NOT LISTED FOR SALE

105 W 4th St Oswego, NY 13126

Estimated Value: $131,000 - $142,000

3 Beds
1 Bath
1,807 Sq Ft
$76/Sq Ft Est. Value

Last Sold January 23, 2015

Last sale price $30,000 $17 Per Sq Ft

Est. 358% increase in value since last sale

Current estimated payment $870/month

138 Days on Market

Highlights

  • Wood Flooring
  • Formal Dining Room
  • Forced Air Cooling System
  • Full Attic
  • Eat-In Kitchen
  • 1-minute walk to Franklin Park

About This Home

As of January 2015

This is a HomePath property. Two story home on the west side of Oswego. The home is within walking distance to Franklin Square Park, Oswego Cinemas, shopping and restaurants. Some updates have been made to the home. Beautiful woodwork!

Last Agent to Sell the Property

William Cross

Listing by Dropped Members License #10301214963 Listed on: 07/18/2014

Dropped Members

Last Buyer's Agent

Dawn Dashnaw

Listing by Furnia Realty License #10371201608

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1910

Lot Details

  • 2,178 Sq Ft Lot
  • Lot Dimensions are 60 x 37

Parking

  • No Garage

Home Design

  • Stone Foundation
  • Frame Construction

Interior Spaces

  • 1,807 Sq Ft Home
  • 2-Story Property
  • Family Room
  • Formal Dining Room
  • Eat-In Kitchen

Flooring

  • Wood
  • Linoleum

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Attic

  • Full Attic
  • Unfinished Attic

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Location

  • Property is near a bus stop

Utilities

  • Forced Air Cooling System
  • Heating System Uses Gas
  • Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • REO, home is currently bank or lender owned
  • Assessor Parcel Number 351200-128-054-0003-046-000-0000

Home Details

Home Type

Single Family

Year Built

Built in 1910

Lot Details

0

Listing Details

  • Age: 104
  • NY Swis Code: Oswego-City-351200
  • Total Assessed Value: 65000
  • Foundation Description: Stone
  • Listing Type: Exclusive Right To Sell
  • Lot Dimension Depth: 60
  • Lot Dimension Front: 37
  • Lot Information: Near Bus Line, Neighborhood Street
  • L P Per Acre: 798000.0000
  • List Price per Sq Ft: 22.0807
  • Nearest Cross Street: Bridge St
  • Number of Stories: 2.0000
  • Property Type: Single Family Residential
  • Ratio Close Price By Acres: 600000.00
  • Ratio Close Price By Sq Ft: 16.60
  • Ratio List Price By Acres: 798000.00
  • Ratio List Price By Sq Ft: 22.08
  • Regional Board Code: Syracuse
  • Regional Board Number: 6390
  • School Tax: 1292
  • Sale Price List Price: 0.7518
  • S P Per Acre: 600000.0000
  • S P Per Sq Ft: 16.6000
  • Styles of Residence: 2 Story
  • Sub Board Code: Syracuse
  • Type of Sale: Bank Owned / REO
  • Value Range Search Low Price: 39900.00
  • Year Built Description: Existing
  • Age of Building: 112
  • Year Built: 1910
  • Directions To Property: Rte 104 to W Fourth Street
  • Special Features: 20
  • Property Sub Type: Detached
  • Stories: 2
  • Year Built: 1910

Interior Features

  • Full Bathrooms: 1
  • Additional Rooms: Family Room, Laundry-Basement
  • Attic Description: Full, Unfinished
  • Basement Description: Full
  • Floor Description: Hardwood-Some, Linoleum/Vinyl
  • Kitchen Dining Description: Eat-In, Formal Dining Room
  • Number of Bedrooms 2nd Floor: 3
  • Number of 2nd Floor Full Bathrooms: 1
  • Number of Rooms: 7
  • Total Bathrooms: 1.00
  • Total Bedrooms: 3
  • Total Sq Ft: 1807

Exterior Features

  • Construction: Frame
  • Additional Exterior Features: Cable TV Available
  • Number of Acres: 0.0500

Garage/Parking

  • Driveway Description: Blacktop
  • Garage Description: No Garage

Utilities

  • Heating Fuel Description: Gas
  • Hvac Type: Forced Air
  • Sewer Description: Sewer Connected
  • Water Heater Fuel: Gas

Schools

  • School District: Oswego

Lot Info

  • Parcel Number: 351200-128-054-0003-046-000-0000

Tax Info

  • Total Taxes: 2853

MLS Schools

  • School District Name: Oswego

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 30, 2021
Sold by
Koster Sheryl
Bought by
Haviland Courtney E and Haviland Reed L
Total Days on Market
138
Current Estimated Value
$137,333

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$228,000
Outstanding Balance
$212,290
Interest Rate
3.12%
Mortgage Type
New Conventional
Estimated Equity
-$76,623

Purchase Details

Listed on
Jul 18, 2014
Closed on
Dec 12, 2014
Sold by
Fannie Mae and Federal National Mortgage Association
Bought by
Haviland Reed L
Seller's Agent
William Cross
Dropped Members
Buyer's Agent
Dawn Dashnaw
Furnia Realty
List Price
$60,900
Sold Price
$30,000
Premium/Discount to List
-$30,900
-50.74%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.68%

Purchase Details

Closed on
Jun 16, 2014
Sold by
Ciappa Christopher
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Apr 12, 2012
Sold by
Ciappa Matthew
Bought by
Ciappa Christopher

Purchase Details

Closed on
Apr 10, 2012
Sold by
Ciappa Matthew
Bought by
Ciappa Christopher

Purchase Details

Closed on
Oct 7, 2011
Sold by
Ciappa Christopher
Bought by
Ciappa Matthew

Purchase Details

Closed on
Nov 7, 2006
Sold by
Ciappa Mathew Marc and Lundy Jacquelyn
Bought by
Ciappa Christopher

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$61,600
Interest Rate
6.29%
Mortgage Type
Unknown

Purchase Details

Closed on
Nov 15, 2002
Sold by
Ciappa Theresa
Bought by
Ciappa Mathew Marc

Purchase Details

Closed on
Aug 28, 2001
Sold by
Ciappa Samuel
Bought by
Ciappa Samuel

Purchase Details

Closed on
Mar 26, 1997
Sold by
Green H Fred Shirley T
Bought by
Ciappa Samuel and Ciappa Theresa

Purchase Details

Closed on
Sep 22, 1994
Sold by
Hoefer Debra G
Bought by
Fred Green H and Green Shirley T
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Haviland Courtney E $80,000 Cny Abstract & Amp Ttl Svcs
Haviland Reed L $30,000 Vanguard Research & Title Sv
Federal National Mortgage Association $56,241 None Available
Ciappa Christopher -- None Available
Ciappa Christopher -- None Listed
Ciappa Matthew -- None Listed
Ciappa Christopher -- None Available
Ciappa Mathew Marc $28,500 --
Ciappa Samuel -- P Michael Shanley
Ciappa Samuel $43,000 --
Fred Green H $45,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Haviland Courtney E $228,000
Previous Owner Ciappa Christopher $61,600
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/23/2015 01/23/15 Sold $30,000 -50.7% $17 / Sq Ft
12/03/2014 12/03/14 Pending -- -- --
07/18/2014 07/18/14 For Sale $60,900 -- $34 / Sq Ft
Source: Central New York Information Services

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,693 $112,000 $13,000 $99,000
2023 $1,693 $65,000 $6,800 $58,200
2022 $1,716 $65,000 $6,800 $58,200
2021 $1,745 $65,000 $6,800 $58,200
2020 $1,233 $65,000 $6,800 $58,200
2019 $2,022 $65,000 $6,800 $58,200
2018 $2,022 $65,000 $6,800 $58,200
2017 $2,016 $65,000 $6,800 $58,200
2016 $624 $65,000 $6,800 $58,200
2015 -- $65,000 $6,800 $58,200
2014 -- $65,000 $6,800 $58,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central New York Information Services

MLS Number: S316016

Central New York Information Services

APN: 351200-128-054-0003-046-000-0000