$715,000
SOLD MAY 1, 2026

542 Bench Rd Swanton, MD 21561

3 Beds
3.5 Baths
1,792 Sq Ft
1.14 Acres Lot

Sale Details

Date Sold: May 1, 2026

$399 Per Sq Ft

2% Below List Price

100 on Market

Highlights

  • Boat Ramp
  • Water Access
  • Lake Privileges
  • Home fronts navigable water
  • Panoramic View
  • Community Lake

About This Home

As of May 2026

Beautifully crafted Log Home with oversized detached garage that has a spacious bonus room and bathroom above for added living space for guests and family. This home in the coveted Sky Valley community has been thoughtfully renovated and upgraded with gorgeous stack stone and many, many extras. This one is worth a look just to get a feel for how much room there is to entertain inside and out, how serene of a wooded lot it is, and Sky Valley has so many features such as lakeside area, walking trails, boat launch, dock area, picnic areas and more.
Enjoy outdoor lighting and surround sound, a pond area, covered front porch as well as a nice outdoor eating area. The detached garage has been equipped with insta hot water for cleaning off any and all lake toys and so much storage area. Are you in search of your lake home to enjoy all the beautiful seasons and all of the great activities for all ages - this one could be it! Being sold turnkey, furnished and ready to enjoy. Schedule your tour today!

Last Agent to Sell the Property

Amy Mangum

(301) 387-2000 mangumamy@yahoo.com Railey Realty, Inc. Brokerage Phone: 3013872000 License #677670 Listed on: 12/22/2025

Railey Realty, Inc.

Last Buyer's Agent

Nick Fratz-Orr

(301) 387-2000 nick@railey.com Railey Realty, Inc.

Railey Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,301

Year Built

  • Built in 2002

Lot Details

  • 1.14 Acre Lot
  • Home fronts navigable water
  • Wooded Lot
  • Backs to Trees or Woods
  • Property is in excellent condition

HOA Fees

  • $87 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • Oversized Parking
  • Parking Storage or Cabinetry
  • Garage Door Opener

Property Views

  • Panoramic
  • Woods

Home Design

  • Log Cabin
  • Slab Foundation
  • Log Siding

Interior Spaces

  • Property has 3 Levels
  • Furnished

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Connecting Stairway

Accessible Home Design

  • More Than Two Accessible Exits

Outdoor Features

  • Water Access
  • Property is near a lake
  • Lake Privileges

Utilities

  • Ductless Heating Or Cooling System
  • Electric Baseboard Heater
  • Well
  • Propane Water Heater
  • On Site Septic

Listing and Financial Details

  • Tax Lot 0062
  • Assessor Parcel Number 1218038862

Community Details

Overview

  • Association fees include common area maintenance, pier/dock maintenance, road maintenance, snow removal, trash
  • Sky Valley HOA
  • Sky Valley Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Common Area

Recreation

  • Boat Ramp
  • Community Boat Dock
  • Pier or Dock
  • Community Playground
  • Recreational Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,301

Year Built

Built in 2002

Lot Details

1.14 Acres

HOA Fees

$87 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Log Home
  • Accessibility Features: 2+ Access Exits
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 2002
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Flooring Type: Carpet, Hardwood
  • Fireplace: No
  • Foundation Details: Slab
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Connecting Stairway, Fully Finished, Heated, Walkout Level
  • Total Sq Ft: 3024
  • Living Area Sq Ft: 1792
  • Price Per Sq Ft: 407.37
  • Above Grade Finished Sq Ft: 1792
  • Below Grade Sq Ft: 1232
  • Total Below Grade Sq Ft: 1232
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Log
  • View: Panoramic, Trees/Woods
  • Water Access: Yes
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage Door Opener, Oversized, Additional Storage Area
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Detached Garage

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ductless/Mini-Split
  • Heating Fuel: Electric
  • Heating Type: Baseboard - Electric
  • Heating: Yes
  • Hot Water: Propane
  • Sewer/Septic System: On Site Septic
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 1038.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Dock/Slip, Boat Ramp, Common Grounds, Lake, Non-Lake Recreational Area, Picnic Area, Pier/Dock, Tot Lots/Playground, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Pier/Dock Maintenance, Road Maintenance, Snow Removal, Trash
  • HOA Name: SKY VALLEY
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Features: Backs To Trees, Trees/Wooded
  • Lot Size Acres: 1.14
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 49658.00
  • Property Condition: Excellent
  • Zoning: R
  • In City Limits: No

Rental Info

  • Furnished: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 6301.00
  • Assessor Parcel Number: 1218038862
  • Tax Lot: 0062
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Matterport 3D Tour

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 22, 2025
Closed on
Apr 28, 2026
Sold by
Jeffery Spurgeon and Kelly Spurgeon
Bought by
Spurgeon Jeffery and Spurgeon Kelly
Seller's Agent
Amy Mangum
Railey Realty, Inc.
Buyer's Agent
Nick Fratz-Orr
Railey Realty, Inc.
List Price
$730,000
Sold Price
$715,000
Premium/Discount to List
-$15,000
-2.05%
Views
101

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
20.48%
Original Mortgage
$572,000
Outstanding Balance
$572,000
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$152,386

Purchase Details

Closed on
Jul 29, 2005
Sold by
Rader Kenneth R and Rader Charlotte A
Bought by
Spurgeon Jeffery and Spurgeon Kelly

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$267,800
Interest Rate
5.63%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $715,000 Fidelity National Title
Deed $412,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $572,000 New Conventional
Previous Owner $267,800 New Conventional
Previous Owner $100,000 Unknown
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/01/2026 05/01/26 Sold $715,000 -2.1% $399 / Sq Ft
12/22/2025 12/22/25 For Sale $730,000 -- $407 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,331 $556,600 $111,400 $445,200
2024 $5,746 $489,400 $0 $0
2023 $4,961 $422,200 $0 $0
2022 $4,176 $355,000 $61,600 $293,400
2021 $4,128 $350,833 $0 $0
2020 $4,079 $346,667 $0 $0
2019 $4,030 $342,500 $76,600 $265,900
2018 $3,695 $332,600 $0 $0
2017 $3,586 $342,500 $0 $0
2016 -- $312,800 $0 $0
2015 -- $312,800 $0 $0
2014 -- $312,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDGA2010838

Bright MLS

APN: 18-038862

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