Seller's Agent in 2025
Matt Sarver
Keller Williams Lake Norman
(704) 575-8176
438 Total Sales
105 Fox Ridge Ln Mount Holly, NC 28120
5
Beds
3.5
Baths
4,538
Sq Ft
0.79
Acres
Highlights
- Pool and Spa
- Open Floorplan
- Deck
- Waterfront
- Clubhouse
- Private Lot
About This Home
As of April 2025Stunning, Waterfront, Custom, 2 Story/Basement Home w/Salt Water Pool/Spa, located on .79 acre, cul-de-sac lot on Mountain Island Lake, in sought after Stonewater community! Bask in the beauty of your Outdoor Oasis w/luxurious Salt Water Pool/Spa & plenty of private lounging areas, including covered patio, all while enjoying Lake Views! This Home has so much to offer! Gorgeous Entry w/soaring ceilings & gleaming hardwood floors! Formal Living & Dining Room! Office w/French Doors, great for privacy! Gourmet Kitchen offers granite counters, stainless steel appliances, gas range, center island, tile back splash, custom lighting & pantry! Spacious Breakfast Area boasts ample natural light & great views of Pool & Lake! Spectacular, Coveted All Seasons Room (permitted)! Huge Primary Suite on upper level w/tray ceiling, hardwoods, private bath & walk in closet! Fabulous, Walk Out Basement w/Flex/Recreation Area including Media, Bedroom & Full Bath! *$25,000 Credit towards HVAC Replacement!*
Last Agent to Sell the Property
Keller Williams Lake Norman Brokerage Email: Matt@TheSarverGroup.com License #234447 Listed on: 02/28/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,118
Year Built
- Built in 2005
Lot Details
- Waterfront
- Cul-De-Sac
- Private Lot
- Wooded Lot
- Property is zoned R2
HOA Fees
- $125 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Driveway
Home Design
- Transitional Architecture
- Brick Exterior Construction
- Hardboard
Interior Spaces
- 2-Story Property
- Open Floorplan
- Built-In Features
- Ceiling Fan
- Insulated Windows
- French Doors
- Entrance Foyer
- Great Room with Fireplace
- Water Views
- Pull Down Stairs to Attic
- Laundry Room
Kitchen
- Breakfast Bar
- <<selfCleaningOvenToken>>
- Gas Range
- <<microwave>>
- Plumbed For Ice Maker
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- Walk-In Closet
- Garden Bath
Basement
- Walk-Out Basement
- Crawl Space
Pool
- Pool and Spa
- Whirlpool in Pool
- In Ground Pool
- Fence Around Pool
- Saltwater Pool
Outdoor Features
- Deck
- Covered patio or porch
- Fire Pit
Schools
- Pinewood Gaston Elementary School
- Mount Holly Middle School
- East Gaston High School
Utilities
- Forced Air Heating and Cooling System
- Vented Exhaust Fan
- Heating System Uses Natural Gas
Listing and Financial Details
- Assessor Parcel Number 174995
Community Details
Overview
- Cedar Management Group Association
- Stonewater Subdivision
- Mandatory home owners association
Amenities
- Clubhouse
Recreation
- Sport Court
- Recreation Facilities
- Community Playground
- Community Pool
- Trails
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 28, 2025
Closed on
Apr 21, 2025
Sold by
Gangopadhyay Kausik and Gangopadhyay Nandini
Bought by
Siplin Tracy S
Seller's Agent
Matt Sarver
Keller Williams Lake Norman
Buyer's Agent
Timothy Ogburn
Lantern Realty & Development, LLC
List Price
$1,275,000
Sold Price
$1,177,500
Premium/Discount to List
-$97,500
-7.65%
Views
200
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.35%
Original Mortgage
$827,500
Outstanding Balance
$827,152
Interest Rate
6.65%
Mortgage Type
New Conventional
Estimated Equity
$381,126
Purchase Details
Closed on
Jun 7, 2005
Sold by
Nvr Inc
Bought by
Gangopadhyay Kausik and Gangopadhyay Nandini
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$298,199
Interest Rate
4.62%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Nov 23, 2004
Sold by
Stonewater Bay Properties Llc
Bought by
Ns Stonewater Bay Llc
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,177,500 | Chicago Title | |
| Warranty Deed | $1,177,500 | Chicago Title | |
| Deed | $373,000 | -- | |
| Special Warranty Deed | $6,920,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $827,500 | New Conventional | |
| Closed | $827,500 | New Conventional | |
| Previous Owner | $510,400 | New Conventional | |
| Previous Owner | $220,000 | New Conventional | |
| Previous Owner | $339,000 | Unknown | |
| Previous Owner | $298,199 | Fannie Mae Freddie Mac | |
| Closed | $55,912 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/24/2025 04/24/25 | Sold | $1,177,500 | -5.8% | $259 / Sq Ft |
| 03/10/2025 03/10/25 | Price Changed | $1,250,000 | -2.0% | $275 / Sq Ft |
| 02/28/2025 02/28/25 | For Sale | $1,275,000 | -- | $281 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,118 | $808,530 | $232,440 | $576,090 |
| 2023 | $8,207 | $808,530 | $232,440 | $576,090 |
| 2022 | $7,227 | $558,050 | $180,140 | $377,910 |
| 2021 | $7,338 | $558,050 | $180,140 | $377,910 |
| 2019 | $7,394 | $558,050 | $180,140 | $377,910 |
| 2018 | $7,877 | $562,627 | $146,850 | $415,777 |
| 2017 | $7,877 | $562,627 | $146,850 | $415,777 |
| 2016 | $4,895 | $562,627 | $0 | $0 |
| 2014 | $4,540 | $521,891 | $150,000 | $371,891 |
Source: Public Records
Agents Affiliated with this Home
-
Matt Sarver
-
Timothy Ogburn
Buyer's Agent in 2025
Timothy Ogburn
Lantern Realty & Development, LLC
(704) 614-5078
50 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4225188
APN: 174995
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