$870,000
SOLD OCT 24, 2025

10636 Harborside Dr Largo, FL 33773

Lake Park Neighborhood
4 Beds
3 Baths
2,347 Sq Ft
10,036 Sq Ft Lot

Recently Sold

$371 Per Sq Ft

3% Below List Price

56 Days on Market

Highlights

  • 120 Feet of Lake Waterfront
  • Boat Lift
  • Open Floorplan
  • Dock has access to electricity
  • In Ground Pool
  • Cathedral Ceiling

About This Home

As of October 2025

Enjoy Waterfront Living Without the Worry - This stunning waterfront home offers the best of Florida living — serene water views, boating access, and vibrant sunsets — all in a desirable X500 flood zone, meaning no flood insurance is required. Enjoy the beauty and convenience of living near the water while saving thousands each year and resting easy knowing your home is in a low-risk zone with this exceptional, fully remodeled multi-split home, perfectly positioned on 120 feet of private shoreline along Lake Seminole. Nestled on a serene, southwest-facing lot, this 4-bedroom, 3-bathroom residence captures panoramic lake views, breathtaking sunsets, and the beauty of nature with visits from ospreys, bald eagles, and herons right from your backyard—no flood insurance required (X500 zone). Step inside to discover a thoughtfully designed interior with vaulted ceilings where elevated craftsmanship and timeless finishes set the tone. The heart of the home is the expansive chef’s kitchen, featuring custom cabinetry, high-end JennAir appliances, an oversized island with glass-front cabinets, and abundant space for entertaining. Whether you're hosting holiday gatherings or casual lake days, this space is made to impress. The main living area boasts open-concept design with tile flooring, plantation shutters, luxury roller shades, and sophisticated built-ins throughout. Downstairs, a cozy family room with gas fireplace and custom penny tile surround offers a welcoming retreat, along with a full guest suite, full bath, laundry room, and access to the spacious 2-car garage with storage. Upstairs, the private primary suite is a sanctuary with sweeping lake and wooded views, luxury vinyl flooring, custom built-ins, and a spa-inspired ensuite bath. There’s even potential to build a private deck off the suite—ideal for sunrise coffee or evening stargazing. Two additional guest bedrooms and a full bath complete the upper level. Outside, resort-style amenities await. The kidney-shaped pool is both screen-enclosed and partially covered, allowing for cool, shaded afternoon swims with unobstructed lake views. A private dock with a 10,000 lb boat lift—currently home to two jet skis—lets you launch straight into Lake Seminole’s 685 acres of recreational paradise, perfect for boating, tubing, skiing, and world-class bass fishing. Home features 2024 Shingle Roof, a newer tankless water heater, whole-home water softener system, and 2025 Interior and Exterior paint. The home is cooled by two separate HVAC systems. The front façade is finished with sleek modern gray tile accents, enhancing curb appeal and complementing the home’s elevated design. This is more than a home—it’s a lifestyle. Private, peaceful, and beautifully appointed, this lakeside retreat offers the best of Florida living with none of the compromises. Welcome to life on Lake Seminole.

Last Agent to Sell the Property

Julia Arnold

COMPASS FLORIDA LLC Brokerage Phone: 727-339-7902 License #3491625 Listed on: 07/31/2025

COMPASS FLORIDA LLC

Last Buyer's Agent

Rick Steiermann

WILSON REALTY LLC License #3400414

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,399

Year Built

  • Built in 1987

Lot Details

  • 10,036 Sq Ft Lot
  • Lot Dimensions are 83x100
  • 120 Feet of Lake Waterfront
  • Lake Front
  • Unincorporated Location
  • Northeast Facing Home
  • Irrigation Equipment
  • Property is zoned R-2

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking

Property Views

  • Lake
  • Woods
  • Park or Greenbelt

Home Design

  • Split Level Home
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Vinyl Siding
  • Stucco

Interior Spaces

  • 2,347 Sq Ft Home
  • Open Floorplan
  • Built-In Features
  • Bar Fridge
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Plantation Shutters
  • Sliding Doors
  • Family Room with Fireplace
  • Great Room
  • Family Room Off Kitchen
  • Living Room
  • Hurricane or Storm Shutters

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Cooktop with Range Hood
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Upstairs
  • En-Suite Bathroom
  • Walk-In Closet
  • 3 Full Bathrooms
  • Private Water Closet
  • Bathtub With Separate Shower Stall
  • Shower Only
  • Rain Shower Head
  • Garden Bath
  • Multiple Shower Heads
  • Window or Skylight in Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • In Ground Pool
  • Saltwater Pool

Outdoor Features

  • Access To Lake
  • Minimum Wake Zone
  • Water Skiing Allowed
  • Boat Lift
  • Dock has access to electricity
  • Dock made with wood
  • Enclosed Patio or Porch

Schools

  • Starkey Elementary School
  • Osceola Middle School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Thermostat
  • Natural Gas Connected
  • Gas Water Heater
  • Water Softener

Community Details

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,399

Year Built

Built in 1987

Lot Details

0

HOA Fees

$8 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco, Vinyl Siding
  • Fireplace: Yes
  • Living Area: 2347
  • Lot Size Acres: 0.23
  • New Construction: No
  • Year Built: 1987
  • Building Area Total: 3163
  • Lot Size Sq Ft: 10036
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 293.85
  • Escrow State: FL
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 370.69
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Wood,Dock w/Electric,Lift
  • MFR_DockYN: 1
  • Attribution Contact: 727-339-7902
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room, Gas
  • Living Area Units: Square Feet
  • Flooring: Luxury Vinyl, Tile
  • Full Bathrooms: 3
  • Interior Amenities: Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Thermostat, Walk-In Closet(s)
  • Appliances Included: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator, Touchless Faucet, Washer, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Multi/Split
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Additional Rooms: Family Room,Great Room
  • Living Area Meters: 218.04

Exterior Features

  • Direction Faces: Northeast
  • Pool Features: In Ground, Salt Water
  • Exterior Features: Hurricane Shutters, Sidewalk, Sliding Doors
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: Yes
  • View: Park/Greenbelt, Trees/Woods
  • Water Body Name: LAKE SEMINOLE
  • Waterfront: Yes
  • Patio and Porch Features: Enclosed, Screened
  • Road Surface Type: Asphalt
  • Water Access: Lake
  • Water Extras: Lift,Minimum Wake Zone,Skiing Allowed
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 120
  • Flood Zone Panel: 12103C0182H
  • Water Frontage Feet Lake: 120
  • Additional Water Information: Located on Lake Seminole 684 Acres Recreational Lake with Fishing, Skiing, Wakeboarding, Seaplanes, Etc. Lake depths average 7 -10 Feet.

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Oversized

Utilities

  • Utilities: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Natural Gas
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 100
  • Association Fee Frequency: Annually
  • Association Name: Lakeside Civic Community Association
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: See Deed Restrictions
  • Association Fee Requirement: Optional
  • Association URL: https://lakesidehomeowners.org/deed-restrictions.h

Fee Information

  • Total Annual Fees: 100.00
  • Total Monthly Fees: 8.33
  • Monthly HOA Amount: 8.33

Schools

  • Elementary School: Starkey Elementary-PN
  • Middle Or Junior School: Osceola Middle-PN

Lot Info

  • Zoning: R-2
  • Parcel Number: 14-30-15-48199-003-0190
  • Additional Parcels: No
  • Lot Features: Sidewalk, Paved, Unincorporated
  • Lot Dimensions: 83x100
  • Flood Zone Code: X500

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: See Deed Restrictions

Tax Info

  • Tax Annual Amount: 6399
  • Tax Block: 3
  • Tax Book Number: 85-98
  • Tax Lot: 19

Multi Family

  • Waterfront Features: Lake Front

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 31, 2025
Closed on
Oct 24, 2025
Sold by
Mckenzie Brian and Mckenzie Autumn
Bought by
Norris Jasen L and Norris Kayla Danielle
Seller's Agent
Julia Arnold
COMPASS FLORIDA LLC
Buyer's Agent
Rick Steiermann
WILSON REALTY LLC
List Price
$899,000
Sold Price
$870,000
Premium/Discount to List
-$29,000
-3.23%
Views
105

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-6.80%
Original Mortgage
$232,600
Outstanding Balance
$232,600
Interest Rate
6.35%
Mortgage Type
New Conventional
Estimated Equity
$626,443

Purchase Details

Closed on
Aug 30, 2016
Sold by
Lachance Dustin E and Lachance Sara E
Bought by
Mckenzie Brian and Mckenzie Autumn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$360,000
Interest Rate
3.45%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 26, 2015
Sold by
Riva Claudia E and Riva Michael G
Bought by
Lachance Dustin E and Lachance Sara E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$344,000
Interest Rate
3.16%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 9, 2009
Sold by
Graffeo Anthony and Graffeo Barbara
Bought by
Riva Claudia E and Riva Michael G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$210,000
Interest Rate
4.92%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $870,000 Coastline Title Of Pinellas
Warranty Deed $450,000 First Title Source Llc
Warranty Deed $430,000 Fidelity Natl Title Fl Inc
Warranty Deed $360,000 Sunbelt Title Agency
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $232,600 New Conventional
Previous Owner $360,000 New Conventional
Previous Owner $344,000 New Conventional
Previous Owner $210,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/24/2025 10/24/25 Sold $870,000 -1.7% $371 / Sq Ft
09/25/2025 09/25/25 Pending -- -- --
09/19/2025 09/19/25 Price Changed $885,000 -1.6% $377 / Sq Ft
07/31/2025 07/31/25 For Sale $899,000 -- $383 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,399 $405,568 -- --
2024 $6,230 $394,138 -- --
2023 $6,230 $382,658 $0 $0
2022 $6,080 $371,513 $0 $0
2021 $6,191 $360,692 $0 $0
2020 $6,254 $355,712 $0 $0
2019 $6,161 $347,715 $0 $0
2018 $6,085 $341,232 $0 $0
2017 $6,039 $334,214 $0 $0
2016 $7,008 $377,910 $0 $0
2015 $2,358 $143,711 $0 $0
2014 -- $142,570 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8412452

Stellar MLS

APN: 14-30-15-48199-003-0190