$4,199,000

106 Oak St Elk Rapids, MI 49629

Estimated payment $22,390/month

Total Views 22,901
6 Beds
8 Baths
5,259 Sq Ft
$798 Price per Sq Ft

Highlights

  • Private Waterfront
  • Deeded Waterfront Access Rights
  • Guest House
  • Elk Rapids High School Rated A-
  • Private Dock
  • 5-minute walk to Veterans' Memorial Park Beach Playground

About This Home

Indulge in the pinnacle of waterfront living with this exquisite Lake Michigan estate, boasting over 350 feet of pristine shoreline and breathtaking sunset views. Perfectly positioned on a private point, just four blocks from charming downtown Elk Rapids. This magnificent 5-bedroom, 6.5-bathroom home is a masterclass in timeless elegance and modern luxury. The opulent primary suite features a private balcony with sweeping lake views, while all en-suite bedrooms offer heated flooring for ultimate comfort. Multiple living spaces cater to both relaxation and grand entertaining. At the heart of the home lies a chef’s dream kitchen, outfitted with a Viking gas range, brand-new Sub-Zero refrigerator, Kirkstone countertops, and custom cherry cabinetry. Additional highlights include a stately library, and a private mother-in-law apartment with an en-suite bedroom, office, and kitchenette. Step outside to discover a lakeside paradise. A private dock and stone launch ramp provide seamless access to the water, while an expansive deck, screened-in gazebo, and stone fire pits set the stage for unforgettable outdoor moments. Stroll along professionally landscaped stone pathways that wind through lush gardens and multiple patio spaces. The oversized two-car garage adds convenience, while the extensive outdoor spaces cater to recreation and relaxation alike. Meticulously maintained and thoughtfully upgraded, this estate has served as both a cherished family home and a popular Bed & Breakfast. Recent enhancements include a new roof, furnace, central A/C, Sub-Zero refrigerator, exterior staining, and expanded deck and patio areas. Offering privacy, panoramic views, and an array of luxurious amenities, this one-of-a-kind property is perfect as a year-round residence, an exclusive lakeside getaway, or a turnkey investment opportunity. Seller is open to working with any buyer interested in continuing the Bed & Breakfast operation.

Listing Agent

Drew Reynolds

Century 21 Northland-Elk Rapids License #6501453031 Listed on: 02/17/2025

Century 21 Northland-Elk Rapids

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $219

Year Built

  • Built in 1900

Lot Details

  • 0.68 Acre Lot
  • Lot Dimensions are 346' x 255' x 237'
  • Private Waterfront
  • 350 Feet of Waterfront
  • Fenced Yard
  • Landscaped
  • Corner Lot
  • Level Lot
  • Sprinkler System
  • Garden
  • The community has rules related to zoning restrictions

Home Design

  • Craftsman Architecture
  • Fire Rated Drywall
  • Frame Construction
  • Asphalt Roof
  • Wood Siding
  • Shingle Siding

Interior Spaces

  • 5,259 Sq Ft Home
  • 2-Story Property
  • Bookcases
  • Beamed Ceilings
  • Ceiling Fan
  • Wood Burning Fireplace
  • Self Contained Fireplace Unit Or Insert
  • Blinds
  • Rods
  • Bay Window
  • Mud Room
  • Entrance Foyer
  • Great Room
  • Formal Dining Room
  • Den
  • Radiant Floor
  • Bay Views
  • Crawl Space
  • Home Security System

Kitchen

  • Oven or Range
  • Cooktop
  • Recirculated Exhaust Fan
  • Microwave
  • Freezer
  • Dishwasher
  • Kitchen Island
  • Granite Countertops
  • Disposal

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Walk-In Closet
  • In-Law or Guest Suite

Laundry

  • Dryer
  • Washer

Parking

  • 2 Car Attached Garage
  • Heated Garage
  • Garage Door Opener
  • Private Driveway

Outdoor Features

  • Deeded Waterfront Access Rights
  • Private Dock
  • Balcony
  • Deck
  • Covered Patio or Porch
  • Shed
  • Rain Gutters

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Humidifier
  • Heat Pump System
  • Natural Gas Water Heater
  • Cable TV Available

Additional Features

  • Guest House
  • Property is near a Great Lake

Home Details

Home Type

Single Family

Est. Annual Taxes

$219

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Class: Single Family
  • Type: Residential
  • Style: 2 Story, In-Law Suite or Apartment, Craftsman
  • Percent Of Remodel: 95
  • Estimated Year Built: 1900
  • Construction: Frame
  • Private Shared: Private
  • Section Number: 20
  • Univs Design Barrier Free: Main Floor Access
  • Year Updated: 2017
  • Year Renovated: 1995
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2
  • Year Built: 1900

Interior Features

  • Appliances Equipment: Refrigerator, Oven/Range, Disposal, Dishwasher, Microwave, Washer, Dryer, Security System, Freezer, Wall Oven, Cook Top, Exhaust Fan, Blinds, Curtain Rods, Ceiling Fan, Electric Water Heater, Natural Gas Water Heater, Smoke Alarms(s)
  • Interior Amenities: Built-In Bookcase, Bay Window(s), Foyer Entrance, Walk-In Closet(s), Pantry, Granite Kitchen Tops, Solid Surface Counters, Island Kitchen, Mud Room, Formal Dining Room, Great Room, Den/Study, Beamed Ceilings, Drywall
  • Bedrooms: 6
  • Bedroom 1: Dimensions: 26'5"x25'10, On Level: Upper Floor, Flooring: Wood
  • Bedroom 2: Dimensions: 12'x21'10, On Level: Upper Floor, Flooring: Wood
  • Bedroom 3: Dimensions: 18'4"x11'3", On Level: Upper Floor, Flooring: Wood
  • Bedroom 4: Dimensions: 12'8"x13'6", On Level: Upper Floor, Flooring: Carpet
  • Total Bathrooms: 7
  • Primary Bathroom: Private
  • Number of Main Level Bathrooms: 4
  • Full Bathrooms: 6
  • Half Bathrooms: 2
  • Main Floor Primary: No
  • Dining Room: Dimensions: 13'3"x21'4", On Level: Main Floor, Flooring: Wood
  • Family Room: Dimensions: 17'x13'3", On Level: Main Floor, Flooring: Wood
  • Kitchen: Dimensions: 12'5"x25'2", On Level: Main Floor, Flooring: Wood
  • Living Room: Dimensions: 20'6"x34'5", On Level: Main Floor, Flooring: Wood
  • Estimated Above Ground Finished Sq Ft: 5259
  • Estimated Below Grade Unfinished Sq Ft: 1070
  • Price Per Sq Ft: 798.44
  • Range: R 9W
  • Total Finished Sf Apx: 5259

Exterior Features

  • Additional Buildings: Garden/Storage Shed, Guest House
  • Body Of Water: Lake Michigan
  • Exterior Features: Bay View, Sprinkler System, Balcony, Deck, Patio, Fenced Yard, Covered Porch, Landscaped, Garden Area, Porch, Gutters
  • Exterior Finish: Wood, Shingle
  • Foundation: Crawl Space
  • Number Of Acres: 0.68
  • Road: Public Maintained, Blacktop
  • Roof: Asphalt
  • Water Features: Priv Frontage (Wtr Side), Private Dock, Great Lake
  • Waterfront Frontage: 350

Garage/Parking

  • Driveway: Concrete, Private
  • Garage Capacity: 2
  • Primary Garage: Attached, Door Opener, Heated, Concrete Floors

Utilities

  • Fireplaces And Stoves: Fireplace(s), Insert, Wood
  • Heating Cooling Types: Forced Air, Hot Water, Central Air, Humidifier, Zoned/Dual, Heat Pump, Radiant Floor
  • Laundry: On Level: Upper Floor
  • Sewer: Municipal
  • Tv Service Internet Avail: Cable TV, Cable Internet, WiFi
  • Water: Municipal

Schools

  • School District: Elk Rapids Schools

Lot Info

  • Deeded Waterfront: Yes
  • Land Features: Corner Lot, Level
  • Lot Dimensions: 346' x 255' x 237'
  • Mineral Rights: Unknown
  • Parcel Description: Metes and Bounds
  • Zoning Use Restrictions: Residential

Rental Info

  • Rent Spree Y N: No

MLS Schools

  • School District: Elk Rapids Schools

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $219 $1,146,700 $0 $0
2024 $219 $989,400 $0 $0
2023 $20,985 $871,500 $0 $0
2022 $17,102 $625,400 $0 $0
2021 $16,456 $603,700 $0 $0
2020 $15,690 $584,800 $0 $0
2019 $15,893 $562,700 $0 $0
2018 $18,634 $509,800 $0 $0
2017 $11,890 $501,200 $0 $0
2016 $9,638 $484,500 $0 $0
2015 -- $484,000 $0 $0
2014 -- $480,800 $0 $0
2013 -- $467,100 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/17/2025 02/17/25 For Sale $4,199,000 -- $798 / Sq Ft
Source: Northern Great Lakes REALTORS® MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- --
Quit Claim Deed -- --
Deed -- --
Source: Public Records

Source: Northern Great Lakes REALTORS® MLS

MLS Number: 1930891

Northern Great Lakes REALTORS® MLS

APN: 05-43-020-004-00