$240,000
SOLD AUG 8, 2025

106 S Liberty St Elgin, IL 60120

3 Beds
1.5 Baths
1,438 Sq Ft
1924 Built

Recently Sold

$167 Per Sq Ft

8 Days on Market

Highlights

  • Wood Flooring
  • Living Room
  • Entrance Foyer
  • Formal Dining Room
  • Laundry Room
  • Forced Air Heating System

About This Home

As of August 2025

2-story home move-in ready & affordable waiting for its new owners! Offers 3 bedrooms, 1 full bath, 1 half bath, living room, separate dining room, kitchen & a clean full unfinished basement excellent for storage. The front & rear porch are great to enjoy a morning coffee or an afternoon cold drink. The shared driveway leads you to the back parking area. Come see it today...!

Last Agent to Sell the Property

Jose Gonzalez

Keller Williams Innovate License #475151044 Listed on: 06/07/2025

Keller Williams Innovate

Last Buyer's Agent

Saul Allen

@properties Christie's International Real Estate License #475204005

@properties Christie's International Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,814

Year Built

  • Built in 1924

Lot Details

  • Lot Dimensions are 30 x 115
  • Paved or Partially Paved Lot

Home Design

  • Stone Foundation
  • Asphalt Roof
  • Radon Mitigation System

Interior Spaces

  • 1,438 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Entrance Foyer
  • Family Room
  • Living Room
  • Formal Dining Room
  • Basement Fills Entire Space Under The House
  • Laundry Room

Kitchen

  • Range
  • Microwave

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms

Parking

  • 4 Parking Spaces
  • Driveway

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,814

Year Built

Built in 1924

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1924
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Refrigerator
  • Basement: Unfinished, Cellar, Full
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • LivingArea: 1438
  • Other Equipment: Ceiling Fan(s), Radon Mitigation System
  • Room Type: Foyer
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding
  • Foundation Details: Stone
  • List Price: 240000
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Parking Features: Asphalt, Shared Driveway, On Site
  • ParkingTotal: 4

Utilities

  • Sewer: Public Sewer
  • Cooling: Wall Unit(s)
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 46

Lot Info

  • Lot Dimensions: 30 X 115
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 3813.92
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 28, 2023
Closed on
Aug 1, 2023
Sold by
Afsar Shaeel
Bought by
Luna Rocio Diaz
Seller's Agent
Katerina Pavlova
Pavlova Properties
Buyer's Agent
Mayte Castro
CM REALTORS®
List Price
$169,000
Sold Price
$169,000
Views
997

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.70%
Original Mortgage
$163,930
Outstanding Balance
$160,354
Interest Rate
6.81%
Estimated Equity
$72,662

Purchase Details

Listed on
May 13, 2015
Closed on
Jun 25, 2015
Sold by
Montgomery Martin A
Bought by
Afsar Shaeel
Seller's Agent
Israel Ballesteros
REMAX Horizon
Buyer's Agent
Matt Lysien
Suburban Life Realty, Ltd
List Price
$89,900
Sold Price
$90,000
Premium/Discount to List
$100
0.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.08%
Original Mortgage
$85,500
Interest Rate
3.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 16, 2009
Sold by
World Savings Bank
Bought by
Montgomery Martin A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$39,920
Interest Rate
5.49%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 27, 2009
Sold by
Zetscher Carolyn S and Zetscher Carolyn
Bought by
Wachovia Mortgage Corporation

Purchase Details

Closed on
Sep 13, 2007
Sold by
Tyler Dakota
Bought by
Zetscher Carolyn S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$211,500
Interest Rate
6.55%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 16, 2007
Sold by
Wachovia Bank Na
Bought by
Tyler Dakota

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$98,000
Interest Rate
1.4%
Mortgage Type
Negative Amortization

Purchase Details

Closed on
Aug 18, 2006
Sold by
Velez Carlos
Bought by
Wachovia Bank Na and Asset Backed Pass Through Certificates S

Purchase Details

Closed on
Sep 15, 2004
Sold by
Medina Rafael
Bought by
Velez Carlos

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$137,750
Interest Rate
8.6%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 9, 2003
Sold by
Castillo Janet M
Bought by
Medina Rafael

Purchase Details

Closed on
Jul 21, 2001
Sold by
Castillo Victor and Bonet William R
Bought by
Castillo Janet

Purchase Details

Closed on
Jan 28, 1998
Sold by
Penaloza Gabriel and Penaloza Irma
Bought by
Castillo Victor M and Medina Rafael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$87,783
Interest Rate
7.08%
Mortgage Type
FHA
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $169,000 None Listed On Document
Warranty Deed $90,000 Attorneys Title Guaranty Fun
Special Warranty Deed $50,000 Premier Title Company
Sheriffs Deed -- None Available
Warranty Deed $235,000 Traditional Title Co Llc
Special Warranty Deed $122,500 First American Title
Sheriffs Deed -- None Available
Warranty Deed $145,000 Cst Title
Quit Claim Deed -- --
Interfamily Deed Transfer -- --
Warranty Deed $89,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $163,930 No Value Available
Previous Owner $85,500 New Conventional
Previous Owner $60,800 New Conventional
Previous Owner $39,920 Purchase Money Mortgage
Previous Owner $211,500 Purchase Money Mortgage
Previous Owner $98,000 Negative Amortization
Previous Owner $137,750 Purchase Money Mortgage
Previous Owner $20,100 Unknown
Previous Owner $87,783 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/08/2025 08/08/25 Sold $240,000 0.0% $167 / Sq Ft
06/15/2025 06/15/25 Pending -- -- --
06/07/2025 06/07/25 For Sale $240,000 +42.0% $167 / Sq Ft
08/02/2023 08/02/23 Sold $169,000 0.0% $118 / Sq Ft
06/18/2023 06/18/23 Pending -- -- --
06/17/2023 06/17/23 For Sale $169,000 0.0% $118 / Sq Ft
05/11/2023 05/11/23 Pending -- -- --
05/09/2023 05/09/23 For Sale $169,000 0.0% $118 / Sq Ft
05/01/2023 05/01/23 Pending -- -- --
03/18/2023 03/18/23 Price Changed $169,000 -6.1% $118 / Sq Ft
02/28/2023 02/28/23 For Sale $180,000 0.0% $125 / Sq Ft
06/18/2021 06/18/21 Rented -- -- --
06/16/2021 06/16/21 Under Contract -- -- --
05/11/2021 05/11/21 Price Changed $1,525 -1.6% $1 / Sq Ft
04/22/2021 04/22/21 For Rent $1,550 +3.3% --
05/06/2020 05/06/20 Rented $1,500 0.0% --
05/04/2020 05/04/20 Under Contract -- -- --
05/04/2020 05/04/20 For Rent $1,500 0.0% --
06/25/2015 06/25/15 Sold $90,000 +0.1% $63 / Sq Ft
05/18/2015 05/18/15 Pending -- -- --
05/13/2015 05/13/15 For Sale $89,900 -- $63 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,814 $55,657 $9,255 $46,402
2023 $3,604 $50,282 $8,361 $41,921
2022 $3,455 $45,849 $7,624 $38,225
2021 $3,289 $42,866 $7,128 $35,738
2020 $3,185 $40,922 $6,805 $34,117
2019 $3,080 $38,981 $6,482 $32,499
2018 $2,553 $31,827 $6,106 $25,721
2017 $2,478 $30,088 $5,772 $24,316
2016 $2,337 $27,914 $5,355 $22,559
2015 -- $25,585 $4,908 $20,677
2014 -- $25,269 $4,847 $20,422
2013 -- $29,635 $4,975 $24,660
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12387160

Midwest Real Estate Data (MRED)

APN: 06-13-405-024