S
Seller's Agent in 2021
Sandie Courtney
Keller Williams Realty
(423) 834-2974
2 in this area
64 Total Sales
1070 Whites Creek Rd Spring City, TN 37381
Estimated Value: $799,000 - $909,049
4
Beds
3.5
Baths
3,811
Sq Ft
$224/Sq Ft
Est. Value
Highlights
- In Ground Pool
- Waterfront
- Open Floorplan
- Lake On Lot
- 4.4 Acre Lot
- Deck
About This Home
As of November 2021Welcome to Paradise! One Year Home Warranty Included! This 4 Bed/3.5 bath estate has it all! Why buy a piece of lake property when you can own the ENTIRE PENINSULA! An incredible 4.4 acres of beautiful landscape await. Drive down the tree-lined driveway to in-ground pool that includes all pool furniture, pool equipment, and pool cleaning system. Generac generator wired into basement breaker box. UPGRADED DOCK PERMIT transfers and with 1,100 feet of lake frontage, you can build the dock of your choosing. The home is 3,811 sqft. ALL NEW ELECTRICAL ONE YEAR OLD and includes home, patio at shore as well as pool area. Updated master bath with luxury bidet and automatic blinds in living room. The shoreline patio has connected water spigot and power switch is in the basement for patio lighting. The GENERAC generator is 22kw and powers the entire home if needed. All items still in home are negotiable but will be removed prior to close. Freezer and Fridge in basement do convey. Stair lift can be removed upon request but can convey at no extra cost to buyer. Water views from every room in the house! Wrap around driveway. Property directly across the lake includes TVA protected area so the wonderful nature views are here to stay. TVA no longer permits sea walls along shore lines. HOWEVER this unique property has part of an old sea wall that is grandfathered in and CAN be rebuilt to protect acreage if desired! The basement is almost finished but did not count towards total sq ft listed. Would be easy to complete and add value for a future sale! Basement has heat/air and has been wired with electrical. Outlets are in place and some walls have already been constructed but no sheetrock or flooring installed. Talk about opportunity!! Schedule your private showing today!
Last Agent to Sell the Property
Keller Williams Realty License #356904 Listed on: 07/20/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,988
Year Built
- Built in 1986
Lot Details
- 4.4 Acre Lot
- Waterfront
- Cul-De-Sac
Parking
- 3 Car Attached Garage
- Basement Garage
- Parking Accessed On Kitchen Level
- Side Facing Garage
- Garage Door Opener
Property Views
- Water
- Mountain
Home Design
- Brick Foundation
- Stone Foundation
- Shingle Roof
- Concrete Perimeter Foundation
Interior Spaces
- 3,811 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Wet Bar
- Gas Log Fireplace
- Window Treatments
- Family Room with Fireplace
- Formal Dining Room
- Den with Fireplace
- Walk-In Attic
Kitchen
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
- Tile
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- En-Suite Bathroom
- Walk-In Closet
- Double Vanity
- Whirlpool Bathtub
- Separate Shower
Laundry
- Laundry Room
- Washer and Gas Dryer Hookup
Unfinished Basement
- Basement Fills Entire Space Under The House
- Partial Basement
Outdoor Features
- In Ground Pool
- Lake On Lot
- Deck
- Covered Patio or Porch
- Exterior Lighting
Schools
- Spring City Elementary And Middle School
- Rhea County High School
Utilities
- Central Heating and Cooling System
- Underground Utilities
- Power Generator
- Well
- Electric Water Heater
- Septic Tank
Community Details
- No Home Owners Association
Listing and Financial Details
- Home warranty included in the sale of the property
- Assessor Parcel Number 008 041.00 000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 20, 2021
Closed on
Nov 4, 2021
Sold by
Raines Terry E and Raines Brenda
Bought by
Derryberry Thomas and Derryberry Elizabeth Price
Seller's Agent
Sandie Courtney
Keller Williams Realty
Buyer's Agent
Michael Jackson
Nu Vision Realty
List Price
$1,100,000
Sold Price
$650,000
Premium/Discount to List
-$450,000
-40.91%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$202,262
Avg. Annual Appreciation
7.04%
Original Mortgage
$548,250
Outstanding Balance
$501,604
Interest Rate
2.88%
Mortgage Type
New Conventional
Estimated Equity
$350,658
Purchase Details
Listed on
Mar 4, 2019
Closed on
Jan 14, 2020
Sold by
Thompson Marcia Lynn and Thompson Dean
Bought by
Raines Terry E and Raines Brenda
List Price
$575,000
Sold Price
$510,000
Premium/Discount to List
-$65,000
-11.3%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.69%
Original Mortgage
$459,000
Interest Rate
3.7%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 18, 1978
Bought by
Thompson Dean and Marcia Lynn
Purchase Details
Closed on
Aug 2, 1971
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Derryberry Thomas | $650,000 | Bridge City Ttl East Bralner | |
| Raines Terry E | $510,000 | None Available | |
| Thompson Dean | -- | -- | |
| -- | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Derryberry Thomas | $548,250 | |
| Previous Owner | Raines Terry E | $459,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/05/2021 11/05/21 | Sold | $650,000 | 0.0% | $171 / Sq Ft | |
| 11/05/2021 11/05/21 | Sold | $650,000 | -40.9% | $171 / Sq Ft | View Prior Sale |
| 09/21/2021 09/21/21 | Pending | -- | -- | -- | |
| 09/21/2021 09/21/21 | Pending | -- | -- | -- | |
| 07/20/2021 07/20/21 | For Sale | $1,100,000 | 0.0% | $289 / Sq Ft | |
| 06/20/2021 06/20/21 | For Sale | $1,100,000 | +115.7% | $289 / Sq Ft | |
| 01/28/2020 01/28/20 | Sold | $510,000 | -11.3% | $137 / Sq Ft | View Prior Sale |
| 12/05/2019 12/05/19 | Pending | -- | -- | -- | |
| 03/04/2019 03/04/19 | For Sale | $575,000 | -- | $155 / Sq Ft |
Source: Greater Chattanooga REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,362 | $323,440 | $86,640 | $236,800 |
| 2023 | $2,988 | $132,525 | $45,125 | $87,400 |
| 2022 | $2,988 | $132,525 | $45,125 | $87,400 |
| 2021 | $2,988 | $132,525 | $45,125 | $87,400 |
| 2020 | $2,988 | $132,525 | $45,125 | $87,400 |
| 2019 | $2,988 | $132,525 | $45,125 | $87,400 |
| 2018 | $2,666 | $121,350 | $42,225 | $79,125 |
| 2017 | $2,666 | $121,350 | $42,225 | $79,125 |
| 2016 | $2,617 | $121,350 | $42,225 | $79,125 |
| 2015 | $2,498 | $119,150 | $42,225 | $76,925 |
| 2014 | $2,498 | $119,150 | $42,225 | $76,925 |
| 2013 | -- | $119,150 | $42,225 | $76,925 |
Source: Public Records
Agents Affiliated with this Home
-
Sandie Courtney
-
Michael Jackson
M
Buyer's Agent in 2021
Michael Jackson
Nu Vision Realty
(423) 645-6759
1 in this area
93 Total Sales
Map
Source: Greater Chattanooga REALTORS®
MLS Number: 1338075
APN: 008-041.00
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