NOT LISTED FOR SALE

107 Live Oak St Emerald Isle, NC 28594

Estimated Value: $739,000 - $1,090,000

3 Beds
3.5 Baths
2,213 Sq Ft
$403/Sq Ft Est. Value

Last Sold October 13, 2021

Last sale price $684,000 $309 Per Sq Ft

Est. 31% increase in value since last sale

Current estimated payment $4,866/month

91 Days on Market

Highlights

  • Deeded Waterfront Access Rights
  • Ocean View
  • Deck
  • White Oak Elementary School Rated A-
  • Ocean Side of Freeway
  • Whirlpool Bathtub

About This Home

As of October 2021

Lovingly and exceptionally maintained home in Ocean Forest S/D in Emerald Isle. Ocean side, only 5 rows and 450 Fit Bit steps to the Crystal Coast beaches! Easy beach access at end of street or park in the deeded ocean front parking lot just around the corner that's for Ocean Forest residents only. This is a reverse floor plan, situated on an elevated lot, with ocean views from the top floor. New granite in kitchen and 3 baths. Too many upgrades to mention! There are 3 bedrooms on the 2nd level including the master bedroom with en suite bath, plus another full bath. The ground level has an extra room with a full bath and a sitting room. There is also an attached garage for all the beach toys. No flood insurance required and there is room for a pool.

Last Agent to Sell the Property

Kathy Perry

Emerald Isle Realty License #223808 Listed on: 05/28/2021

Last Buyer's Agent

Briana Chesher

Coldwell Banker Sea Coast Advantage License #283072

Coldwell Banker Sea Coast Advantage

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,948

Year Built

  • Built in 1991

Lot Details

  • 0.26 Acre Lot
  • Lot Dimensions are 85 x 132

Home Design

  • Reverse Style Home
  • Slab Foundation
  • Wood Frame Construction
  • Architectural Shingle Roof
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 2,213 Sq Ft Home
  • 3-Story Property
  • Furnished
  • Ceiling height of 9 feet or more
  • Ceiling Fan
  • Thermal Windows
  • Blinds
  • Combination Dining and Living Room
  • Ocean Views

Kitchen

  • Stove
  • Dishwasher

Flooring

  • Carpet
  • Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Whirlpool Bathtub

Laundry

  • Dryer
  • Washer

Parking

  • 1 Car Attached Garage
  • Driveway

Outdoor Features

  • Deeded Waterfront Access Rights
  • Deeded access to the beach
  • Ocean Side of Freeway
  • Deck

Utilities

  • Zoned Heating and Cooling
  • Heat Pump System
  • Electric Water Heater
  • On Site Septic
  • Septic Tank

Community Details

  • No Home Owners Association
  • Ocean Forest Subdivision

Listing and Financial Details

  • Tax Lot 18
  • Assessor Parcel Number 539305283301000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,948

Year Built

Built in 1991

Lot Details

0

Listing Details

  • Property Type: Residential
  • Sub Type: Single Family Residence
  • Cobra Zone: No
  • Construction: Wood Frame
  • Construction Type: Stick Built
  • New Construction: No
  • Stories: 3.0
  • Stories Levels: 3 Story or More
  • Year Built: 1991
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Dining Room Type: Combination
  • Fireplace: None
  • Flooring: Carpet, LVT/LVP, Tile
  • Heated Sq Ft: 2200 - 2399
  • Interior Amenities: 9Ft+ Ceilings, Furnished, Whirlpool, Reverse Floor Plan, Ceiling Fan(s), Blinds/Shades
  • List Price per Sq Ft: 328.97
  • Master Bedroom Level: Non Primary Living Area
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4.00
  • Bedrooms: 3
  • Number Rooms: 7
  • Sq Ft Heated: 2213.00
  • Total Heated Primary Separate Sq Ft: 2213.00

Exterior Features

  • Exterior Features: Thermal Windows
  • Exterior Finish: Vinyl Siding
  • Fencing: None
  • Foundation: Slab
  • Porch Balcony Deck: Deck
  • Road Type Frontage: Paved
  • Roof: Architectural Shingle
  • Waterfront: No
  • Waterview: Yes

Garage/Parking

  • Attached Garage Spaces: 1.00
  • Garage And Parking Other See Remarks: Oversized
  • Total Garage Spaces: 1.00
  • Parking Driveway: On Site, Paved

Utilities

  • Appliances Equipment: Dishwasher, Stove/Oven - Electric, Washer, Refrigerator, Dryer
  • Cooling System: Central, Zoned
  • Federal Flood Ins Avlbl: Yes
  • Fuel Tank: None
  • Heating System: Heat Pump
  • Service Providers Electric Provider: Carteret-Craven Electric Cooperative
  • Service Providers Water Provider: Bogue Banks Water Corp
  • Utilities: Municipal Water, Septic On Site
  • Water Heater: Electric

Association/Amenities

  • HOA: No
  • HOA and Neighborhood Amenities: No Amenities

Lot Info

  • Deed Page: 362.00
  • Lot Acres: 0.26
  • Lot Dimensions: 85 X 132
  • Lot Number: 18
  • Lot Sq Ft: 11326.00
  • Lot Water Features: Deeded Beach Access, Ocean Side, Deeded Water Access
  • Plat Book: 6
  • Plat Page: 3
  • Zoning: Residential
  • Lot View Type: Ocean View, Water View

Tax Info

  • Tax Identifier: 539305283301000
  • Tax Year: 2020
  • Total City Real Estate Property Tax: 791.17
  • Total Real Estate Property Taxes: 1947.68

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 28, 2021
Closed on
Oct 7, 2021
Sold by
Talkington Douglas R and Talkington Kathy L
Bought by
Cheatham Seth and Cheatham Naruemon
Seller's Agent
Kathy Perry
Emerald Isle Realty
Buyer's Agent
Briana Chesher
Coldwell Banker Sea Coast Advantage
List Price
$750,000
Sold Price
$684,000
Premium/Discount to List
-$66,000
-8.8%
Current Estimated Value
$892,706

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$208,706
Avg. Annual Appreciation
8.99%
Original Mortgage
$354,300
Outstanding Balance
$326,574
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$626,133

Purchase Details

Closed on
Aug 30, 2012
Sold by
Stefanick Timothy and Stefanick Amy Dine
Bought by
Talkington Douglas R and Talkington Kathy L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$265,600
Interest Rate
2.67%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 24, 2003
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cheatham Seth $684,000 None Available
Talkington Douglas R $332,000 None Available
-- $279,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cheatham Seth $354,300
Previous Owner Talkington Douglas R $207,356
Previous Owner Talkington Douglas R $265,600
Previous Owner Stefanick Timothy $150,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/13/2021 10/13/21 Sold $684,000 -6.0% $309 / Sq Ft
08/27/2021 08/27/21 Pending -- -- --
07/08/2021 07/08/21 Price Changed $728,000 -2.9% $329 / Sq Ft
07/01/2021 07/01/21 For Sale $750,000 0.0% $339 / Sq Ft
06/07/2021 06/07/21 Pending -- -- --
05/28/2021 05/28/21 For Sale $750,000 0.0% $339 / Sq Ft
09/25/2017 09/25/17 Rented $1,750 -12.3% --
09/25/2017 09/25/17 For Rent $1,995 -- --
Source: Hive MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $21 $345,913 $128,902 $217,011
2023 $2,057 $345,913 $128,902 $217,011
2022 $2,002 $345,913 $128,902 $217,011
2021 $979 $345,913 $128,902 $217,011
2020 $1,948 $345,913 $128,902 $217,011
2019 $946 $300,316 $128,043 $172,273
2017 $946 $300,316 $128,043 $172,273
2016 $948 $300,316 $128,043 $172,273
2015 $918 $301,112 $128,043 $173,069
2014 $1,036 $340,228 $151,117 $189,111
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Hive MLS

MLS Number: 100273954

Hive MLS

APN: 5393.05.28.3301000