NOT LISTED FOR SALE

105 N Water St Unit 1 Chestertown, MD 21620

Estimated Value: $440,000 - $623,000

2 Beds
2 Baths
1,098 Sq Ft
$500/mo HOA Fee

Last Sold July 12, 2021

Last sale price $460,000 $419 Per Sq Ft

Est. 18% increase in value since last sale

Current estimated payment $4,078/month

28 Days on Market

Highlights

  • Boat Dock
  • Water Access
  • Federal Architecture
  • Home fronts navigable water
  • River View
  • 5-minute walk to Fountain Park

About This Home

As of July 2021

Easy waterfront living on prestigious North Water Street in Historic Downtown Chestertown ... this cottage-like condominium is on the first floor of a beautiful federal-styled brick manse on the Chester River. Only six units, two per floor grace the building. A recently refurbished lawn and garden separate the picture-perfect private porch from your own boat slip. A generously sized living room with 9 foot ceilings, a gas fireplace, three large paned windows and built-in bookshelves greets everyone who enters. A long hallway, that can serve as an inspiring art gallery, features two bathrooms to the left and two bedrooms to the right. Straight ahead is where life continues to be enjoyed. An exceptionally designed kitchen includes a discreetly hidden full-size washer and dryer along with quality appliances, granite topped island, and of course a generous window view of the river. Open to the kitchen is a living/den area with French doors leading to the porch. A sofa bed would be perfect in this den IF your guests are willing to brew the early morning coffee. The porch can accommodate a large dining table as well as a comfortable seating area. Your kayaks and other water toys can be stored porch side.

Last Agent to Sell the Property

Richard Keaveney

Cross Street Realtors LLC License #662142 Listed on: 05/05/2021

Last Buyer's Agent

Casey Scattergood

Cross Street Realtors LLC License #671967

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $6,268

Year Built

  • Built in 1900 | Remodeled in 2006

Lot Details

  • Home fronts navigable water
  • No Units Located Below
  • 1 Common Wall
  • South Facing Home
  • Historic Home
  • Property is in excellent condition

HOA Fees

  • $500 Monthly HOA Fees

Parking

  • On-Street Parking

Home Design

  • Federal Architecture
  • Brick Exterior Construction
  • Brick Foundation

Interior Spaces

  • 1,098 Sq Ft Home
  • Property has 1 Level
  • Traditional Floor Plan
  • Built-In Features
  • Ceiling height of 9 feet or more
  • Gas Fireplace
  • Wood Frame Window
  • Window Screens
  • Combination Kitchen and Living
  • Den
  • Wood Flooring
  • River Views
  • Intercom
  • Kitchen Island
  • Basement

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry in unit
  • Washer and Dryer Hookup

Outdoor Features

  • Water Access
  • River Nearby

Utilities

  • 90% Forced Air Heating and Cooling System
  • 200+ Amp Service
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 1
  • Assessor Parcel Number 1504005015

Community Details

Overview

  • Association fees include common area maintenance, insurance, reserve funds
  • Building Winterized
  • Low-Rise Condominium
  • Historic District Chestertown Subdivision

Amenities

  • Picnic Area
  • Common Area

Recreation

  • Boat Dock

Pet Policy

  • Dogs and Cats Allowed

Security

  • Fire and Smoke Detector
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$6,268

Year Built

Built in 1900 | Remodeled in 2006

Lot Details

0

HOA Fees

$500 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Unit/Flat/Apartment
  • Unit Building Type: Garden 1 - 4 Floors
  • Architectural Style: Federal
  • Ownership: Condominium
  • Historic: Yes
  • New Construction: No
  • Story List: Main
  • Year Built: 1900
  • Year Renovated: 2006
  • Automatically Close On Close Date: No
  • Building Winterized: Yes
  • Remarks Public: Easy waterfront living on prestigious North Water Street in Historic Downtown Chestertown ... this cottage-like condominium is on the first floor of a beautiful federal-styled brick manse on the Chester River. Only six units, two per floor grace the building. A recently refurbished lawn and garden separate the picture-perfect private porch from your own boat slip. A generously sized living room with 9 foot ceilings, a gas fireplace, three large paned windows and built-in bookshelves greets everyone who enters. A long hallway, that can serve as an inspiring art gallery, features two bathrooms to the left and two bedrooms to the right. Straight ahead is where life continues to be enjoyed. An exceptionally designed kitchen includes a discreetly hidden full-size washer and dryer along with quality appliances, granite topped island, and of course a generous window view of the river. Open to the kitchen is a living/den area with French doors leading to the porch. A sofa bed would be perfect in this den IF your guests are willing to brew the early morning coffee. The porch can accommodate a large dining table as well as a comfortable seating area. Your kayaks and other water toys can be stored porch side.
  • Washer Dryer Hookups YN: Yes
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Entry Floor: 1
  • Interior Amenities: Built-Ins, Combination Kitchen/Living, Flat, Floor Plan - Traditional, Intercom, Kitchen - Island, Sprinkler System, Bathroom - Stall Shower, Bathroom - Tub Shower, Wood Floors
  • Window Features: Wood Frame, Screens
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Common Walls: 1 Common Wall, No One Below
  • Wall Ceiling Types: 9'+ Ceilings
  • Foundation Details: Brick/Mortar
  • Floors In Unit Count: 1
  • Levels Count: 1
  • Room List: Living Room, Bedroom 2, Kitchen, Den, Bedroom 1, Bathroom 1, Bathroom 2
  • Basement: Yes
  • Laundry Type: Washer In Unit, Dryer In Unit
  • Total Sq Ft: 1098
  • Living Area Sq Ft: 1098
  • Price Per Sq Ft: 428.05
  • Above Grade Finished Sq Ft: 1098
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 105

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Spa: No
  • View: River
  • Water Access: Yes
  • Water Body Name: Chester
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Type Of Parking: On Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Electric
  • Heating Type: 90% Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Security: Smoke Detector, Sprinkler System - Indoor, Main Entrance Lock, Intercom
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 500.00
  • Condo Co-Op Fee Frequency: Monthly
  • HOA Condo Co-Op Amenities: Boat Dock/Slip, Picnic Area, Common Grounds
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Insurance, Reserve Funds
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: KENT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139164602
  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Land Use Code: 110
  • Property Condition: Excellent
  • Year Assessed: 2021
  • Zoning: R-3
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: Cats Ok, Dogs Ok
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 6268.00
  • Assessor Parcel Number: 1504005015
  • Tax Lot: 1
  • Tax Total Finished Sq Ft: 1098
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2021
  • Close Date: 07/12/2021

MLS Schools

  • School District Name: KENT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 5, 2021
Closed on
Jul 12, 2021
Sold by
Young James A and Young Annemiek N
Bought by
Clark Martha Anne
Seller's Agent
Richard Keaveney
Cross Street Realtors LLC
Buyer's Agent
Casey Scattergood
Cross Street Realtors LLC
List Price
$470,000
Sold Price
$460,000
Premium/Discount to List
-$10,000
-2.13%
Current Estimated Value
$540,705

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$80,705
Avg. Annual Appreciation
2.34%

Purchase Details

Closed on
Aug 12, 2014
Sold by
Robinson Susanne S
Bought by
Young James A and Young Annemiek N

Purchase Details

Closed on
May 18, 2006
Sold by
105 Water Street Llc
Bought by
Robinson Norman P

Purchase Details

Closed on
May 17, 2006
Sold by
105 Water Street Llc
Bought by
Robinson Norman P

Purchase Details

Closed on
Jun 15, 2004
Sold by
Hogans Franklin T and Hogans ,
Bought by
105 Water Street Llc

Purchase Details

Closed on
Oct 12, 2001
Sold by
The Clark Family Limited Partner
Bought by
Hogans Franklin T
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Clark Martha Anne $460,000 None Available
Young James A $460,000 None Available
Robinson Norman P $675,000 --
Robinson Norman P $675,000 --
105 Water Street Llc $175,000 --
105 Water Street Llc $175,000 --
Hogans Franklin T $700,000 --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/12/2021 07/12/21 Sold $460,000 -2.1% $419 / Sq Ft
06/02/2021 06/02/21 Pending -- -- --
05/05/2021 05/05/21 For Sale $470,000 -- $428 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,791 $433,333 $0 $0
2023 $6,530 $416,667 $0 $0
2022 $6,229 $400,000 $200,000 $200,000
2021 $6,269 $400,000 $200,000 $200,000
2020 $6,269 $400,000 $200,000 $200,000
2019 $7,820 $500,000 $300,000 $200,000
2018 $7,770 $500,000 $300,000 $200,000
2017 $7,520 $500,000 $0 $0
2016 -- $500,000 $0 $0
2015 $8,648 $500,000 $0 $0
2014 $8,648 $500,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDKE118076

Bright MLS

APN: 04-005015