NOT LISTED FOR SALE

106 Willow Oak Ct Elkton, MD 21921

Estimated Value: $574,000 - $623,000

3 Beds
4 Baths
2,786 Sq Ft
$217/Sq Ft Est. Value

Last Sold October 31, 2024

Last sale price $579,900 $208 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $3,737/month

59 Days on Market

Highlights

  • Boat Ramp
  • Beach
  • 1.1 Acre Lot
  • Water Views
  • Water Oriented
  • Colonial Architecture

About This Home

As of October 2024

This charming porch-front Colonial is located in the water-oriented community of St. John's Vista near the Elk River. The home is situated on a spacious 1.1 acre level, fenced lot, featuring a screened porch and patio with peaceful views of the backyard. Inside, you’ll be greeted by a 2-story foyer with hardwood floors that extend through the sitting room, dining room, and family room. The bright and open family room, with its soaring windows, fills the space with natural light and offers a cozy gas fireplace. This room flows into the kitchen, which boasts granite countertops and stainless-steel appliances. The main level also includes two half baths, a mudroom, and access to a 3-car garage.
Upstairs, the spacious primary bedroom features French doors that lead to a balcony with a partial water view. The ensuite bathroom includes a jetted tub, separate shower, and double-bowl vanity. There’s also a generous walk-in closet with access to a bonus room that can be used as you wish. The upper level is completed by an office, a laundry room, two additional bedrooms and a hall bathroom.
The walkout basement is currently used as a workshop and storage area and is accessible through the three car side entry garage. The HOA allows RV and boat parking on the property (please confirm specifics with HOA ) -and- includes access to the community beach, picnic pavilion, fishing pond, and boat launch. There's even a designated path to walk or drive your golf cart to the beach area. Boat slips typically available to rent on seasonal basis. There is currently a waiting list to join the Pier Association which offers additional privileges. Don’t miss the chance to tour this lovely property.

Last Agent to Sell the Property

Sandy Bratcher

(410) 688-1747 sbratcher@cbmove.com Coldwell Banker Realty License #516348 Listed on: 08/16/2024

Coldwell Banker Realty

Co-Listed By

Janise Cullum

(443) 299-7943 janisecullum1@gmail.com Coldwell Banker Realty License #502353

Last Buyer's Agent

Tyler Andrus

(443) 683-0960 tyler@suresalesgroup.com Cummings & Co. Realtors License #5002468

Cummings & Co. Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,088

Year Built

  • Built in 1999

Lot Details

  • 1.1 Acre Lot
  • Split Rail Fence
  • Back Yard Fenced
  • Landscaped
  • No Through Street
  • Level Lot
  • Property is in very good condition
  • Property is zoned NAR

HOA Fees

  • $35 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Side Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Colonial Architecture
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels
  • Two Story Ceilings
  • Ceiling Fan
  • Fireplace With Glass Doors
  • Gas Fireplace
  • Double Pane Windows
  • Palladian Windows
  • Six Panel Doors
  • Mud Room
  • Family Room
  • Sitting Room
  • Dining Room
  • Home Office
  • Bonus Room
  • Water Views
  • Storm Doors

Kitchen

  • Stove
  • Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Garage Access
  • Rear Basement Entry

Outdoor Features

  • Water Oriented
  • River Nearby
  • Stream or River on Lot
  • Balcony
  • Screened Patio
  • Wrap Around Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Powered By Owned Propane
  • Well
  • Propane Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 20
  • Assessor Parcel Number 0805095751

Community Details

Overview

  • Association fees include common area maintenance
  • St Johns Manor Inc HOA
  • St. Johns Manor Subdivision

Amenities

  • Picnic Area
  • Common Area

Recreation

  • Boat Ramp
  • Pier or Dock
  • Beach

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,088

Year Built

Built in 1999

Lot Details

0

HOA Fees

$35 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2024-08-16
  • Federal Flood Zone: No
  • Year Built: 1999
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Refrigerator, Stove, Dishwasher, Washer, Dryer
  • Flooring Type: Hardwood, Carpet
  • Window Features: Double Pane, Palladian
  • Fireplace Features: Fireplace - Glass Doors, Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Six Panel, Storm
  • Wall Ceiling Types: 9'+ Ceilings, 2 Story Ceilings
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Room List: Dining Room, Primary Bedroom, Sitting Room, Bedroom 2, Bedroom 3, Kitchen, Family Room, Basement, Laundry, Mud Room, Office, Bonus Room
  • Basement: Yes
  • Basement Type: Rear Entrance, Full, Walkout Level, Garage Access
  • Laundry Type: Upper Floor
  • Total Sq Ft: 3996
  • Living Area Sq Ft: 2786
  • Price Per Sq Ft: 208.15
  • Above Grade Finished Sq Ft: 2786
  • Below Grade Sq Ft: 1210
  • Total Below Grade Sq Ft: 1210
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 4
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Roof: Asphalt
  • View: Water
  • Water Access: No
  • Water Body Name: ELK RIVER
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 3.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway
  • Garage Features: Garage Door Opener, Garage - Side Entry
  • Attached Garage Spaces: 3
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Propane - Owned
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Propane
  • Sewer/Septic System: Private Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 425.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Boat Ramp, Common Grounds, Picnic Area, Pier/Dock
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance
  • HOA Name: ST JOHNS MANOR INC
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Fencing: Rear, Split Rail
  • Lot Features: Landscaping, Level, No Thru Street
  • Lot Size Acres: 1.10
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 47916.00
  • Outdoor Living Structures: Porch(es), Wrap Around, Patio(s), Screened, Balcony
  • Property Condition: Very Good
  • Zoning: NAR
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5088.00
  • Assessor Parcel Number: 0805095751
  • Tax Lot: 20
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2024

MLS Schools

  • School District Name: CECIL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 16, 2024
Closed on
Oct 31, 2024
Sold by
Nelson Antony L and Nelson Jael
Bought by
Aspinwall Peter and Hamilton Kristen
Seller's Agent
Sandy Bratcher
Coldwell Banker Realty
Buyer's Agent
Tyler Andrus
Cummings & Co. Realtors
List Price
$629,900
Sold Price
$579,900
Premium/Discount to List
-$50,000
-7.94%
Views
128
Current Estimated Value
$620,999

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$41,099
Avg. Annual Appreciation
3.71%
Original Mortgage
$558,849
Outstanding Balance
$553,244
Interest Rate
6.08%
Mortgage Type
VA
Estimated Equity
$50,594

Purchase Details

Listed on
Aug 6, 2014
Closed on
Nov 20, 2014
Sold by
Mcglothlin William P and Mcglothlin Karen K
Bought by
Nelson Antony L and Nelson Jael
Seller's Agent
Tinamarie Reamy
Coldwell Banker Chesapeake Real Estate
Buyer's Agent
Janise Cullum
Coldwell Banker Realty
List Price
$449,000
Sold Price
$420,000
Premium/Discount to List
-$29,000
-6.46%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.30%
Original Mortgage
$336,000
Interest Rate
3.93%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Aspinwall Peter $579,900 Wfg National Title
Nelson Antony L $420,000 Key Title Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Aspinwall Peter $558,849
Previous Owner Nelson Antony L $336,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/31/2024 10/31/24 Sold $579,900 0.0% $208 / Sq Ft
09/24/2024 09/24/24 Price Changed $579,900 -3.4% $208 / Sq Ft
08/28/2024 08/28/24 Price Changed $600,000 -4.7% $215 / Sq Ft
08/16/2024 08/16/24 For Sale $629,900 +50.0% $226 / Sq Ft
11/20/2014 11/20/14 Sold $420,000 -3.4% $134 / Sq Ft View Prior Sale
09/19/2014 09/19/14 Pending -- -- --
09/04/2014 09/04/14 Price Changed $435,000 -3.1% $138 / Sq Ft
08/06/2014 08/06/14 For Sale $449,000 -- $143 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,343 $482,733 $0 $0
2024 $4,681 $459,467 $0 $0
2023 $4,177 $436,200 $152,700 $283,500
2022 $4,912 $430,800 $0 $0
2021 $4,813 $425,400 $0 $0
2020 $4,871 $420,000 $152,700 $267,300
2019 $4,685 $403,500 $0 $0
2018 $4,506 $387,000 $0 $0
2017 $4,333 $370,500 $0 $0
2016 $4,146 $370,500 $0 $0
2015 $4,146 $370,500 $0 $0
2014 $4,844 $371,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCC2013844

Bright MLS

APN: 05-095751