NOT LISTED FOR SALE

1043 N Bluff Cir Monteagle, TN 37356

Estimated Value: $407,798

3 Beds
2 Baths
2,432 Sq Ft
$168/Sq Ft Est. Value

Last Sold June 06, 2022

Last sale price $380,000 $156 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $2,338/month

17 Days on Market

Highlights

  • Deck
  • Separate Formal Living Room
  • Porch
  • 1 Fireplace
  • No HOA
  • Cooling Available

About This Home

As of June 2022

Enjoy beautiful sunsets and partial bluff views from this nice 2 story home with a basement. Built in 1995 with 3 bedrooms and 2 full baths with lots of room and character. The basement could be a family room or extra bedroom. Enjoy drinking your morning coffee or afternoon sunsets with a glass of wine on the deck. Close to town where you can enjoy dining and shopping. Only 1 hour and 20 minutes from Nashville and 45 minutes to Chattanooga. Great central location.

Last Agent to Sell the Property

Teresa Smith

Century 21 Cumberland Realty License #118820,382967,243563 Listed on: 04/23/2022

Century 21 Cumberland Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,147

Year Built

  • Built in 1995

Lot Details

  • 0.75 Acre Lot
  • Level Lot

Parking

  • 1 Car Garage

Interior Spaces

  • Property has 3 Levels
  • 1 Fireplace
  • Separate Formal Living Room
  • Dishwasher
  • Finished Basement

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Deck
  • Patio
  • Porch

Schools

  • Tracy Elementary
  • Grundy Co High School

Utilities

  • Cooling Available
  • Central Heating
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 100 04415 000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,147

Year Built

Built in 1995

Lot Details

0

Parking

1

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1995
  • Unit Levels: Three Or More
  • Year Built Details: EXIST
  • ResoPropertyType: Residential
  • ResoBuildingAreaSource: Assessor
  • Special Features: None

Interior Features

  • Interior Amenities: Open Floorplan
  • Appliances: Refrigerator, Dishwasher
  • Fireplace: Yes
  • Fireplaces: 1
  • Flooring: Wood
  • Total Bedrooms: 3
  • Full Bathrooms: 2
  • Has Basement: Finished
  • Above Grade Finished Sq Ft: 1656
  • Below Grade Sq Ft: 776
  • Building Area Units: Square Feet
  • Living Area: 2432
  • Living Area Units: Square Feet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Construction Type: Other
  • Patio And Porch Features: Deck, Patio, Porch
  • Pool Private: No
  • Roof: Other
  • View: No
  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Covered Parking Spaces: 1
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Detached
  • Total Parking Spaces: 1

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Utilities: Water Available

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Lot Info

  • Lot Features: Level, Corner Lot
  • Lot Size Acres: 0.75
  • Lot Size: 0.75 acres
  • Lot Size Units: Acres
  • Parcel #: 100 04415 000
  • Property Attached Yn: No
  • ResoLotSizeUnits: Acres

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 1147

MLS Schools

  • Elementary School: Tracy Elementary
  • High School: Grundy Co High School
  • Middle Or Junior School: Tracy Elementary

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 23, 2022
Closed on
May 31, 2022
Sold by
Ferry Robert L and Ferry Cassie R
Bought by
Fisher Whitney M
Seller's Agent
Teresa Smith
Century 21 Cumberland Realty
List Price
$399,900
Sold Price
$380,000
Premium/Discount to List
-$19,900
-4.98%
Current Estimated Value
$407,798

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$27,798
Avg. Annual Appreciation
2.98%
Original Mortgage
$347,985
Outstanding Balance
$333,005
Interest Rate
5.1%
Mortgage Type
FHA
Estimated Equity
$84,180

Purchase Details

Listed on
Apr 26, 2020
Closed on
Sep 3, 2020
Sold by
Butner Charline
Bought by
Ferry Robert L and Ferry Cassie R
Seller's Agent
Cindy Sherrill
Red Realty, LLC
Buyer's Agent
Jason Fraker
Real Broker
List Price
$253,000
Sold Price
$240,000
Premium/Discount to List
-$13,000
-5.14%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
30.03%
Original Mortgage
$192,000
Interest Rate
3%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 1, 2009
Sold by
Hookey Jerre Don
Bought by
Hookey Charline

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
4.86%

Purchase Details

Closed on
Oct 31, 2002
Sold by
Brown Debra S
Bought by
Hookey Jerre Don

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,625
Interest Rate
5.93%

Purchase Details

Closed on
Feb 2, 1996
Bought by
Debra S Brown % Fleet Mortgage Corp
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Fisher Whitney M -- William L Gouger Jr Pc
Ferry Robert L $240,000 Access Title And Escrow Inc
Hookey Charline -- --
Hookey Jerre Don $137,900 --
Debra S Brown % Fleet Mortgage Corp $117,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Fisher Whitney M $347,985
Previous Owner Ferry Robert L $192,000
Previous Owner Butner Charline $66,700
Previous Owner Hookey Charline O $94,700
Previous Owner Hookey Jerre Don $140,000
Previous Owner Charline Hookey $55,000
Previous Owner Charline Hookey $50,000
Previous Owner Charline Hookey $90,000
Previous Owner Don Hookey Jerre $12,000
Previous Owner Debra S Brown % Fleet Mortgage Corp $130,625
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/06/2022 06/06/22 Sold $380,000 -5.0% $156 / Sq Ft
05/10/2022 05/10/22 Pending -- -- --
04/23/2022 04/23/22 For Sale $399,900 +66.6% $164 / Sq Ft
09/04/2020 09/04/20 Sold $240,000 -5.1% $80 / Sq Ft
08/09/2020 08/09/20 Pending -- -- --
04/26/2020 04/26/20 For Sale $253,000 -- $85 / Sq Ft
Source: Realtracs

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,260 $88,350 $4,625 $83,725
2023 $1,260 $88,350 $4,625 $83,725
2022 $1,147 $51,825 $3,025 $48,800
2021 $1,147 $51,825 $3,025 $48,800
2020 $1,071 $51,825 $3,025 $48,800
2019 $1,105 $50,950 $3,925 $47,025
2018 $1,105 $43,550 $3,875 $39,675
2017 $1,105 $43,550 $3,875 $39,675
2016 $1,105 $43,550 $3,875 $39,675
2015 $1,105 $43,550 $3,875 $39,675
2014 $1,126 $44,373 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realtracs

MLS Number: 2525228

Realtracs

APN: 100-044.15