Seller's Agent in 2025
Lou Raven
eXp Realty
(860) 785-3614
1 in this area
62 Total Sales
106 Neck Rd Old Lyme, CT 06371
5
Beds
2.5
Baths
2,105
Sq Ft
1.71
Acres
Highlights
- 1.71 Acre Lot
- Colonial Architecture
- 1 Fireplace
- Mile Creek School Rated A
- Attic
- Tankless Water Heater
About This Home
As of July 2025Tucked back on a private wooded lot, this property is a rare blend of privacy, space, and water access! This property includes exclusive access to a private mooring field and dock as part of the Binney Rd Community Association (HOA: $350/yr). It is a standout choice for boaters and water lovers. Inside, this generously sized home features an open layout, perfect for everyday living and entertaining. The kitchen has ample counter space, stainless-steel appliances, and a peninsula that serves as prep space and seating! The kitchen opens to the dining area with large picture windows that bring in the serene backyard views. The living room is bright and spacious, anchored by a fireplace enhanced by built-in shelving. Embraced by seasonal views, the enclosed porch extends the living space and provides a peaceful retreat for coffee at sunrise or evening relaxation.This thoughtfully designed layout provides ample room for bedrooms, work-from-home setups, or flexible living areas on both floors. The spacious basement presents a unique opportunity to create a finished lower-level entertainment space with abundant storage. Outside you're immersed by natural beauty and privacy, while being just minutes from downtown Old Lyme. Whether you're looking for a full-time residence or a weekend getaway with boating access and a dock right down the road, this home delivers comfort, space, and the rare opportunity to moor your boat in a community-access waterfront setting.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,268
Year Built
- Built in 1962
Lot Details
- 1.71 Acre Lot
HOA Fees
- $29 Monthly HOA Fees
Home Design
- Colonial Architecture
- Concrete Foundation
- Frame Construction
- Asphalt Shingled Roof
- Wood Siding
Interior Spaces
- 2,105 Sq Ft Home
- 1 Fireplace
- Concrete Flooring
- Laundry on lower level
Kitchen
- Oven or Range
- Electric Range
- Dishwasher
Bedrooms and Bathrooms
- 5 Bedrooms
Attic
- Attic Floors
- Storage In Attic
- Walkup Attic
- Unfinished Attic
Partially Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Interior Basement Entry
Parking
- 3 Car Garage
- Automatic Garage Door Opener
- Driveway
Utilities
- Floor Furnace
- Baseboard Heating
- Heating System Uses Oil
- Private Company Owned Well
- Tankless Water Heater
- Fuel Tank Located in Basement
- Cable TV Available
Community Details
- Association fees include lake/beach access
Listing and Financial Details
- Assessor Parcel Number 1552021
Matterport 3D Tour
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 10, 2025
Closed on
Jul 3, 2025
Sold by
Sikorski Aaron P
Bought by
Pawlowski James S and Pawlowski Jessica
Seller's Agent
Lou Raven
eXp Realty
Buyer's Agent
Chris Maynard
William Raveis Real Estate
List Price
$599,900
Sold Price
$563,000
Premium/Discount to List
-$36,900
-6.15%
Views
258
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,390
Avg. Annual Appreciation
6.02%
Original Mortgage
$450,000
Outstanding Balance
$448,470
Interest Rate
6.86%
Mortgage Type
Future Advance Clause Open End Mortgage
Estimated Equity
$132,920
Purchase Details
Listed on
Oct 1, 2022
Closed on
Feb 1, 2023
Sold by
Hydrant Holdings Llc
Bought by
Sikorski Aaron P
Seller's Agent
Alexander Cortez-Rich
Silver and Oak Realty
Buyer's Agent
John Edmond
Coldwell Banker Realty
List Price
$459,999
Sold Price
$440,000
Premium/Discount to List
-$19,999
-4.35%
Views
109
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.68%
Original Mortgage
$418,000
Interest Rate
6.42%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Listed on
Aug 27, 2021
Closed on
Oct 22, 2021
Sold by
134 Cooper Street Llc
Bought by
Hydrant Holdings Llc
Seller's Agent
Stephen Cogan
Silver and Oak Realty
Buyer's Agent
Brittany O'Hara
William Raveis Real Estate
Sold Price
$3,500
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$910,000
Interest Rate
2.88%
Mortgage Type
Commercial
Purchase Details
Closed on
Mar 2, 2021
Sold by
Boutin Jacqueline and Onell Joanne
Bought by
134 Cooper Street Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$302,000
Interest Rate
2.7%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Listed on
Apr 14, 2016
Closed on
Aug 4, 2016
Sold by
Mcdonald John M and Macdonald Karen M
Bought by
Boutin Jacqueline and Oneil Joanne
Seller's Agent
Jason Saphire
www.HomeZu.com
Buyer's Agent
Jason Saphire
www.HomeZu.com
List Price
$299,900
Sold Price
$284,000
Premium/Discount to List
-$15,900
-5.3%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.84%
Original Mortgage
$274,355
Interest Rate
3.56%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $563,000 | -- | |
| Warranty Deed | $563,000 | -- | |
| Warranty Deed | $440,000 | None Available | |
| Warranty Deed | $440,000 | None Available | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | $285,000 | None Available | |
| Warranty Deed | $285,000 | None Available | |
| Deed | $284,000 | -- | |
| Deed | $284,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $450,000 | Future Advance Clause Open End Mortgage | |
| Closed | $450,000 | New Conventional | |
| Previous Owner | $418,000 | Purchase Money Mortgage | |
| Previous Owner | $910,000 | Commercial | |
| Previous Owner | $302,000 | Purchase Money Mortgage | |
| Previous Owner | $274,355 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/07/2025 07/07/25 | Sold | $563,000 | -6.2% | $267 / Sq Ft | |
| 05/22/2025 05/22/25 | Pending | -- | -- | -- | |
| 04/10/2025 04/10/25 | For Sale | $599,900 | +36.3% | $285 / Sq Ft | |
| 02/01/2023 02/01/23 | Sold | $440,000 | 0.0% | $209 / Sq Ft | View Prior Sale |
| 12/11/2022 12/11/22 | Pending | -- | -- | -- | |
| 12/08/2022 12/08/22 | Price Changed | $440,000 | -4.3% | $209 / Sq Ft | |
| 10/05/2022 10/05/22 | For Sale | $459,999 | 0.0% | $219 / Sq Ft | |
| 09/17/2021 09/17/21 | Rented | $3,500 | 0.0% | -- | |
| 09/08/2021 09/08/21 | Under Contract | -- | -- | -- | |
| 08/27/2021 08/27/21 | For Rent | $3,500 | 0.0% | -- | |
| 08/01/2016 08/01/16 | Sold | $284,000 | -5.3% | $135 / Sq Ft | View Prior Sale |
| 06/17/2016 06/17/16 | Pending | -- | -- | -- | |
| 04/14/2016 04/14/16 | For Sale | $299,900 | -- | $142 / Sq Ft |
Source: SmartMLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,262 | $324,200 | $134,500 | $189,700 |
| 2024 | $6,268 | $256,900 | $108,600 | $148,300 |
| 2023 | $6,037 | $256,900 | $108,600 | $148,300 |
| 2022 | $6,037 | $256,900 | $108,600 | $148,300 |
| 2021 | $5,986 | $256,900 | $108,600 | $148,300 |
| 2020 | $5,960 | $256,900 | $108,600 | $148,300 |
| 2019 | $5,499 | $245,400 | $108,600 | $136,800 |
| 2018 | $5,377 | $245,400 | $108,600 | $136,800 |
| 2017 | $5,337 | $245,400 | $108,600 | $136,800 |
| 2016 | $5,202 | $245,400 | $108,600 | $136,800 |
| 2015 | $5,060 | $245,400 | $108,600 | $136,800 |
| 2014 | $5,493 | $279,400 | $107,400 | $172,000 |
Source: Public Records
Agents Affiliated with this Home
-
Lou Raven
-
Chris Maynard
Buyer's Agent in 2025
Chris Maynard
William Raveis Real Estate
(860) 864-0209
1 in this area
55 Total Sales
-
Alexander Cortez-Rich
Seller's Agent in 2023
Alexander Cortez-Rich
Silver and Oak Realty
(860) 985-2920
1 in this area
116 Total Sales
-
John Edmond
Buyer's Agent in 2023
John Edmond
Coldwell Banker Realty
(860) 884-8085
1 in this area
62 Total Sales
-
S
Seller's Agent in 2021
Stephen Cogan
Silver and Oak Realty
-
Brittany O'Hara
Buyer's Agent in 2021
Brittany O'Hara
William Raveis Real Estate
(860) 819-5429
82 Total Sales
Map
Source: SmartMLS
MLS Number: 24084615
APN: OLYM-000027-000000-000035
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