NOT LISTED FOR SALE

10770 Emerald Dr Cement City, MI 49233

Estimated Value: $479,000 - $599,000

2 Beds
2.5 Baths
2,090 Sq Ft
$266/Sq Ft Est. Value

Last Sold March 19, 2021

Last sale price $385,000 $184 Per Sq Ft

Est. 44% increase in value since last sale

Current estimated payment $3,741/month

8 Days on Market

Highlights

  • 119 Feet of Waterfront
  • Colonial Architecture
  • Wooded Lot
  • Docks
  • Deck
  • Skylights

About This Home

As of March 2021

HIGHEST and BEST DUE MONDAY 2.1.21 BY 12N. HOW ARE YOU GOING TO SPEND YOUR SUMMERS? How about on your own PRIVATE WOODED OASIS w/ 119' of LAKE FRONTAGE on ALL SPORTS LAKE SOMERSET! Upon entry into the foyer OR from your 3 car garage, you'll be greeted with views of the lake with 22' ceilings covered by Anderson windows. A wood burning fireplace centered in the spacious great room promises cozy evenings on chilly nights. The open kitchen boasts granite c-tops, a gas stove and breakfast bar. This 2, possibly 3 bed, 2.5 bath home is immaculate and pride shows! Newbies include ceramic flooring thru-out, remodeled bathrooms & wrap around deck. Walk-out basement is currently furnished for entertaining but could be 3rd bedroom with or without adding wall sections. Additional large dock area above the steel seawall is perfect for lounging. Freshly painted interior and all appliances including the laundry and docks are included in the sale! Call today for your personal viewing!

Last Agent to Sell the Property

Lisa Marelli

CENTURY 21 Affiliated Listed on: 02/07/2021

CENTURY 21 Affiliated

Last Buyer's Agent

Nonmember Agent

Non Member

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,054

Year Built

  • Built in 1994

Lot Details

  • 0.43 Acre Lot
  • 119 Feet of Waterfront
  • Sprinkler System
  • Wooded Lot

Parking

  • 3 Car Garage
  • Garage Door Opener

Home Design

  • Colonial Architecture
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 2-Story Property
  • Ceiling Fan
  • Skylights
  • Low Emissivity Windows
  • Insulated Windows
  • Window Screens
  • Living Room with Fireplace
  • Ceramic Tile Flooring
  • Basement Fills Entire Space Under The House

Kitchen

  • Stove
  • Range
  • Microwave
  • Dishwasher
  • Snack Bar or Counter

Bedrooms and Bathrooms

  • 2 Bedrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Accessible Home Design

  • Doors are 36 inches wide or more

Outdoor Features

  • Water Access
  • Docks
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Well
  • Natural Gas Water Heater
  • Water Softener is Owned
  • Septic System
  • Cable TV Available

Community Details

  • Property has a Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,054

Year Built

Built in 1994

Lot Details

0

Parking

3

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Colonial
  • Stories: 2
  • Year Built: 1994
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: variable
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 2090.0
  • General Property Info:Main Level Primary: No
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 4054.0
  • Waterfront Options:Water Access YN: Yes
  • Lot Description:Wooded: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Sewer:Septic System: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Waterfront Options:Water Frontage3: 119.0
  • Windows:Insulated Windows: Yes
  • Windows:Low Emissivity Windows: Yes
  • Windows:Screens: Yes
  • General Property Info:Fireplace: Yes
  • Additional Items:Ceiling Fans: Yes
  • Appliances Microwave: Yes
  • Water Heater:Natural Gas4: Yes
  • Landscape:Underground Sprinkler: Yes
  • Additional Items:GasWood Stove: Yes
  • Windows:Skylight(s): Yes
  • General Property Info:SqFt Above Grade: 1407.0
  • General Property Info Garage YN: Yes
  • Accessibility Feat 36 Inch Entrance Door: Yes
  • Architectural Style:Colonial: Yes
  • Flooring:Ceramic Floor: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
  • Accessibility Features: 36 Inch Entrance Door
  • Flooring: Ceramic Tile
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener
  • Fireplace Features: Gas/Wood Stove, Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 2
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Full
  • LivingArea: 2090.0
  • Window Features: Low-Emissivity Windows, Skylight(s), Screens, Insulated Windows
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Basement Finished SQFT: 683.0
  • Basement Rooms:Total Basement SQFT: 938.0
  • Appliances Range: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes
  • Appliances:Water Softener-Owned: Yes
  • Below Grade Sq Ft: 683.0

Exterior Features

  • Construction Materials: Wood Siding
  • List Price: 369900.0
  • Lot Features: Wooded
  • Patio and Porch Features: Deck
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: Lake Somerset
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Access Feat:Accessibility Features2: Yes
  • Exterior Material:Wood Siding: Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Garage Spaces: 3.0
  • Garage: Yes
  • Additional Items:Garage Door Opener: Yes
  • General Property Info:Garage Spaces: 3.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Septic Tank
  • Utilities: Natural Gas Connected, Cable Connected
  • Water Source: Well
  • Water Well: Yes

Condo/Co-op/Association

  • Association Amenities: Other
  • Association: Yes

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Water Fea Amenities:Dock: Yes

Lot Info

  • Lot Size Acres: 0.43
  • Lot Size Area: 0.43
  • Lot Dimensions: variable
  • Lot Size Sq Ft: 18731.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4054.0
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 9, 2022
Current Estimated Value
$555,694

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$76,300
Outstanding Balance
$74,213
Interest Rate
7.08%
Mortgage Type
New Conventional
Estimated Equity
$474,993

Purchase Details

Closed on
Nov 30, 2022

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$76,300
Outstanding Balance
$74,213
Interest Rate
7.08%
Mortgage Type
New Conventional
Estimated Equity
$474,993

Purchase Details

Listed on
Feb 7, 2021
Closed on
Mar 19, 2021
Sold by
Yinger Micheal L and Yinger Michelle G
Bought by
Baumer Amy J and Scoby Leonard W
Seller's Agent
Lisa Marelli
CENTURY 21 Affiliated
Buyer's Agent
Nonmember Agent
Non Member
List Price
$369,900
Sold Price
$385,000
Premium/Discount to List
$15,100
4.08%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.25%
Original Mortgage
$344,900
Interest Rate
2.73%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 27, 2015
Closed on
Oct 2, 2015
Sold by
Hoban Patrick and Hoban Christina
Bought by
Yinger Micheal L and Yinger Michelle G
Seller's Agent
Annie Hoover
ERA REARDON - BROOKLYN
Buyer's Agent
NON-MBR 'SOLD' NON-MBR 'SOLD'
NON-MEMBER REALTOR 'SOLD'
Sold Price
$275,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.34%
Original Mortgage
$220,000
Interest Rate
3.88%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 31, 2006
Sold by
Knapp Michael B and Knapp Betty Jo
Bought by
Hoban Patrick and Hoban Christina

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$260,000
Interest Rate
6.85%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 8, 2001
Sold by
Gillow Robert
Bought by
Knapp Michael

Purchase Details

Closed on
Jul 29, 2000
Sold by
Gillow Robert L
Bought by
Knapp Michael B and Betty Jo

Purchase Details

Closed on
Jun 29, 2000
Sold by
Gillow Robert L
Bought by
Knapp Michael and Betty Jo

Purchase Details

Closed on
Jun 1, 1993
Bought by
Gillow

Purchase Details

Closed on
Apr 1, 1991
Bought by
Gillow

Purchase Details

Closed on
Jul 1, 1989
Bought by
Schober

Purchase Details

Closed on
Mar 1, 1989
Bought by
Kerstetter
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
-- -- Midstate Title
-- -- --
-- $210,000 Diversified National Title
Baumer Amy J $384,900 Diversified Natl Ttl Agcy
Yinger Micheal L $275,000 Midstate Title Agency Of Sou
Hoban Patrick $325,000 Chicago Title
Knapp Michael $255,000 --
Knapp Michael B $255,000 --
Knapp Michael $255,000 --
Gillow $28,000 --
Gillow $28,000 --
Schober -- --
Kerstetter $8,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Available Name Not $76,300
Previous Owner Baumer Amy J $344,900
Previous Owner Yinger Micheal L $220,000
Previous Owner Hoban Patrick $250,000
Previous Owner Hoban Patrick $260,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/19/2021 03/19/21 Sold $385,000 +4.1% $184 / Sq Ft
02/07/2021 02/07/21 For Sale $369,900 +34.5% $177 / Sq Ft
10/02/2015 10/02/15 Sold $275,000 -- $132 / Sq Ft
08/24/2015 08/24/15 Pending -- -- --
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,846 $276,250 $0 $0
2024 $2,174 $249,400 $0 $0
2023 $2,071 $220,090 $0 $0
2022 $8,139 $179,810 $0 $0
2021 $3,718 $183,030 $0 $0
2020 $3,684 $166,340 $0 $0
2019 $3,672 $142,650 $0 $0
2018 $3,525 $150,690 $0 $0
2017 $3,391 $134,860 $0 $0
2016 $3,376 $121,600 $0 $0
2015 $1,215 $121,600 $0 $0
2013 $1,266 $115,560 $0 $0
2012 $1,318 $120,350 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 21002319

Southwestern Michigan Association of REALTORS®

APN: 04-195-001-056