NOT LISTED FOR SALE

1051 Saint Margarets Dr Annapolis, MD 21409

Cape Saint Claire Neighborhood

Estimated Value: $361,000 - $423,000

3 Beds
1 Bath
910 Sq Ft
$429/Sq Ft Est. Value

Last Sold December 22, 2020

Last sale price $260,000 $286 Per Sq Ft

Est. 50% increase in value since last sale

Current estimated payment $2,472/month

Highlights

  • Marina
  • Boat Ramp
  • Lake Privileges
  • Cape St. Claire Elementary School Rated A-
  • Open Floorplan
  • Clubhouse

About This Home

As of January 2024

Welcome to your updated 3-bedroom, 1-bath cottage in Annapolis! This charming home boasts an open floor plan with laminate flooring and a striking new kitchen. Cozy up by the stone fireplace featuring a pellet stove, perfect for chilly nights. Enjoy abundant natural light from the new windows and the convenience of a laundry room with a new front-load washer and dryer. Step onto the deck to appreciate the view of the large fenced yard and storage shed. Nestled in Cape St Claire, this home offers access to an array of amenities, including a community beach, marinas, playground, swim club, and a boat ramp. The neighborhood is complemented by its own village shopping center, featuring shoppes, a grocery store, liquor store, bars, and restaurants, hardware store etc. Only 8 miles to Downtown Annapolis and Naval Academy.

Last Agent to Rent the Property

Chris May

May Realty Listed on: 12/14/2023

Last Renter's Agent

Chris May

May Realty Listed on: 12/14/2023

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,997

Year Built

  • Built in 1952 | Remodeled in 2023

Lot Details

  • 9,450 Sq Ft Lot
  • Infill Lot
  • Chain Link Fence
  • Landscaped
  • Interior Lot
  • Open Lot
  • Sloped Lot
  • Cleared Lot
  • Back Yard Fenced, Front and Side Yard
  • Property is in good condition
  • Property is zoned R5

HOA Fees

  • HOA YN

Home Design

  • Cottage
  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • Chimney Cap
  • Stucco

Interior Spaces

  • 910 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Wainscoting
  • Ceiling Fan
  • Stone Fireplace
  • Fireplace Mantel
  • Double Pane Windows
  • Vinyl Clad Windows
  • Insulated Windows
  • Double Hung Windows
  • Window Screens
  • Insulated Doors
  • Combination Kitchen and Dining Room
  • Crawl Space
  • Fire and Smoke Detector
  • Laundry on main level

Kitchen

  • Breakfast Area or Nook
  • Built-In Range
  • Dishwasher
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 1 Full Bathroom
  • Bathtub with Shower

Parking

  • 2 Parking Spaces
  • 2 Driveway Spaces
  • Off-Street Parking

Accessible Home Design

  • Level Entry For Accessibility

Outdoor Features

  • Lake Privileges
  • Shed
  • Outbuilding
  • Rain Gutters

Schools

  • Cape St. Claire Elementary School
  • Magothy River Middle School
  • Broadneck High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Back Up Electric Heat Pump System
  • Pellet Stove burns compressed wood to generate heat
  • Electric Baseboard Heater
  • 150 Amp Service
  • Water Treatment System
  • Well
  • Electric Water Heater
  • Municipal Trash
  • Cable TV Available

Listing and Financial Details

  • Residential Lease
  • Security Deposit $2,300
  • Tenant pays for exterior maintenance, cable TV, gutter cleaning, heat, hot water, minor interior maintenance, all utilities
  • The owner pays for real estate taxes, trash collection
  • No Smoking Allowed
  • 12-Month Min and 36-Month Max Lease Term
  • Available 12/14/23
  • $45 Application Fee
  • Assessor Parcel Number 020316528061550

Community Details

Overview

  • Condo Association YN: No
  • $10 Recreation Fee
  • Cape St Claire Subdivision

Amenities

  • Picnic Area
  • Clubhouse

Recreation

  • Boat Ramp
  • Boat Dock
  • Pier or Dock
  • Marina
  • Beach
  • Community Playground
  • Lap or Exercise Community Pool
  • Pool Membership Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,997

Year Built

Built in 1952 | Remodeled in 2023

Lot Details

0

HOA Fees

$1 per month

Rental Info

  • Date Available: 2023-12-14
  • Application Fee: 45.00
  • Owner Pays: Taxes - Real Estate, Trash Collection
  • Pets Allowed: No
  • Security Deposit: 2300.00
  • Smoking Allowed Yn: No
  • Tenant Pays: Exterior Maintenance, Cable Tv, Gutter Cleaning, Heat, Hot Water, Minor Interior Maintenance, Utilities - All
  • Vacation Rental: No
  • Max Lease in Months: 36
  • Min Lease in Months: 12
  • Rent Spree Online Application: No

Listing Details

  • Property Type: Residential Lease
  • Structure Type: Detached
  • Architectural Style: Cottage
  • Accessibility Features: Level Entry - Main
  • New Construction: No
  • Story List: Main
  • Federal Flood Zone: No
  • Year Built: 1952
  • Year Renovated: 2023
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: NewHome
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Built-In Range, Dishwasher, Disposal
  • Flooring Type: Laminate Plank, Ceramic Tile, Wood
  • Interior Amenities: Breakfast Area, Ceiling Fan(s), Combination Kitchen/Dining, Entry Level Bedroom, Floor Plan - Open, Stove - Pellet, Tub Shower, Upgraded Countertops, Wainscotting, Water Treat System
  • Window Features: Double Hung, Double Pane, Insulated, Screens, Vinyl Clad
  • Fireplace Features: Mantel(s), Stone, Other
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Insulated
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Block, Crawl Space
  • Levels Count: 1
  • Basement: No
  • Laundry Type: Dryer In Unit, Has Laundry, Main Floor, Washer In Unit
  • Total Sq Ft: 910
  • Living Area Sq Ft: 910
  • Price Per Sq Ft: 2.53
  • Above Grade Finished Sq Ft: 910
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 1051

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Stucco
  • Exterior Features: Chimney Cap(s), Gutter System, Outbuilding(s), Secure Storage
  • Road Surface Type: Access - On Grade, Black Top, Paved
  • Roof: Asphalt, Shingle
  • Spa: No
  • View: Street
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Concrete Driveway
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway, Off Street
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C, Heat Pump(s)
  • Electric Service: 150 Amps
  • Heating Fuel: Electric
  • Heating Type: Central, Forced Air, Heat Pump - Electric Backup, Baseboard - Electric
  • Heating: Yes
  • Hot Water: Electric
  • Security: Main Entrance Lock, Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv, Sewer Available
  • Water Source: Well
  • Municipal Trash: Yes
  • Internet Services: Cable

Condo/Co-op/Association

  • HOA Fees: 10.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Boat Dock/Slip, Boat Ramp, Club House, Marina/Marina Club, Picnic Area, Pier/Dock, Pool - Outdoor, Pool Mem Avail, Swimming Pool, Tot Lots/Playground, Water/Lake Privileges
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: 10.00
  • Association Recreation Fee: Yes
  • Community Pool Features: In Ground, Lap/Exercise

Schools

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • Elementary School: CAPE ST. CLAIRE
  • Middle School: MAGOTHY RIVER
  • High School: BROADNECK
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121140671932
  • School District Source: 3rd Party
  • Elementary School: CAPE ST. CLAIRE
  • High School: BROADNECK
  • Middle Or Junior School: MAGOTHY RIVER

Lot Info

  • Horses: No
  • Fencing: Chain Link, Rear
  • Land Use Code: R
  • Lot Features: Cleared, Front Yard, Interior, Landscaping, Open, Rear Yard, Road Frontage, Sideyard(s), Sloping
  • Lot Size Acres: 0.22
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 9450.00
  • Property Condition: Good
  • Zoning: R5

Tax Info

  • Assessor Parcel Number: 020316528061550
  • Tax Total Finished Sq Ft: 750
  • Close Date: 01/01/2024

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 23, 2020
Closed on
Dec 22, 2020
Sold by
Grigsby Martin W and Grigsby Ginger A
Bought by
Rutledge Theresa Renee
Seller's Agent
Ken Milner
RE/MAX Advantage Realty
Buyer's Agent
Chris May
May Realty
List Price
$275,000
Sold Price
$260,000
Premium/Discount to List
-$15,000
-5.45%
Current Estimated Value
$390,628

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$130,628
Avg. Annual Appreciation
7.93%
Original Mortgage
$255,290
Outstanding Balance
$230,034
Interest Rate
2.6%
Mortgage Type
FHA
Estimated Equity
$140,642

Purchase Details

Closed on
Jan 17, 1994
Sold by
Gardner E
Bought by
Grigsby Martin W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,854
Interest Rate
7.22%

Purchase Details

Closed on
May 7, 1992
Sold by
Sims William E
Bought by
Gardner Ellen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$77,900
Interest Rate
8.84%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rutledge Theresa Renee $260,000 Northco Title Corporation
Grigsby Martin W $92,000 --
Gardner Ellen $82,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Rutledge Theresa Renee $255,290
Previous Owner Grigsby Martin W $7,873
Previous Owner Grigsby Martin W $204,517
Previous Owner Grigsby Martin W $144,000
Previous Owner Grigsby Martin W $92,854
Previous Owner Gardner Ellen $77,900
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/01/2024 01/01/24 Rented $2,300 0.0% --
12/22/2023 12/22/23 Under Contract -- -- --
12/14/2023 12/14/23 For Rent $2,300 0.0% --
12/22/2020 12/22/20 Sold $260,000 -5.5% $274 / Sq Ft
10/23/2020 10/23/20 For Sale $275,000 -- $289 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,997 $304,100 -- --
2024 $3,997 $294,400 $231,300 $63,100
2023 $3,838 $288,833 $0 $0
2022 $3,590 $283,267 $0 $0
2021 $7,054 $277,700 $231,300 $46,400
2020 $2,012 $263,733 $0 $0
2019 $3,853 $249,767 $0 $0
2018 $195 $235,800 $187,200 $48,600
2017 $1,795 $225,133 $0 $0
2016 $195 $214,467 $0 $0
2015 $195 $203,800 $0 $0
2014 -- $202,067 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Chris May

    Landlord's Agent in 2024

    Chris May

    May Realty

    (410) 320-5649

    2 in this area

    72 Total Sales

    Section Image
  • Ken Milner

    Seller's Agent in 2020

    Ken Milner

    RE/MAX

    (410) 336-1397

    1 in this area

    68 Total Sales

    Section Image
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Map

Source: Bright MLS

MLS Number: MDAA2074792

Bright MLS

APN: 03-165-28061550

Maryland Anne Arundel County Annapolis 21409 Cape Saint Claire

1051 Saint Margarets Dr, Annapolis, MD

This home is located at 1051 Saint Margarets Dr, Annapolis, MD 21409 since 14 December 2023 and is currently priced at $390,628. This property was built in 1952. 1051 Saint Margarets Dr is a home located in Anne Arundel County with nearby schools including Cape St. Claire Elementary School, Magothy River Middle School, and Broadneck High School.

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