$260,000
OPEN SAT 11AM - 2PM $5K PRICE DROP

10492 SE 178th St Summerfield, FL 34491

Estimated payment $1,830/month

Total Views 1,551
2 Beds
2 Baths
1,066 Sq Ft
$244 Price per Sq Ft

Highlights

  • Golf Course Community
  • Senior Community
  • Clubhouse
  • Fitness Center
  • Gated Community
  • Community Pool

About This Home

Graciously positioned on a .3-acre corner lot in Spruce Creek South, this updated 2-bedroom, 2-bath Evergreen model has a strong street presence with added breathing room in one of Summerfield’s premier 55+ golf communities. From the front, a curbed landscape frames the home with neat edges and inviting charm, and the wide front porch creates a welcoming entry with plenty of room to sit, stay awhile, and quietly take in the neighborhood.

Inside, porcelain tile extends across the main living areas met by fresh paint, Bali window treatments, updated 6-panel doors, and new AC vent covers + ceiling fans in every room. Crisp and bright, the kitchen is smartly arranged with granite counters, stainless appliances, and a built-in microwave to suit the everyday cook.

Sliding doors from the dining room open onto a full-length lanai lined with vinyl windows and cooled by ceiling fans. It lives like part of the interior, with space that supports year-round use and adds flexibility to the home's overall layout.

The primary suite is spacious and serene, with a walk-in closet and renovated ensuite that includes soft-close cabinetry, granite surfaces, and a Bathfitter shower finished with classic subway tile. A generous guest room includes a walk-in closet and convenient access to a refreshed full bath with updated vanity, modern lighting, and a convenient tub-shower combination.

Storage and utility are quite exceptional here. The two-car garage includes a new opener with security camera, insulated panels, attic access via built-in ladder, and updated springs. At the back of the property, a separate golf cart garage with roll-up door offers space for hobbies or seasonal storage.

Recent improvements include a 2021 roof, 2023 HVAC, 2024 water heater, and a new electrical panel installed in 2025. The irrigation system, installed in 2022, is WiFi-enabled and fully operational. Kitchen appliances were replaced in 2023, with washer and dryer updated in 2024.

Septic inspected and pumped 2024. Termite inspection July 2025 with transferable warranty.

Spruce Creek South surrounds the Links Golf Course, an 18-hole, par-72 championship course designed by Terry Doss. Residents also enjoy access to a clubhouse, fitness center, pool, pub, library, billiards room, and an active schedule of social and recreational events. The community is located just minutes from The Villages, offering even more options for shopping, dining, and entertainment.

Listing Agent

Marlene Williamson

BERKSHIRE HATHAWAY HS FLORIDA Brokerage Phone: 352-622-9700 License #3347081 Listed on: 07/07/2025

BERKSHIRE HATHAWAY HS FLORIDA

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,877

Year Built

  • Built in 1991

Lot Details

  • 0.3 Acre Lot
  • Southeast Facing Home
  • Irrigation Equipment
  • Property is zoned R1

HOA Fees

  • $176 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 1,066 Sq Ft Home
  • Ceiling Fan
  • Combination Dining and Living Room
  • Ceramic Tile Flooring

Kitchen

  • Range
  • Microwave

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry in Garage
  • Dryer
  • Washer

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Senior Community
  • Heritage Management/Tracy Brown Association, Phone Number (352) 487-0777
  • Spruce Crk South V Subdivision

Amenities

  • Restaurant
  • Clubhouse

Recreation

  • Golf Course Community
  • Fitness Center
  • Community Pool

Security

  • Security Guard
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,877

Year Built

Built in 1991

Lot Details

0

HOA Fees

$176 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Frame
  • Fireplace: No
  • Living Area: 1066
  • Lot Size Acres: 0.3
  • New Construction: No
  • Year Built: 1991
  • Building Area Total: 2014
  • Lot Size Sq Ft: 13068
  • Directions to Property: from Ocala go south on US 441 into Summerfield. Turn right on SE 176th St, first left on SE 106th Terr, right on SE 178th St. house on left corner of SE 178th St and SE 105th Ave
  • Status: Active
  • Street Direction: SE
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Ocala
  • Escrow Postal Code: 34471
  • Escrow State: FL
  • Escrow Street Name: E Fort King St
  • Escrow Street Number: 2161
  • List Office Head Office Key Nume: 529793694
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 243.90
  • Total Acreage: 1/4 to less than 1/2
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 352-622-9700
  • Tax Year: 2024
  • Special Features: 4097

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Living Room/Dining Room Combo, Walk-In Closet(s)
  • Appliances Included: Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Street Number Modifier: 10492
  • Living Area Meters: 99.03
  • Room Count: 4

Exterior Features

  • Direction Faces: Southeast
  • Exterior Features: Sidewalk
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Paved
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2008-08-28
  • Flood Zone Panel: 12083C0905D

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Connected, Electricity Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: In Garage
  • Sewer: Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Fitness Center, Gated Community - Guard, Golf, Pool, Restaurant
  • Association Amenities: Clubhouse, Fitness Center, Gated, Golf Course, Pool
  • Association Fee: 176
  • Association Fee Frequency: Monthly
  • Association Name: Heritage Management/Tracy Brown
  • Phone: 352-487-0777
  • Association: Yes
  • Senior Community: Yes
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Association Email: tracyb@heritagemanagement.net

Fee Information

  • Total Annual Fees: 2112.00
  • Total Monthly Fees: 176.00
  • Monthly HOA Amount: 176.00

Lot Info

  • Zoning: R1
  • Parcel Number: 6005-006-014
  • Additional Parcels: No
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 1214

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: get requirements from HOA

Tax Info

  • Tax Annual Amount: 2877
  • Tax Block: F
  • Tax Book Number: 002-012SPRUCE
  • Tax Lot: 14

Multi Family

  • Approval Process: get requirements from HOA

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,877 $152,174 -- --
2023 $2,877 $138,340 $0 $0
2022 $2,400 $125,764 $0 $0
2021 $2,198 $118,550 $18,300 $100,250
2020 $2,022 $105,340 $15,300 $90,040
2019 $1,873 $94,488 $13,300 $81,188
2018 $1,767 $91,933 $13,300 $78,633
2017 $822 $67,940 $0 $0
2016 $801 $66,543 $0 $0
2015 $810 $66,080 $0 $0
2014 $771 $65,556 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/15/2025 08/15/25 Price Changed $260,000 -1.9% $244 / Sq Ft
07/07/2025 07/07/25 For Sale $265,000 +10.9% $249 / Sq Ft
01/24/2024 01/24/24 Pending -- -- --
01/18/2024 01/18/24 For Sale $239,000 +146.4% $224 / Sq Ft
02/03/2017 02/03/17 Sold $97,000 -28.6% $91 / Sq Ft
01/31/2017 01/31/17 Pending -- -- --
07/22/2016 07/22/16 For Sale $135,900 -- $127 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $239,000 Affiliated Title Of Central Fl
Warranty Deed $97,000 A & B Title And Escrow
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $191,200 New Conventional
Source: Public Records

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Source: Stellar MLS

MLS Number: OM705001

Stellar MLS

APN: 6005-006-014