Seller's Agent in 2025
Sherry Reavis
RE/MAX
(828) 429-2686
19 in this area
115 Total Sales
106 Cedar St Spindale, NC 28160
2
Beds
1
Bath
872
Sq Ft
10,019
Sq Ft Lot
About This Home
As of August 2025Back on the Market – No Fault of the Seller
Buyer financing fell through, but that just opened the door for you.
This home appraised over asking price, making it a smart buy from the start. USDA loan approved, termite inspections done, and the seller has been nothing but responsive. It’s turnkey and ready for a clean, confident closing.
Tucked in the heart of Spindale, this charming 2-bedroom, 1-bath cottage sits on a manageable .23-acre lot with a fully fenced backyard. Stainless steel appliances, a double kitchen sink overlooking the yard, and a cozy living room with a decorative fireplace bring comfort and style together. Neutral tones make it feel fresh but still homey.
Relax on the covered front porch, grow a garden out back, or stroll to local shops, restaurants, and the scenic Rail Trail just minutes away. Gravel driveway provides off-street parking.
Ideal for first-time buyers, downsizers, or investors looking for a low-maintenance home.
This one’s ready. Are you?
Last Agent to Sell the Property
RE/MAX Journey Brokerage Email: sherryreavis@gmail.com License #270194 Listed on: 06/11/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1922
Home Design
- Vinyl Siding
Interior Spaces
- 872 Sq Ft Home
- 1-Story Property
- Crawl Space
- Laundry Room
Kitchen
- Electric Range
- Dishwasher
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- 1 Full Bathroom
Parking
- Driveway
- 2 Open Parking Spaces
Additional Features
- Property is zoned R6, R-6
- Ductless Heating Or Cooling System
Listing and Financial Details
- Assessor Parcel Number 1207399
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 11, 2025
Closed on
Aug 21, 2025
Sold by
Hickory Wealth Llc
Bought by
Shelton Terri Moore
Seller's Agent
Sherry Reavis
RE/MAX Journey
Buyer's Agent
Melvin Digh
NorthGroup Real Estate LLC
List Price
$159,900
Sold Price
$145,000
Premium/Discount to List
-$14,900
-9.32%
Views
11
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,411
Avg. Annual Appreciation
10.71%
Original Mortgage
$118,030
Outstanding Balance
$117,928
Interest Rate
6.72%
Mortgage Type
FHA
Estimated Equity
$32,483
Purchase Details
Closed on
Dec 1, 2021
Sold by
Arcadia Capital Llc
Bought by
Hickory Wealth Llc
Purchase Details
Closed on
May 18, 2018
Sold by
West Dale
Bought by
Arcadia Capital Llc
Purchase Details
Closed on
Jul 26, 2016
Sold by
Lane W Gerald
Bought by
West Dale
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$27,000
Interest Rate
4.25%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $145,000 | None Listed On Document | |
| Warranty Deed | -- | Willis Jarald N | |
| Warranty Deed | $29,000 | None Available | |
| Warranty Deed | $25,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $118,030 | FHA | |
| Previous Owner | $27,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/26/2025 08/26/25 | Sold | $145,000 | -9.3% | $166 / Sq Ft |
| 06/11/2025 06/11/25 | For Sale | $159,900 | -- | $183 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $965 | $63,400 | $9,500 | $53,900 |
| 2024 | $9 | $63,400 | $9,500 | $53,900 |
| 2023 | $504 | $63,400 | $9,500 | $53,900 |
| 2022 | $504 | $25,500 | $9,500 | $16,000 |
| 2021 | $504 | $25,500 | $9,500 | $16,000 |
| 2020 | $504 | $25,500 | $9,500 | $16,000 |
| 2019 | $460 | $25,500 | $9,500 | $16,000 |
| 2018 | $363 | $17,000 | $5,300 | $11,700 |
| 2016 | -- | $17,000 | $5,300 | $11,700 |
| 2013 | -- | $17,000 | $5,300 | $11,700 |
Source: Public Records
Agents Affiliated with this Home
-
Sherry Reavis
-
Melvin Digh
M
Buyer's Agent in 2025
Melvin Digh
NorthGroup Real Estate LLC
(828) 447-2939
10 in this area
62 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4269674
APN: 1207399
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