$449,900
SOLD AUG 2, 2022

1041 Harding Blvd West River, MD 20778

4 Beds
2.5 Baths
2,058 Sq Ft
0.33 Acres

Recently Sold

$219 Per Sq Ft

6% Below List Price

53 Days on Market

Highlights

  • Boat Ramp
  • Canoe or Kayak Water Access
  • Open Floorplan
  • Home fronts navigable water
  • Gourmet Kitchen
  • Rambler Architecture

About This Home

As of July 2025

One level living at it's best. Completely renovated with brand new upgraded kitchen, large center island, granite, white cabinets, double wall oven, cooktop, recessed lighting through out, all new flooring and custom trim through out, new furnace, new windows, new roof and much more. You will love the open floor plan with kitchen overlooking bright and sunny living/dining area, custom built-ins, large owners bedroom with walk-in closet with barn door, gorgeous owners bath with surround tile shower. No covenants or restrictions, large driveway for your boat/RV. Community boat ramp. Home qualifies for 100% USDA financing.

Last Agent to Sell the Property

Ray Mudd

Schwartz Realty, Inc. Listed on: 05/18/2022

Last Buyer's Agent

Vicki Van Horne

Long & Foster Real Estate, Inc. License #0225246467

Long & Foster Real Estate, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,907

Year Built

  • Built in 1964 | Remodeled in 2021

Lot Details

  • 0.33 Acre Lot
  • Home fronts navigable water
  • Creek or Stream
  • Property is zoned R5

Parking

  • Driveway

Home Design

  • Rambler Architecture
  • Brick Exterior Construction
  • Vinyl Siding

Interior Spaces

  • 2,058 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Built-In Features
  • Wainscoting
  • Recessed Lighting
  • 1 Fireplace
  • Combination Dining and Living Room
  • Carpet
  • Crawl Space

Kitchen

  • Gourmet Kitchen
  • Built-In Oven
  • Cooktop
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Bedrooms and Bathrooms

  • 4 Main Level Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Accessible Home Design

  • Roll-in Shower

Outdoor Features

  • Canoe or Kayak Water Access
  • Public Water Access
  • Personal Watercraft
  • Powered Boats Permitted

Schools

  • Deale Elementary School
  • Southern Middle School
  • Southern High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Well
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 3
  • Assessor Parcel Number 020704604941105

Community Details

Overview

  • No Home Owners Association
  • Back Bay Beach Subdivision

Recreation

  • Boat Ramp

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,907

Year Built

Built in 1964 | Remodeled in 2021

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Accessibility Features: Roll-In Shower
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Expected On Market: 2022-05-19
  • Year Built: 1964
  • Year Renovated: 2021
  • Automatically Close On Close Date: No
  • Remarks Public: One level living at it's best. Completely renovated with brand new upgraded kitchen, large center island, granite, white cabinets, double wall oven, cooktop, recessed lighting through out, all new flooring and custom trim through out, new furnace, new windows, new roof and much more. You will love the open floor plan with kitchen overlooking bright and sunny living/dining area, custom built-ins, large owners bedroom with walk-in closet with barn door, gorgeous owners bath with surround tile shower. No covenants or restrictions, large driveway for your boat/RV. Community boat ramp. Home qualifies for 100% USDA financing.
  • Special Features: NewHome
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Cooktop, Dishwasher, Disposal, Refrigerator, Stainless Steel Appliances, Oven - Wall, Dryer, Washer
  • Interior Amenities: Built-Ins, Carpet, Combination Dining/Living, Entry Level Bedroom, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Wainscotting, Walk-In Closet(s)
  • Fireplaces Count: 1
  • Foundation Details: Crawl Space
  • Levels Count: 1
  • Basement: No
  • Total Sq Ft: 2058
  • Living Area Sq Ft: 2058
  • Price Per Sq Ft: 218.61
  • Above Grade Finished Sq Ft: 2058
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 1041

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 3.00
  • Main Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding, Brick
  • Water Access Features: Canoe/Kayak, Boat - Powered, Personal Watercraft (PWC), Public Access
  • Water Access: Yes
  • Water Body Type: Creek/Stream
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Oil
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Ramp
  • HOA: No
  • Senior Community: No

Schools

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • Elementary School: DEALE
  • Middle School: SOUTHERN
  • High School: SOUTHERN
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121140671932
  • School District Source: 3rd Party
  • Elementary School: DEALE
  • High School: SOUTHERN
  • Middle Or Junior School: SOUTHERN

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 186800.00
  • Land Assessed Value: 158200.00
  • Land Use Code: R
  • Lot Size Acres: 0.33
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14400.00
  • Year Assessed: 2022
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15327466
  • Tax Annual Amount: 3907.00
  • Assessor Parcel Number: 020704604941105
  • Tax Lot: 3
  • Tax Total Finished Sq Ft: 2058
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2022
  • Close Date: 08/02/2022

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 18, 2022
Closed on
Aug 2, 2022
Sold by
Dunlap Kelly A
Bought by
Chaidez Jorge and Labarda Regine
Seller's Agent
Ray Mudd
Schwartz Realty, Inc.
Buyer's Agent
Vicki Van Horne
Long & Foster Real Estate, Inc.
List Price
$479,900
Sold Price
$449,900
Premium/Discount to List
-$30,000
-6.25%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.15%
Original Mortgage
$419,900
Outstanding Balance
$402,988
Interest Rate
5.3%
Mortgage Type
VA
Estimated Equity
$119,759

Purchase Details

Listed on
Aug 21, 2017
Closed on
Oct 3, 2018
Sold by
Sanchez Antonio and Sanchez Toni
Bought by
Dunlap Kelly A and Craig Dena R
Seller's Agent
Michelle Faircloth
Douglas Realty LLC
Buyer's Agent
Ray Mudd
Schwartz Realty, Inc.
List Price
$240,000
Sold Price
$240,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.83%

Purchase Details

Closed on
May 8, 2007
Sold by
Brown Joseph M
Bought by
Sanchez Antonio and Sanchez Toni

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$46,800
Interest Rate
6.23%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Apr 18, 2007
Sold by
Brown Joseph M
Bought by
Sanchez Antonio and Sanchez Toni

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$46,800
Interest Rate
6.23%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
May 4, 1995
Sold by
Stanley Lee
Bought by
Brown Joseph M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$17,100
Interest Rate
8.36%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $449,900 Eagle Title
Deed $240,000 Eagle Title Llc
Deed $312,000 --
Deed $312,000 --
Deed $120,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $419,900 VA
Previous Owner $46,800 Credit Line Revolving
Previous Owner $234,000 Purchase Money Mortgage
Previous Owner $234,000 Purchase Money Mortgage
Previous Owner $17,100 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/31/2025 07/31/25 Sold $530,000 +1.0% $258 / Sq Ft
05/16/2025 05/16/25 For Sale $525,000 +16.7% $255 / Sq Ft
08/02/2022 08/02/22 Sold $449,900 0.0% $219 / Sq Ft
07/10/2022 07/10/22 Pending -- -- --
06/29/2022 06/29/22 Price Changed $449,900 -6.3% $219 / Sq Ft
05/18/2022 05/18/22 For Sale $479,900 +100.0% $233 / Sq Ft
10/03/2018 10/03/18 Sold $240,000 0.0% $117 / Sq Ft
08/30/2018 08/30/18 Pending -- -- --
08/27/2018 08/27/18 For Sale $240,000 0.0% $117 / Sq Ft
07/02/2018 07/02/18 Pending -- -- --
06/28/2018 06/28/18 Price Changed $240,000 0.0% $117 / Sq Ft
06/28/2018 06/28/18 For Sale $240,000 -4.0% $117 / Sq Ft
05/10/2018 05/10/18 Pending -- -- --
05/07/2018 05/07/18 For Sale $250,000 +4.2% $121 / Sq Ft
03/07/2018 03/07/18 Off Market $240,000 -- --
09/27/2017 09/27/17 Pending -- -- --
09/27/2017 09/27/17 Price Changed $250,000 -9.1% $121 / Sq Ft
08/21/2017 08/21/17 For Sale $275,000 -- $134 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,632 $377,100 $0 $0
2023 $4,241 $345,000 $158,200 $186,800
2022 $4,016 $343,133 $0 $0
2021 $3,996 $341,267 $0 $0
2020 $3,937 $339,400 $163,200 $176,200
2019 $3,807 $326,633 $0 $0
2018 $213 $313,867 $0 $0
2017 $3,391 $301,100 $0 $0
2016 $213 $292,900 $0 $0
2015 $213 $284,700 $0 $0
2014 -- $276,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2033684

Bright MLS

APN: 07-046-04941105