$214,900
SOLD DEC 29, 2025

10677 SE 174th Loop Summerfield, FL 34491

2 Beds
2 Baths
1,008 Sq Ft
8,170 Sq Ft Lot

Recently Sold

$213 Per Sq Ft

47 Days on Market

Highlights

  • Golf Course Community
  • Active Adult
  • Clubhouse
  • Fitness Center
  • Gated Community
  • Community Pool

About This Home

As of December 2025

Looking for that "perfect size" modest and affordable Florida home? Then you won't want to miss this charmer located in Spruce Creek South, one of Central Florida's most desirable and affordable retirement communities. This well maintained 2 br, 2ba, 2 car garage home is situated on a modest lot with a fully fenced, private backyard, this home offers both comfort and privacy. Enjoy relaxing on the bright enclosed lanai with a good book or favorite beverage. Recent upgrades include new carpeting throughout, new coach lights, shutters, fresh interior paint, a new rear entry door with security lock, a water heater replaced in 2023, a roof installed in 2017, and an A/C unit in 2014. Experience the convenience of of worry free public services such as water and sewer! Spruce Creek has lots of clubs and activities to keep you busy, and lets not forget how close it is to the finest entertainment including the Villages and Ocala. Close to shopping, dining, and all types of medical offices. Don't miss the opportunity to make this your new home!

Last Agent to Sell the Property

Brian McCarthy

CB/ELLISON RLTY WEST Brokerage Phone: 352-854-9717 License #3368358 Listed on: 10/06/2025

Co-Listed By

Kristina De Jesus

CB/ELLISON RLTY WEST Brokerage Phone: 352-854-9717 License #3523356

Last Buyer's Agent

Timothy McBride

KELLER WILLIAMS GAINESVILLE REALTY PARTNERS License #3618985

KELLER WILLIAMS GAINESVILLE REALTY PARTNERS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $762

Year Built

  • Built in 1994

Lot Details

  • 8,170 Sq Ft Lot
  • Lot Dimensions are 86x95
  • North Facing Home
  • Chain Link Fence
  • Cleared Lot
  • Property is zoned PUD

HOA Fees

  • $175 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,008 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Window Treatments
  • Sliding Doors
  • Living Room
  • Dining Room
  • Laundry in Garage

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • Enclosed Patio or Porch

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Water Softener
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Association fees include 24-Hour Guard, pool, recreational facilities, security
  • Diane Suchy Association, Phone Number (352) 347-4000
  • Visit Association Website
  • Spruce Creek South Subdivision, Pecan II Floorplan
  • Association Owns Recreation Facilities
  • The community has rules related to deed restrictions, allowable golf cart usage in the community

Amenities

  • Clubhouse

Recreation

  • Golf Course Community
  • Recreation Facilities
  • Fitness Center
  • Community Pool

Security

  • Security Guard
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$762

Year Built

Built in 1994

Lot Details

0

HOA Fees

$175 per month

Parking

2

Listing Details

  • HOA Fee Includes: Guard - 24 Hour, Pool, Recreational Facilities, Security
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Vinyl Siding, Frame
  • Fireplace: No
  • Living Area: 1008
  • Lot Size Acres: 0.19
  • New Construction: No
  • Year Built: 1994
  • Building Area Total: 1828
  • Lot Size Sq Ft: 8170
  • Status: Sold
  • Street Direction: SE
  • Co List Office Mls Id: MFR271500389
  • Co List Office Phone: 352-854-9717
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 169.83
  • Escrow City: OCALA
  • Escrow State: FL
  • Escrow Street Name: E Ft King St
  • Minimum Lease: No Minimum
  • Number Of Pets: 2
  • RATIO Current Price By Calculate: 213.19
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_NumAssignedParkingSpaces: 2
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 352-854-9717
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Stories: 1
  • Living Area Meters: 93.65

Exterior Features

  • Direction Faces: North
  • Exterior Features: Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Enclosed, Front Porch, Patio
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Heat Pump
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Association Recreation - Owned, Buyer Approval Required, Clubhouse, Deed Restrictions, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, Pool
  • Association Amenities: Clubhouse, Gated, Pool, Recreation Facilities
  • Association Fee: 175.33
  • Association Fee Frequency: Monthly
  • Association Name: Diane Suchy
  • Phone: 352-347-4000
  • Association: Yes
  • Senior Community: Yes
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Must be on a leash
  • Association Fee Requirement: Required
  • Association URL: DIANES@HERITAGEMANAGEment.net

Fee Information

  • Total Annual Fees: 2103.96
  • Total Monthly Fees: 175.33
  • Monthly HOA Amount: 175.33

Lot Info

  • Zoning: PUD
  • Parcel Number: 6013-002-010
  • Additional Parcels: No
  • Fencing: Chain Link
  • Lot Features: Cleared
  • Lot Dimensions: 86x95
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: See Deed Restrictions

Tax Info

  • Tax Annual Amount: 762.12
  • Tax Block: B
  • Tax Book Number: 003-012SPRUCE
  • Tax Lot: 10

Multi Family

  • Approval Process: See Deed Restrictions

3D Interior and Exterior Tours

Floorplan

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 6, 2025
Closed on
Dec 29, 2025
Sold by
Kazakis Debra Kay and Bateman Norman Dale
Bought by
Mcardle Dennis Walter and Mcardle Dennis Richard
Seller's Agent
Brian McCarthy
CB/ELLISON RLTY WEST
Buyer's Agent
Timothy McBride
KELLER WILLIAMS GAINESVILLE REALTY PARTNERS
List Price
$214,900
Sold Price
$214,900
Views
177

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-14.36%
Original Mortgage
$150,000
Outstanding Balance
$150,000
Interest Rate
6.24%
Mortgage Type
New Conventional
Estimated Equity
$62,252

Purchase Details

Closed on
Jan 3, 2023
Sold by
Bateman Mary L
Bought by
Bateman Mary Louise and Kazakis Debra Kay
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $214,900 All American Land Title
Warranty Deed $100 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $150,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/29/2025 12/29/25 Sold $214,900 0.0% $213 / Sq Ft
11/22/2025 11/22/25 Pending -- -- --
10/06/2025 10/06/25 For Sale $214,900 -- $213 / Sq Ft
Source: Stellar MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,058 $165,727 $48,300 $117,427
2024 $794 $76,373 -- --
2023 $794 $74,149 -- --
2022 $828 $71,989 $0 $0
2021 $836 $69,892 $0 $0
2020 $834 $68,927 $0 $0
2019 $831 $67,377 $0 $0
2018 $803 $66,121 $0 $0
2017 $798 $64,761 $0 $0
2016 $776 $63,429 $0 $0
2015 $777 $62,988 $0 $0
2014 $741 $62,488 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Stellar MLS

MLS Number: OM710900

Stellar MLS

APN: 6013-002-010