$349,900
UNDER CONTRACT $15K PRICE DROP

1043 Creekside Dr Waterloo, IL 62298

Estimated payment $2,347/month

Total Views 6,892
3 Beds
2.5 Baths
2,424 Sq Ft
$144 Price per Sq Ft

Highlights

  • Open Floorplan
  • Vaulted Ceiling
  • Wood Flooring
  • Rogers Elementary School Rated A-
  • 2-Story Property
  • Loft

About This Home

We've Got You Covered—Literally! This adorable 2-story home comes with peace of mind thanks to a brand NEW roof just installed! From the moment you step inside, you’ll feel right at home. The spacious open-concept living room welcomes you with vaulted ceilings, a cozy gas fireplace, and seamless flow into the eat-in kitchen. The step-saver kitchen features a pantry, all appliances included, and everything you need to whip up your favorite meals. What truly sets this home apart is the gorgeous 4-seasons sunroom—surrounded by windows, flooded with natural light, and offering serene views of the lake. It’s the perfect spot to relax, unwind, and soak in the beauty of every season. The main floor primary bedroom offers ultimate convenience with a very large bathroom and generous space. Head upstairs to find an open loft area—ideal for an office, playroom, media space, or additional family room, all overlooking the living room below. The lower level is a blank canvas featuring a bathroom rough-in and endless potential to finish to your liking. Outside, enjoy the backyard patio, level lot, and the picturesque lake view that makes this home a true retreat. This gem won’t last long—is this the one you’ve been waiting for? Don’t delay—schedule your private showing today!

Listing Agent

Lisa Meegan

eXp Realty License #475129918 Listed on: 07/22/2025

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,997

Year Built

  • Built in 2007

Lot Details

  • 10,019 Sq Ft Lot
  • Level Lot

Parking

  • 2 Car Attached Garage

Home Design

  • 2-Story Property
  • Brick Veneer
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,424 Sq Ft Home
  • Open Floorplan
  • Vaulted Ceiling
  • Pocket Doors
  • Two Story Entrance Foyer
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Loft
  • Sun or Florida Room
  • Unfinished Basement
  • Basement Ceilings are 8 Feet High

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Laundry on main level

Schools

  • Waterloo Dist 5 Elementary And Middle School
  • Waterloo High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • 220 Volts

Community Details

  • No Home Owners Association
  • Association fees include common area maintenance

Listing and Financial Details

  • Assessor Parcel Number 07-26-249-004-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,997

Year Built

Built in 2007

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2007
  • Directions: GPS Friendly ;-)
  • Property Sub-Type: Single Family Residence
  • ResoLaundryFeatures: Main Level
  • ResoLotFeatures: Level
  • Lot Size Acres: 0.23
  • Co List Office Phone: 888-574-9405
  • MLS Status: Active Under Contract
  • Subdivision Name: Creekside Estates
  • Above Grade Finished Sq Ft: 2424
  • Architectural Style: Ranch/2 story
  • Carport Y N: No
  • Reso Fireplace Features: Living Room
  • Unit Levels: Two
  • New Construction: No
  • Financial Info Electric: 220 Volts
  • MIS_RoomFlooring: Wood
  • MIS_AboveGradeFinishedAreaSrchSqFt: 2424.00
  • MIS_RoomFlooring: Vinyl
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Wood
  • MIS_RoomFlooring: Vinyl
  • MIS_SellerConsiderConcessionYN: 1
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Carpeting
  • MIS_RoomFlooring: Vinyl
  • MIS_PoolYN: 0
  • MIS_BelowGradeFinishedAreaSrchSqFt: 0.00
  • MIS_RoomFlooring: Vinyl
  • MIS_RoomFlooring: Vinyl
  • MIS_AuctionYN: 0
  • Special Features: UnderContract
  • Property Sub Type: Detached

Interior Features

  • Basement: 8 ft + Pour, Concrete, Unfinished
  • Interior Amenities: Breakfast Bar, Dining/Living Room Combo, High Ceilings, Open Floorplan, Two Story Entrance Foyer, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Door Features: Pocket Door(s)
  • Fireplaces: 1
  • Fireplace: Yes
  • Main Level Bedrooms: 1
  • MIS_LowerLevelBathroomsFull: 0
  • MIS_LowerLevelBathroomsHalf: 0
  • MIS_LowerLevelBedrooms: 0
  • MIS_MainLevelBathroomsFull: 1
  • MIS_MainLevelBathroomsHalf: 1
  • MIS_UpperLevelBathroomsFull: 1
  • MIS_UpperLevelBathroomsHalf: 0
  • MIS_UpperLevelBedrooms: 2

Exterior Features

  • Roof: Architectural Shingle
  • Pool Private: No
  • Disclosures: See Seller's Disclosure
  • Home Warranty: No
  • Construction Type: Brick Veneer, Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Attached Garage: Yes
  • Parking Features: Attached

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Green Building Features: Basement
  • Utilities: Electricity Available
  • Water Source: Public

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Fee Information

  • Association Fee Includes: Common Area Maintenance

Schools

  • Elementary School: WATERLOO DIST 5
  • Junior High Dist: Waterloo DIST 5
  • High School: Waterloo
  • Middle Or Junior School: WATERLOO DIST 5

Lot Info

  • Parcel Number: 07-26-249-004-000

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 5997

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,672 $118,716 $16,158 $102,558
2023 $5,997 $101,500 $14,960 $86,540
2022 $5,805 $97,090 $15,200 $81,890
2021 $5,675 $93,140 $12,120 $81,020
2020 $5,839 $87,490 $12,120 $75,370
2019 $5,663 $83,930 $12,120 $71,810
2018 $5,348 $77,020 $9,180 $67,840
2017 $113 $79,088 $9,345 $69,743
2016 $0 $76,790 $8,280 $68,510
2015 $5,232 $78,850 $9,690 $69,160
2014 $5,020 $78,620 $9,690 $68,930
2012 -- $76,210 $16,420 $59,790
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/07/2025 08/07/25 Price Changed $349,900 -1.4% $144 / Sq Ft
08/01/2025 08/01/25 Price Changed $354,900 -2.8% $146 / Sq Ft
07/22/2025 07/22/25 For Sale $365,000 -- $151 / Sq Ft
Source: MARIS MLS

Source: MARIS MLS

MLS Number: MIS25050428

MARIS MLS

APN: 07-26-249-004-000