$525,000
UNDER CONTRACT

1041 Harding Blvd West River, MD 20778

Estimated payment $3,301/month

Total Views 3,309
4 Beds
2.5 Baths
2,058 Sq Ft
$255 Price per Sq Ft

Highlights

  • Boat Ramp
  • Canoe or Kayak Water Access
  • Open Floorplan
  • Home fronts navigable water
  • Gourmet Kitchen
  • Rambler Architecture

About This Home

Single-Level Living at Its Finest! This beautifully renovated home (2021/2022) offers modern comfort and style with no detail overlooked. The upgraded kitchen features a large center island, granite countertops, white cabinetry, a double wall oven, cooktop, and recessed lighting throughout. Enjoy new flooring, custom trim work, a new furnace, new windows, and a new roof—everything has been done for you!. The open-concept layout allows the kitchen to flow seamlessly into the bright and airy living and dining areas, complete with custom built-ins. The spacious owner's suite includes a walk-in closet with a stylish barn door and a luxurious en-suite bath with a tiled shower surround. Additional highlights include a fenced backyard (property extends beyond the fenced area), no HOA or community restrictions, and access to a community boat ramp. This home also qualifies for 100% USDA financing, making it a rare find!

Listing Agent

Ray Mudd

Schwartz Realty, Inc. Listed on: 05/16/2025

Co-Listing Agent

Michael Dunn

Schwartz Realty, Inc. License #508462

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,509

Year Built

  • Built in 1964 | Remodeled in 2021

Lot Details

  • 0.33 Acre Lot
  • Home fronts navigable water
  • Creek or Stream
  • Back Yard Fenced
  • Property is zoned R5

Parking

  • Driveway

Home Design

  • Rambler Architecture
  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • 2,058 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Built-In Features
  • Wainscoting
  • Recessed Lighting
  • Combination Dining and Living Room
  • Crawl Space

Kitchen

  • Gourmet Kitchen
  • Built-In Oven
  • Cooktop
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Flooring

  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 4 Main Level Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Accessible Home Design

  • Roll-in Shower

Outdoor Features

  • Canoe or Kayak Water Access
  • Public Water Access
  • Personal Watercraft
  • Powered Boats Permitted

Schools

  • Deale Elementary School
  • Southern Middle School
  • Southern High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Well
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 3
  • Assessor Parcel Number 020704604941105

Community Details

Overview

  • No Home Owners Association
  • Back Bay Beach Subdivision

Recreation

  • Boat Ramp

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,509

Year Built

Built in 1964 | Remodeled in 2021

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Accessibility Features: Roll-In Shower
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Year Built: 1964
  • Year Renovated: 2021
  • Automatically Close On Close Date: No
  • Remarks Public: Single-Level Living at Its Finest! This beautifully renovated home (2021/2022) offers modern comfort and style with no detail overlooked. The upgraded kitchen features a large center island, granite countertops, white cabinetry, a double wall oven, cooktop, and recessed lighting throughout. Enjoy new flooring, custom trim work, a new furnace, new windows, and a new roof—everything has been done for you!. The open-concept layout allows the kitchen to flow seamlessly into the bright and airy living and dining areas, complete with custom built-ins. The spacious owner's suite includes a walk-in closet with a stylish barn door and a luxurious en-suite bath with a tiled shower surround. Additional highlights include a fenced backyard (property extends beyond the fenced area), no HOA or community restrictions, and access to a community boat ramp. This home also qualifies for 100% USDA financing, making it a rare find!
  • Special Features: UnderContract
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Cooktop, Dishwasher, Disposal, Refrigerator, Stainless Steel Appliances, Oven - Wall, Dryer, Washer
  • Flooring Type: Carpet, Luxury Vinyl Plank
  • Interior Amenities: Built-Ins, Carpet, Combination Dining/Living, Entry Level Bedroom, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Wainscotting, Walk-In Closet(s)
  • Foundation Details: Crawl Space
  • Levels Count: 1
  • Basement: No
  • Total Sq Ft: 2058
  • Living Area Sq Ft: 2058
  • Price Per Sq Ft: 255.10
  • Above Grade Finished Sq Ft: 2058
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 1041

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 3.00
  • Main Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding, Brick
  • Water Access Features: Canoe/Kayak, Boat - Powered, Personal Watercraft (PWC), Public Access
  • Water Access: Yes
  • Water Body Type: Creek/Stream
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Oil
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Ramp
  • HOA: No
  • Senior Community: No

Schools

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • Elementary School: DEALE
  • Middle School: SOUTHERN
  • High School: SOUTHERN
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121140671932
  • School District Source: 3rd Party
  • Elementary School: DEALE
  • High School: SOUTHERN
  • Middle Or Junior School: SOUTHERN

Lot Info

  • Fencing: Rear
  • Land Use Code: R
  • Lot Size Acres: 0.33
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14400.00
  • Year Assessed: 2025
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4509.00
  • Assessor Parcel Number: 020704604941105
  • Tax Lot: 3
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,632 $377,100 $0 $0
2023 $4,241 $345,000 $158,200 $186,800
2022 $4,016 $343,133 $0 $0
2021 $3,996 $341,267 $0 $0
2020 $3,937 $339,400 $163,200 $176,200
2019 $3,807 $326,633 $0 $0
2018 $213 $313,867 $0 $0
2017 $3,391 $301,100 $0 $0
2016 $213 $292,900 $0 $0
2015 $213 $284,700 $0 $0
2014 -- $276,500 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/16/2025 05/16/25 For Sale $525,000 +16.7% $255 / Sq Ft
08/02/2022 08/02/22 Sold $449,900 0.0% $219 / Sq Ft
07/10/2022 07/10/22 Pending -- -- --
06/29/2022 06/29/22 Price Changed $449,900 -6.3% $219 / Sq Ft
05/18/2022 05/18/22 For Sale $479,900 +100.0% $233 / Sq Ft
10/03/2018 10/03/18 Sold $240,000 0.0% $117 / Sq Ft
08/30/2018 08/30/18 Pending -- -- --
08/27/2018 08/27/18 For Sale $240,000 0.0% $117 / Sq Ft
07/02/2018 07/02/18 Pending -- -- --
06/28/2018 06/28/18 Price Changed $240,000 0.0% $117 / Sq Ft
06/28/2018 06/28/18 For Sale $240,000 -4.0% $117 / Sq Ft
05/10/2018 05/10/18 Pending -- -- --
05/07/2018 05/07/18 For Sale $250,000 +4.2% $121 / Sq Ft
03/07/2018 03/07/18 Off Market $240,000 -- --
09/27/2017 09/27/17 Pending -- -- --
09/27/2017 09/27/17 Price Changed $250,000 -9.1% $121 / Sq Ft
08/21/2017 08/21/17 For Sale $275,000 -- $134 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $449,900 Eagle Title
Deed $240,000 Eagle Title Llc
Deed $312,000 --
Deed $312,000 --
Deed $120,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $419,900 VA
Previous Owner $46,800 Credit Line Revolving
Previous Owner $234,000 Purchase Money Mortgage
Previous Owner $234,000 Purchase Money Mortgage
Previous Owner $17,100 No Value Available
Source: Public Records

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Source: Bright MLS

MLS Number: MDAA2115326

Bright MLS

APN: 07-046-04941105