$530,000

107 Kensington Cir Panama City Beach, FL 32413

Estimated payment $3,433/month

Total Views 1,200
4 Beds
2 Baths
2,370 Sq Ft
$224 Price per Sq Ft

Highlights

  • Contemporary Architecture
  • Screened Porch
  • Attached Garage
  • J.R. Arnold High School Rated A-
  • Community Pool
  • Double Pane Windows

About This Home

Stop searching, this is the one! Pride in home ownership SHINES in this one! No detail left undone, beautifully maintained 4 Bedroom, 2 Bathroom home located in the sought after Palmetto Trace community in Panama City Beach. Located just minutes from Pier Park, white sandy beaches, top-rated schools, shopping, dining, and entertainment plus low HOA fees and a community pool.

This inviting single story residence features an open concept layout with vaulted ceilings, abundant natural light, and a spacious living area perfect for entertaining or relaxing after a day at the beach.

The kitchen offers ample cabinetry, a breakfast bar, and a dining area overlooking the private backyard. The primary suite includes walk-in closets and an en-suite bathroom with updated dual vanities walk -in shower and soaking tub. Three additional bedrooms and a full guest bath on the opposite side of the home make this ideal for families or guests.

Enjoy peace of mind with a newer roof (2022). The two-car garage offers plenty of storage, and the low-maintenance yard gives you more time to enjoy the coastal lifestyle.

Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this move-in-ready home checks all the boxes. Plus all furnishings are negotiable. Schedule your showing today!

Listing Agent

Angela Hale

ERA Neubauer Commercial License #3389992 Listed on: 08/08/2025

ERA Neubauer Commercial

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,561

Year Built

  • Built in 2006

Lot Details

  • Lot Dimensions are 65x125
  • Property fronts an easement
  • The community has rules related to exclusive easements

HOA Fees

  • $82 Monthly HOA Fees

Parking

  • Attached Garage

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Dimensional Roof
  • Stucco

Interior Spaces

  • 2,370 Sq Ft Home
  • 1-Story Property
  • Partially Furnished
  • Double Pane Windows
  • Family Room
  • Screened Porch
  • Vinyl Flooring
  • Exterior Washer Dryer Hookup

Kitchen

  • Electric Oven or Range
  • Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms
  • Separate Shower in Primary Bathroom
  • Garden Bath

Schools

  • Hutchinson Beach Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Air
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 32738-980-299

Community Details

Overview

  • Association fees include master
  • Palmetto Trace Subdivision

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,561

Year Built

Built in 2006

Lot Details

0

HOA Fees

$82 per month

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size: 65x125
  • Road Surface Type: Paved
  • Subdivision Name: Palmetto Trace
  • Directions: Turn north at pier park drive, turn right into palmetto trace on brunswick blvd. Take first left on Kensington circle. Travel around, house is on right.
  • Architectural Style: Contemporary
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2006
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Water Heater - Elect: Yes
  • Appliances Microwave: Yes
  • Energy:Double Pane Windows: Yes
  • Rooms:Screened Porch: Yes
  • Rooms:Family Room: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Furnished: Furnished - Some
  • Appliances: Cooktop, Dishwasher, Disposal, Microwave, Refrigerator, Stove/Oven Electric, Water Heater - Elect
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Flooring: Floor Vinyl
  • Interior Amenities: Split Bedroom, Washer/Dryer Hookup
  • Window Features: Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:Cooktop: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Floor Vinyl: Yes
  • Interior:Split Bedroom: Yes

Exterior Features

  • Lot Features: Easements, Sidewalk, Within 1/2 Mile to Water
  • Pool Features: Pool Type
  • Construction Type: Stucco
  • Foundation Details: Slab
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • Lot Features:Easements: Yes
  • ConstructionSiding:Stucco: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • Lot Features:Sidewalk: Yes

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Rooms:Garage5: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Pool
  • Association #2 Fee: 245.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Master Association

Schools

  • Elementary School: Hutchinson Beach
  • High School: Arnold
  • Middle Or Junior School: Surfside

Lot Info

  • Parcel #: 32738-980-299
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 5561.29
  • Tax Year: 2024

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,428 $452,590 $98,168 $354,422
2023 $5,428 $441,155 $82,030 $359,125
2022 $2,420 $235,754 $0 $0
2021 $2,417 $228,887 $0 $0
2020 $2,336 $225,727 $0 $0
2019 $2,272 $220,652 $0 $0
2018 $2,265 $216,538 $0 $0
2017 $2,035 $212,084 $0 $0
2016 $2,059 $213,947 $0 $0
2015 $2,155 $216,159 $0 $0
2014 $2,191 $219,487 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/25/2025 08/25/25 Price Changed $530,000 -3.6% $224 / Sq Ft
08/08/2025 08/08/25 For Sale $550,000 +5.8% $232 / Sq Ft
12/14/2022 12/14/22 Off Market $520,000 -- --
09/15/2022 09/15/22 Sold $520,000 -1.0% $219 / Sq Ft
07/31/2022 07/31/22 Pending -- -- --
07/18/2022 07/18/22 For Sale $525,000 0.0% $222 / Sq Ft
07/03/2022 07/03/22 Pending -- -- --
06/17/2022 06/17/22 For Sale $525,000 -- $222 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $520,000 South Oak Title
Special Warranty Deed $350,600 Residential Cmnty Title Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $468,000 New Conventional
Previous Owner $280,448 Purchase Money Mortgage
Source: Public Records

Similar Homes in Panama City Beach, FL

  • 104 Oleander Cir, Panama City Beach, FL 32413

    $468,000

    • 4 Beds
    • 2 Baths
    • 1,582 Sq Ft
    • 104 Oleander Cir
    • Panama City Beach, FL

    **Owner financing as low as 5% interest rate.** This beautifully remodeled 4-bedroom has the most amazing location -- and it comes with flexible purchase options, including owner financing, trades, and creative deals like lease purchase! Located within minutes to the stunning Gulf of Mexico and the lively Pier Park -- the largest shopping, dining, and entertainment destination in Panama City

    Andrea Fryk The Naumann Group Real Estate, Inc

    Section Image
  • 302 Bainbridge St, Panama City Beach, FL 32413

    $459,000

    • 3 Beds
    • 2 Baths
    • 1,591 Sq Ft
    • 302 Bainbridge St
    • Panama City Beach, FL

    Come see your future home with a pond view in the Palmetto Trace community! This beautifully landscaped and meticulously maintained 3-bedroom, 2-bathroom stucco home offers both comfort and style—just minutes from the pristine Emerald Coast beaches.Enjoy peaceful pond views from the spacious screened-in back porch, perfect for morning coffee or evening relaxation. Inside, LVP and tile

    Jeremy Fretwell Keller Williams Realty FWB

    Section Image
  • 117 Nautical Way, Panama City Beach, FL 32413

    $539,900

    • 3 Beds
    • 2 Baths
    • 1,750 Sq Ft
    • 117 Nautical Way
    • Panama City Beach, FL

    30K Price Improvement! Situated in the heart of Summer Breeze--one of West Panama City Beach's most cherished communities--this thoughtfully designed home on quiet Nautical Way offers comfort, flexibility and a lifestyle defined by ease. Just a short stroll or golf cart ride from Pier Park, public beach access and local favorites like McGuire's Pub and Top Golf, the location pairs everyday

    Dana Ford Scenic Sotheby's International Realty

    Section Image
  • 457 Wolcott Way, Panama City Beach, FL 32413

    $435,562

    • 4 Beds
    • 2 Baths
    • 2,044 Sq Ft
    • 457 Wolcott Way
    • Panama City Beach, FL

    Welcome to 457 Wolcott Way, a new home at Bayside at Ward Creek in Panama City Beach Florida. This home is under construction and features the Delray floorplan. As you walk into the home you will find two bedrooms off the entry hall with a full bath in between. The laundry room located across the hall is spacious and offers space for storage if needed. There is a fourth bedroom that could serve

    Eric Weisbrod DR Horton Realty of Emerald Coast, LLC

    Section Image
  • 450 Wolcott Way, Panama City Beach, FL 32413

    $423,676

    • 3 Beds
    • 2 Baths
    • 1,689 Sq Ft
    • 450 Wolcott Way
    • Panama City Beach, FL

    Welcome to 450 Wolcott Way, located in the Bayside at Ward Creek community in Panama City Beach. This home is under construction and features the Oakley floor plan that has just the right amount of open space for entertaining. As you enter the foyer, you are greeted by a flex space with a large picture window that allows the beautiful Florida sunshine to fill the front of the home. Continuing

    Eric Weisbrod DR Horton Realty of Emerald Coast, LLC

    Section Image
  • 454 Wolcott Way, Panama City Beach, FL 32413

    $440,900

    • 4 Beds
    • 2 Baths
    • 2,044 Sq Ft
    • 454 Wolcott Way
    • Panama City Beach, FL

    Welcome to 454 Wolcott Way, a new home at Bayside at Ward Creek in Panama City Beach Florida. This home is move in ready and features the Delray floorplan. As you walk into the home you will find two bedrooms off the entry hall with a full bath in between. The laundry room located across the hall is spacious and offers space for storage if needed. There is a fourth bedroom that could serve as an

    Eric Weisbrod DR Horton Realty of Emerald Coast, LLC

    Section Image
  • 465 Wolcott Way, Panama City Beach, FL 32413

    $493,900

    • 5 Beds
    • 3 Baths
    • 2,550 Sq Ft
    • 465 Wolcott Way
    • Panama City Beach, FL

    Welcome to 465 Wolcott Way, a new home located at Bayside at Ward Creek in Panama City Beach Florida. Boasting over 2,500 square feet, this move in ready Carol floorplan offers a brightly lit open concept design with modern finishes. Upon entering this home, you will find a bright study off the foyer that leads to the concept design living space. The open concept design seamlessly connects the

    Eric Weisbrod DR Horton Realty of Emerald Coast, LLC

    Section Image
  • 453 Wolcott Way, Panama City Beach, FL 32413

    $439,990

    • 4 Beds
    • 2 Baths
    • 1,799 Sq Ft
    • 453 Wolcott Way
    • Panama City Beach, FL

    Welcome to 635 Melrose Way, a new home at Bayside at Ward Creek in Panama City Beach. This home is under construction and features the Rhett floorplan, a four-bedroom, two-bathroom home with over 1,700 square feet of living space. As you enter this home through the bright entryway you will find EVP flooring in the foyer leading to three guest bedrooms. Continuing through the foyer you will find

    Eric Weisbrod DR Horton Realty of Emerald Coast, LLC

    Section Image
  • 627 Melrose Way, Panama City Beach, FL 32413

    $482,050

    • 5 Beds
    • 3 Baths
    • 2,550 Sq Ft
    • 627 Melrose Way
    • Panama City Beach, FL

    Bayside at Ward Creek is at the heart of Panama City Beach, accessible by sidewalk to Pier Park, Frank Brown Park, and the Conservation Park with the Gulf of Mexico less than 3 miles away. | The Carol plan is a 2-story home featuring 4 bedrooms, 3 bathrooms and EVP flooring throughout. On the 1st floor is a beautiful kitchen with quartz countertops and Ivory Shaker Cabinetry, a flex room, one

    Eric Weisbrod DR Horton Realty of Emerald Coast, LLC

    Section Image

Source: Emerald Coast Association of REALTORS®

MLS Number: 982646

Emerald Coast Association of REALTORS®

APN: 32738-980-299