtz Elwood -- None Available
Holtz Elwood A $140,000 American Title Service Agenc
The Laura Lucca Family Living Trust Date -- None Available
Styles Maria B -- None Available
Lucca William A -- --
Lucca William A -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Agnew Ann $280,000
Previous Owner Moreno Jose $26,791
Previous Owner Moreno Carmen $294,566
Previous Owner Gibney James M $120,000
Previous Owner Holtz Elwood A $112,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/05/2025 06/05/25 Sold $400,000 -2.4% $296 / Sq Ft
06/05/2025 06/05/25 Price Changed $409,900 0.0% $304 / Sq Ft
05/03/2025 05/03/25 Pending -- -- --
03/31/2025 03/31/25 Price Changed $409,900 -2.4% $304 / Sq Ft
03/05/2025 03/05/25 For Sale $419,900 +40.0% $311 / Sq Ft
08/06/2021 08/06/21 Sold $300,000 +1.7% $245 / Sq Ft
07/07/2021 07/07/21 Pending -- -- --
06/29/2021 06/29/21 For Sale $295,000 +110.7% $241 / Sq Ft
12/28/2012 12/28/12 Sold $140,000 -3.4% $114 / Sq Ft
11/28/2012 11/28/12 For Sale $144,900 0.0% $118 / Sq Ft
11/28/2012 11/28/12 Price Changed $144,900 0.0% $118 / Sq Ft
11/08/2012 11/08/12 Pending -- -- --
09/17/2012 09/17/12 Price Changed $144,900 -3.3% $118 / Sq Ft
08/16/2012 08/16/12 For Sale $149,900 0.0% $122 / Sq Ft
06/15/2012 06/15/12 Rented $1,050 0.0% --
06/11/2012 06/11/12 Under Contract -- -- --
04/26/2012 04/26/12 For Rent $1,050 -- --
Source: Arizona Regional Multiple Listing Service (ARMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,437 $15,598 -- --
2024 $1,530 $14,856 -- --
2023 $1,530 $27,310 $5,460 $21,850
2022 $1,447 $20,720 $4,140 $16,580
2021 $1,695 $19,370 $3,870 $15,500
2020 $1,671 $17,610 $3,520 $14,090
2019 $1,613 $15,560 $3,110 $12,450
2018 $1,563 $13,970 $2,790 $11,180
2017 $1,475 $12,870 $2,570 $10,300
2016 $1,391 $12,300 $2,460 $9,840
2015 $1,359 $11,130 $2,220 $8,910
Source: Public Records

Agents Affiliated with this Home

  • B

    Seller's Agent in 2025

    Brenda Cooney

    Real Broker

    (480) 353-0313

    19 in this area

    38 Total Sales

    Brenda Cooney
    Section Image
  • John Evenson

    Seller Co-Listing Agent in 2025

    John Evenson

    Real Broker

    (989) 233-3293

    40 in this area

    240 Total Sales

    John Evenson
    Section Image

  • S

    Buyer's Agent in 2025

    Shawn McGinn

    Built By Referral Rlty Grp 02

    (480) 326-1604

    61 in this area

    76 Total Sales

    Shawn McGinn
    Section Image

  • J

    Seller's Agent in 2021

    Judy Daidone

    Real Broker

    Section Image

  • A

    Buyer's Agent in 2021

    Amanda Maiorano

    My Home Group

    (480) 840-4396

    1 in this area

    13 Total Sales

    Amanda Maiorano
    Section Image

  • C

    Seller's Agent in 2012

    Carrie DeRaps

    On Q Property Management

    (480) 518-9910

    Carrie DeRaps
    Section Image
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Map

Source: Arizona Regional Multiple Listing Service (ARMLS)

MLS Number: 6832082

Arizona Regional Multiple Listing Service (ARMLS)

APN: 303-59-325

Arizona Maricopa County Sun Lakes 85248

10406 E Silvertree Dr, Sun Lakes, AZ

This home is located at 10406 E Silvertree Dr, Sun Lakes, AZ 85248 since 05 March 2025 and is currently estimated at $399,324, approximately $295 per square foot. This property was built in 1983. 10406 E Silvertree Dr is a home located in Maricopa County with nearby schools including Jacobson Elementary School, Hamilton High School, and Bogle Junior High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Arizona Regional Multiple Listing Service (ARMLS) All information should be verified by the recipient and none is guaranteed as accurate by ARMLS

Listing Information presented by local MLS brokerage: Ten-X, local REALTOR®- Arlene Richardson - (888)-952-6393

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