107 Gardner St Chattanooga, TN 37411
Brainerd NeighborhoodEstimated payment $1,973/month
Highlights
- Wood Flooring
- Covered Patio or Porch
- Formal Dining Room
- No HOA
- Lower Floor Utility Room
- Plantation Shutters
About This Home
Welcome to 107 Gardner Street, a charming 1930 bungalow tucked within one of Chattanooga's most desirable pockets of the Hill Top / Belvoir community. Rich with original character and timeless architectural details, this thoughtfully maintained home offers the most beautifully manicured curb appeal in the neighborhood while blending historic charm with meaningful modern updates. From the inviting front porch, the perfect place to enjoy sunrise mornings, step inside to discover original hardwood floors, gas fireplace, and a classic floor plan that add warmth and functionality throughout the home. New double-pane windows provide energy efficiency while preserving the home's historic appeal. The spacious layout features 3 bedrooms, 1 full bath, and 1 half bath, including a versatile den with attached half bath that could also function as a third bedroom, guest space, media room or home office. A separate dining room creates an ideal setting for gatherings, while the kitchen offers charming built-in shelving and convenient access to the main-level laundry area. Outdoor living is equally special. The private patio overlooks a lush backyard and garden space designed for those who appreciate tranquility, nature, and outdoor living. A private outdoor shower creates a peaceful retreat, making this property truly a gardener's dream. Downstairs, a walkout cellar provides excellent storage for gardening tools and supplies or offers future potential to be finished into additional finished heated and cooled studio or office. A whole house dehumidifier / air purifier provides comfortable protection to those affected by allergens. Additional highlights include a newer roof, spacious front and back yard, and the rare combination of historic character, functional updates, and serene outdoor spaces... all just minutes from downtown Chattanooga, hospitals, restaurants, shopping, mountain climbing, trails and riverfront fun.
Listing Agent
Horizon Sotheby's International Realty License #328924 Listed on: 05/07/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,925
Year Built
- Built in 1930
Lot Details
- 9,583 Sq Ft Lot
- Lot Dimensions are 50x192
- Back Yard Fenced
- Level Lot
- Garden
Home Design
- Stone Foundation
- Shingle Roof
- Wood Siding
- Vinyl Siding
- Stone
Interior Spaces
- 1,600 Sq Ft Home
- 1-Story Property
- Built-In Features
- Ceiling Fan
- Gas Log Fireplace
- Insulated Windows
- Plantation Shutters
- Living Room with Fireplace
- Formal Dining Room
- Lower Floor Utility Room
- Utility Room
Kitchen
- Gas Range
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Bathtub with Shower
Laundry
- Laundry Room
- Laundry on main level
- Washer and Electric Dryer Hookup
Attic
- Storage In Attic
- Unfinished Attic
Unfinished Basement
- Partial Basement
- Basement Cellar
Home Security
- Home Security System
- Fire and Smoke Detector
Parking
- 1 Carport Space
- Driveway
- On-Street Parking
- Off-Street Parking
Eco-Friendly Details
- Air Purifier
Outdoor Features
- Outdoor Shower
- Covered Patio or Porch
- Rain Gutters
Schools
- East Ridge Elementary School
- Dalewood Middle School
- Brainerd High School
Utilities
- Dehumidifier
- Central Heating and Cooling System
- Natural Gas Connected
- Gas Available
- Electric Water Heater
Community Details
- No Home Owners Association
- Hilltop Subdivision
Listing and Financial Details
- Assessor Parcel Number 157h L 004
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $847 | $55,875 | $0 | $0 |
| 2024 | $763 | $34,125 | $0 | $0 |
| 2023 | $763 | $34,125 | $0 | $0 |
| 2022 | $763 | $34,125 | $0 | $0 |
| 2021 | $763 | $34,125 | $0 | $0 |
| 2020 | $716 | $25,900 | $0 | $0 |
| 2019 | $716 | $25,900 | $0 | $0 |
| 2018 | $716 | $25,900 | $0 | $0 |
| 2017 | $716 | $25,900 | $0 | $0 |
| 2016 | $659 | $0 | $0 | $0 |
| 2015 | $1,324 | $23,825 | $0 | $0 |
| 2014 | $1,324 | $0 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/12/2026 05/12/26 | Pending | -- | -- | -- | |
| 05/07/2026 05/07/26 | For Sale | $335,000 | +249.0% | $209 / Sq Ft | |
| 07/11/2012 07/11/12 | Sold | $96,000 | -19.3% | $58 / Sq Ft | View Prior Sale |
| 07/09/2012 07/09/12 | Pending | -- | -- | -- | |
| 05/25/2012 05/25/12 | For Sale | $119,000 | -- | $72 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $96,000 | None Available | |
| Warranty Deed | $117,500 | First Title | |
| Warranty Deed | $70,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $107,336 | FHA |
Source: Greater Chattanooga REALTORS®
MLS Number: 1534279
APN: 157H-L-004
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