NOT LISTED FOR SALE

106 E Williams St Waterloo, NY 13165

Estimated Value: $164,113 - $243,000

4 Beds
1.5 Baths
1,919 Sq Ft
$107/Sq Ft Est. Value

Sale Details

Date Sold: September 15, 2025

Last sale price $221,000 $115 Per Sq Ft

Est. 7% decrease in value since last sale

Current estimated payment $1,405 / mo

10 Days on Market

Highlights

  • Private Pool
  • Deck
  • Separate Formal Living Room
  • Colonial Architecture
  • Wood Flooring
  • Formal Dining Room

About This Home

As of September 2025

Welcome to this spacious and thoughtfully updated 4-bedroom, 1.5-bath home, where timeless charm meets modern functionality. As you enter through the front door, you're greeted by a warm foyer featuring a dry bar and a classic staircase that sets the tone for the character found throughout the home.
The main level features a beautifully remodeled dining room with elegant tray ceilings and recessed lighting—perfect for hosting. The updated kitchen is filled with natural light and offers white cabinetry, matching appliances, a center island for additional prep space, and a built-in desk that overlooks the backyard and porch—combining beauty and practicality. The cozy living room features custom built-in shelving, while the entire home offers the potential to reveal original hardwood floors beneath the existing carpet. A convenient half bath completes the first floor.
Upstairs, you’ll find four generously sized bedrooms with tall ceilings that add to the open, airy feel. The freshly painted hallway leads to a fully remodeled bathroom complete with a walk-in shower and luxurious rain showerhead. The washer and dryer are also conveniently located on the second floor.
Relax in comfort in the cozy retreat of the sunroom, offering it's own heat source, or step outside to enjoy the spacious back deck with built-in benches—ideal for gatherings. The backyard also features a firepit and a partially in-ground above-ground pool with a deep end of up to 8 feet, creating a true outdoor oasis.
Additional features include a charming front porch, a full attic for storage or potential finishing, all replacement windows throughout the home and a 2018 roof complete with updated gutters and soffits. Select furniture pieces are negotiable with the sale.
This well-maintained home offers a perfect blend of thoughtful updates, classic details, and inviting indoor and outdoor living spaces—ready to welcome its next owners.

Last Agent to Sell the Property

David Young

Listing by The Young Agency License #10491213279 Listed on: 07/22/2025

Last Buyer's Agent

Belinda Fratto

Listing by Howard Hanna License #30FR0894907

Howard Hanna

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,345

Year Built

  • Built in 1900

Lot Details

  • 7,841 Sq Ft Lot
  • Lot Dimensions are 49x165
  • Rectangular Lot

Home Design

  • Colonial Architecture
  • Stone Foundation
  • Blown-In Insulation
  • Vinyl Siding

Interior Spaces

  • 1,919 Sq Ft Home
  • 2-Story Property
  • Bar
  • Woodwork
  • Ceiling Fan
  • Sliding Doors
  • Entrance Foyer
  • Separate Formal Living Room
  • Formal Dining Room

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Parking

  • No Garage
  • Driveway

Outdoor Features

  • Private Pool
  • Deck

Schools

  • Skoi-Yase Elementary School
  • Waterloo Middle School
  • Waterloo High School

Utilities

  • Forced Air Heating System
  • Heating System Uses Gas
  • Gas Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 28
  • Assessor Parcel Number 453801-010-000-0003-028-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,345

Year Built

Built in 1900

Lot Details

7,841 Sq Ft Lot

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1900
  • ResoLaundryFeatures: Upper Level
  • Lot Features: Rectangular, Rectangular Lot, Residential Lot
  • Road Frontage Type: City Street
  • Directions: Turn North on Virginia St then turn right on E Williams St. Sign on Premises
  • Architectural Style: Colonial
  • Flooring: Carpet, Hardwood, Varies, Vinyl
  • Garage Yn: No
  • Interior Features: Ceiling Fan(s), Separate/Formal Dining Room, Entrance Foyer, Eat-in Kitchen, Separate/Formal Living Room, Kitchen Island, Sliding Glass Door(s), Bar, Natural Woodwork
  • Unit Levels: Two
  • Year Built Details: Existing
  • Financial Info Electric: Circuit Breakers
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Oven, Electric Range, Gas Water Heater, Microwave, Refrigerator, Washer
  • Basement: Full, Sump Pump
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: Sliding Doors
  • Main Level Bathrooms: 1
  • Stories: 2
  • Stories: 2

Exterior Features

  • Acres: 0.18
  • Waterfront: No
  • Construction Type: Blown-In Insulation, Vinyl Siding
  • Exterior Features: Blacktop Driveway, Deck, Pool
  • Foundation Details: Stone
  • Patio And Porch Features: Deck

Garage/Parking

  • Parking Features: No Garage

Utilities

  • Heating: Gas, Forced Air
  • HeatingYN: Yes
  • Utilities: Cable Available, High Speed Internet Available, Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Waterloo
  • Ninth Grade High School: Waterloo High
  • Middle Or Junior School: Waterloo Middle

Lot Info

  • Parcel Number: 453801-010-000-0003-028-000-0000
  • Lot Dimensions: 49X165
  • Lot Size Sq Ft: 7841.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3345.0
  • Tax Lot: 28

MLS Schools

  • Elementary School: Skoi-Yase

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 4, 2012
Closed on
Nov 27, 2012
Sold by
Cox Ronald A
Bought by
Dunphy Shawn M
Seller's Agent
Kathy McLaughlin
Century 21 Steve Davoli RE
Buyer's Agent
Teresa Van Tassel
Century 21 Steve Davoli RE
List Price
$65,000
Sold Price
$63,000
Premium/Discount to List
-$2,000
-3.08%
Current Estimated Value
$205,778

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$142,778
Avg. Annual Appreciation
9.18%
Original Mortgage
$50,400
Outstanding Balance
$17,935
Interest Rate
3.4%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$187,843

Purchase Details

Closed on
Sep 7, 2005
Sold by
Cox Ronald
Bought by
Cox Thomas
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
Dunphy Shawn M $63,000 Christi Miller
Cox Thomas -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open Dunphy Shawn M $50,400
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/15/2025 09/15/25 Sold $221,000 +0.5% $115 / Sq Ft
08/01/2025 08/01/25 Pending -- -- --
07/22/2025 07/22/25 For Sale $219,900 +249.0% $115 / Sq Ft
11/28/2012 11/28/12 Sold $63,000 -3.1% $33 / Sq Ft View Prior Sale
09/12/2012 09/12/12 Pending -- -- --
09/04/2012 09/04/12 For Sale $65,000 -- $34 / Sq Ft
Source: Upstate New York Real Estate Information Services (UNYREIS)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,757 $78,000 $12,100 $65,900
2024 $3,757 $78,000 $12,100 $65,900
2023 $36 $78,000 $12,100 $65,900
2022 $3,675 $78,000 $12,100 $65,900
2021 $3,547 $78,000 $12,100 $65,900
2020 $2,933 $78,000 $12,100 $65,900
2019 $1,408 $78,000 $12,100 $65,900
2018 $2,847 $78,000 $12,100 $65,900
2017 $2,749 $78,000 $12,100 $65,900
2016 $2,778 $70,500 $11,800 $58,700
2015 -- $67,000 $11,800 $55,200
2014 -- $67,000 $11,800 $55,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Upstate New York Real Estate Information Services (UNYREIS)

MLS Number: R1623720

Upstate New York Real Estate Information Services (UNYREIS)

APN: 453801-010-000-0003-028-000-0000

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