107 Locust St Oswego, IL 60543
Downtown Oswego NeighborhoodEstimated Value: $302,679 - $337,000
3
Beds
2
Baths
--
Sq Ft
10,019
Sq Ft Lot
Highlights
- Wood Flooring
- Galley Kitchen
- Built-In Features
- Oswego High School Rated A-
- Attached Garage
- Patio
About This Home
As of February 2020DOWNTOWN OSWEGO! LOW TAXES! NO HOA! FOUR FINISHED FLOORS OF LIVING SPACE!! This home is awesome! Very open foyer with just a few steps up to the formal living room with hardwood flooring and canlighting! Great entertaining with combined dining area & NEW KITCHEN REMODEL in 2015! SOLID SURFACE COUNTERTOPS! GARDEN WINDOW overlooking HUGE FULLY FENCED BACKYARD! 2nd level offers a COMPLETELY RENOVATED BATHROOM WITH DUAL VANITIES, SOLID SURFACE COUNTERTOP, UPGRADED LIGHTING & A beautiful shower surround! Spacious master bedroom w 2 closets and 2 other good size bedrooms, all with HARDWOOD FLOORING! Lower family room has exterior access to the paved circle patio, 1/2 bath & access to the 2C attached garage with CONCRETE DRIVEWAY! We're not done....travel to the basement and find a BONUS ROOM that can serve as entertainment, exercise, office, additional bedroom, or anything you need!! The 8x21 storage area has room for an additional bathroom! There's also a crawl space that is great for all your boxes and seasonal decor!! NEWER ITEMS INCLUDE: NEW FURNACE WITH 10 YEAR TRANSFERABLE WARRANTY! 2019, DRYER 2018, APRIL AIRE 2017, GARAGE DOOR UPDATE 2016, POWER ROOF VENTS 2016, REV OSMOSIS, WATER FILTRATION & SOFTNER 2015, CANLIGHTING 2010, FURNACE, A/C, FREEZER & ROOF 2007! There are vinyl clad windows throughout, not original to the age of the home. Great home, close to everything! Schools, shopping and all the downtown events, Fall Fest, Christmas Walk, Prairie Fest, Wine on the Fox, Brew on the Bridge, Farmers Market! All within walking distance for your enjoyment!
Last Agent to Sell the Property
Keller Williams Innovate License #475130190 Listed on: 01/20/2020
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,586
Year Built
- 1968
Lot Details
- 10,019
Parking
- Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Quad-Level Property
- Brick Exterior Construction
- Slab Foundation
- Asphalt Shingled Roof
- Vinyl Siding
Interior Spaces
- Dual Sinks
- Built-In Features
- Family Room Downstairs
- Storage Room
- Wood Flooring
- Storm Screens
Kitchen
- Galley Kitchen
- Oven or Range
- Microwave
- Freezer
- Dishwasher
- Disposal
Laundry
- Dryer
- Washer
Partially Finished Basement
- Partial Basement
- Crawl Space
Outdoor Features
- Patio
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Water Softener
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 20, 2020
Closed on
Feb 13, 2020
Sold by
Kellum Donna M and Donna M Kellum Trust
Bought by
Gallichio Nicholas S
Seller's Agent
Tammy Sartain
Keller Williams Innovate
Buyer's Agent
Samantha Kaciuba
Keller Williams Experience
List Price
$236,900
Sold Price
$230,450
Premium/Discount to List
-$6,450
-2.72%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$95,470
Avg. Annual Appreciation
6.68%
Original Mortgage
$6,000
Interest Rate
3.6%
Mortgage Type
Second Mortgage Made To Cover Down Payment
Purchase Details
Closed on
May 23, 2006
Sold by
Kellum Donna M
Bought by
Kellum Donna M
Purchase Details
Closed on
Jul 31, 2002
Sold by
Mcdowell D Paul and Mcdowell Donna J
Bought by
Kellum Donna M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$144,000
Interest Rate
6.64%
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Gallichio Nicholas S | $230,500 | Old Republic Title | |
| Kellum Donna M | -- | None Available | |
| Kellum Donna M | $180,000 | First American Title Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Gallighio Nicholas S | $189,500 | |
| Closed | Gallichio Nicholas S | $6,000 | |
| Closed | Gallichio Nicholas S | $180,000 | |
| Previous Owner | Kellum Donna M | $94,000 | |
| Previous Owner | Schreiber Donna M | $30,000 | |
| Previous Owner | Schreiber Donna M | $128,800 | |
| Previous Owner | Donna M Schreiber Living Trust | $65,000 | |
| Previous Owner | Kellum Donna M | $144,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 02/19/2020 02/19/20 | Sold | $230,450 | -2.7% | -- |
| 01/20/2020 01/20/20 | Pending | -- | -- | -- |
| 01/20/2020 01/20/20 | For Sale | $236,900 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,586 | $87,842 | $20,900 | $66,942 |
| 2023 | $5,845 | $76,384 | $18,174 | $58,210 |
| 2022 | $5,845 | $70,726 | $16,828 | $53,898 |
| 2021 | $5,623 | $66,099 | $15,727 | $50,372 |
| 2020 | $5,497 | $64,174 | $15,269 | $48,905 |
| 2019 | $5,405 | $62,306 | $14,825 | $47,481 |
| 2018 | $5,632 | $64,176 | $14,825 | $49,351 |
| 2017 | $5,449 | $59,149 | $13,664 | $45,485 |
| 2016 | $5,207 | $56,066 | $12,952 | $43,114 |
| 2015 | $5,226 | $53,910 | $12,454 | $41,456 |
| 2014 | $2,740 | $51,837 | $11,975 | $39,862 |
| 2013 | $2,740 | $53,997 | $12,474 | $41,523 |
Source: Public Records
Agents Affiliated with this Home
-
Tammy Sartain
Seller's Agent in 2020
Tammy Sartain
Keller Williams Innovate
(630) 774-5317
3 in this area
38 Total Sales
-
Samantha Kaciuba
Buyer's Agent in 2020
Samantha Kaciuba
Keller Williams Experience
(312) 208-9892
122 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD10614868
APN: 03-20-108-005
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