Seller's Agent in 2025
Ray Mudd
Schwartz Realty, Inc.
(301) 261-9700
64 in this area
266 Total Sales
1041 Harding Blvd West River, MD 20778
4
Beds
2.5
Baths
2,058
Sq Ft
0.33
Acres
Highlights
- Boat Ramp
- Canoe or Kayak Water Access
- Open Floorplan
- Home fronts navigable water
- Gourmet Kitchen
- Rambler Architecture
About This Home
As of July 2025Single-Level Living at Its Finest! This beautifully renovated home (2021/2022) offers modern comfort and style with no detail overlooked. The upgraded kitchen features a large center island, granite countertops, white cabinetry, a double wall oven, cooktop, and recessed lighting throughout. Enjoy new flooring, custom trim work, a new furnace, new windows, and a new roof—everything has been done for you!. The open-concept layout allows the kitchen to flow seamlessly into the bright and airy living and dining areas, complete with custom built-ins. The spacious owner's suite includes a walk-in closet with a stylish barn door and a luxurious en-suite bath with a tiled shower surround. Additional highlights include a fenced backyard (property extends beyond the fenced area), no HOA or community restrictions, and access to a community boat ramp. This home also qualifies for 100% USDA financing, making it a rare find!
Last Agent to Sell the Property
(301) 261-9700 raymuddc21@aol.com Schwartz Realty, Inc. Listed on: 05/16/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,509
Year Built
- Built in 1964 | Remodeled in 2021
Lot Details
- 0.33 Acre Lot
- Home fronts navigable water
- Creek or Stream
- Back Yard Fenced
- Property is zoned R5
Parking
- Driveway
Home Design
- Rambler Architecture
- Brick Exterior Construction
- Vinyl Siding
Interior Spaces
- 2,058 Sq Ft Home
- Property has 1 Level
- Open Floorplan
- Built-In Features
- Wainscoting
- Recessed Lighting
- Combination Dining and Living Room
- Crawl Space
Kitchen
- Gourmet Kitchen
- Built-In Oven
- Cooktop
- Built-In Microwave
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Upgraded Countertops
- Disposal
Flooring
- Carpet
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- 4 Main Level Bedrooms
- En-Suite Bathroom
- Walk-In Closet
Laundry
- Dryer
- Washer
Accessible Home Design
- Roll-in Shower
Outdoor Features
- Canoe or Kayak Water Access
- Public Water Access
- Personal Watercraft
- Powered Boats Permitted
Schools
- Deale Elementary School
- Southern Middle School
- Southern High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Oil
- Well
- Electric Water Heater
Listing and Financial Details
- Tax Lot 3
- Assessor Parcel Number 020704604941105
Community Details
Overview
- No Home Owners Association
- Back Bay Beach Subdivision
Recreation
- Boat Ramp
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 16, 2025
Closed on
Jul 31, 2025
Sold by
Chaidez Jorge and Labarda Regine
Bought by
Hall Lindsey Marie and Marshall Sydne Alexis
Seller's Agent
Ray Mudd
Schwartz Realty, Inc.
Buyer's Agent
Kimberly McGrath
Long & Foster Real Estate, Inc.
List Price
$525,000
Sold Price
$530,000
Premium/Discount to List
$5,000
0.95%
Views
91
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.56%
Original Mortgage
$541,395
Outstanding Balance
$540,929
Interest Rate
6.75%
Mortgage Type
VA
Estimated Equity
-$6,190
Purchase Details
Listed on
May 18, 2022
Closed on
Aug 2, 2022
Sold by
Dunlap Kelly A
Bought by
Chaidez Jorge and Labarda Regine
Seller's Agent
Ray Mudd
Schwartz Realty, Inc.
Buyer's Agent
Vicki Van Horne
Long & Foster Real Estate, Inc.
List Price
$479,900
Sold Price
$449,900
Premium/Discount to List
-$30,000
-6.25%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.61%
Original Mortgage
$419,900
Interest Rate
5.3%
Mortgage Type
VA
Purchase Details
Listed on
Aug 21, 2017
Closed on
Oct 3, 2018
Sold by
Sanchez Antonio and Sanchez Toni
Bought by
Dunlap Kelly A and Craig Dena R
Seller's Agent
Renee King
Douglas Realty LLC
Buyer's Agent
Ray Mudd
Schwartz Realty, Inc.
List Price
$240,000
Sold Price
$240,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.83%
Purchase Details
Closed on
May 8, 2007
Sold by
Brown Joseph M
Bought by
Sanchez Antonio and Sanchez Toni
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$46,800
Interest Rate
6.23%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Apr 18, 2007
Sold by
Brown Joseph M
Bought by
Sanchez Antonio and Sanchez Toni
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$46,800
Interest Rate
6.23%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
May 4, 1995
Sold by
Stanley Lee
Bought by
Brown Joseph M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$17,100
Interest Rate
8.36%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $530,000 | Eagle Title | |
| Deed | $449,900 | Eagle Title | |
| Deed | $240,000 | Eagle Title Llc | |
| Deed | $312,000 | -- | |
| Deed | $312,000 | -- | |
| Deed | $120,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $541,395 | VA | |
| Previous Owner | $419,900 | VA | |
| Previous Owner | $46,800 | Credit Line Revolving | |
| Previous Owner | $234,000 | Purchase Money Mortgage | |
| Previous Owner | $234,000 | Purchase Money Mortgage | |
| Previous Owner | $17,100 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/31/2025 07/31/25 | Sold | $530,000 | +1.0% | $258 / Sq Ft |
| 05/16/2025 05/16/25 | For Sale | $525,000 | +16.7% | $255 / Sq Ft |
| 08/02/2022 08/02/22 | Sold | $449,900 | 0.0% | $219 / Sq Ft |
| 07/10/2022 07/10/22 | Pending | -- | -- | -- |
| 06/29/2022 06/29/22 | Price Changed | $449,900 | -6.3% | $219 / Sq Ft |
| 05/18/2022 05/18/22 | For Sale | $479,900 | +100.0% | $233 / Sq Ft |
| 10/03/2018 10/03/18 | Sold | $240,000 | 0.0% | $117 / Sq Ft |
| 08/30/2018 08/30/18 | Pending | -- | -- | -- |
| 08/27/2018 08/27/18 | For Sale | $240,000 | 0.0% | $117 / Sq Ft |
| 07/02/2018 07/02/18 | Pending | -- | -- | -- |
| 06/28/2018 06/28/18 | Price Changed | $240,000 | 0.0% | $117 / Sq Ft |
| 06/28/2018 06/28/18 | For Sale | $240,000 | -4.0% | $117 / Sq Ft |
| 05/10/2018 05/10/18 | Pending | -- | -- | -- |
| 05/07/2018 05/07/18 | For Sale | $250,000 | +4.2% | $121 / Sq Ft |
| 03/07/2018 03/07/18 | Off Market | $240,000 | -- | -- |
| 09/27/2017 09/27/17 | Pending | -- | -- | -- |
| 09/27/2017 09/27/17 | Price Changed | $250,000 | -9.1% | $121 / Sq Ft |
| 08/21/2017 08/21/17 | For Sale | $275,000 | -- | $134 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,632 | $409,200 | -- | -- |
| 2024 | $4,632 | $377,100 | $0 | $0 |
| 2023 | $4,241 | $345,000 | $158,200 | $186,800 |
| 2022 | $4,016 | $343,133 | $0 | $0 |
| 2021 | $3,996 | $341,267 | $0 | $0 |
| 2020 | $3,937 | $339,400 | $163,200 | $176,200 |
| 2019 | $3,807 | $326,633 | $0 | $0 |
| 2018 | $213 | $313,867 | $0 | $0 |
| 2017 | $3,391 | $301,100 | $0 | $0 |
| 2016 | $213 | $292,900 | $0 | $0 |
| 2015 | $213 | $284,700 | $0 | $0 |
| 2014 | -- | $276,500 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Ray Mudd
-
Kimberly McGrath
Buyer's Agent in 2025
Kimberly McGrath
Long & Foster
(301) 351-5792
2 in this area
50 Total Sales
-
Vicki Van Horne
V
Buyer's Agent in 2022
Vicki Van Horne
Long & Foster
(202) 368-7409
1 in this area
38 Total Sales
-
R
Seller's Agent in 2018
Renee King
Douglas Realty LLC
Map
Source: Bright MLS
MLS Number: MDAA2115326
APN: 07-046-04941105
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