NOT LISTED FOR SALE

1065 Umbdenstock Rd Elgin, IL 60123

Estimated Value: $376,000 - $382,601

3 Beds
3 Baths
1,514 Sq Ft
$251/Sq Ft Est. Value

Last Sold October 18, 2019

Last sale price $250,000 $165 Per Sq Ft

Est. 52% increase in value since last sale

Current estimated payment $2,747/month

47 Days on Market

Highlights

  • Deck
  • Recreation Room
  • Stainless Steel Appliances
  • South Elgin High School Rated A-
  • Traditional Architecture
  • Cul-De-Sac

About This Home

As of October 2019

Well maintained and rarely available Chadwick model in centrally located Willow Bay! Move-in ready two story home situated on a large lot offers 3 bedrooms, 2.1 baths, 2-car garage plus finished basement totaling 2,425 sq ft in all. Welcoming living room adjacent to a formal dining room which seamlessly flows into the kitchen and family room. The kitchen boasts granite counters updated 2 years ago, stainless steel appliances updated between 2-5 years ago plus island seating. There is also ample space to accommodate a table. Master bedroom plus two secondary bedrooms on the 2nd floor. Master bath recently updated. Finished basement offers additional rec room space. Lots of outside perks as well! Roomy 36X19 deck features built-in seating while the spacious yard includes a play set and storage shed! Additional updates: HVAC/HWH 3 yrs, sump pump w battery backup 4 yrs, Feldco windows (front) 2018, garage opener 1 yr, driveway seal-coated. Make it yours & be ready to enjoy!

Last Agent to Sell the Property

Colleen Clavesilla

Baird & Warner License #471001395 Listed on: 08/07/2019

Baird & Warner

Co-Listed By

Elizabeth Mills

Tanis Group Realty License #471008997

Last Buyer's Agent

Darin Reed

Access Real Estate Inc License #475155395

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,607

Year Built

  • 1998

Lot Details

  • Cul-De-Sac
  • Irregular Lot

HOA Fees

  • $11 per month

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Garage Is Owned

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Primary Bathroom is a Full Bathroom
  • Recreation Room
  • Laminate Flooring
  • Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Breakfast Bar
  • Oven or Range
  • <<microwave>>
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Disposal

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,607

Year Built

1998

Lot Details

0

HOA Fees

$11 per month

Parking

2

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Age: 21-25 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Ownership: Fee Simple w/ HO Assn.
  • Total Full or Half Bathrooms: 2.1
  • Total Sq Ft: 1514
  • Style Of House: Traditional
  • Type Detached: 2 Stories
  • Estimated Year Built: 1998
  • Tax Exemptions: Homeowner
  • Total Sq Ft: 2425
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1998

Interior Features

  • Interior Property Features: Wood Laminate Floors
  • Number Of Rooms: 8
  • Living Room: Dimensions: 15X13, On Level: Main Level, Flooring: Wood Laminate, Windows: All
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, All Stainless Steel Kitchen Appliances
  • Equipment: Humidifier, CO Detectors, Ceiling Fan, Sump Pump
  • Attic: Unfinished
  • Basement: Full
  • Basement: Finished
  • Bedrooms All Levels: 3
  • Primary Bedroom Bath: Full
  • Above Grade Bedrooms: 3
  • Laundry: Dimensions: 1X1, On Level: Basement
  • Dining Room: Dimensions: 14X10, On Level: Main Level, Flooring: Wood Laminate, Windows: All
  • Kitchen Type: Dimensions: 13X10, On Level: Main Level, Flooring: Wood Laminate, Windows: All
  • Kitchen Type: Eating Area-Table Space, Island
  • Additional Rooms: Recreation Room
  • Master Bedroom: Dimensions: 15X13, On Level: 2nd Level, Flooring: Carpet, Windows: All
  • Additional Room 2 Name: Recreation Rm, Dimensions: 15X17, On Level: Basement, Flooring: Carpet
  • Bedroom 2: Dimensions: 11X10, On Level: 2nd Level, Flooring: Carpet, Windows: All
  • Bedroom 3: Dimensions: 10X10, On Level: 2nd Level, Flooring: Carpet, Windows: All
  • Estimated Sq Ft: 1514
  • Estimated Total Finished Sq Ft: 2425
  • Basement Sq Ft: 911
  • Basement Finished Sq Ft: 911
  • Main Level Sq Ft: 1514
  • Dining Room Type: Separate
  • Family Room: Dimensions: 14X16, On Level: Main Level, Flooring: Carpet, Windows: All

Exterior Features

  • Foundation: Concrete
  • Lot Size: .25-.49 Acre
  • Exterior Building Type: Vinyl Siding
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Deck

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Annual
  • Assessment Association Fees: 135
  • Management Contact Name: Rep
  • Management Phone: 847-301-1133

Fee Information

  • Management Company: American Community Management

Schools

  • School District: 46
  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: 19X23X108X62X105X114
  • Lot Description: Cul-de-sac, Irregular
  • Parcel Identification Number: 0628329010

Tax Info

  • Taxes: 6427.18

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 7, 2019
Closed on
Oct 18, 2019
Sold by
Rodriguez Samuel
Bought by
Navadia Ashwinkumar and Navadia Ketan D
Seller's Agent
Colleen Clavesilla
Baird & Warner
Buyer's Agent
Darin Reed
Access Real Estate Inc
List Price
$249,900
Sold Price
$250,000
Premium/Discount to List
$100
0.04%
Current Estimated Value
$380,650

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$130,650
Avg. Annual Appreciation
7.50%
Original Mortgage
$200,000
Outstanding Balance
$177,075
Interest Rate
3.37%
Mortgage Type
New Conventional
Estimated Equity
$201,867

Purchase Details

Closed on
Jan 8, 2010
Sold by
Hsbc Bank Usa Na
Bought by
Rodriguez Samuel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$181,649
Interest Rate
5.11%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 19, 2009
Sold by
Sanchez Jose G
Bought by
Hsbc Bank Usa Na

Purchase Details

Closed on
Jun 30, 2007
Sold by
Sanchez Jose G
Bought by
Sanchez Jose G and Moreno Elias Contreras

Purchase Details

Closed on
May 18, 2006
Sold by
Gallardo Felipe and Gallardo Eufracia
Bought by
Sanchez Jose G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$54,400
Interest Rate
6.62%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Feb 26, 2004
Sold by
Gallagher Kyle D and Gallagher Katrina L
Bought by
Gallardo Felipe and Gallardo Eufracia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$221,310
Interest Rate
3.87%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 28, 1998
Sold by
Pulte Home Corp
Bought by
Gallagher Kyle D and Gallagher Katrina L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,700
Interest Rate
7.04%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Navadia Ashwinkumar $250,000 Ct
Rodriguez Samuel $185,000 Chicago Title Insurance Co
Hsbc Bank Usa Na $169,260 None Available
Sanchez Jose G -- None Available
Sanchez Jose G $272,000 First American Title Ins Co
Gallardo Felipe $246,000 Chicago Title Insurance Comp
Gallagher Kyle D $162,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Navadia Ashwinkumar $200,000
Previous Owner Rodriguez Samuel $23,119
Previous Owner Rodriguez Samuel $181,649
Previous Owner Sanchez Jose G $54,400
Previous Owner Sanchez Jose G $217,600
Previous Owner Gallardo Felipe $15,000
Previous Owner Gallardo Felipe $221,310
Previous Owner Gallagher Kyle D $30,000
Previous Owner Gallagher Kyle D $175,000
Previous Owner Gallagher Kyle D $174,900
Previous Owner Gallagher Kyle D $171,700
Previous Owner Gallagher Kyle $25,137
Previous Owner Gallagher Kyle D $147,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/18/2019 10/18/19 Sold $250,000 0.0% $165 / Sq Ft
09/23/2019 09/23/19 Pending -- -- --
09/10/2019 09/10/19 For Sale $249,900 0.0% $165 / Sq Ft
08/29/2019 08/29/19 Pending -- -- --
08/28/2019 08/28/19 Price Changed $249,900 -3.8% $165 / Sq Ft
08/07/2019 08/07/19 For Sale $259,900 -- $172 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $7,607 $97,232 $25,582 $71,650
2022 $7,167 $88,658 $23,326 $65,332
2021 $6,860 $82,889 $21,808 $61,081
2020 $6,670 $79,130 $20,819 $58,311
2019 $6,480 $75,376 $19,831 $55,545
2018 $6,427 $71,009 $18,682 $52,327
2017 $6,287 $67,129 $17,661 $49,468
2016 $6,002 $62,278 $16,385 $45,893
2015 -- $57,083 $15,018 $42,065
2014 -- $56,259 $14,833 $41,426
2013 -- $57,743 $15,224 $42,519
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10478079

Midwest Real Estate Data (MRED)

APN: 06-28-329-010