107 Howard St Belchertown, MA 01007
2
Beds
3
Baths
2,040
Sq Ft
0.49
Acres
Highlights
- Golf Course Community
- Wood Flooring
- No HOA
- Cape Cod Architecture
- Bonus Room
- Jogging Path
About This Home
As of August 2025Charming 2-bed, 3-bath Cape just a mile from downtown Belchertown and its vibrant farmers market, and about 10 miles to downtown Amherst. This cottage-chic gem features an updated kitchen and baths with thoughtful design choices throughout - shiplap accents, vintage-inspired light fixtures, and artful tiles. The open kitchen and dining area, along with connected living and family rooms, offer inviting spaces to gather—while the bonus room and upstairs bedrooms provide quiet spaces for relaxing or working in peace. The spacious yard offers a fire circle—perfect for gatherings, games, and relaxing under the stars. Enjoy nearby trails and parks for outdoor fun. The basement is a standout, boasting a large bonus room, wet bar, full bath with shower stall, and an irresistibly cute design. Newer hot water heater, stove, and dishwasher included!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,888
Year Built
- Built in 1976
Lot Details
- 0.49 Acre Lot
- Near Conservation Area
- Property is zoned OR2
Home Design
- Cape Cod Architecture
- Frame Construction
- Shingle Roof
- Concrete Perimeter Foundation
Interior Spaces
- Living Room with Fireplace
- Bonus Room
Kitchen
- Range
- Dishwasher
Flooring
- Wood
- Ceramic Tile
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
- Primary bedroom located on second floor
- 3 Full Bathrooms
- Bathtub with Shower
- Separate Shower
Laundry
- Dryer
- Washer
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Parking
- 4 Car Parking Spaces
- Driveway
- Open Parking
- Off-Street Parking
Outdoor Features
- Outdoor Storage
- Rain Gutters
Location
- Property is near schools
Utilities
- Window Unit Cooling System
- Heating System Uses Oil
- Baseboard Heating
- Water Heater
Listing and Financial Details
- Assessor Parcel Number M:243 L:172,3860583
Community Details
Overview
- No Home Owners Association
Recreation
- Golf Course Community
- Park
- Jogging Path
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 4, 2021
Closed on
Jul 27, 2021
Sold by
Hurst Lynn M
Bought by
Smith Joshua M and Warner-Smith Brittany
Seller's Agent
The Jackson & Nale Team
RE/MAX Connections - Belchertown
Buyer's Agent
Lindsey Rothschild
River Flows Realty LLC
List Price
$285,000
Sold Price
$305,000
Premium/Discount to List
$20,000
7.02%
Total Days on Market
20
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.48%
Original Mortgage
$297,137
Outstanding Balance
$271,010
Interest Rate
2.96%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$124,056
Purchase Details
Listed on
Jul 7, 2014
Closed on
Dec 18, 2014
Sold by
Adamski Bryan D and Adamski Stephanie L
Bought by
Arthur Lynn M
Seller's Agent
Mark Osborn
Pioneer Valley Realty Group
Buyer's Agent
Pioneer Group
Berkshire Hathaway HomeServices Realty Professionals
List Price
$196,000
Sold Price
$192,000
Premium/Discount to List
-$4,000
-2.04%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.25%
Original Mortgage
$100,000
Interest Rate
4.02%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 25, 2007
Sold by
Gruwell Matthew E and Gruwell Stacie A
Bought by
Adamski Bryan and May Stephanie L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$190,000
Interest Rate
6.39%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 14, 2003
Sold by
Madden Maureen A and Madden Maureen
Bought by
Gruwell Matthew E and Gruwell Stacie A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$126,000
Interest Rate
5.88%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 3, 1993
Sold by
Kubaska Diane and Kubaska Joseph
Bought by
Kusnierz Patricia A and Kusnierz James L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,200
Interest Rate
6.69%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 2, 1993
Sold by
Connor-Misiun Sandra
Bought by
Madden Maureen A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,750
Interest Rate
8.16%
Mortgage Type
Purchase Money Mortgage
Similar Homes in Belchertown, MA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Not Resolvable | $305,000 | None Available | |
| Not Resolvable | $192,000 | -- | |
| Land Court Massachusetts | $218,500 | -- | |
| Deed | $108,000 | -- | |
| Deed | $114,500 | -- | |
| Deed | $108,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $297,137 | Purchase Money Mortgage | |
| Previous Owner | $100,000 | New Conventional | |
| Previous Owner | $190,000 | Purchase Money Mortgage | |
| Previous Owner | $126,000 | Purchase Money Mortgage | |
| Previous Owner | $104,200 | Purchase Money Mortgage | |
| Previous Owner | $107,750 | Purchase Money Mortgage | |
| Previous Owner | $2,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/21/2025 08/21/25 | Sold | $380,000 | -3.8% | $186 / Sq Ft |
| 06/25/2025 06/25/25 | Pending | -- | -- | -- |
| 06/05/2025 06/05/25 | For Sale | $395,000 | +29.5% | $194 / Sq Ft |
| 07/27/2021 07/27/21 | Sold | $305,000 | +7.0% | $150 / Sq Ft |
| 06/07/2021 06/07/21 | Pending | -- | -- | -- |
| 06/04/2021 06/04/21 | For Sale | $285,000 | +48.4% | $140 / Sq Ft |
| 12/18/2014 12/18/14 | Sold | $192,000 | 0.0% | $96 / Sq Ft |
| 12/12/2014 12/12/14 | Pending | -- | -- | -- |
| 11/12/2014 11/12/14 | Off Market | $192,000 | -- | -- |
| 10/21/2014 10/21/14 | Price Changed | $196,000 | 0.0% | $98 / Sq Ft |
| 10/21/2014 10/21/14 | For Sale | $196,000 | +2.1% | $98 / Sq Ft |
| 10/12/2014 10/12/14 | Off Market | $192,000 | -- | -- |
| 09/04/2014 09/04/14 | Price Changed | $199,000 | -2.9% | $100 / Sq Ft |
| 08/25/2014 08/25/14 | Price Changed | $204,900 | -2.0% | $103 / Sq Ft |
| 07/31/2014 07/31/14 | Price Changed | $209,000 | -2.3% | $105 / Sq Ft |
| 07/07/2014 07/07/14 | For Sale | $214,000 | -- | $107 / Sq Ft |
Source: MLS Property Information Network (MLS PIN)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,888 | $336,900 | $66,900 | $270,000 |
| 2024 | $4,771 | $311,400 | $60,600 | $250,800 |
| 2023 | $4,653 | $285,100 | $55,500 | $229,600 |
| 2022 | $4,381 | $248,100 | $55,500 | $192,600 |
| 2021 | $4,257 | $234,800 | $55,500 | $179,300 |
| 2020 | $4,085 | $224,800 | $55,500 | $169,300 |
| 2019 | $3,904 | $213,100 | $55,500 | $157,600 |
| 2018 | $3,798 | $208,800 | $56,700 | $152,100 |
| 2017 | $3,665 | $201,400 | $56,700 | $144,700 |
| 2016 | $3,612 | $201,000 | $56,700 | $144,300 |
| 2015 | $3,700 | $206,800 | $56,700 | $150,100 |
Source: Public Records
Agents Affiliated with this Home
-
Lindsey Rothschild
Seller's Agent in 2025
Lindsey Rothschild
River Flows Realty LLC
(917) 520-2593
2 in this area
49 Total Sales
-
Kathryn Daly
Seller Co-Listing Agent in 2025
Kathryn Daly
River Flows Realty LLC
(413) 345-0934
1 in this area
51 Total Sales
-
Sherry Costello
Buyer's Agent in 2025
Sherry Costello
Waterfront Realty Group
(781) 799-8880
1 in this area
69 Total Sales
-
The Jackson & Nale Team
T
Seller's Agent in 2021
The Jackson & Nale Team
RE/MAX
(413) 374-4232
111 in this area
320 Total Sales
-
M
Seller Co-Listing Agent in 2021
Michael Tommila
RE/MAX
-
Mark Osborn
Seller's Agent in 2014
Mark Osborn
Pioneer Valley Realty Group
(413) 530-2792
1 in this area
22 Total Sales
Map
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73386489
APN: BELC-000243-000000-000172
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The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.
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