Seller's Agent in 2026
Libby Pratt
Horizon Sotheby's International Realty
(423) 599-2051
4 in this area
44 Total Sales
107 Gardner St Chattanooga, TN 37411
Brainerd Neighborhood
3
Beds
1.5
Baths
1,600
Sq Ft
9,583
Sq Ft Lot
Highlights
- Wood Flooring
- Covered Patio or Porch
- Formal Dining Room
- No HOA
- Lower Floor Utility Room
- Plantation Shutters
About This Home
As of June 2026Welcome to 107 Gardner Street, a charming 1930 bungalow tucked within one of Chattanooga's most desirable pockets of the Hill Top / Belvoir community. Rich with original character and timeless architectural details, this thoughtfully maintained home offers the most beautifully manicured curb appeal in the neighborhood while blending historic charm with meaningful modern updates. From the inviting front porch, the perfect place to enjoy sunrise mornings, step inside to discover original hardwood floors, gas fireplace, and a classic floor plan that add warmth and functionality throughout the home. New double-pane windows provide energy efficiency while preserving the home's historic appeal. The spacious layout features 3 bedrooms, 1 full bath, and 1 half bath, including a versatile den with attached half bath that could also function as a third bedroom, guest space, media room or home office. A separate dining room creates an ideal setting for gatherings, while the kitchen offers charming built-in shelving and convenient access to the main-level laundry area. Outdoor living is equally special. The private patio overlooks a lush backyard and garden space designed for those who appreciate tranquility, nature, and outdoor living. A private outdoor shower creates a peaceful retreat, making this property truly a gardener's dream. Downstairs, a walkout cellar provides excellent storage for gardening tools and supplies or offers future potential to be finished into additional finished heated and cooled studio or office. A whole house dehumidifier / air purifier provides comfortable protection to those affected by allergens. Additional highlights include a newer roof, spacious front and back yard, and the rare combination of historic character, functional updates, and serene outdoor spaces... all just minutes from downtown Chattanooga, hospitals, restaurants, shopping, mountain climbing, trails and riverfront fun.
Last Agent to Sell the Property
Horizon Sotheby's International Realty License #328924 Listed on: 05/07/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,925
Year Built
- Built in 1930
Lot Details
- 9,583 Sq Ft Lot
- Lot Dimensions are 50x192
- Back Yard Fenced
- Level Lot
- Garden
Home Design
- Stone Foundation
- Shingle Roof
- Wood Siding
- Vinyl Siding
- Stone
Interior Spaces
- 1,600 Sq Ft Home
- 1-Story Property
- Built-In Features
- Ceiling Fan
- Gas Log Fireplace
- Insulated Windows
- Plantation Shutters
- Living Room with Fireplace
- Formal Dining Room
- Lower Floor Utility Room
- Utility Room
Kitchen
- Gas Range
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Bathtub with Shower
Laundry
- Laundry Room
- Laundry on main level
- Washer and Electric Dryer Hookup
Attic
- Storage In Attic
- Unfinished Attic
Unfinished Basement
- Partial Basement
- Basement Cellar
Home Security
- Home Security System
- Fire and Smoke Detector
Parking
- 1 Carport Space
- Driveway
- On-Street Parking
- Off-Street Parking
Eco-Friendly Details
- Air Purifier
Outdoor Features
- Outdoor Shower
- Covered Patio or Porch
- Rain Gutters
Schools
- East Ridge Elementary School
- Dalewood Middle School
- Brainerd High School
Utilities
- Dehumidifier
- Central Heating and Cooling System
- Natural Gas Connected
- Gas Available
- Electric Water Heater
Community Details
- No Home Owners Association
- Hilltop Subdivision
Listing and Financial Details
- Assessor Parcel Number 157h L 004
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 26, 2012
Closed on
Jul 11, 2012
Sold by
Bought by
Seller's Agent
Linda Brock
Horizon Sotheby's International Realty
Buyer's Agent
Rachel Sherrill
NATIONS HOME LENDING
List Price
$119,000
Sold Price
$96,000
Premium/Discount to List
-$23,000
-19.33%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.17%
Purchase Details
Closed on
Jan 27, 2004
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,336
Interest Rate
5.81%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 20, 2001
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $96,000 | None Available | |
| Warranty Deed | $117,500 | First Title | |
| Warranty Deed | $70,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $107,336 | FHA | |
| Previous Owner | $63,000 | Credit Line Revolving |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/22/2026 06/22/26 | Sold | $335,000 | 0.0% | $209 / Sq Ft | |
| 05/12/2026 05/12/26 | Pending | -- | -- | -- | |
| 05/07/2026 05/07/26 | For Sale | $335,000 | +249.0% | $209 / Sq Ft | |
| 07/11/2012 07/11/12 | Sold | $96,000 | -19.3% | $58 / Sq Ft | View Prior Sale |
| 07/09/2012 07/09/12 | Pending | -- | -- | -- | |
| 05/25/2012 05/25/12 | For Sale | $119,000 | -- | $72 / Sq Ft |
Source: Greater Chattanooga REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $847 | $55,875 | $0 | $0 |
| 2024 | $763 | $34,125 | $0 | $0 |
| 2023 | $763 | $34,125 | $0 | $0 |
| 2022 | $763 | $34,125 | $0 | $0 |
| 2021 | $763 | $34,125 | $0 | $0 |
| 2020 | $716 | $25,900 | $0 | $0 |
| 2019 | $716 | $25,900 | $0 | $0 |
| 2018 | $716 | $25,900 | $0 | $0 |
| 2017 | $716 | $25,900 | $0 | $0 |
| 2016 | $659 | $0 | $0 | $0 |
| 2015 | $1,324 | $23,825 | $0 | $0 |
| 2014 | $1,324 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Libby Pratt
-
Julianna Robinson
J
Buyer's Agent in 2026
Julianna Robinson
Real Estate Partners Chattanooga LLC
(706) 207-0845
2 in this area
49 Total Sales
-
L
Seller's Agent in 2012
Linda Brock
Horizon Sotheby's International Realty
-
R
Buyer's Agent in 2012
Rachel Sherrill
NATIONS HOME LENDING
-
J
Buyer's Agent in 2012
Joanne Walker
Wallace
-
C
Buyer's Agent in 2012
Clayton Taylor
Keller Williams Realty
Map
Source: Greater Chattanooga REALTORS®
MLS Number: 1534279
APN: 157H-L-004
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Copyright© 2026 by Chattanooga Association of REALTORS®
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