Seller's Agent in 2023
Greg Gray
Polack Realty
(574) 210-7224
3 in this area
149 Total Sales
10483 Vistula Rd Osceola, IN 46561
Estimated Value: $244,000 - $342,000
2
Beds
1.5
Baths
1,674
Sq Ft
$177/Sq Ft
Est. Value
Highlights
- 57 Feet of Waterfront
- Ranch Style House
- Workshop
- Moran Elementary School Rated A-
- Wood Flooring
- 1 Car Attached Garage
About This Home
As of October 2023Experience the unparalleled joys of river-front living along the serene lower St. Joe River. Nestled centrally between the scenic Twin Branch and Elkhart dams, and the picturesque Baugo Bay, this walk-out ranch-style home offers an idyllic retreat. Step inside to discover a generously sized living room featuring new laminate flooring, limestone electric fireplace which adds a cozy touch to the ambiance. Updated eat-in kitchen and bath, The two bedrooms are adorned with new hardwood flooring. Venturing to the lower level, you'll find a spacious family room, game room, bonus room, and a convenient half bath. Outdoor enthusiasts will revel in the upper and lower decks that overlook the tranquil river, creating the perfect spot for savoring nature's beauty and the soothing sounds of the water. The terraced landscaping adds to the charm, and the steel seawall ensures the protection of your waterfront haven. With 6 feet of water depth right at the seawall, this property is a boater's dream. The garage is exceptionally deep, offering enough space for two vehicles parked end to end. Also, perfect for storage or even a workshop. Key updates to this property include the septic system (2015), furnace (2017), and a new AC condenser and evaporator (2021), Don't miss the chance to call this cozy year-round cottage your own and experience the tranquility and beauty of river-front living. Schedule a showing today and embrace the serenity of this stunning waterfront property.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,070
Year Built
- Built in 1946
Lot Details
- 7,841 Sq Ft Lot
- Lot Dimensions are 57x140
- 57 Feet of Waterfront
- River Front
- Irregular Lot
- Sloped Lot
Parking
- 1 Car Attached Garage
- Garage Door Opener
Home Design
- Ranch Style House
- Stone Exterior Construction
- Vinyl Construction Material
Interior Spaces
- Living Room with Fireplace
- Workshop
- Water Views
- Eat-In Kitchen
- Laundry on main level
Flooring
- Wood
- Laminate
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
Partially Finished Basement
- Walk-Out Basement
- Sump Pump
- Block Basement Construction
- 1 Bathroom in Basement
Outdoor Features
- Sun Deck
Schools
- Moran Elementary School
- Grissom Middle School
- Penn High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- The river is a source of water for the property
- Septic System
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 71-10-09-251-004.000-031
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 2, 2023
Closed on
Oct 4, 2023
Sold by
Rozycki John T
Bought by
Hong Phillip and Hong Myung S
Seller's Agent
Greg Gray
Polack Realty
Buyer's Agent
Vicki Mack
Keller Williams Realty Group
List Price
$299,999
Sold Price
$320,000
Premium/Discount to List
$20,001
6.67%
Views
22
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$23,559
Avg. Annual Appreciation
-0.56%
Original Mortgage
$220,000
Outstanding Balance
$216,734
Interest Rate
7.23%
Mortgage Type
New Conventional
Estimated Equity
$99,877
Purchase Details
Listed on
Apr 22, 2015
Closed on
Oct 28, 2015
Sold by
White Shaffer Trust
Bought by
Rozycki John T and Rozycki Lori J
Seller's Agent
Mary Murray
RE/MAX Results-Goshen
Buyer's Agent
Mary Murray
RE/MAX Results-Goshen
List Price
$189,900
Sold Price
$120,000
Premium/Discount to List
-$69,900
-36.81%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.15%
Original Mortgage
$96,000
Interest Rate
3.82%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 14, 2010
Sold by
Shaffer Peggy S and White Shaffer Peggy S
Bought by
White Shaffer Peggy S and Peggy S White Shaffer Living Trust
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Hong Phillip | $320,000 | Metropolitan Title | |
| Rozycki John T | -- | Hamilton Title | |
| White Shaffer Peggy S | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Hong Phillip | $220,000 | |
| Previous Owner | Rozycki John T | $96,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 10/05/2023 10/05/23 | Sold | $320,000 | +6.7% | $191 / Sq Ft |
| 10/01/2023 10/01/23 | Pending | -- | -- | -- |
| 09/02/2023 09/02/23 | For Sale | $299,999 | +150.0% | $179 / Sq Ft |
| 10/28/2015 10/28/15 | Sold | $120,000 | -36.8% | $72 / Sq Ft |
| 09/01/2015 09/01/15 | Pending | -- | -- | -- |
| 04/22/2015 04/22/15 | For Sale | $189,900 | -- | $114 / Sq Ft |
Source: Indiana Regional MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,960 | $235,100 | $46,600 | $188,500 |
| 2023 | $2,127 | $237,300 | $46,600 | $190,700 |
| 2022 | $2,170 | $237,400 | $46,600 | $190,800 |
| 2021 | $2,070 | $216,500 | $52,500 | $164,000 |
| 2020 | $2,018 | $216,500 | $52,500 | $164,000 |
| 2019 | $1,642 | $183,300 | $44,500 | $138,800 |
| 2018 | $1,463 | $174,200 | $42,000 | $132,200 |
| 2017 | $3,322 | $171,500 | $42,000 | $129,500 |
| 2016 | $4,022 | $205,900 | $35,000 | $170,900 |
| 2014 | $3,919 | $180,000 | $35,000 | $145,000 |
Source: Public Records
Agents Affiliated with this Home
-
Greg Gray
-
Vicki Mack
V
Buyer's Agent in 2023
Vicki Mack
Keller Williams Realty Group
(574) 400-3232
1 in this area
33 Total Sales
-
Mary Murray
Seller's Agent in 2015
Mary Murray
RE/MAX
(574) 536-1315
13 Total Sales
Map
Source: Indiana Regional MLS
MLS Number: 202331892
APN: 71-10-09-251-004.000-031
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