$225,000
SOLD DEC 17, 2025

1043 35th Ave N Saint Cloud, MN 56303

3 Beds
2 Baths
1,824 Sq Ft
4,792 Sq Ft Lot

Recently Sold

$123 Per Sq Ft

4% Below List Price

47 Days on Market

Highlights

  • Deck
  • Lower Floor Utility Room
  • 2 Car Detached Garage
  • No HOA
  • The kitchen features windows
  • Breakfast Bar

About This Home

As of December 2025

Welcome to 1043 35th Ave. N in St. Cloud,a well-maintained split-level home featuring 3 bedrooms, 2 bathrooms, and a heated, detached 2-stall garage. Enjoy a deck off the dining room, a small, easy-to-maintain yard, durable steel siding, and a newer roof installed in 2022. This home offers comfort and practicality in a convenient location.

Last Agent to Sell the Property

Karen Chopp

Coldwell Banker Realty Brokerage Phone: 3202503297 Listed on: 10/07/2025

Coldwell Banker Realty

Co-Listed By

Christopher Chopp

Coldwell Banker Realty Brokerage Phone: 3202503297

Last Buyer's Agent

Robin Fiecke

CENTURY 21 Atwood

CENTURY 21 Atwood

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,534

Year Built

  • Built in 1998

Lot Details

  • Lot Dimensions are 40x125
  • Few Trees

Parking

  • 2 Car Detached Garage
  • Heated Garage
  • Insulated Garage
  • Garage Door Opener

Home Design

  • Bi-Level Home
  • Block Exterior

Interior Spaces

  • Combination Kitchen and Dining Room
  • Lower Floor Utility Room

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • The kitchen features windows

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Natural lighting in basement

Additional Features

  • Deck
  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association
  • Pan Park Place Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 82494780002

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,534

Year Built

Built in 1998

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 1998
  • Above Grade Finished Sq Ft: 912
  • Unit Levels: Split Entry (Bi-Level)
  • New Construction: No
  • FractionalOwnershipYN: No
  • Attribution Contact: 3202503297
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Daylight/Lookout Windows, Finished, Full
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Living Area: 1824
  • Fireplace: No
  • Below Grade Finished Sq Ft: 912
  • Basement YN: Yes

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 3

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt
  • PatioPorchType: Deck

Garage/Parking

  • Parking Features: Detached Garage, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • LaundryFeatures: Lower Level
  • Electric: Circuit Breakers
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Deck, Kitchen Window, Washer/Dryer Hookup

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictPhone: 3202539333

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 40x125
  • Land Lease: No
  • Lot Features: Public Transit (w/in 6 blks), Tree Coverage - Medium
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Block

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 82494780002
  • Tax Annual Amount: 2534
  • TaxWithAssessments: 2534

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 7, 2025
Closed on
Dec 10, 2025
Sold by
Olson Ryan M and Olson Jenna R
Bought by
Mcclure Vickie
Seller's Agent
Karen Chopp
Coldwell Banker Realty
Buyer's Agent
Robin Fiecke
CENTURY 21 Atwood
List Price
$234,900
Sold Price
$225,000
Premium/Discount to List
-$9,900
-4.21%
Views
76

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
35.73%
Original Mortgage
$217,490
Outstanding Balance
$217,283
Interest Rate
6.24%
Mortgage Type
FHA
Estimated Equity
$13,284

Purchase Details

Closed on
May 22, 2020
Sold by
Olson Richard and Olson Cindy
Bought by
Olson Ryan M and Maus Jenna R
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $225,000 Burnet Title
Quit Claim Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $217,490 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/17/2025 12/17/25 Sold $225,000 -2.1% $123 / Sq Ft
11/24/2025 11/24/25 Pending -- -- --
11/02/2025 11/02/25 Price Changed $229,900 -2.1% $126 / Sq Ft
10/08/2025 10/08/25 For Sale $234,900 -- $129 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,534 $213,300 $30,000 $183,300
2024 $2,534 $213,300 $30,000 $183,300
2023 $2,430 $213,300 $30,000 $183,300
2022 $1,816 $147,000 $25,000 $122,000
2021 $1,692 $147,000 $25,000 $122,000
2020 $1,714 $139,000 $25,000 $114,000
2019 $1,500 $136,800 $25,000 $111,800
2018 $1,404 $115,000 $25,000 $90,000
2017 $1,334 $104,500 $25,000 $79,500
2016 $1,210 $0 $0 $0
2015 $1,192 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6787427

NorthstarMLS

APN: 82.49478.0002