$465,000
SOLD MAY 29, 2026
4 Beds
3.5 Baths
3,078 Sq Ft
0.25 Acre Lot

Sale Details

Date Sold: May 29, 2026

$151 Per Sq Ft

2% Below List Price

8 Days on Market

Highlights

  • Home fronts navigable water
  • Colonial Architecture
  • 2 Car Direct Access Garage
  • Water Access
  • 1 Fireplace
  • Soaking Tub

About This Home

As of May 2026

Nestled in the sought-after Lake Holiday community, this stunning 4-bedroom colonial offers over 3,000 sq ft of gracious living - a rare opportunity to own a spacious retreat with the soul of a lakeside escape.
The main level flows effortlessly through generous, light-filled living spaces, while the fully finished lower level provides exceptional flexibility - a private home office, a sprawling family room, and abundant storage for all your gear and hobbies. Three and a half beautifully appointed bathrooms include a serene primary suite complete with a soaking tub and separate shower - your personal sanctuary after a day on the water.
As a Lake Holiday resident, you'll enjoy exclusive access to a premier amenity package: private boating, pristine beaches, miles of scenic trails, and the peace of mind that comes with 24/7 gated security. This isn't just a home - it's a lifestyle.
To make your move effortless, the seller is offering $10,000 in concessions - apply toward upgrades, closing costs, or a rate buy-down and start building equity from day one. Lake life is calling, don't miss your chance to answer!

Last Agent to Sell the Property

Josh Medina

(540) 665-0360 info@oakcrestrealty.com ERA Oakcrest Realty, Inc. Brokerage Phone: 5406650360 License #0225273408 Listed on: 04/17/2026

ERA Oakcrest Realty, Inc.

Last Buyer's Agent

Wendi Delaney

(571) 386-1075 wendidelaney.realtor@gmail.com Pearson Smith Realty LLC

Pearson Smith Realty LLC
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,102

Year Built

  • Built in 2006

Lot Details

  • 10,890 Sq Ft Lot
  • Home fronts navigable water
  • Property is zoned R5

HOA Fees

  • $156 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Driveway

Home Design

  • Colonial Architecture
  • Block Foundation
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • 1 Fireplace
  • Partially Finished Basement

Bedrooms and Bathrooms

  • 4 Main Level Bedrooms
  • Soaking Tub

Outdoor Features

  • Water Access
  • Property is near a lake

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Community Details

  • Lake Holiday Estates Subdivision

Listing and Financial Details

  • Tax Lot 147
  • Assessor Parcel Number 18-A04-4A-12-147

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,102

Year Built

Built in 2006

Lot Details

0.25 Acres

HOA Fees

$156 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Expected On Market: 4/17/2026 12:00:00 AM
  • Year Built: 2006
  • Automatically Close On Close Date: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 1, Bathroom 1, Bathroom 3, Full Bath, Half Bath
  • Basement: Yes
  • Basement Type: Partially Finished
  • Total Sq Ft: 3078
  • Living Area Sq Ft: 3078
  • Price Per Sq Ft: 206.25
  • Above Grade Finished Sq Ft: 2303
  • Below Grade Finished Sq Ft: 775
  • Total Below Grade Sq Ft: 775
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 4.00
  • Main Level Full Bathrooms: 3
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Water Access: Yes
  • Water Body Name: Lake Holiday
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Community

Condo/Co-op/Association

  • HOA Fees: 156.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Lot Info

  • Lot Size Acres: 0.25
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10890.00
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2102.00
  • Assessor Parcel Number: 18-A04-4A-12-147
  • Tax Lot: 147
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 17, 2026
Closed on
May 26, 2026
Sold by
Bought by
Seller's Agent
Josh Medina
ERA Oakcrest Realty, Inc.
Buyer's Agent
Wendi Delaney
Pearson Smith Realty LLC
List Price
$475,000
Sold Price
$465,000
Premium/Discount to List
-$10,000
-2.11%
Views
35

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.56%

Purchase Details

Listed on
Nov 30, 2017
Closed on
Nov 29, 2017
Sold by
Bought by
Seller's Agent
datacorrect BrightMLS
Non Subscribing Office
Buyer's Agent
Jodi Costello
ERA Oakcrest Realty, Inc.
List Price
$279,900
Sold Price
$284,000
Premium/Discount to List
$4,100
1.46%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.97%
Original Mortgage
$293,372
Interest Rate
3.88%
Mortgage Type
VA

Purchase Details

Closed on
Nov 26, 2008
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$277,850
Interest Rate
6.47%
Mortgage Type
VA
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Cross Junction, VA

See All Agents

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $465,000 None Listed On Document
Warranty Deed $284,000 Old Towne Title Company
Warranty Deed $269,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $293,372 VA
Previous Owner $276,300 Stand Alone Refi Refinance Of Original Loan
Previous Owner $280,000 VA
Previous Owner $285,400 VA
Previous Owner $277,850 VA
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/29/2026 05/29/26 Sold $465,000 -2.1% $151 / Sq Ft
04/25/2026 04/25/26 Pending -- -- --
04/17/2026 04/17/26 For Sale $475,000 +67.3% $154 / Sq Ft
11/30/2017 11/30/17 Sold $284,000 +1.5% $85 / Sq Ft View Prior Sale
11/30/2017 11/30/17 Pending -- -- --
11/30/2017 11/30/17 For Sale $279,900 -- $84 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,321 $438,000 $58,000 $380,000
2025 $2,102 $438,000 $58,000 $380,000
2024 $1,233 $376,900 $42,000 $334,900
2023 $1,922 $376,900 $42,000 $334,900
2022 $1,846 $302,600 $37,000 $265,600
2021 $2,524 $302,600 $37,000 $265,600
2020 $2,349 $274,000 $37,000 $237,000
2019 $2,349 $274,000 $37,000 $237,000
2018 $2,270 $261,000 $37,000 $224,000
2017 $2,244 $261,000 $37,000 $224,000
2016 $2,109 $238,500 $25,100 $213,400
2015 $1,332 $237,900 $24,500 $213,400
2014 $997 $222,800 $24,500 $198,300
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: VAFV2040842

Bright MLS

APN: 18A044A-12-147

Your Personal Tour Guide

Ask me questions while you tour the home.