Seller's Agent in 2025
Lisa Meegan
eXp Realty
(618) 719-9996
199 Total Sales
1043 Creekside Dr Waterloo, IL 62298
3
Beds
2.5
Baths
2,424
Sq Ft
10,019
Sq Ft Lot
Highlights
- Open Floorplan
- Vaulted Ceiling
- Wood Flooring
- Rogers Elementary School Rated A-
- 2-Story Property
- Loft
About This Home
As of September 2025We've Got You Covered—Literally! This adorable 2-story home comes with peace of mind thanks to a brand NEW roof just installed! From the moment you step inside, you’ll feel right at home. The spacious open-concept living room welcomes you with vaulted ceilings, a cozy gas fireplace, and seamless flow into the eat-in kitchen. The step-saver kitchen features a pantry, all appliances included, and everything you need to whip up your favorite meals. What truly sets this home apart is the gorgeous 4-seasons sunroom—surrounded by windows, flooded with natural light, and offering serene views of the lake. It’s the perfect spot to relax, unwind, and soak in the beauty of every season. The main floor primary bedroom offers ultimate convenience with a very large bathroom and generous space. Head upstairs to find an open loft area—ideal for an office, playroom, media space, or additional family room, all overlooking the living room below. The lower level is a blank canvas featuring a bathroom rough-in and endless potential to finish to your liking. Outside, enjoy the backyard patio, level lot, and the picturesque lake view that makes this home a true retreat. This gem won’t last long—is this the one you’ve been waiting for? Don’t delay—schedule your private showing today!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,997
Year Built
- Built in 2007
Lot Details
- 10,019 Sq Ft Lot
- Level Lot
Parking
- 2 Car Attached Garage
Home Design
- 2-Story Property
- Brick Veneer
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- 2,424 Sq Ft Home
- Open Floorplan
- Vaulted Ceiling
- Pocket Doors
- Two Story Entrance Foyer
- Living Room with Fireplace
- Combination Dining and Living Room
- Loft
- Sun or Florida Room
- Unfinished Basement
- Basement Ceilings are 8 Feet High
Kitchen
- Breakfast Bar
- Range
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
Laundry
- Laundry Room
- Laundry on main level
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- 220 Volts
Community Details
- No Home Owners Association
- Association fees include common area maintenance
Listing and Financial Details
- Assessor Parcel Number 07-26-249-004-000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 22, 2025
Closed on
Sep 23, 2025
Sold by
Melinda A Nobbe Trust and Nobbe Melinda A
Bought by
Sperduto Christina and Kingston Lance
Seller's Agent
Lisa Meegan
eXp Realty
Buyer's Agent
Monica Schmidt
eXp Realty
List Price
$365,000
Sold Price
$355,000
Premium/Discount to List
-$10,000
-2.74%
Views
34
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,090
Avg. Annual Appreciation
4.91%
Original Mortgage
$348,570
Outstanding Balance
$348,570
Interest Rate
5.9%
Mortgage Type
FHA
Estimated Equity
$14,520
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Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $355,000 | Community Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $348,570 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/24/2025 09/24/25 | Sold | $355,000 | +1.5% | $146 / Sq Ft |
| 08/07/2025 08/07/25 | Price Changed | $349,900 | -1.4% | $144 / Sq Ft |
| 08/01/2025 08/01/25 | Price Changed | $354,900 | -2.8% | $146 / Sq Ft |
| 07/22/2025 07/22/25 | For Sale | $365,000 | -- | $151 / Sq Ft |
Source: MARIS MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,672 | $118,716 | $16,158 | $102,558 |
| 2023 | -- | $101,500 | $14,960 | $86,540 |
| 2022 | $5,805 | $97,090 | $15,200 | $81,890 |
| 2021 | $5,675 | $93,140 | $12,120 | $81,020 |
| 2020 | $5,839 | $87,490 | $12,120 | $75,370 |
| 2019 | $5,663 | $83,930 | $12,120 | $71,810 |
| 2018 | $5,348 | $77,020 | $9,180 | $67,840 |
| 2017 | $113 | $79,088 | $9,345 | $69,743 |
| 2016 | $0 | $76,790 | $8,280 | $68,510 |
| 2015 | $5,232 | $78,850 | $9,690 | $69,160 |
| 2014 | $5,020 | $78,620 | $9,690 | $68,930 |
| 2012 | -- | $76,210 | $16,420 | $59,790 |
Source: Public Records
Agents Affiliated with this Home
-
Lisa Meegan
-
Monica Schmidt
Buyer's Agent in 2025
Monica Schmidt
eXp Realty
(618) 567-9203
324 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25050428
APN: 07-26-249-004-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
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