$575,000
SOLD APR 22, 2025
5 Beds
3.5 Baths
2,686 Sq Ft
9,000 Sq Ft Lot

Recently Sold

$214 Per Sq Ft

4% Below List Price

10 Days on Market

Highlights

  • Colonial Architecture
  • 1 Fireplace
  • Heat Pump System
  • Cape St. Claire Elementary School Rated A-
  • Central Air

About This Home

As of April 2025

Welcome to 1042 Oak Tree Lane, a beautifully maintained home just a few blocks from the waterfront in Annapolis. Ideally located near Downtown Annapolis, Quiet Waters Park, top restaurants, shopping, and the U.S. Naval Academy, this home offers both convenience and charm.This spacious home offers four bedrooms and two fully remodeled bathrooms on the upper level, with brand-new carpet just installed for a fresh, modern feel. The main level features an open-concept layout, seamlessly connecting the kitchen, living room and guest room. Laundry room and powder room are also on the main level. The kitchen has been beautifully updated with a brand-new quartz countertop, and new hardwood flooring enhances the warmth and elegance of the space. The fully finished basement adds even more versatility, offering an additional bedroom, full bathroom, and extra living space- perfect for entertaining, a home office, or a private retreat.Recent updates include fresh paint throughout the main and upper levels, brand-new flooring, and electrical upgrades, including a dedicated circuit for the garbage disposal. A new HVAC system (2024) ensures year-round comfort. The kitchen appliances also were changed in the past 5 years , and a telephone jack for a landline. The laundry area includes a washer (2023) and a dryer (2019).Don’t miss this opportunity to own a well-cared-for home in a prime Annapolis location!

Last Agent to Sell the Property

Dilyara Daminova

Samson Properties License #0225210659 Listed on: 03/06/2025

Samson Properties

Last Buyer's Agent

Marc Handler

Hyatt & Company Real Estate, LLC License #5006398

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,353

Year Built

  • Built in 1987

Lot Details

  • 9,000 Sq Ft Lot
  • Property is zoned R5

HOA Fees

  • $11 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Colonial Architecture
  • Contemporary Architecture
  • Brick Exterior Construction
  • Permanent Foundation

Interior Spaces

  • Property has 3 Levels
  • 1 Fireplace
  • Finished Basement

Bedrooms and Bathrooms

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Community Details

  • Cape St Claire Subdivision

Listing and Financial Details

  • Tax Lot 13
  • Assessor Parcel Number 020316532484900

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,353

Year Built

Built in 1987

Lot Details

0

HOA Fees

$11 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial, Contemporary
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2025-03-06
  • Year Built: 1987
  • Automatically Close On Close Date: No
  • Remarks Public: Welcome to 1042 Oak Tree Lane, a beautifully maintained home just a few blocks from the waterfront in Annapolis. Ideally located near Downtown Annapolis, Quiet Waters Park, top restaurants, shopping, and the U.S. Naval Academy, this home offers both convenience and charm. This spacious home offers four bedrooms and two fully remodeled bathrooms on the upper level, with brand-new carpet just installed for a fresh, modern feel. The main level features an open-concept layout, seamlessly connecting the kitchen, living room and guest room. Laundry room and powder room are also on the main level. The kitchen has been beautifully updated with a brand-new quartz countertop, and new hardwood flooring enhances the warmth and elegance of the space. The fully finished basement adds even more versatility, offering an additional bedroom, full bathroom, and extra living space- perfect for entertaining, a home office, or a private retreat. Recent updates include fresh paint throughout the main and upper levels, brand-new flooring, and electrical upgrades, including a dedicated circuit for the garbage disposal. A new HVAC system (2024) ensures year-round comfort. The kitchen appliances also were changed in the past 5 years , and a telephone jack for a landline. The laundry area includes a washer (2023) and a dryer (2019). Don’t miss this opportunity to own a well-cared-for home in a prime Annapolis location!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Permanent
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Fully Finished
  • Total Sq Ft: 2924
  • Living Area Sq Ft: 2686
  • Price Per Sq Ft: 304.26
  • Above Grade Finished Sq Ft: 1972
  • Below Grade Finished Sq Ft: 714
  • Below Grade Sq Ft: 238
  • Total Below Grade Sq Ft: 952
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 1042

Beds/Baths

  • Bedrooms: 5
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 11.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • School District Key: 121140671932
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.21
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 9000.00
  • Year Assessed: 2025
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5353.00
  • Assessor Parcel Number: 020316532484900
  • Tax Lot: 13
  • Tax Total Finished Sq Ft: 2686
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2025
  • Close Date: 04/22/2025

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 6, 2025
Closed on
Apr 22, 2025
Sold by
Mark A Wilson Living Trust
Bought by
Bekaert Marie Daries and Bekaert Guillaume
Seller's Agent
Dilyara Daminova
Samson Properties
Buyer's Agent
Marc Handler
Hyatt & Company Real Estate, LLC
List Price
$600,000
Sold Price
$575,000
Premium/Discount to List
-$25,000
-4.17%
Total Days on Market
10
Views
143

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
34.38%
Original Mortgage
$460,000
Outstanding Balance
$460,000
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$135,754

Purchase Details

Closed on
Apr 19, 2021
Sold by
Wilson Mark A
Bought by
Wilson Mark A and Mark A Wilson Living Trust

Purchase Details

Closed on
Dec 29, 1998
Sold by
Mott Douglas J
Bought by
Wilson Mark A and Wilson Janice M

Purchase Details

Closed on
Sep 10, 1987
Sold by
Wardlaw Hansi E
Bought by
Mott Douglas J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$109,350
Interest Rate
10.63%
Source: Public Records

Similar Homes in Annapolis, MD

  • 1251 Pine Hill Dr, Annapolis, MD 21409

    $599,900

    • 4 Beds
    • 3 Baths
    • 2,405 Sq Ft
    • 1251 Pine Hill Dr
    • Annapolis, MD

    New Renovation in popular Cape Saint Claire *** Water oriented community *** Walking distance from schools *** Stylish finishes *** Wood floors *** Large sunroom ***

    Nathan Young Real Estate Professionals, Inc.

    Section Image
  • 1241 Destiny Cir, Annapolis, MD 21409

    $685,000

    • 4 Beds
    • 3.5 Baths
    • 3,636 Sq Ft
    • 1241 Destiny Cir
    • Annapolis, MD

    Welcome home to this spacious four bedroom, three and a half bath colonial home with garage. Located in the 55+ community Magothy Meadows on the sought after Broadneck Peninsula. Main level living at it's finest, the light flooded main level is open and inviting. Wonderful hardwood floors throughout the main level, and the living room has a gas fireplace and vaulted ceiling. The kitchen has

    Christopher Fuller Long & Foster Real Estate, Inc.

    Section Image
  • 765 Windgate Dr, Annapolis, MD 21409

    $615,000

    • 3 Beds
    • 3 Baths
    • 2,544 Sq Ft
    • 765 Windgate Dr
    • Annapolis, MD

    Beautifully renovated. Bright natural light. Just under a half an acre of fenced-in yard.From the moment you arrive, this home gives you space to breathe, and room to live.Step inside and you’re immediately welcomed by an expansive kitchen that steals the show. The kitchen is designed with a long island perfect for gatherings, conversations, and everyday life. The open flow connects seamlessly to

    Kevin Brown Long & Foster Real Estate, Inc.

    Section Image
  • 1224 Greenway Dr, Annapolis, MD 21409

    $585,000

    • 4 Beds
    • 3 Baths
    • 2,380 Sq Ft
    • 1224 Greenway Dr
    • Annapolis, MD

    Welcome to 1224 Greenway Drive—a thoughtfully expanded split-foyer home with a two-story addition, offering space, and flexibility in one of Annapolis’ most sought-after water-privileged communities.This 4-bedroom, 3-bath home features a private primary suite with dual closets, en-suite bath, and French doors to the screened porch—perfect for morning coffee or quiet evenings.The oversized kitchen

    Cathy Gazzo EXP Realty, LLC

    Section Image
  • 1918 Lindamoor Dr, Annapolis, MD 21401

    $699,700

    • 3 Beds
    • 3 Baths
    • 2,084 Sq Ft
    • 1918 Lindamoor Dr
    • Annapolis, MD

    This updated 3-bedroom, 3 full baths split-level home in the water-privileged Lindamoor on the Severn community offers access to a private beach, kayak launch, and moorings on the Severn River. Ideally located close to downtown Annapolis, the Naval Academy, and commuter routes, the home is perfect for both relaxation and entertainment. Unwind on the back patio, host guests in the lower-level bar,

    Alyson Anderson Allfirst Realty, Inc.

    Section Image
  • 1971 Dominoe Rd, Annapolis, MD 21401

    $519,000

    • 4 Beds
    • 3 Baths
    • 2,160 Sq Ft
    • 1971 Dominoe Rd
    • Annapolis, MD

    Welcome to this Wonderful home very close to Annapolis & the properties to be in a private area but close proximity to be in the City of Annapolis! Located in close proximity to restaurants , shopping, and entertainmemt . You will enjoy summer evenings dining - out in the over large deck out back! The Home offers an open floor plan that leads you to entertaining with a spacious living

    Alda Lourenco RE/MAX Realty Group

    Section Image
  • 1337 Blackwalnut Ct, Annapolis, MD 21403

    $690,000

    • 4 Beds
    • 3.5 Baths
    • 2,500 Sq Ft
    • 1337 Blackwalnut Ct
    • Annapolis, MD

    Check out this charming, updated home in Blackwalnut Cove! With 4 bedrooms and 3.5 bathrooms, it offers plenty of space and privacy, backing onto the woods. The main floor features an open kitchen and living area, plus a separate dining room. The finished basement includes an in-law suite with a kitchen, living room, and bedroom. Upstairs, you'll find 3 spacious bedrooms, including a primary

    Sean O'Connor Coldwell Banker Realty

    Section Image
  • 404 Beach Dr, Annapolis, MD 21403

    $699,900

    • 3 Beds
    • 3 Baths
    • 1,976 Sq Ft
    • 404 Beach Dr
    • Annapolis, MD

    Move-in ready ! 404 Beach Drive is a warm and inviting gracious home nestled in the beautiful Hillsmere Estates/Hillsmere Shores water privileged community offering access to two beachfront playgrounds, private beaches, picnic area, marina club, a boat ramp, canoe/kayak storage, boat slips, beach pavilions, volleyball courts and a community pool. New Samsung stove, over the range microwave, and

    Rita Cook Cook Real Estate Brokerage

    Section Image
  • 505 Coover Rd, Annapolis, MD 21401

    $575,000

    • 3 Beds
    • 3 Baths
    • 2,698 Sq Ft
    • 505 Coover Rd
    • Annapolis, MD

    This stunning home is a true standout! Thoughtfully maintained by a meticulous owner, it boasts an inviting open floor plan with 2,698 sqft of finished space, soaring vaulted ceilings, elegant custom light fixtures, and beautiful vinyl flooring throughout.On the main level, enjoy a spacious living room, along with a bright and airy den featuring skylights and a cozy wood-burning fireplace. Step

    Candice Bothun CENTURY 21 New Millennium

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $575,000 Results Title
Deed $575,000 Results Title
Interfamily Deed Transfer -- None Available
Deed -- --
Deed $121,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $460,000 New Conventional
Closed $460,000 New Conventional
Previous Owner $75,000 Credit Line Revolving
Previous Owner $10,000 Stand Alone Second
Previous Owner $250,000 Stand Alone Second
Previous Owner $175,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $70,000 Unknown
Previous Owner $109,350 No Value Available
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/22/2025 04/22/25 Sold $575,000 -4.2% $214 / Sq Ft
03/17/2025 03/17/25 Pending -- -- --
03/06/2025 03/06/25 For Sale $600,000 -- $223 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,067 $454,200 $230,000 $224,200
2023 $3,907 $447,367 $0 $0
2022 $3,665 $440,533 $0 $0
2021 $7,204 $433,700 $230,000 $203,700
2020 $3,499 $421,367 $0 $0
2019 $3,435 $409,033 $0 $0
2018 $4,023 $396,700 $186,200 $210,500
2017 $3,222 $380,900 $0 $0
2016 -- $365,100 $0 $0
2015 -- $349,300 $0 $0
2014 -- $348,733 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDAA2105590

Bright MLS

APN: 03-165-32484900