$589,000
$10K PRICE DROP

10446 Shady Ln Brainerd, MN 56401

Estimated payment $3,415/month

Total Views 2,697
5 Beds
2 Baths
2,046 Sq Ft
$288 Price per Sq Ft

Highlights

  • Hot Property
  • 65 Feet of Waterfront
  • Beach Access
  • Nisswa Elementary School Rated 9+
  • Docks
  • No HOA

About This Home

There is something incredibly special about a lake that feels like your own. You'll experience this on
Ruth Lake in East Gull Lake. Sitting on .35 acres with 65 ft of lake frontage, this remodeled Ruth Lake home checks every box, natural beauty, modern updates, and unbeatable convenience. Inside you'll find 2046 finished sq ft., and an updated kitchen with fresh cabinetry and back splash. Five bedrooms and 2 bathrooms give everyone room to spread out. The 24x28 two-stall detached garage handles the vehicles, lake toys, and all the gear that comes with it. No public access means no crowded boat traffic, just peaceful water. You may come to expect to see a resident loon pair that returns every year. Ruth Lake has a genuine close-knit feel. Bonus: East Gull Lake sprays for bugs, so you can actually sit
outside and enjoy summer evenings without retreating inside. This home feels like it's nestled in a Northwoods escape, but you're just minutes from great dining,
golf, and all the Brainerd Lakes Area has to offer, with a quick drive into Brainerd/Baxter for everyday
errands. Whether you're looking for a year-round residence or a peaceful lakeside getaway, this turn-key Ruth Lake home offers what you're looking for. Come see the sunrise for yourself!

Listing Agent

Jodi Carley

Ashworth Real Estate Listed on: 06/15/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,020

Year Built

  • Built in 1996

Lot Details

  • Lot Dimensions are 60x243x66x241
  • 65 Feet of Waterfront
  • Lake Front
  • Rural Setting
  • Few Trees
  • Zoning described as Shoreline,Residential-Single Family

Parking

  • 2 Car Detached Garage
  • Garage Door Opener

Home Design

  • Bi-Level Home
  • Block Foundation
  • Frame Construction
  • Block Exterior
  • Vinyl Siding

Interior Spaces

  • Combination Kitchen and Dining Room
  • Lower Floor Utility Room
  • Finished Basement
  • Block Basement Construction

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Disposal
  • The kitchen features windows

Bedrooms and Bathrooms

  • 5 Bedrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Beach Access
  • Docks

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Water Filtration System
  • Well
  • Drilled Well
  • Gas Water Heater
  • Water Softener is Owned

Community Details

  • No Home Owners Association
  • Ruth Lake Association, Phone Number (218) 851-5077

Listing and Financial Details

  • Assessor Parcel Number 870162115

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,020

Year Built

Built in 1996

Lot Details

0.35 Acres

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family
  • Cooling System: Central Air
  • Outside Features: Vinyl
  • Garage Spaces: 2
  • Accessibility Features: None
  • Water Source: Drilled, Well
  • Year Built: 1996
  • Above Grade Finished Sq Ft: 1224
  • Unit Levels: Split Entry (Bi-Level)
  • New Construction: No
  • FractionalOwnershipYN: No
  • NST_SingleFamilySubType: Rural Residential
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Finished
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Water Filtration System, Water Osmosis System, Microwave, Range, Refrigerator, Washer, Water Softener Owned
  • Living Area: 2046
  • Fireplace: No
  • Below Grade Finished Sq Ft: 822
  • Basement YN: Yes

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 5
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age Over 8 Years, Asphalt
  • PoolFeatures: None
  • Fencing: None
  • View: Lake, Panoramic
  • Foundation Details: Block
  • Other Structures: Storage Shed
  • Lake Bottom: Hard, Sand
  • Elevation Highpoint to Waterfront Feet: 0-4
  • Waterfront Frontage: 65

Garage/Parking

  • Parking Features: Detached Garage, Asphalt, Garage Door Opener

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • LaundryFeatures: Gas Dryer Hookup, Lower Level, Washer Hookup
  • Fuel: Natural Gas
  • Power Company: Minnesota Power

Condo/Co-op/Association

  • HOA Fee Includes: Other
  • Phone: 2188515077
  • Association: No
  • Amenities Unit: Ceiling Fan(s), Deck, Dock, Hardwood Floors, Kitchen Window, Local Area Network, Natural Woodwork, Panoramic View, Security Lights, Boat Slip, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

Association/Amenities

  • HOA Management Co: Ruth Lake Association

Schools

  • Junior High Dist: Brainerd
  • SchoolDistrictPhone: 2184546900

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 60x243x66x241
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Tree Coverage - Light
  • Additional Parcels: No
  • Zoning Description: Shoreline,Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Block, Frame

Tax Info

  • Tax Year: 2026
  • Assessor Parcel Number: 870162115
  • Tax Annual Amount: 3020
  • TaxWithAssessments: 3106

Multi Family

  • WaterfrontFeatures: Dock, Lake Front

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,068 $492,700 $242,100 $250,600
2024 $3,068 $491,800 $242,100 $249,700
2023 $2,926 $494,600 $242,100 $252,500
2022 $2,032 $494,600 $242,100 $252,500
2021 $2,058 $256,100 $100,000 $156,100
2020 $2,082 $247,200 $98,500 $148,700
2019 $1,984 $231,500 $94,600 $136,900
2018 $1,714 $210,900 $72,400 $138,500
2017 $1,704 $210,900 $72,400 $138,500
2016 $1,764 $0 $0 $0
2015 $1,764 $228,100 $94,900 $133,200
2014 $1,614 $0 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/30/2026 06/30/26 Price Changed $589,000 -1.7% $288 / Sq Ft
06/15/2026 06/15/26 For Sale $599,000 -- $293 / Sq Ft
Source: NorthstarMLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $230,000 --
Interfamily Deed Transfer -- None Available
Warranty Deed -- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $230,000 No Value Available
Source: Public Records

Source: NorthstarMLS

MLS Number: 7092715

NorthstarMLS

APN: 87-016-2115

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