NOT LISTED FOR SALE

105 Ridge Rd Swanton, MD 21561

Estimated Value: $383,000 - $486,000

3 Beds
2 Baths
1,020 Sq Ft
$443/Sq Ft Est. Value

Last Sold July 11, 2024

Last sale price $456,000 $447 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $2,690/month

6 Days on Market

Highlights

  • 5 Boat Docks
  • Canoe or Kayak Water Access
  • Fishing Allowed
  • Home fronts navigable water
  • Spa
  • Open Floorplan

About This Home

As of July 2024

Completely Renovated Lake Access Cabin at Sky Valley – This classic 3Bedroom 2Bath lake cottage is located in the treasured Sky Valley community at Deep Creek Lake, and features a spacious wrap-around deck, rugged stone fireplace and endless mountain charm! Tucked under almost half an acre of wooded canopy, providing a serine private setting for the outdoor firepit and jacuzzi hot tub. Fully updated modern kitchen with granite counters and stainless appliances. Complete overhaul on the exterior with newer siding and metal roof. Hardwoods and timber accents throughout with abundant natural light that brightens up the entire great room. Less than half a mile from the community lake access with sandy beach and boat launch! An established vacation rental, “The Breakaway” is being sold fully furnished “turn-key” and ready for your next mountain/lake getaway. Call today to set up your private showing!

Last Agent to Sell the Property

Jon Bell

Railey Realty, Inc. Listed on: 05/23/2024

Railey Realty, Inc.

Last Buyer's Agent

Kathy Gibson

Railey Realty, Inc.

Railey Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,894

Year Built

  • Built in 1974

Lot Details

  • 0.46 Acre Lot
  • Home fronts navigable water
  • Wooded Lot

HOA Fees

  • $76 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Chalet
  • Frame Construction

Interior Spaces

  • 1,020 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Furnished
  • Beamed Ceilings
  • Ceiling Fan
  • Wood Burning Fireplace
  • Window Treatments
  • Window Screens
  • Living Room
  • Dining Room
  • Carpet
  • Storm Doors

Kitchen

  • Stove
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Partial Basement
  • Exterior Basement Entry
  • Crawl Space

Outdoor Features

  • Spa
  • Canoe or Kayak Water Access
  • Property is near a lake
  • Swimming Allowed
  • 5 Boat Docks
  • Lake Privileges
  • Deck
  • Shed

Schools

  • Southern Middle School
  • Southern Garrett High School

Utilities

  • Vented Exhaust Fan
  • Electric Baseboard Heater
  • Well
  • Electric Water Heater
  • Septic Less Than The Number Of Bedrooms
  • Septic Tank

Listing and Financial Details

  • Property is used as a vacation rental
  • Tax Lot 3
  • Assessor Parcel Number 1218010615

Community Details

Overview

  • Association fees include pier/dock maintenance, road maintenance
  • Sky Valley Subdivision

Amenities

  • Common Area

Recreation

  • Volleyball Courts
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,894

Year Built

Built in 1974

Lot Details

0

HOA Fees

$76 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Chalet
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Year Built: 1974
  • Automatically Close On Close Date: No
  • Remarks Public: Completely Renovated Lake Access Cabin at Sky Valley – This classic 3Bedroom 2Bath lake cottage is located in the treasured Sky Valley community at Deep Creek Lake, and features a spacious wrap-around deck, rugged stone fireplace and endless mountain charm! Tucked under almost half an acre of wooded canopy, providing a serine private setting for the outdoor firepit and jacuzzi hot tub. Fully updated modern kitchen with granite counters and stainless appliances. Complete overhaul on the exterior with newer siding and metal roof. Hardwoods and timber accents throughout with abundant natural light that brightens up the entire great room. Less than half a mile from the community lake access with sandy beach and boat launch! An established vacation rental, “The Breakaway” is being sold fully furnished “turn-key” and ready for your next mountain/lake getaway. Call today to set up your private showing!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dryer, Washer, Dishwasher, Exhaust Fan, Disposal, Refrigerator, Stove, Stainless Steel Appliances
  • Interior Amenities: Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Combination Dining/Living, Exposed Beams, Floor Plan - Open, Window Treatments
  • Window Features: Screens
  • Fireplace Features: Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Storm
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Bathroom 2, Primary Bathroom
  • Basement: Yes
  • Basement Type: Outside Entrance, Partial
  • Laundry Type: Main Floor
  • Total Sq Ft: 1020
  • Living Area Sq Ft: 1020
  • Price Per Sq Ft: 421.47
  • Above Grade Finished Sq Ft: 1020
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 105

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Frame
  • Exterior Features: Hot Tub
  • Water Access Features: Canoe/Kayak, Fishing Allowed, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: DEEP CREEK LAKE
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s)
  • Heating Fuel: Electric
  • Heating Type: Baseboard - Electric
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists, Septic < # Of Br
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 909.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Common Grounds, Volleyball Courts, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Pier/Dock Maintenance, Road Maintenance
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: GARRETT COUNTY PUBLIC SCHOOLS
  • Elementary School: CALL SCHOOL BOARD
  • Middle School: SOUTHERN MIDDLE
  • High School: SOUTHERN GARRETT HIGH
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139907558
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: SOUTHERN GARRETT HIGH
  • Middle Or Junior School: SOUTHERN MIDDLE

Lot Info

  • Land Use Code: R
  • Lot Features: Trees/Wooded
  • Lot Size Acres: 0.46
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 20038.00
  • Outdoor Living Structures: Deck(s)
  • Year Assessed: 2024
  • Zoning: R
  • In City Limits: No

Rental Info

  • Furnished: Yes
  • Vacation Rental: Yes

Tax Info

  • Tax Annual Amount: 1894.00
  • Assessor Parcel Number: 1218010615
  • Tax Lot: 3
  • Tax Total Finished Sq Ft: 1020
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 07/11/2024

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 23, 2024
Closed on
Aug 14, 2024
Sold by
Miller Keith C
Bought by
Breakaway 105 Llc
Seller's Agent
Jon Bell
Railey Realty, Inc.
Buyer's Agent
Kathy Gibson
Railey Realty, Inc.
List Price
$429,900
Sold Price
$456,000
Premium/Discount to List
$26,100
6.07%
Views
9
Current Estimated Value
$451,463

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,537
Avg. Annual Appreciation
-0.84%
Original Mortgage
$331,000
Outstanding Balance
$327,340
Interest Rate
6.99%
Mortgage Type
New Conventional
Estimated Equity
$124,123

Purchase Details

Listed on
May 23, 2024
Closed on
Jul 11, 2024
Sold by
Shuman Robert J and Shuman Barbara A
Bought by
Miller Keith C
Seller's Agent
Jon Bell
Railey Realty, Inc.
Buyer's Agent
Kathy Gibson
Railey Realty, Inc.
List Price
$429,900
Sold Price
$456,000
Premium/Discount to List
$26,100
6.07%
Views
9

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$331,000
Outstanding Balance
$327,340
Interest Rate
6.99%
Mortgage Type
New Conventional
Estimated Equity
$124,123

Purchase Details

Listed on
Apr 24, 2012
Closed on
Sep 12, 2013
Sold by
Manson J Robert and Manson Ruth W
Bought by
Shuman Robert J and Shuman Barbara A
Seller's Agent
Ed King
Taylor Made Deep Creek Vacations & Sales
Buyer's Agent
Ed King
Taylor Made Deep Creek Vacations & Sales
List Price
$190,000
Sold Price
$140,000
Premium/Discount to List
-$50,000
-26.32%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.52%
Original Mortgage
$112,000
Interest Rate
4.42%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Breakaway 105 Llc -- None Listed On Document
Miller Keith C $456,000 None Listed On Document
Miller Keith C $456,000 None Listed On Document
Shuman Robert J $140,000 Sage Title Group Llc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Miller Keith C $331,000
Closed Miller Keith C $331,000
Previous Owner Shuman Robert Joseph $127,000
Previous Owner Shuman Robert J $112,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/11/2024 07/11/24 Sold $456,000 +6.1% $447 / Sq Ft
05/29/2024 05/29/24 Pending -- -- --
05/23/2024 05/23/24 For Sale $429,900 +207.1% $421 / Sq Ft
09/13/2013 09/13/13 Sold $140,000 -17.6% $137 / Sq Ft
08/05/2013 08/05/13 Pending -- -- --
06/20/2013 06/20/13 Price Changed $170,000 -10.5% $167 / Sq Ft
01/14/2013 01/14/13 For Sale $190,000 +35.7% $186 / Sq Ft
01/01/2013 01/01/13 Off Market $140,000 -- --
04/24/2012 04/24/12 For Sale $190,000 -- $186 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,505 $218,600 $96,600 $122,000
2024 $2,253 $190,367 $0 $0
2023 $1,924 $162,133 $0 $0
2022 $1,594 $133,900 $55,200 $78,700
2021 $1,594 $133,900 $55,200 $78,700
2020 $1,594 $133,900 $55,200 $78,700
2019 $1,647 $138,400 $69,000 $69,400
2018 $1,555 $138,400 $69,000 $69,400
2017 $1,555 $138,400 $0 $0
2016 -- $139,800 $0 $0
2015 -- $139,800 $0 $0
2014 -- $139,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDGA2007366

Bright MLS

APN: 18-010615