$285,000

106 Monroe St Locust Grove, VA 22508

Estimated payment $1,768/month

Total Views 2,376
3 Beds
1 Bath
992 Sq Ft
$287 Price per Sq Ft

Highlights

  • Very Popular Property
  • Boat Dock
  • Golf Course Community
  • Lake Front
  • Beach
  • Water Access

About This Home

Welcome to this charming 3-bedroom, 1-bath move-in ready rancher located in the highly desirable, amenity-rich Lake of the Woods community. Tucked away on a quiet and peaceful lot, this home is an ideal opportunity for first-time buyers or anyone seeking an affordable, low-maintenance retreat with resort-style amenities.
Inside, you’ll find a bright, refreshed interior featuring new carpet and new paint in one of the bedrooms, laminate flooring throughout the main living areas, and a cozy living room accented by a brick fireplace. The kitchen offers ample cabinet space along with kitchen appliances that are only about a year old—including the stove, dishwasher, and refrigerator—and provides easy access to the outdoor deck for grilling or relaxing.
This home has also received extensive updates and care. The HVAC system has been professionally cleaned, the entire crawlspace has been completely redone with mold preventative treatment, a new moisture barrier, and all-new insulation. Exterior improvements include a repainted back porch, fixed deck boards, and removal of the old, deteriorating shed. Additionally, the small bridge over the creek has been replaced, giving the outdoor space a clean, well-maintained, and functional feel.
Residents of Lake of the Woods enjoy an impressive list of amenities, including lakes, beaches, a golf course, clubhouse, pools, walking trails, playgrounds, sports courts, security, and more—all just moments from your front door. With public water, community sewer, electric HVAC, and Comcast internet, this home offers convenience paired with comfort.
If you're looking for an affordable, turnkey home in a gated community that truly has it all, you won’t want to miss this one!

Listing Agent

Daniel Keeton

Keeton & Co Real Estate License #0225201477 Listed on: 11/21/2025

Keeton & Co Real Estate

Co-Listing Agent

Sarah Graves

Keeton & Co Real Estate License #0225265705

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $934

Year Built

  • Built in 1971

Lot Details

  • 0.37 Acre Lot
  • Home fronts a creek
  • Lake Front
  • Zoning described as R3

HOA Fees

  • $191 Monthly HOA Fees

Home Design

  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 992 Sq Ft Home
  • 1-Story Property
  • Wired For Data
  • Wainscoting
  • Beamed Ceilings
  • Ceiling Fan
  • Fireplace Features Masonry
  • Screened Porch
  • Crawl Space
  • Fire and Smoke Detector
  • Stacked Washer and Dryer

Kitchen

  • Stove
  • Microwave
  • Dishwasher
  • Laminate Countertops

Flooring

  • Wood
  • Partially Carpeted
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Parking

  • Driveway
  • Unpaved Parking
  • Off-Street Parking

Outdoor Features

  • Outdoor Pool
  • Water Access
  • Deck

Schools

  • Locust Grove Elementary And Middle School
  • Orange High School

Utilities

  • Central Air
  • Heating Available
  • Community Sewer or Septic
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 73
  • Assessor Parcel Number 012-A0-00-05-0173-0

Community Details

Overview

  • Lake Of The Woods Subdivision
  • Community Lake
  • Pond in Community

Amenities

  • Clubhouse

Recreation

  • Boat Dock
  • Community Boat Facilities
  • Beach
  • Golf Course Community
  • Tennis Courts
  • Community Basketball Court
  • Sport Court
  • Community Playground
  • Fitness Center
  • Community Pool
  • Park
  • Trails

Security

  • Security Guard
  • Controlled Access
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$934

Year Built

Built in 1971

Lot Details

0

HOA Fees

$191 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1971
  • Property Attached Yn: No
  • Lot Size Acres: 0.3691
  • Co List Office Mls Id: KNRN01
  • Co List Office Phone: (804) 567-7905
  • Ownership: Individuals
  • Subdivision Name: Lake of the Woods
  • Above Grade Finished Sq Ft: 992.0
  • Architectural Style: Ranch
  • Garage Yn: No
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Year Built Details: Actual
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Flooring: Laminate, Partially Carpeted, Tile, Wood
  • Basement: Crawl Space
  • Appliances: Dryer, Washer/Dryer Stacked, Dishwasher, Microwave, Refrigerator, Stove
  • Basement YN: No
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Masonry
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Beamed Ceilings, Ceiling Fan(s), High Speed Internet, Laminate Counters, Cable TV, Wired for Data, Paneling/Wainscoting
  • Living Area: 992.0
  • Stories: 1

Exterior Features

  • Roof: Shingle
  • Fencing: None
  • Pool Features: Pool, Community
  • Waterfront Features: Creek, Lake, Water Access
  • Waterfront: No
  • Construction Type: Other, Vinyl Siding
  • Exterior Features: Deck, Porch, Unpaved Driveway
  • Patio And Porch Features: Rear Porch, Screened, Deck, Porch
  • Property Condition: Resale

Garage/Parking

  • Parking Features: Driveway, Off Street, Unpaved

Utilities

  • Heating: Electric
  • Cooling: Central Air
  • Sewer: Community/Coop Sewer
  • Water Source: Public
  • Laundry Features: Washer Hookup, Dryer Hookup, Stacked
  • Security: Controlled Access, Gated Community, Smoke Detector(s), Security Guard
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Basketball Court, Beach, Boat Facilities, Clubhouse, Community Pool, Dock, Fitness, Golf, Gated, Home Owners Association, Lake, Playground, Park, Pond, Pool, Sports Field, Tennis Court(s), Trails/Paths
  • Association Fee: 2295.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Clubhouse, Pool(s), Recreation Facilities, Road Maintenance, Snow Removal, Security, Water Access

Schools

  • Middle Or Junior School: Locust Grove

Lot Info

  • Parcel Number: 012-A0-00-05-0173-0
  • Zoning Description: R3

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 933.75
  • Tax Lot: 73

MLS Schools

  • Elementary School: Locust Grove
  • High School: Orange

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $934 $123,800 $30,000 $93,800
2024 $934 $123,800 $30,000 $93,800
2023 $934 $123,800 $30,000 $93,800
2022 $934 $123,800 $30,000 $93,800
2021 $896 $124,500 $30,000 $94,500
2020 $896 $124,500 $30,000 $94,500
2019 $917 $114,000 $30,000 $84,000
2018 $917 $114,000 $30,000 $84,000
2017 $917 $114,000 $30,000 $84,000
2016 $917 $114,000 $30,000 $84,000
2015 $767 $106,500 $30,000 $76,500
2014 $767 $106,500 $30,000 $76,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/05/2025 12/05/25 For Sale $285,000 +39.7% $287 / Sq Ft
05/14/2021 05/14/21 Sold $204,000 +2.0% $206 / Sq Ft View Prior Sale
04/18/2021 04/18/21 Pending -- -- --
04/15/2021 04/15/21 Price Changed $199,990 -4.8% $202 / Sq Ft
03/26/2021 03/26/21 For Sale $209,990 -- $212 / Sq Ft
Source: Central Virginia Regional MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $204,000 None Available
Deed $172,197 None Available
Deed -- None Available
Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $195,940 Construction
Previous Owner $169,536 FHA
Source: Public Records

Source: Central Virginia Regional MLS

MLS Number: 2531935

Central Virginia Regional MLS

APN: 012-A0-00-05-0173-0