$450,000
SOLD AUG 8, 2025

10625 Front Beach Rd Unit 705 Panama City Beach, FL 32407

2 Beds
2 Baths
1,146 Sq Ft
$610/mo HOA Fee

Recently Sold

$393 Per Sq Ft

12% Below List Price

150 Days on Market

Highlights

  • Beach
  • Property fronts gulf or ocean
  • Heated Indoor Pool
  • J.R. Arnold High School Rated A-
  • Deeded access to the beach
  • Furnished

About This Home

As of August 2025

LOW-FLOOR ALERT. The lower floors are premium and this is 7th floor, as good as it gets. ONE UNIFORM FLOOR THROUGHOUT! Seller has pulled up all of the original tile and carpet and replaced it with large-format 4'x8'' wood-look tile throughout. Ocean Villa has the rounded balconies which feel enormous. MASTER BEDROOM IS GULF-FRONT. Exterior storage closet included and multiple interior owner's closets. This one hasn't been on a rental program, so it feels more well-taken-care-of than some of the rental condos out there. Fully furnished and rental ready.

Last Agent to Sell the Property

Gabriel Stephani

Pineapple Properties License #3238282 Listed on: 02/26/2025

Last Buyer's Agent

Gene Ursprung P.A.

Sterling Realty LLC

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,525

Year Built

  • Built in 2006

Lot Details

  • Property fronts gulf or ocean

HOA Fees

  • $610 Monthly HOA Fees

Parking

  • Attached Garage

Home Design

  • Entry on the 7th floor

Interior Spaces

  • 1,146 Sq Ft Home
  • Furnished
  • Ceiling Fan
  • Gulf Views
  • Stacked Washer and Dryer

Kitchen

  • Breakfast Bar
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Home Security

Pool

  • Heated Indoor Pool
  • Heated In Ground Pool
  • Spa
  • Gunite Pool

Outdoor Features

  • Deeded access to the beach
  • Balcony

Schools

  • Hutchison Beach Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

Overview

  • Association fees include management, cable TV, insurance, internet, ground maintenance, maintenance structure, pest control, pool(s), sewer, trash, water
  • High-Rise Condominium
  • Ocean Villa Subdivision

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Elevator

Recreation

  • Beach
  • Community Pool
  • Community Spa
  • Park

Security

  • Security Service
  • Storm Windows
  • Storm Doors

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,525

Year Built

Built in 2006

Lot Details

0

HOA Fees

$610 per month

Listing Details

  • Property Type: Residential
  • Year Built: 2006
  • Property Sub Type: Condominium
  • Lot Size: Gulf front condo
  • Subdivision Name: Ocean Villa
  • Architectural Style: High Rise
  • Entry Level: 7
  • Property Sub Type Additional: Condominium
  • Special Features: None

Interior Features

  • Appliances: Washer/Dryer Stacked, Dishwasher, Electric Water Heater, Microwave, Refrigerator
  • Interior Amenities: Breakfast Bar
  • Spa Features: Community, Hot Tub
  • Private Spa: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Door Features: Storm Door(s)
  • Living Area: 1146.0
  • Dining Room Type: Bedroom, Primary Bedroom
  • Window Features: Storm Window(s)

Exterior Features

  • Pool Features: Gunite, Gas Heat, Indoor, In Ground, Pool, Community
  • View: Gulf
  • View: Yes
  • Waterfront Features: Gulf, Shoreline - Sand, Waterfront
  • Waterfront: Yes
  • Exterior Features: Balcony
  • Patio And Porch Features: Balcony

Garage/Parking

  • Parking Features: Attached, Garage, Paved
  • Garage: No
  • Attached Garage: Yes

Utilities

  • Security Features: Security Service
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central
  • Laundry Features: Stacked
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 610.0
  • Community Features: Barbecue, Beach, Elevator, Fitness Center, Park, Short Term Rental Allowed, Waterfront, Pool
  • Amenities: Beach Rights, Picnic Area
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Association Management, Cable TV, Insurance, Internet, Maintenance Grounds, Maintenance Structure, Pest Control, Pool(s), Sewer, Trash, Water

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Waterfront
  • Zoning Description: Resid Multi-Family

Rental Info

  • Furnished: Furnished

Tax Info

  • Tax Annual Amount: 5525.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Hutchison Beach
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 26, 2025
Closed on
Aug 8, 2025
Sold by
West Linda W
Bought by
Ham Sam and Ham Joyce
Seller's Agent
Gabriel Stephani
Pineapple Properties
Buyer's Agent
Gene Ursprung P.A.
Sterling Realty LLC
List Price
$509,000
Sold Price
$450,000
Premium/Discount to List
-$59,000
-11.59%
Views
21

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
102.02%

Purchase Details

Listed on
Oct 8, 2012
Closed on
Oct 30, 2012
Sold by
Kondaur Capital Corporation
Bought by
White Hazel P and West Linda W
Seller's Agent
Kerry Jackson
Florida Realty Experts Inc
Buyer's Agent
Nathan Trent
Coldwell Banker Carroll Realty
List Price
$199,900
Sold Price
$202,000
Premium/Discount to List
$2,100
1.05%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.47%

Purchase Details

Listed on
Oct 8, 2012
Closed on
Sep 6, 2012
Sold by
Lynch Samuel P
Bought by
Kondaur Capital Corporation
Seller's Agent
Kerry Jackson
Florida Realty Experts Inc
Buyer's Agent
Nathan Trent
Coldwell Banker Carroll Realty
List Price
$199,900
Sold Price
$202,000
Premium/Discount to List
$2,100
1.05%

Purchase Details

Closed on
Nov 14, 2007
Sold by
Scott Ralph C
Bought by
Lynch Samuel P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
6.36%
Mortgage Type
Unknown

Purchase Details

Closed on
Jun 12, 2006
Sold by
Ocean Villa Developers Llc
Bought by
Scott Ralph C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$220,000
Interest Rate
5.87%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $450,000 Mti Title
Warranty Deed $450,000 Mti Title
Warranty Deed $202,000 Fidelity Natl Title Fl Inc
Deed In Lieu Of Foreclosure $276,900 Fidelity National Title
Warranty Deed $325,000 Southern Escrow & Title Llc
Warranty Deed $275,000 Diamond Title Agency Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $250,000 Unknown
Previous Owner $47,422 Credit Line Revolving
Previous Owner $220,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/08/2025 08/08/25 Sold $450,000 -6.1% $393 / Sq Ft
07/26/2025 07/26/25 Pending -- -- --
07/12/2025 07/12/25 Price Changed $479,000 -2.0% $418 / Sq Ft
05/19/2025 05/19/25 Price Changed $489,000 -3.9% $427 / Sq Ft
02/26/2025 02/26/25 For Sale $509,000 +152.0% $444 / Sq Ft
07/20/2022 07/20/22 Off Market $202,000 -- --
10/31/2012 10/31/12 Sold $202,000 +1.1% $176 / Sq Ft
10/18/2012 10/18/12 Pending -- -- --
10/08/2012 10/08/12 For Sale $199,900 -- $174 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,271 $386,922 -- --
2023 $5,271 $473,833 $0 $473,833
2022 $4,157 $319,770 $0 $0
2021 $3,639 $290,700 $0 $290,700
2020 $3,517 $290,700 $0 $290,700
2019 $3,267 $276,250 $0 $276,250
2018 $2,986 $242,250 $0 $0
2017 $2,664 $233,750 $0 $0
2016 $2,587 $223,040 $0 $0
2015 $2,475 $204,158 $0 $0
2014 $2,334 $185,598 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Gabriel Stephani

    Seller's Agent in 2025

    Gabriel Stephani

    Pineapple Properties

    (850) 814-4640

    157 in this area

    231 Total Sales

    Gabriel Stephani
    Section Image

  • G

    Buyer's Agent in 2025

    Gene Ursprung P.A.

    Sterling Realty LLC

  • Gene C. Ursprung, P.A.

    Buyer's Agent in 2025

    Gene C. Ursprung, P.A.

    Beach Time Realty, Inc

    (850) 890-1350

    131 in this area

    178 Total Sales

    Gene C. Ursprung, P.A.
    Section Image

  • J

    Buyer Co-Listing Agent in 2025

    Jennifer Ursprung

    Sterling Realty LLC

  • Kerry Jackson

    Seller's Agent in 2012

    Kerry Jackson

    Florida Realty Experts Inc

    (850) 960-8646

    18 in this area

    137 Total Sales

    Kerry Jackson
    Section Image

  • N

    Buyer's Agent in 2012

    Nathan Trent

    Coldwell Banker Carroll Realty

See All Agents

Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 769436

Central Panhandle Association of REALTORS®

APN: 40000-200-028

Florida Bay County Panama City Beach 32407

10625 Front Beach Rd Unit 705, Panama City Beach, FL

This home is located at 10625 Front Beach Rd Unit 705, Panama City Beach, FL 32407 and is currently priced at $450,000, approximately $392 per square foot. This property was built in 2006. 10625 Front Beach Rd Unit 705 is a home located in Bay County with nearby schools including J.R. Arnold High School, Surfside Middle School, and Hutchison Beach Elementary School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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