$109,900
$8K PRICE DROP

106 Roland Ave Owenton, KY 40359

Estimated payment $726/month

Total Views 8,185
2 Beds
1 Bath
960 Sq Ft
$114 Price per Sq Ft

Highlights

  • Traditional Architecture
  • 2 Fireplaces
  • 1 Car Detached Garage
  • Wood Flooring
  • No HOA
  • Eat-In Kitchen

About This Home

Don't miss your chance to make this 2 bedroom 1 bath traditional your own. Enjoy your morning coffee on the back covered patio or snuggle up next to the fireplace. Hardwood floors throughout the main level and plenty of character. Conveniently located in the heart of Owenton.

Listing Agent

Natalie Irwin Bennett

Bang Realty, Inc License #247330 Listed on: 06/10/2025

Co-Listing Agent

Brian Brockman

Bang Realty, Inc License #230217

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,686

Year Built

  • Built in 1951

Lot Details

  • 0.4 Acre Lot

Parking

  • 1 Car Detached Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Poured Concrete
  • Metal Roof
  • Aluminum Siding

Interior Spaces

  • 960 Sq Ft Home
  • 1-Story Property
  • 2 Fireplaces
  • Double Hung Windows
  • Living Room
  • Wood Flooring
  • Eat-In Kitchen

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Schools

  • Owen County Elementary School
  • Maurice Bowling Middle School
  • Owen County High School

Utilities

  • Central Air
  • Baseboard Heating
  • Underground Utilities

Community Details

  • No Home Owners Association

Listing and Financial Details

  • REO, home is currently bank or lender owned
  • Assessor Parcel Number 049-40-00-003.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,686

Year Built

Built in 1951

Lot Details

0

Parking

1

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.4
  • Year Built: 1951
  • Lot Size: Irregular
  • Co List Office Mls Id: o656005654
  • Co List Office Phone: 859-581-1113
  • Ownership: Real Estate Owned
  • Directions: 106 Roland Ave Owenton, KY 40359
  • Architectural Style: Traditional
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Owen County Elementary
  • Location Tax Legal Info:Middle or Junior School: Maurice Bowling Middle School
  • Location Tax Legal Info:High School: Owen County High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: Irregular
  • General Property Description:Approx SqFt2: 960.0
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Sewer:Public Sewer: Yes
  • Levels:One: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.3994
  • General Property Description:Living Area: 960.0
  • General Property Description:Lot Size Square Feet: 17400.0
  • Structure Type:House: Yes
  • Architecture:Traditional: Yes
  • Location Tax Legal Info:Tax ID: 049-40-00-003.00
  • General Property Description:Fireplaces Total: 2
  • Utilities:Underground Utilities: Yes
  • Roof:Metal3: Yes
  • Property Ownership:Real Estate Owned: Yes
  • Special Listing Conditions:Real Estate Owned2: Yes
  • Special Features: RealEstateOwned

Interior Features

  • Basement: Full, Walk-Out Access
  • Heating: Baseboard
  • Levels: One
  • Property Type: Residential
  • Appliances: See Remarks
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: See Remarks
  • Fireplaces: 2
  • Fireplace: Yes
  • Living Area: 960.0
  • Window Features: Double Hung
  • Full Basement: Yes
  • Basement:Walk-Out Access7: Yes
  • Fireplace Features:See Remarks41: Yes
  • Appliances:See Remarks32: Yes

Exterior Features

  • Roof: Metal
  • Construction Type: Aluminum Siding
  • Foundation Details: Poured Concrete
  • Window Features:Double Hung: Yes
  • Construction Materials:Aluminum Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Detached, Driveway
  • General Property Description:Garage Spaces: 1.0
  • Parking Features:Driveway: Yes
  • Parking Features:Detached: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Underground Utilities
  • Heating:Baseboard: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Owen County Elementary
  • Junior High Dist: Owen Co Public
  • High School: Owen County High
  • Middle Or Junior School: Maurice Bowling Middle School

Lot Info

  • Lot Size Sq Ft: 17400.0

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,686 $146,500 $0 $0
2023 $1,702 $146,500 $0 $0
2022 $870 $75,700 $0 $0
2021 $871 $75,700 $8,000 $67,700
2020 $889 $75,700 $8,000 $67,700
2019 $89 $75,700 $0 $0
2018 $728 $64,000 $0 $0
2017 $714 $64,000 $0 $0
2016 $719 $64,000 $0 $0
2015 $711 $64,000 $8,000 $56,000
2013 $661 $64,000 $0 $0
2012 $661 $64,000 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/16/2025 09/16/25 Price Changed $109,900 0.0% $114 / Sq Ft
09/16/2025 09/16/25 For Sale $109,900 -6.5% $114 / Sq Ft
09/05/2025 09/05/25 Off Market $117,500 -- --
06/10/2025 06/10/25 For Sale $117,500 -19.8% $122 / Sq Ft
06/27/2022 06/27/22 Sold $146,500 +4.6% $153 / Sq Ft
05/17/2022 05/17/22 Pending -- -- --
04/04/2022 04/04/22 Price Changed $140,000 0.0% $146 / Sq Ft
04/04/2022 04/04/22 For Sale $140,000 -4.4% $146 / Sq Ft
02/01/2022 02/01/22 Off Market $146,500 -- --
11/30/2021 11/30/21 Pending -- -- --
11/16/2021 11/16/21 Price Changed $119,900 -4.0% $125 / Sq Ft
10/04/2021 10/04/21 For Sale $124,900 -- $130 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Commissioners Deed $179,134 None Listed On Document
Warranty Deed $59,900 Heritage Title Services
Deed $50,100 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $55,030 FHA
Previous Owner $59,430 FHA
Previous Owner $67,200 Adjustable Rate Mortgage/ARM
Previous Owner $16,800 Stand Alone Second
Source: Public Records

Source: Northern Kentucky Multiple Listing Service

MLS Number: 633315

Northern Kentucky Multiple Listing Service

APN: 049-40-00-003.00