$999,000
SOLD DEC 11, 2025

1048 Highway 98 E Destin, FL 32541

2 Beds
2 Baths
1,672 Sq Ft
$1,220/mo HOA Fee

Recently Sold

$597 Per Sq Ft

6% Below List Price

Highlights

  • Beach Access
  • Property fronts gulf or ocean
  • Softwood Flooring
  • Destin Elementary School Rated A-
  • Traditional Architecture
  • Double Pane Windows

About This Home

As of December 2025

Beautifully updated ground-floor, end-unit condo in the highly coveted Silver Beach Towers Resort. This two-bed, two-bath Gulf-front residence with bonus bunk space offers unmatched convenience, direct beach access, and rare ground-floor walkout living. Recent interior updates (2024–2025) create a fresh coastal feel, with an open layout, modern furnishings, and floor-to-ceiling windows framing Gulf and pool views. The oversized beachfront patio is a standout feature, providing immediate access to the pool deck, grilling areas, and private beach. Inside, the home includes an updated kitchen with stainless appliances and new range, refreshed dining and living spaces, and a private primary suite with patio access, double vanity, jacuzzi tub, and walk-in shower. A guest suite with two queen beds, a bunk area, and full laundry room add excellent functionality. Unique storage options include an in-unit owner’s closet plus an oversized hallway owner’s closet ideal for beach gear. The property is pet-friendly for owners and includes covered garage parking. Silver Beach Towers features two Gulf-front pools, tennis courts, fitness center, grilling areas, private beach access, and long-standing beach service with chair rentals, paddleboards, kayaks, and more. Owners may purchase seasonal chair packages. A new poolside bar and grill, The Tipsy Turtle, debuts in 2025, enhancing the resort experience. A well-maintained, turnkey beachfront gem with strong rental appeal and exceptional amenities.

Last Agent to Sell the Property

Outside Area Selling Agent

PAR Outside Area Listing Office Listed on: 12/11/2025

Last Buyer's Agent

Kimberley Gibbons

Emerald Coast Realty Pros

Townhouse Details

Home Type

  • Townhome

Year Built

  • Built in 2004

HOA Fees

  • $1,220 Monthly HOA Fees

Parking

  • Parking Lot

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Built-Up Roof
  • Concrete Siding

Interior Spaces

  • 1,672 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Double Pane Windows
  • Combination Dining and Living Room
  • Gulf Views
  • Breakfast Bar

Flooring

  • Softwood
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Schools

  • Local School In County Elementary And Middle School
  • Local School In County High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Additional Features

  • Beach Access
  • Property fronts gulf or ocean

Community Details

  • Association fees include cable TV, ground maintenance, insurance, pest control, recreation facility, trash, water/sewer

Listing and Financial Details

  • Assessor Parcel Number 002S22231700PH0106

Townhouse Details

Home Type

Townhome

Year Built

Built in 2004

Lot Details

0

HOA Fees

$1,220 per month

Listing Details

  • Stories: 1
  • Parcel Number: 002S22231700PH0106
  • Property Type: Residential Attached
  • Year Built: 2004
  • Electric: Circuit Breakers
  • Property Sub Type: Res Attached
  • Horses: No
  • Lot Size Acres: 0.0001
  • Subdivision Name: None
  • Directions: US -98 W make left onto Airport Rd, Just pass Dollar General on the right.
  • Architectural Style: Traditional
  • Building Name: Silver Beach
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: One
  • New Construction: No
  • Property Attached Yn: Yes
  • Special Features: None

Interior Features

  • Appliances: Electric Water Heater
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Flooring: Tile, Simulated Wood
  • Living Area: 1672
  • Window Features: Double Pane Windows
  • Bedroom/Bathroom Features: Not Updated
  • Dining Room Features: Breakfast Bar, Living/Dining Combo
  • Living Room Living Room Level: First
  • Room Kitchen Features: Not Updated

Exterior Features

  • Roof: Built-Up
  • Pool Features: None
  • View: Gulf, Water
  • View: Yes
  • Waterfront Features: Gulf, Waterfront, Beach Access
  • Waterfront: Yes
  • Construction Type: Concrete
  • Foundation Details: Slab
  • Property Condition: Resale

Garage/Parking

  • Parking Features: Parking Lot

Utilities

  • Heating: Central
  • Cooling: Central Air, Ceiling Fan(s)
  • Sewer: Public Sewer
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 14636
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Association, Cable TV, Maintenance Grounds, Insurance, Pest Control, Recreation Facility, Trash, Water/Sewer

Schools

  • Elementary School: Local School In County
  • High School: Local School In County
  • Middle Or Junior School: LOCAL SCHOOL IN COUNTY

Lot Info

  • Lot Size Sq Ft: 4.356
  • Zoning Description: Res Multi

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 11, 2025
Closed on
Dec 10, 2025
Sold by
Borra Jeffrey and Borra Chelsea
Bought by
Td Kitkat Llc
Seller's Agent
Outside Area Selling Agent
PAR Outside Area Listing Office
Buyer's Agent
Kimberley Gibbons
Emerald Coast Realty Pros
List Price
$1,059,000
Sold Price
$999,000
Premium/Discount to List
-$60,000
-5.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
128.59%

Purchase Details

Closed on
Jul 28, 2023
Sold by
Anderson Christopher W and Anderson Jill
Bought by
Borra Jeffrey and Borra Chelsea

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$828,000
Interest Rate
6.63%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 25, 2020
Sold by
Henry Holdings Llc
Bought by
Anderson Christopher W and Bouler Jill J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$541,600
Interest Rate
3.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 13, 2012
Sold by
U S Bank National Association
Bought by
Henry Holdings Llc and Miller David L

Purchase Details

Closed on
Mar 26, 2010
Sold by
Bloom Ryan
Bought by
Silver Beach Towers West
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $999,000 Beach Land And Title Services
Warranty Deed $1,035,000 Vintage Title & Escrow
Warranty Deed $677,000 None Available
Corporate Deed $400,000 Stewart Title Company
Trustee Deed $6,500 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $828,000 New Conventional
Previous Owner $541,600 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/11/2025 12/11/25 Sold $999,000 -5.7% $597 / Sq Ft
12/11/2025 12/11/25 For Sale $1,059,000 -- $633 / Sq Ft
11/30/2025 11/30/25 Pending -- -- --
Source: Pensacola Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Agents Affiliated with this Home

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Map

Source: Pensacola Association of REALTORS®

MLS Number: 674768

Pensacola Association of REALTORS®

APN: 00-2S-22-2317-00PH-0106