10492 SE 178th St Summerfield, FL 34491
Estimated payment $1,740/month
Total Views
4,229
2
Beds
2
Baths
1,066
Sq Ft
$234
Price per Sq Ft
Highlights
- Golf Course Community
- Active Adult
- Clubhouse
- Fitness Center
- Gated Community
- Sauna
About This Home
Welcome home to Spruce Creek South, a truly gated, 55+ golf-cart-friendly community in the heart of Central Florida. This cozy yet spacious 2-bedroom, 2-bath 2-car garage with additional privacy screen doors also an additional golf-cart garage behind the house, this one is a must see. This home is perfectly situated on an oversized .30-acre corner lot, located along the resident gate road with direct access to The Terrace Plaza, placing everyday conveniences just minutes away. Enjoy nearby urgent care, nearby hospitals, dentist, doctors, restaurants, pharmacies, ice cream, medical supplies, beauty spa, nail salon, hairdresser and barber shop, thrift store, butcher shop and flower shops, —and even a Planet Fitness established in 2024. This home features a 2-car garage plus a separate golf cart garage as previously mentioned. Inside, the open floor plan offers a welcoming, modern layout ideal for comfortable living and entertaining. The kitchen with granite counter-tops and stainless steel appliances boasts ample cabinetry and counter space - perfect for any home chef. The open concept is great for entertaining your guest . Relax year-round in the expansive 10’ x 25’ lanai, great for Relaxing and also entertaining year round..., complete with vinyl windows replaced in 2022 and new screens installed in 2023. The home has been meticulously maintained and lightly used—Previous owners occupied only three months per year in the past since 2017-2023, totaling just 18 months of use in that period of 6 years, the new owner has been here a couple of years and decided to go back home to family.
Recent Updates & Improvements Include:
Transferable Massey Termite bond.
Roof – December 2021
HVAC – 2023
Newer Stainless-steel appliances - 2024
Tile flooring in both bathrooms– 2017
Luxury Porcelain plank floors in rest of the house - 2024
High end Bali Blinds - 2024
Washer and Dryer - 2024
Newer 6 panel doors -2024
Newer Primary Bedroom Shower 2024
Newer Granite Counter Tops - 2024
Newer Simply Safe Alarm - 2024
Newer Ring Door-bell - 2024
Newer hot water heater - 2024
Newer Wi-Fi Garage Opener with Camera and app. -2024
Electrical Panel was replaced by a new one in - 2025
Ceiling fans – 2020 Primary Bedroom fan 2024
Master bath: new toilet and granite vanity top - 2024
Guest bath: vanity & medicine cabinet (2018), exhaust fan (2022)
Irrigation controller – 2021
With no bond, this home offers exceptional value and peace of mind.
Residents of Spruce Creek South enjoy a vibrant lifestyle with countless amenities, including golf, shuffleboard, pickle ball, tennis, heated community pool, fitness center, separate men’s and women’s saunas, library, nature walks, dog park, Softball field, additional gated fenced in parking if you have a big RV or Trailer at an exceptional low cost to residents. There is on-site dining, and there is also a pro-shop which is part of the 18-hole golf course, and an active calendar of clubs and social events. Ideally located near shopping, entertainment, top medical facilities, and just minutes from The Villages, this home truly delivers the perfect blend of convenience, comfort, and community. Don’t miss this extraordinary opportunity—schedule your private or virtual tour today and experience the lifestyle waiting for you at Spruce Creek South.
Listing Agent
RE/MAX PREMIER REALTY LADY LK Brokerage Phone: 352-753-2029 License #3412974 Listed on: 01/13/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,807
Year Built
- Built in 1991
Lot Details
- 0.3 Acre Lot
- Lot Dimensions are 103x128
- Southeast Facing Home
- Property is zoned R1
HOA Fees
- $180 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Slab Foundation
- Frame Construction
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,066 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Living Room
- L-Shaped Dining Room
- Sun or Florida Room
Kitchen
- Range
- Microwave
- Granite Countertops
Flooring
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- En-Suite Bathroom
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry in Garage
- Dryer
- Washer
Outdoor Features
- Rain Gutters
Utilities
- Central Heating and Cooling System
- Vented Exhaust Fan
- Thermostat
- Electric Water Heater
- Septic Tank
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 14 / F
- Assessor Parcel Number 6005-006-014
Community Details
Overview
- Active Adult
- Association fees include 24-Hour Guard, pool, security, trash
- Tracy Brown Association, Phone Number (358) 234-7370
- Spruce Creek South Subdivision, The Evergreen Floorplan
- The community has rules related to deed restrictions, fencing, allowable golf cart usage in the community
Amenities
- Restaurant
- Sauna
- Clubhouse
Recreation
- Golf Course Community
- Tennis Courts
- Community Basketball Court
- Pickleball Courts
- Racquetball
- Shuffleboard Court
- Fitness Center
- Community Pool
- Community Spa
- Dog Park
- Trails
Security
- Security Guard
- Gated Community
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,807 | $189,516 | $48,300 | $141,216 |
| 2024 | $2,877 | $152,174 | -- | -- |
| 2023 | $2,877 | $138,340 | -- | -- |
| 2022 | $2,400 | $125,764 | $0 | $0 |
| 2021 | $2,198 | $118,550 | $18,300 | $100,250 |
| 2020 | $2,022 | $105,340 | $15,300 | $90,040 |
| 2019 | $1,873 | $94,488 | $13,300 | $81,188 |
| 2018 | $1,767 | $91,933 | $13,300 | $78,633 |
| 2017 | $822 | $67,940 | $0 | $0 |
| 2016 | $801 | $66,543 | $0 | $0 |
| 2015 | $810 | $66,080 | $0 | $0 |
| 2014 | $771 | $65,556 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/13/2026 01/13/26 | For Sale | $249,900 | +4.6% | $234 / Sq Ft | |
| 01/24/2024 01/24/24 | Pending | -- | -- | -- | |
| 01/18/2024 01/18/24 | For Sale | $239,000 | +146.4% | $224 / Sq Ft | |
| 02/03/2017 02/03/17 | Sold | $97,000 | -28.6% | $91 / Sq Ft | View Prior Sale |
| 01/31/2017 01/31/17 | Pending | -- | -- | -- | |
| 07/22/2016 07/22/16 | For Sale | $135,900 | -- | $127 / Sq Ft |
Source: Stellar MLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $239,000 | Affiliated Title Of Central Fl | |
| Warranty Deed | $239,000 | Affiliated Title Of Central Fl | |
| Warranty Deed | $97,000 | A & B Title And Escrow |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $191,200 | New Conventional | |
| Closed | $191,200 | New Conventional |
Source: Public Records
About the Listing Agent
Gerrie's Other Listings
Source: Stellar MLS
MLS Number: G5106551
APN: 6005-006-014
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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