$435,000
PENDING

10785 56th St Clear Lake, MN 55319

Estimated payment $2,596/month

Total Views 14,327
3 Beds
3 Baths
1,626 Sq Ft
$268 Price per Sq Ft

Highlights

  • 134 Feet of Waterfront
  • Guest House
  • Family Room with Fireplace
  • Beach Access
  • Lake View
  • No HOA

About This Home

** MAIN HOUSE SQFT = 1,626 + GUEST HOUSE SQFT = 616 **
Welcome to this unique lakeside retreat in a peaceful Clear Lake neighborhood—featuring a charming 2-bedroom, 2-bathroom main home plus a bonus 1-bedroom, 1-bathroom guest house. Perfectly situated on the sought-after Briggs Chain of Lakes, this scenic property offers 134 feet of private shoreline on beautiful Rush Lake, providing a tranquil setting for both everyday living and unforgettable getaways.
Step into the inviting main living room, where rich wood flooring, classic wood-paneled walls, and a cozy wood-burning fireplace with full brick surround create a warm and timeless atmosphere. A large closet offers convenient storage, while abundant natural light enhances the room’s charm.
The bright kitchen is surrounded by windows and features tile flooring, tiled countertops and backsplash, and ample cabinetry—offering plenty of storage. Just off the kitchen, the dining area boasts cohesive tile flooring, a ceiling fan for year-round comfort, and a built-in glass-front china cabinet—ideal for showcasing decor or organizing essentials. Access to the deck allows for easy indoor-outdoor entertaining.
Two comfortable bedrooms are located on the main level—one with hardwood floors, the other carpeted for added coziness. Each includes a ceiling fan, extra closet space, and windows that frame peaceful views of the yard.
A full bathroom serves this level, complete with tiled floors, a large single vanity with tiled counters, and a jetted tub/shower combo. A nearby hall closet offers extra storage for linens and more.
The lower level extends your living space with a generous family room featuring warm wood walls, durable tile flooring, a second wood-burning fireplace, and a ceiling fan for added comfort. Walkout access to the backyard enhances the versatility of this area—ideal for use as an office, media room, or additional living space. You'll also find a convenient 3⁄4 bathroom and a laundry area equipped with a utility sink and ample storage. From here, access the attached two-car garage, which includes built-in shelving, a workbench area, and a remote-controlled opener.
The outdoor spaces are a true highlight. A two-tiered wooden deck offers expansive areas for relaxing, grilling, or entertaining—while mature trees provide natural beauty and privacy. A whimsical archway leads to the shoreline, where you'll find a private dock and a firepit perfect for enjoying lakefront evenings. An in-ground irrigation system draws from the lake to maintain the lush landscape, which even includes established asparagus and horseradish plants.
A beautifully maintained guest house sits on the property, ideal for hosting visitors or potential rental income. It adds around 600 sq ft of bonus living space, and features a kitchen with ample cabinetry and space for additional appliances. The kitchen flows into a bright dining area with built-in china cabinets, tile flooring, and wood-paneled walls. The family room includes carpeting and its own wood-burning fireplace for comfort and charm. A well-sized bedroom offers stylish flooring and closet storage. The 3⁄4 bathroom features tiled flooring and wainscoting. There’s also a hallway with space for a stackable washer and dryer—offering added convenience for guests or tenants.
Just outside the guest house, enjoy a 15 x 12 concrete patio with peaceful lake views—an ideal spot for morning coffee or evening relaxation. Additional standout features include a 10 x 12 shed for tools and outdoor storage, a large driveway with extra parking pad for guests or recreational vehicles, and an included dock and negotiable paddle boat.
This lakeside property offers the perfect blend of natural beauty, comfort, and flexibility—with spaces ideal for entertaining, relaxing, or generating rental income. Whether you’re looking for a serene year-round home or a magical lakefront escape, this Clear Lake gem delivers on every level.

Listing Agent

Constance Koopman

eXp Realty Brokerage Phone: 612-490-3861 Listed on: 06/13/2025

eXp Realty

Co-Listing Agent

Daniel Desrochers

eXp Realty Brokerage Phone: 612-490-3861

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,926

Year Built

  • Built in 1964

Lot Details

  • 0.57 Acre Lot
  • 134 Feet of Waterfront
  • Lake Front
  • Partially Fenced Property
  • Wood Fence
  • Chain Link Fence
  • Irregular Lot

Parking

  • 2 Car Attached Garage
  • Parking Storage or Cabinetry
  • Tuck Under Garage
  • Garage Door Opener

Home Design

  • Architectural Shingle Roof

Interior Spaces

  • 1-Story Property
  • Wood Burning Fireplace
  • Brick Fireplace
  • Family Room with Fireplace
  • 3 Fireplaces
  • Living Room with Fireplace
  • Lake Views

Kitchen

  • Built-In Double Oven
  • Cooktop
  • The kitchen features windows

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Partially Finished Basement

  • Walk-Out Basement
  • Partial Basement
  • Basement Storage
  • Basement Window Egress

Utilities

  • Baseboard Heating
  • Boiler Heating System
  • Well

Additional Features

  • Beach Access
  • Guest House

Community Details

  • No Home Owners Association
  • Cedar Point Subdivision

Listing and Financial Details

  • Assessor Parcel Number 40004160648

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,926

Year Built

Built in 1964

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: None
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 3
  • Water Source: Well
  • Year Built: 1964
  • Above Grade Finished Sq Ft: 1248
  • Water Body Name: Rush
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Attribution Contact: 612-490-3861
  • Attribution Contact: 612-490-3861
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Egress Window(s), Partial, Partially Finished, Storage Space, Walkout
  • Appliances: Cooktop, Double Oven, Dryer, Exhaust Fan, Gas Water Heater, Refrigerator, Wall Oven, Washer
  • Fireplace Features: Brick, Family Room, Living Room, Wood Burning
  • Living Area: 1626
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 378
  • Basement YN: Yes
  • Dining Room Type: Kitchen, Dining Room, Living Room, Bedroom 1, Bedroom 2, Family Room, Guest House, Bedroom 3

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 2

Exterior Features

  • Roof: Age 8 Years or Less, Architectural Shingle
  • Fencing: Chain Link, Partial, Wood
  • View: Lake
  • Other Structures: Guest House, Other, Storage Shed
  • PatioPorchType: Deck,Patio
  • Lake Acres: 160
  • LakeChain: N
  • Waterfront Frontage: 134

Garage/Parking

  • Parking Features: Attached Garage, Asphalt, Garage Door Opener, Storage, Tuckunder Garage
  • Garage Square Feet: 462
  • ParkingOpen: 1

Utilities

  • Heating: Baseboard, Boiler
  • Sewer: Private Sewer
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Deck,Dock,Hardwood Floors,Kitchen Window,Main Floor Primary Bedroom,Patio,In-Ground Sprinkler,Tile Floors

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictNumber: 742
  • SchoolDistrictPhone: 320-253-9333

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: Irregular
  • Lot Size Sq Ft: 24829.2
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Irregular Lot
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Stucco

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 40004160648
  • Tax Annual Amount: 2926
  • TaxWithAssessments: 2926.0000

Multi Family

  • WaterfrontFeatures: Lake Front, Lake View

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,974 $425,700 $234,900 $190,800
2024 $2,974 $371,600 $188,500 $183,100
2023 $3,052 $371,900 $188,800 $183,100
2022 $2,768 $355,800 $174,900 $180,900
2020 $2,792 $298,200 $144,000 $154,200
2019 $2,758 $277,900 $132,500 $145,400
2018 $2,948 $268,200 $133,300 $134,900
2017 $2,906 $269,600 $145,100 $124,500
2016 $2,496 $264,300 $162,200 $102,100
2015 $2,494 $232,100 $130,100 $102,000
2014 $2,282 $225,000 $127,500 $97,500
2013 -- $204,000 $114,300 $89,700
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/26/2025 08/26/25 Pending -- -- --
07/29/2025 07/29/25 Price Changed $435,000 -9.4% $268 / Sq Ft
07/03/2025 07/03/25 Price Changed $480,000 -7.0% $295 / Sq Ft
06/13/2025 06/13/25 For Sale $516,000 -- $317 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Deed $281,000 --
Warranty Deed $265,000 Preferred Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $266,950 No Value Available
Closed -- No Value Available
Previous Owner $212,000 New Conventional
Source: Public Records

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Source: NorthstarMLS

MLS Number: 6728727

NorthstarMLS

APN: 40-416-0648