NOT LISTED FOR SALE

1077 Crane Point Elgin, IL 60124

Providence Neighborhood

Estimated Value: $290,000 - $320,000

3 Beds
2.5 Baths
1,626 Sq Ft
$189/Sq Ft Est. Value

Sale Details

Date Sold: October 30, 2025

Last sale price $292,000 $180 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $2,419 / mo

64 Days on Market

Highlights

  • Wood Flooring
  • Living Room
  • Forced Air Heating and Cooling System
  • 2 Car Attached Garage
  • Laundry Room
  • Dining Room

About This Home

As of October 2025

Beautifully maintained 3-bedroom, 2.5-bath townhome located in the desirable Reserve of Elgin. Step into a bright, welcoming two-story foyer that opens to an expansive main living level featuring an open-concept layout-perfect for entertaining. The seamless flow between living, dining, and kitchen areas creates an inviting atmosphere, complemented by natural light and modern finishes. First-floor laundry and a conveniently located half bath offer everyday ease. Upstairs, the spacious Primary Suite features a large walk-in closet and an en-suite bathroom with dual sinks. Two additional bedrooms and a full hall bath provide comfort and flexibility for family, guests, or a dedicated home office. The finished lower level offers a versatile space ideal for a family room, recreation area, or remote work zone. Prime location near shopping, dining, and everyday conveniences. This move-in ready home offers a rare combination of space, style, and accessibility in a sought-after neighborhood.

Last Agent to Sell the Property

Jay Patel

ARNI Realty Inc. License #475177842 Listed on: 07/29/2025

ARNI Realty Inc.

Last Buyer's Agent

Ray Watson

RE/MAX All Pro License #475091350

RE/MAX All Pro

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $6,491

Year Built

  • Built in 2006

HOA Fees

  • $225 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Entry on the 1st floor
  • Brick Exterior Construction
  • Aluminum Siding

Interior Spaces

  • 1,626 Sq Ft Home
  • 2-Story Property
  • Family Room
  • Living Room
  • Dining Room
  • Partially Finished Basement
  • Partial Basement
  • Laundry Room

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms

Schools

  • Otter Creek Elementary School
  • South Elgin High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

Overview

  • 6 Units
  • Prop Manager Association, Phone Number (847) 459-1222
  • The Reserve Of Elgin Subdivision, Fenwick Floorplan
  • Property managed by FOSTER PREMIER

Pet Policy

  • Dogs and Cats Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$6,491

Year Built

Built in 2006

Lot Details

0 Sq Ft Lot

HOA Fees

$225 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: Townhouse-2 Story
  • Ownership: Fee Simple w/ HO Assn.
  • EntryLevel: 1
  • New Construction: No
  • Property Sub-Type: Townhouse-2 Story
  • Subdivision Name: The Reserve of Elgin
  • Year Built: 2006
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 2

Interior Features

  • Basement: Partially Finished, Partial
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • LivingArea: 1626
  • Room Type: No additional rooms
  • Stories Total: 2
  • Estimated Total Finished Sq Ft: 1626
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 1626
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Aluminum Siding, Brick
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, On Site, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee: 225
  • Association Fee Frequency: Monthly
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: FOSTER PREMIER
  • Management Contact Name: PROP MANAGER
  • Management Phone: 847-459-1222

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Otter Creek Elementary School
  • High School: South Elgin High School

Lot Info

  • Lot Dimensions: 0.029
  • Special Assessments: N

Rental Info

  • Board Number: 3
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 999

Tax Info

  • Tax Annual Amount: 6490.78
  • Tax Year: 2024

Multi Family

  • Units in Building: 6

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 29, 2025
Closed on
Oct 30, 2025
Sold by
Bought by
Seller's Agent
Jay Patel
ARNI Realty Inc.
Buyer's Agent
Ray Watson
RE/MAX All Pro
List Price
$309,000
Sold Price
$292,000
Premium/Discount to List
-$17,000
-5.5%
Views
114
Current Estimated Value
$305,996

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,996
Avg. Annual Appreciation
7.98%
Original Mortgage
$277,400
Interest Rate
0.0638%
Mortgage Type
New Conventional

Purchase Details

Listed on
Dec 1, 2021
Closed on
Dec 31, 2021
Sold by
Bought by
Seller's Agent
Jacqueline Rodriguez
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Michael Louie
Keller Williams Inspire - Geneva
List Price
$240,000
Sold Price
$240,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.30%
Original Mortgage
$192,000
Interest Rate
0.0322%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 16, 2015
Closed on
Jul 20, 2015
Sold by
Bought by
Seller's Agent
Michael Loiacono
Royce Group Real Estate Co.
Buyer's Agent
Lee Ovington
Realty Professionals Inc
List Price
$169,900
Sold Price
$169,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.48%
Original Mortgage
$144,415
Interest Rate
0.045%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 16, 2015
Closed on
May 29, 2015
Sold by
Bought by
Seller's Agent
Michael Loiacono
Royce Group Real Estate Co.
Buyer's Agent
Lee Ovington
Realty Professionals Inc
List Price
$169,900
Sold Price
$169,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$144,415
Interest Rate
0.045%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 28, 2007
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$197,113
Interest Rate
0.0575%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$292,000 American Land Title
$240,000 Baird & Warner Title
$170,000 First American Title
$130,000 First American Title Ins Co
$216,000 Pulte Midwest Title South
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Closed $277,400
Closed $192,000
Closed $155,000
Closed $157,407
Closed $144,415
Closed $104,000
Closed $202,279
Closed $197,113
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/30/2025 10/30/25 Sold $292,000 -5.5% $180 / Sq Ft
10/01/2025 10/01/25 Pending -- -- --
10/01/2025 10/01/25 For Sale $309,000 0.0% $190 / Sq Ft
09/26/2025 09/26/25 Pending -- -- --
09/02/2025 09/02/25 Price Changed $309,000 -1.9% $190 / Sq Ft
08/11/2025 08/11/25 Price Changed $315,000 -1.6% $194 / Sq Ft
07/29/2025 07/29/25 For Sale $320,000 +33.3% $197 / Sq Ft
01/11/2022 01/11/22 Sold $240,000 0.0% $148 / Sq Ft View Prior Sale
12/02/2021 12/02/21 Pending -- -- --
12/01/2021 12/01/21 For Sale $240,000 +41.3% $148 / Sq Ft
07/20/2015 07/20/15 Sold $169,900 0.0% $103 / Sq Ft View Prior Sale
06/22/2015 06/22/15 Pending -- -- --
06/16/2015 06/16/15 For Sale $169,900 -- $103 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,491 $81,106 $19,287 $61,819
2023 $6,246 $73,273 $17,424 $55,849
2022 $5,793 $66,813 $15,888 $50,925
2021 $5,038 $62,465 $14,854 $47,611
2020 $4,891 $59,632 $14,180 $45,452
2019 $4,745 $56,803 $13,507 $43,296
2018 $5,010 $56,679 $12,724 $43,955
2017 $4,894 $53,582 $12,029 $41,553
2016 $4,662 $49,710 $11,160 $38,550
2015 -- $45,564 $10,229 $35,335
2014 -- $45,002 $10,103 $34,899
2013 -- $46,189 $10,369 $35,820
Source: Public Records

Agents Affiliated with this Home

  • Jay Patel

    Seller's Agent in 2025

    Jay Patel

    ARNI Realty Inc.

    (917) 930-5214

    1 in this area

    9 Total Sales

    Jay Patel
    Section Image
  • Ray Watson

    Buyer's Agent in 2025

    Ray Watson

    RE/MAX

    (847) 254-2254

    1 in this area

    168 Total Sales

    Ray Watson
    Section Image
  • Jacqueline Rodriguez

    Seller's Agent in 2022

    Jacqueline Rodriguez

    Berkshire Hathaway HomeServices Starck Real Estate

    (847) 931-4663

    1 in this area

    3 Total Sales

    Jacqueline Rodriguez
    Section Image
  • Michael Louie

    Buyer's Agent in 2022

    Michael Louie

    Keller Williams Inspire - Geneva

    (773) 704-0983

    1 in this area

    99 Total Sales

    Michael Louie
    Section Image
  • Michael Loiacono

    Seller's Agent in 2015

    Michael Loiacono

    Royce Group Real Estate Co.

    (630) 267-0844

    1 in this area

    47 Total Sales

    Michael Loiacono
    Section Image
  • Lee Ovington

    Buyer's Agent in 2015

    Lee Ovington

    Realty Professionals Inc

    (708) 542-8462

    22 Total Sales

    Lee Ovington
    Section Image
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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12432144

Midwest Real Estate Data (MRED)

APN: 06-29-428-052

Illinois Kane County Elgin 60123 Providence

1077 Crane Point, Elgin, IL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Midwest Real Estate Data (MRED) All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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