$136,900
SOLD JAN 9, 2015

1069 Lake Howard Rd La Fayette, GA 30728

3 Beds
2.5 Baths
1,590 Sq Ft
3.55 Acres

Recently Sold

$86 Per Sq Ft

14% Below List Price

133 Days on Market

Highlights

  • Waterfront
  • Cathedral Ceiling
  • 2 Car Attached Garage
  • 3.55 Acre Lot
  • No HOA
  • Eat-In Kitchen

About This Home

As of September 2021

Awesome setting on City of LaFayette lake. Very private driveway leads to this 1.5 story recently remodeled featuring new appliances, new floor covering, new hvac units, new interior paint. Sit on the large covered back porch with full view of the lake. Only minutes from area shopping and schools. This is Fannie Mae owned property. All information provided is deemed accurate but is not warranted.

Last Agent to Sell the Property

Oliver Heyer

Better Homes and Gardens Real Estate Jackson Realty License #S164768 Listed on: 07/23/2014

Better Homes and Gardens Real Estate Jackson Realty

Last Buyer's Agent

Tanner Heyer

Better Homes and Gardens Real Estate Jackson Realty License #359310

Better Homes and Gardens Real Estate Jackson Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,793

Year Built

  • Built in 2000

Lot Details

  • 3.55 Acre Lot
  • Waterfront
  • Sloped Lot

Parking

  • 2 Car Attached Garage
  • Parking Accessed On Kitchen Level

Home Design

  • Vinyl Siding

Interior Spaces

  • 1,590 Sq Ft Home
  • 1.5-Story Property
  • Cathedral Ceiling
  • Family Room
  • Water Views
  • Basement
  • Crawl Space
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Free-Standing Electric Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Schools

  • North Lafayette Elementary School
  • Lafayette Middle School
  • Lafayette High School

Utilities

  • Central Heating and Cooling System
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • REO, home is currently bank or lender owned
  • Assessor Parcel Number 332-031

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,793

Year Built

Built in 2000

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 3.55
  • Lot Size: 3.55
  • Subdivision Name: None
  • Directions: From LaFayette, go north on Hwy 27, rt on Lake Howard Rd, cross lake, driveway to the left.
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One and One Half
  • Living Area: 1590.0
  • New Construction: No
  • Year Built: 2000
  • Location Tax and Legal Parcel Number2: 332-031
  • Location Tax and Legal Elementary School: North LaFayette Elem School
  • Location Tax and Legal Middle Or Junior School2: LaFayette Middle
  • Location Tax and Legal High School: LaFayette High
  • General Property Information:Bathrooms Half: 1
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 3.55
  • General Property Information Lot Size Square Feet2: 154638.0
  • General Property Information Lot Size Dimensions: 3.55
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: Yes
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: No
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Laundry Features Laundry Closet: Yes
  • View:Water2: Yes
  • Parking Features Kitchen Level2: Yes
  • Levels:One and One Half: Yes
  • Special Listing Conditions:Real Estate Owned: Yes
  • Special Features: RealEstateOwned

Interior Features

  • Appliances: Free-Standing Electric Range, Dishwasher
  • Has Basement: Crawl Space
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace: No
  • Interior Amenities: Cathedral Ceiling(s), Eat-in Kitchen
  • Appliances Dishwasher: Yes
  • Basement:Crawl Space: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Cathedral Ceiling(s): Yes

Exterior Features

  • Lot Features: Sloped, Other
  • View: Water, Other
  • View: Yes
  • Waterfront: Yes
  • Home Warranty: No
  • Construction Type: Vinyl Siding
  • Construction Materials:Vinyl Siding: Yes
  • Lot Features:Sloped: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Kitchen Level
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0

Utilities

  • Laundry Features: Laundry Closet
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: North LaFayette Elem School
  • High School: LaFayette High
  • Middle Or Junior School: LaFayette Middle

Lot Info

  • Lot Size Sq Ft: 154638.0
  • Parcel #: 332-031
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 3, 2021
Closed on
Sep 8, 2021
Sold by
Ferry Joseph
Bought by
Ferry Joseph and Ferry Celena
Seller's Agent
Jake Kellerhals
Greater Downtown Realty dba Keller Williams Realty
List Price
$275,500
Sold Price
$285,000
Premium/Discount to List
$9,500
3.45%
Current Estimated Value
$386,700

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$101,700
Avg. Annual Appreciation
7.58%
Original Mortgage
$252,289
Outstanding Balance
$231,557
Interest Rate
2.8%
Mortgage Type
FHA
Estimated Equity
$147,410

Purchase Details

Listed on
Apr 3, 2021
Closed on
Sep 7, 2021
Sold by
Morgan Derek
Bought by
Ferry Joseph
Seller's Agent
Jake Kellerhals
Greater Downtown Realty dba Keller Williams Realty
List Price
$275,500
Sold Price
$285,000
Premium/Discount to List
$9,500
3.45%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$252,289
Outstanding Balance
$231,557
Interest Rate
2.8%
Mortgage Type
FHA
Estimated Equity
$147,410

Purchase Details

Listed on
Sep 8, 2014
Closed on
Jan 9, 2015
Sold by
Federal National Mortgage Association
Bought by
Morgan Derek and Morgan Shelby B
Seller's Agent
Oliver Heyer
BHGRE Jackson Realty
Buyer's Agent
Tanner Heyer
BHGRE Jackson Realty
List Price
$149,900
Sold Price
$136,900
Premium/Discount to List
-$13,000
-8.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.64%
Original Mortgage
$134,419
Interest Rate
4.25%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 7, 2014
Sold by
Jpmorgan Chase Bank Nation
Bought by
Federal National Mtg Associati

Purchase Details

Closed on
May 16, 2003
Sold by
David Maples Construction Inc
Bought by
Madaris Timothy R and Madaris Tammy R

Purchase Details

Closed on
Sep 20, 2002
Sold by
Wardlaw Mary E
Bought by
David Maples Construction Inc

Purchase Details

Closed on
Oct 20, 1998
Sold by
Patton Jim and Patton Coy
Bought by
Wardlaw Mary E

Purchase Details

Closed on
Jan 1, 1972
Bought by
Patton Jim and Patton Coy
Source: Public Records

Similar Homes in the area

  • 4654 Us Highway 27, Lafayette, GA 30728

    $109,900

    • 3 Beds
    • 1 Bath
    • 1,528 Sq Ft
    • 4654 Us Highway 27
    • Lafayette, GA

    LOCATION, LOCATION, LOCATION!!! Don't miss out on this conveniently located 3 bedroom home with 1 full bath just minutes from town! Backyard is fenced and private, plenty of parking space. INVESTORS WELCOME!! Selling AS IS.

    Elisa Vaughn Teems & Teems Realty

    Section Image
  • 155 Veeler Rd, La Fayette, GA 30728

    $145,000

    • 2 Beds
    • 1 Bath
    • 848 Sq Ft
    • 155 Veeler Rd
    • La Fayette, GA

    Calling All Investors! Opportunity awaits with this 2-bedroom, 1-bath farmhouse, perfect for a handyman to complete the finishing touches. This charming home sits on 5.19 acres of partially cleared and wooded land, offering endless potential. The property features new windows and includes extra materials for a rehab project, making it an ideal canvas to create your dream home. Whether you're

    Chasity Chastain Keller Williams Northwest

    Section Image
  • 204 E Villanow St, La Fayette, GA 30728

    $119,900

    • 3 Beds
    • 2 Baths
    • 2,900 Sq Ft
    • 204 E Villanow St
    • La Fayette, GA

    This would be a great opportunity to rehab this home for occupancy or investment income. Large open living room kitchen area, rear parking with detached workshop. Within walking distance to shopping and weekend city festivals.

    Kim Littlejohn Teems & Teems Realty

    Section Image
  • 911 N Chattanooga St, La Fayette, GA 30728

    $130,000

    • 3 Beds
    • 1.5 Baths
    • 1,536 Sq Ft
    • 911 N Chattanooga St
    • La Fayette, GA

    Great investment opportunity on 3.44 acres. Home is in need of renovation.

    Joshua Slycord Total Real Estate Services,LLC

    Section Image
  • 7606 Highway 95, La Fayette, GA 30728

    $138,908

    • 3 Beds
    • 2 Baths
    • 7606 Highway 95
    • La Fayette, GA

    Experience country charm just minutes from downtown LaFayette! This wellmaintained ranch sits on over an acre of level land, offering three bedrooms, two baths, and an open living area with vaulted ceilings. The updated kitchen boasts stainless appliances and a breakfast bar, while the primary suite features a private bath and walkin closet. Step outside to a covered back porch perfect for

    Labrescia Dawson Dawsons Realty & Mortgages, Inc.

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- --
Warranty Deed $285,000 --
Warranty Deed $136,900 --
Warranty Deed $135,634 --
Foreclosure Deed $135,634 --
Deed $169,500 --
Deed $150,000 --
Deed $14,200 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $37,052 FHA
Open $252,289 FHA
Closed $252,289 FHA
Previous Owner $133,953 FHA
Previous Owner $134,419 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/21/2024 09/21/24 Off Market $136,900 -- --
09/07/2021 09/07/21 Sold $285,000 +3.4% $136 / Sq Ft
04/07/2021 04/07/21 Pending -- -- --
04/03/2021 04/03/21 For Sale $275,500 +101.2% $131 / Sq Ft
01/09/2015 01/09/15 Sold $136,900 0.0% $86 / Sq Ft
01/09/2015 01/09/15 Sold $136,900 0.0% $129 / Sq Ft
12/03/2014 12/03/14 Pending -- -- --
12/02/2014 12/02/14 Pending -- -- --
11/15/2014 11/15/14 Price Changed $136,900 -8.7% $129 / Sq Ft
10/13/2014 10/13/14 Price Changed $149,900 0.0% $141 / Sq Ft
10/13/2014 10/13/14 For Sale $149,900 -6.1% $141 / Sq Ft
10/07/2014 10/07/14 Pending -- -- --
09/08/2014 09/08/14 For Sale $159,600 0.0% $151 / Sq Ft
07/22/2014 07/22/14 For Sale $159,600 -- $100 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,793 $122,728 $12,738 $109,990
2023 $2,727 $117,152 $12,738 $104,414
2022 $2,606 $102,974 $12,738 $90,236
2021 $1,888 $66,100 $15,150 $50,950
2020 $1,678 $55,840 $15,150 $40,690
2019 $1,708 $55,840 $15,150 $40,690
2018 $1,465 $55,369 $15,150 $40,219
2017 $1,812 $55,159 $14,940 $40,219
2016 $1,480 $55,159 $14,940 $40,219
2015 $1,648 $58,275 $15,012 $43,263
2014 $1,485 $58,275 $15,012 $43,263
2013 -- $58,275 $15,012 $43,263
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1214286

Greater Chattanooga REALTORS®

APN: 0332-031