NOT LISTED FOR SALE

106 N Water St Chestertown, MD 21620

Estimated Value: $609,000 - $718,000

6 Beds
3.5 Baths
4,048 Sq Ft
$163/Sq Ft Est. Value

Last Sold March 31, 2021

Last sale price $260,000 $64 Per Sq Ft

Est. 154% increase in value since last sale

Current estimated payment $4,055/month

172 Days on Market

Highlights

  • River View
  • Wood Flooring
  • 1 Fireplace
  • Traditional Floor Plan
  • Victorian Architecture
  • 5-minute walk to Fountain Park

About This Home

As of March 2021

A real restoration opportunity on Water St. This Victorian is a project for someone who has a love of old houses.It needs attention. This house has a Mansard roof is covered in pressed tin. Hardwood floors throughout and high ceilings. Crown moldings, chair- railings built-ins and fireplaces. There is a total of 5 bedrooms and 3.5 baths. Wide covered porch in the front. Screened porch in the rear. 2 car garage and driveway for off street parking. Heat is not functioning, needs a new roof(part is covered with a tarp). Partial central air. Some views of the river over the 18th century houses from the second and third floors. This house has great potential and is a rare find for Water St. It is waiting to be restored to its former glory. Property is being sold in as-is condition; some restoration plans available.

Last Agent to Sell the Property

Lisa Raffetto

(410) 708-0174 lisar@cbchesapeake.com Coldwell Banker Chesapeake Real Estate Company Listed on: 09/24/2020

Coldwell Banker Chesapeake Real Estate Company

Last Buyer's Agent

Richard Keaveney

(410) 708-6470 rdkeaveney@gmail.com Cross Street Realtors LLC License #662142

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,768

Year Built

  • Built in 1910

Lot Details

  • 6,490 Sq Ft Lot
  • Historic Home
  • Property is zoned R-3

Parking

  • 2 Car Detached Garage
  • Front Facing Garage
  • Driveway

Property Views

  • River
  • Garden

Home Design

  • Victorian Architecture
  • Fixer Upper
  • Frame Construction

Interior Spaces

  • 4,048 Sq Ft Home
  • Property has 4 Levels
  • Traditional Floor Plan
  • Built-In Features
  • Chair Railings
  • Crown Molding
  • Ceiling Fan
  • 1 Fireplace
  • Family Room
  • Living Room
  • Formal Dining Room
  • Wood Flooring
  • Unfinished Basement
  • Connecting Stairway
  • Butlers Pantry
  • Laundry on main level

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Cedar Closet

Accessible Home Design

  • Roll-in Shower
  • Chairlift

Schools

  • Garnett Elementary School
  • Kent County Middle School
  • Kent County High School

Utilities

  • Central Air
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Historic Chestertown Subdivision

Listing and Financial Details

  • Assessor Parcel Number 1504013689

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,768

Year Built

Built in 1910

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Victorian
  • Accessibility Features: Chairlift, Roll-In Shower
  • Ownership: Fee Simple
  • Historic Designation ID: HISTORIC
  • Historic: Yes
  • New Construction: No
  • Story List: Main, Upper 1, Upper 2
  • Year Built: 1910
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Flooring Type: Hardwood
  • Interior Amenities: Built-Ins, Butlers Pantry, Cedar Closet(s), Ceiling Fan(s), Chair Railings, Crown Moldings, Floor Plan - Traditional, Formal/Separate Dining Room, Wood Floors
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Levels Count: 4
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Bedroom 6
  • Basement: Yes
  • Basement Type: Connecting Stairway, Unfinished
  • Laundry Type: Main Floor
  • Total Sq Ft: 4048
  • Living Area Sq Ft: 4048
  • Price Per Sq Ft: 71.39
  • Above Grade Finished Sq Ft: 4048
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 6
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 3
  • Upper Level Bathrooms: 2.00
  • Upper Level 2 Bathrooms: 1.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s)
  • Construction Materials: Frame
  • View: Garden/Lawn, Street, River
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Detached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: GARNETT
  • High School: KENT COUNTY
  • Middle Or Junior School: KENT COUNTY

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 113700.00
  • Land Assessed Value: 254400.00
  • Lot Size Acres: 0.15
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 6490.00
  • Property Condition: Major Rehab Needed
  • Zoning: R-3
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 4505149
  • Tax Annual Amount: 5768.00
  • Assessor Parcel Number: 1504013689
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2021

MLS Schools

  • School District Name: KENT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 25, 2024
Sold by
Lamb Michael E and Mahoney Bridget M
Bought by
Jones Lynn Charles and Jones Leslie F
Current Estimated Value
$661,610

Purchase Details

Listed on
Jan 6, 2018
Closed on
Jul 9, 2018
Sold by
Cameron William L
Bought by
Lamb Michael E and Widell Cherilyn E
Seller's Agent
Richard Budden
Coldwell Banker Chesapeake Real Estate Company
Buyer's Agent
Richard Keaveney
Cross Street Realtors LLC
List Price
$300,000
Sold Price
$150,000
Premium/Discount to List
-$150,000
-50%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
22.14%

Purchase Details

Closed on
Dec 7, 2017
Sold by
Bristoll Jane Kibler
Bought by
Lamb Michael E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$419,000
Interest Rate
3.94%
Mortgage Type
Commercial

Purchase Details

Closed on
Dec 22, 1998
Sold by
Bristoll Jane K
Bought by
Bristoll Jane Kibler
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Jones Lynn Charles $645,000 None Listed On Document
Lamb Michael E $150,000 None Available
Lamb Michael E $419,000 None Available
Bristoll Jane Kibler -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Lamb Michael E $419,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/31/2021 03/31/21 Sold $260,000 -10.0% $64 / Sq Ft
03/15/2021 03/15/21 Pending -- -- --
01/22/2021 01/22/21 Price Changed $289,000 -9.1% $71 / Sq Ft
11/08/2020 11/08/20 Price Changed $318,000 -0.6% $79 / Sq Ft
11/07/2020 11/07/20 Price Changed $320,000 -8.6% $79 / Sq Ft
09/24/2020 09/24/20 For Sale $350,000 +133.3% $86 / Sq Ft
07/09/2018 07/09/18 Sold $150,000 -50.0% $37 / Sq Ft View Prior Sale
05/23/2018 05/23/18 Pending -- -- --
03/19/2018 03/19/18 For Sale $300,000 0.0% $74 / Sq Ft
02/07/2018 02/07/18 Pending -- -- --
02/02/2018 02/02/18 Price Changed $300,000 -31.8% $74 / Sq Ft
01/06/2018 01/06/18 For Sale $440,000 -- $109 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,893 $439,800 $254,000 $185,800
2024 $6,677 $426,033 $0 $0
2023 $6,205 $412,267 $0 $0
2022 $6,205 $398,500 $254,000 $144,500
2021 $12,001 $391,500 $0 $0
2020 $6,026 $384,500 $0 $0
2019 $11,808 $377,500 $254,000 $123,500
2018 $5,866 $377,500 $254,000 $123,500
2017 $5,678 $377,500 $0 $0
2016 -- $377,500 $0 $0
2015 $4,942 $377,500 $0 $0
2014 $4,942 $377,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDKE117086

Bright MLS

APN: 04-006178