10645 SE 95th Terrace Belleview, FL 34420
3
Beds
3
Baths
2,692
Sq Ft
1.73
Acres
Highlights
- Lake Front
- Open Floorplan
- Wood Flooring
- 1.73 Acre Lot
- Deck
- Bonus Room
About This Home
As of February 2025Welcome to your private lakeside retreat on Smith Lake in Belleview, FL—a truly rare find, offering 1.73 acres of serene, WATERFRONT living. This extraordinary property combines comfort, luxury, and natural beauty in one stunning package. As you enter through the gated driveway, you’ll immediately feel the peace and privacy that comes with owning this lakeside haven.
Nestled on the shores of SMITH LAKE, this property features not one, but TWO charming RESIDENCES, each offering its own space and convenience. The MAIN HOUSE (10647 SE 95TH), designed with comfort and style in mind, includes 2 spacious bedrooms and 2 bathrooms. The heart of the home is the expansive eat-in kitchen, which is beautifully upgraded with new cabinets, QUARTZ countertops, and LUXURY VINYL PLANK flooring throughout. From here, you can enjoy tranquil LAKE VIEWS as you prepare meals. The large family room and formal living area are perfect for relaxation, while the magnificent deck provides the perfect spot for enjoying the outdoors.
Adjacent to the main house, you’ll find a delightful IN-LAW SUITE (10645 SE 95th), ideal for guests or potential RENTAL INCOME. This separate residence boasts an oversized bedroom, full bathroom, living room, and a cozy eat-in kitchen. It also features its own large 3-CAR GARAGE, offering convenience and additional storage. Both homes share access to the generous 3-car garage, which has multiple access points, ensuring privacy and ease of use. Additionally, there is a gravel parking area next to the garage, providing plenty of room for extra vehicles, boats, and other toys.
For boating enthusiasts, the backyard is truly a highlight, offering DIRECT ACCESS TO SMITH LAKE. You can easily launch your boat right from your property, making it effortless to enjoy the water at any time. If you want even more convenience, a private boat ramp is available for just $75 per year, perfect for larger boats or accommodating guests.
The property has seen several thoughtful updates: in 2023, the WINDOWS in the main home were REPLACED (except for three), while the METAL ROOF AND DECK were REPLACED by the original owner in 2022, and the MAIN HOME ROOF was replaced in 2021. The guest house received a WATER SOFTENER in 2021, ensuring clean water throughout. All three A/C UNITS WERE SERVICED in 2024, ensuring they’re running at peak performance. The property also benefits from a well and septic system, with the SEPTIC TANK PUMPED in October 2022.
With over 350 acres of water to explore and motorboat-friendly conditions, Smith Lake offers a wealth of recreational opportunities. The vast yard is ready for your personal touch to create your own lakeside paradise. This is a rare opportunity to live the lakefront lifestyle you’ve always dreamed of—schedule a showing today!
Last Agent to Sell the Property
EXP REALTY LLC Brokerage Phone: 407-476-4127 License #3329961 Listed on: 12/19/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,241
Year Built
- Built in 1958
Lot Details
- 1.73 Acre Lot
- Lot Dimensions are 85x292
- Lake Front
- Northwest Facing Home
- Oversized Lot
- Landscaped with Trees
- Property is zoned R1
Parking
- 3 Car Attached Garage
Home Design
- Slab Foundation
- Shingle Roof
- Metal Roof
- Vinyl Siding
Interior Spaces
- 2,692 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Ceiling Fan
- Drapes & Rods
- Sliding Doors
- Family Room Off Kitchen
- Living Room
- Dining Room
- Home Office
- Bonus Room
- Lake Views
Kitchen
- Eat-In Kitchen
- Walk-In Pantry
- Range<<rangeHoodToken>>
- <<microwave>>
- Dishwasher
- Solid Surface Countertops
Flooring
- Wood
- Carpet
- Ceramic Tile
- Luxury Vinyl Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- Closet Cabinetry
- 3 Full Bathrooms
- Single Vanity
- Dual Sinks
- Bathtub With Separate Shower Stall
- Shower Only
Laundry
- Dryer
- Washer
Outdoor Features
- Access To Lake
- Water Skiing Allowed
- Deck
- Exterior Lighting
- Rain Gutters
- Front Porch
Schools
- Emerald Shores Elem. Elementary School
- Lake Weir Middle School
- Lake Weir High School
Utilities
- Central Heating and Cooling System
- Thermostat
- Well
- Water Softener
- Septic Tank
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 3 / 1
- Assessor Parcel Number 37831-000-00
Community Details
Overview
- No Home Owners Association
- Marion County Subdivision
Amenities
- Laundry Facilities
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 19, 2024
Closed on
Feb 4, 2025
Sold by
Ashley Michael Wayne and Ashley Kimberly Jean
Bought by
Robison Nicole
Seller's Agent
Vickie Canto
EXP REALTY LLC
Buyer's Agent
Betsy Pepine
PEPINE REALTY
List Price
$430,000
Sold Price
$469,000
Premium/Discount to List
$39,000
9.07%
Views
41
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$12,192
Avg. Annual Appreciation
-6.22%
Original Mortgage
$351,750
Outstanding Balance
$351,154
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$105,654
Purchase Details
Closed on
May 26, 2022
Sold by
Angers Kenneth L
Bought by
Ashley Michael Wayne and Ashley Kimberly Jean
Purchase Details
Closed on
Aug 10, 2021
Sold by
Angers Kenneth L
Bought by
Angers Kenneth L and Rheaume Deborah
Purchase Details
Closed on
Jul 30, 2019
Sold by
Angers Kenneth L and Angers Laurel Amy
Bought by
Angers Kenneth L
Purchase Details
Closed on
Jan 11, 2016
Sold by
The Bank Of New York Mellon
Bought by
Angers Kenneth L and Angers Laurel Amy
Purchase Details
Closed on
Nov 24, 2015
Sold by
Lastella Glenn R and Lastella Michelle G
Bought by
The Bank Of New York Mellon
Purchase Details
Closed on
Sep 12, 2005
Sold by
Vining Jon R and Vining Stacy A
Bought by
Lastella Glenn R and Lastella Michelle G
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$164,800
Interest Rate
7.12%
Mortgage Type
Purchase Money Mortgage
Similar Homes in Belleview, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $469,000 | Fidelity National Title Of Flo | |
| Warranty Deed | $351,000 | Klein & Klein Llc | |
| Interfamily Deed Transfer | -- | Attorney | |
| Interfamily Deed Transfer | -- | Attorney | |
| Special Warranty Deed | $40,900 | Attorney | |
| Trustee Deed | $18,600 | None Available | |
| Warranty Deed | $200,000 | Brick City Title Ins Co Inc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $351,750 | New Conventional | |
| Previous Owner | $80,000 | New Conventional | |
| Previous Owner | $42,779 | Unknown | |
| Previous Owner | $164,800 | Purchase Money Mortgage | |
| Previous Owner | $41,200 | Stand Alone Second | |
| Previous Owner | $133,955 | Unknown | |
| Previous Owner | $104,236 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 02/04/2025 02/04/25 | Sold | $469,000 | +9.1% | $174 / Sq Ft |
| 01/31/2025 01/31/25 | Price Changed | $430,000 | 0.0% | $160 / Sq Ft |
| 01/01/2025 01/01/25 | Pending | -- | -- | -- |
| 12/19/2024 12/19/24 | For Sale | $430,000 | -- | $160 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $5,362 | $335,348 | $68,908 | $266,440 |
| 2022 | $2,806 | $179,882 | $0 | $0 |
| 2021 | $2,802 | $174,643 | $0 | $0 |
| 2020 | $2,781 | $172,232 | $0 | $0 |
| 2019 | $2,742 | $168,360 | $0 | $0 |
| 2018 | $1,210 | $83,405 | $0 | $0 |
| 2017 | $1,190 | $81,690 | $0 | $0 |
| 2016 | $1,093 | $44,834 | $0 | $0 |
| 2015 | $1,104 | $45,544 | $0 | $0 |
| 2014 | $1,076 | $46,279 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Vickie Canto
Seller's Agent in 2025
Vickie Canto
EXP REALTY LLC
(407) 731-8995
1 in this area
21 Total Sales
-
Betsy Pepine
Buyer's Agent in 2025
Betsy Pepine
PEPINE REALTY
(352) 660-8047
1 in this area
1,072 Total Sales
-
Lauren Almeida
Buyer Co-Listing Agent in 2025
Lauren Almeida
PEPINE REALTY
(813) 230-7126
1 in this area
5 Total Sales
Map
Source: Stellar MLS
MLS Number: O6256572
APN: 37831-000-00
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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