NOT LISTED FOR SALE

108 Cannon St Chestertown, MD 21620

Estimated Value: $712,000 - $1,192,000

3 Beds
3.5 Baths
3,429 Sq Ft
$283/Sq Ft Est. Value

Last Sold September 11, 2020

Last sale price $750,000 $219 Per Sq Ft

Est. 29% increase in value since last sale

Current estimated payment $6,399/month

92 Days on Market

Highlights

  • Guest House
  • Wood Flooring
  • Sun or Florida Room
  • Colonial Architecture
  • 3 Fireplaces
  • 3-minute walk to Wilmer Park

About This Home

As of September 2020

New Listing The Cuff House an impeccably restored historic home with modern amenities and substantial upgrades located on Cannon Street in Chestertown with water views from the front porch and a short distance to downtown. This period home dates to the mid 1700 s and has seen a remarkable transformation over two renovations preserving its architectural significance while providing the comforts and convenience of modern living. Turnkey in every aspect and finished to the highest standard, this property is sure to please the discerning buyer. Two bedrooms and two- and one-half baths are in the main residence along with a two-car garage and loft apartment found across a beautifully appointed brick courtyard. Off-street access and parking, irrigation, radiant patio heat for snow and ice control, Lutron lighting system and many more innovative features set this home apart from the crowd. Contiguous unimproved parcels available separately. Call for more information and to schedule a tour by appointment only.Historic Reference from Maryland Historic Trust Document K-545 dated 5.14.02 The Thomas Cuff House The Cuff House was probably built by the mid-eighteenth century, a dating supported by Kent County Wills and Land Records for that site, remaining interior woodwork, and an archeological survey. The house was restored in 1987. On the exterior deteriorated circular-sawn siding was replaced by new beaded siding corresponding to old siding fragments found under the eaves. The deteriorated tin roof was replaced with a wood shingle roof similar to several shingles found under old flashing around the chimney. The house as restored is a simple frame, two-story structure, with a central doorway, flanked on each side by 6/6 windows. Two similar windows are on the second story front and three on each gable, one on each floor. The door and window frames have a simple ovolo backhand molding. The rear of the house, invisible from the street, is a modern frame wing with similar windows and siding. The original interior plan of the front four rooms, up and down, remains. There are two rooms on each floor, each with a fireplace built into the large central chimney. The partitions between the rooms are vertical beaded board paneling, probably original to the house. The upstairs room on the right retained all the original woodwork, window and door frames with simple molding, simple mantel with shelf, and exposed beaded corner posts. The room below also retained an early mantel - a shelf supported on a simple molding and flat pilasters between the opening surround and the bottom of the shelf. The original stairway had been built around the corner of this room but had been removed. A fragment of the railing - simple with a beaded edge along the bottom - was found during the archeological exploration. The left-hand rooms had lost in a fire all original wood trim except the paneling. Locally found K-545 replacement mantels from the late 18th or early 19th century have been installed, as well as corresponding period corner cupboards in each of the first-floor rooms. One original door remained, with four raised panels, cross-pieces mortised together and fastened with wooden pegs and the shadow of HL hinges. Other doors were reproduced to match it. In the course of re-building the unstable rear wing, the remains of a brick pavement were found back of the first-floor room on the right side. This was left exposed, with shattered bricks replaced. The new rear wing has a three-story hall with staircase rising against four walls from first floor to third, where the attic is lighted by a 616 window at each end. A large new room was built across the back, trimmed with an early Federal style fireplace (from a demolished late 18th century house near Kenton, Delaware), flanking bookcases with keystone arches, and jib doors leading to a screened/glassed-in porch.

Last Agent to Sell the Property

Coard Benson

Benson & Mangold, LLC License #522455 Listed on: 04/30/2020

Benson & Mangold, LLC

Co-Listed By

Alicia Gannon Dulin

Benson & Mangold, LLC License #646830

Last Buyer's Agent

Richard Keaveney

Cross Street Realtors LLC License #662142

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,005

Year Built

  • Built in 1768 | Remodeled in 2007

Lot Details

  • 4,457 Sq Ft Lot
  • North Facing Home
  • Sprinkler System
  • Property is in very good condition
  • Property is zoned R-5, R-5

Parking

  • 2 Car Detached Garage
  • Parking Storage or Cabinetry
  • Rear-Facing Garage

Home Design

  • Colonial Architecture
  • Studio
  • Shingle Roof

Interior Spaces

  • 3,429 Sq Ft Home
  • Property has 3 Levels
  • Built-In Features
  • Crown Molding
  • 3 Fireplaces
  • Window Treatments
  • Entrance Foyer
  • Living Room
  • Formal Dining Room
  • Den
  • Sun or Florida Room
  • Wood Flooring

Kitchen

  • Galley Kitchen
  • Double Oven
  • Cooktop
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet

Outdoor Features

  • Exterior Lighting
  • Brick Porch or Patio

Additional Homes

  • Guest House

Utilities

  • Central Air
  • Heat Pump System
  • Tankless Water Heater

Community Details

  • No Home Owners Association
  • Chestertown Subdivision

Listing and Financial Details

  • Tax Lot 4
  • Assessor Parcel Number 1504011597

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,005

Year Built

Built in 1768 | Remodeled in 2007

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1768
  • Year Renovated: 2007
  • Automatically Close On Close Date: No
  • Remarks Public: New Listing The Cuff House an impeccably restored historic home with modern amenities and substantial upgrades located on Cannon Street in Chestertown with water views from the front porch and a short distance to downtown. This period home dates to the mid 1700 s and has seen a remarkable transformation over two renovations preserving its architectural significance while providing the comforts and convenience of modern living. Turnkey in every aspect and finished to the highest standard, this property is sure to please the discerning buyer. Two bedrooms and two- and one-half baths are in the main residence along with a two-car garage and loft apartment found across a beautifully appointed brick courtyard. Off-street access and parking, irrigation, radiant patio heat for snow and ice control, Lutron lighting system and many more innovative features set this home apart from the crowd. Contiguous unimproved parcels available separately. Call for more information and to schedule a tour by appointment only.Historic Reference from Maryland Historic Trust Document K-545 dated 5.14.02 The Thomas Cuff House The Cuff House was probably built by the mid-eighteenth century, a dating supported by Kent County Wills and Land Records for that site, remaining interior woodwork, and an archeological survey. The house was restored in 1987. On the exterior deteriorated circular-sawn siding was replaced by new beaded siding corresponding to old siding fragments found under the eaves. The deteriorated tin roof was replaced with a wood shingle roof similar to several shingles found under old flashing around the chimney. The house as restored is a simple frame, two-story structure, with a central doorway, flanked on each side by 6/6 windows. Two similar windows are on the second story front and three on each gable, one on each floor. The door and window frames have a simple ovolo backhand molding. The rear of the house, invisible from the street, is a modern frame wing with similar windows and siding. The original interior plan of the front four rooms, up and down, remains. There are two rooms on each floor, each with a fireplace built into the large central chimney. The partitions between the rooms are vertical beaded board paneling, probably original to the house. The upstairs room on the right retained all the original woodwork, window and door frames with simple molding, simple mantel with shelf, and exposed beaded corner posts. The room below also retained an early mantel - a shelf supported on a simple molding and flat pilasters between the opening surround and the bottom of the shelf. The original stairway had been built around the corner of this room but had been removed. A fragment of the railing - simple with a beaded edge along the bottom - was found during the archeological exploration. The left-hand rooms had lost in a fire all original wood trim except the paneling. Locally found K-545 replacement mantels from the late 18th or early 19th century have been installed, as well as corresponding period corner cupboards in each of the first-floor rooms. One original door remained, with four raised panels, cross-pieces mortised together and fastened with wooden pegs and the shadow of HL hinges. Other doors were reproduced to match it. In the course of re-building the unstable rear wing, the remains of a brick pavement were found back of the first-floor room on the right side. This was left exposed, with shattered bricks replaced. The new rear wing has a three-story hall with staircase rising against four walls from first floor to third, where the attic is lighted by a 616 window at each end. A large new room was built across the back, trimmed with an early Federal style fireplace (from a demolished late 18th century house near Kenton, Delaware), flanking bookcases with keystone arches, and jib doors leading to a screened/glassed-in porch.
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Cooktop, Oven - Double, Refrigerator
  • Flooring Type: Hardwood
  • Interior Amenities: Built-Ins, Crown Moldings, Formal/Separate Dining Room, Kitchen - Galley, Studio, Walk-In Closet(s), Window Treatments, Wood Floors
  • Fireplaces Count: 3
  • Fireplace: Yes
  • Levels Count: 3
  • Room Count: 11
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Den, Foyer, Sun/Florida Room, Primary Bathroom
  • Basement: No
  • Total Sq Ft: 3429
  • Living Area Sq Ft: 3429
  • Price Per Sq Ft: 247.89
  • Above Grade Finished Sq Ft: 3429
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 108

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 3
  • Upper Level Bathrooms: 3.00
  • Upper Level Full Bathrooms: 3
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s), Guest House
  • Exterior Features: Exterior Lighting, Lawn Sprinkler, Sidewalks
  • Roof: Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Rear Entry, Additional Storage Area
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Detached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric, Tankless
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: KENT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139164602
  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 468200.00
  • Land Assessed Value: 252400.00
  • Land Use Code: 110
  • Lot Size Acres: 0.10
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 4457.00
  • Outdoor Living Structures: Patio(s), Brick, Porch(es)
  • Property Condition: Very Good
  • Year Assessed: 2020
  • Zoning: R-5
  • Zoning Description: R-5
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 4505002
  • Tax Annual Amount: 11005.00
  • Assessor Parcel Number: 1504011597
  • Tax Lot: 4
  • Tax Total Finished Sq Ft: 3429
  • County Tax Payment Frequency: Annually
  • Tax Year: 2019
  • Close Date: 09/11/2020

MLS Schools

  • School District Name: KENT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 30, 2020
Closed on
Sep 11, 2020
Sold by
Horstman Jeffrey H and Horstman Robert H
Bought by
Brady Ronald R and Brady Luann Y
Seller's Agent
Coard Benson
Benson & Mangold, LLC
Buyer's Agent
Richard Keaveney
Cross Street Realtors LLC
List Price
$850,000
Sold Price
$750,000
Premium/Discount to List
-$100,000
-11.76%
Current Estimated Value
$971,028

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$221,028
Avg. Annual Appreciation
5.37%
Original Mortgage
$600,000
Outstanding Balance
$537,556
Interest Rate
2.8%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$434,257

Purchase Details

Closed on
Jun 8, 2020
Sold by
Horstman Jeffrey and Horstman Robert
Bought by
Horstman Jeffrey and Horstman Robert

Purchase Details

Closed on
Nov 25, 2013
Sold by
Houghton Nina R and Bmo Harris Bank Na
Bought by
Houghton Nina R and Bho Harris Bank Na

Purchase Details

Closed on
Mar 14, 2007
Sold by
Houghton Nina R
Bought by
Houghton Nina R Trustee

Purchase Details

Closed on
Mar 8, 2007
Sold by
Bennett Marc F
Bought by
Houghton Nina R

Purchase Details

Closed on
Mar 7, 2007
Sold by
Bennett Marc F
Bought by
Houghton Nina R

Purchase Details

Closed on
Jul 17, 2006
Sold by
Living Trust Of Ronald R & Susan
Bought by
Bennett Robert W Trustee

Purchase Details

Closed on
May 21, 2004
Sold by
Kerns Ronald R
Bought by
Living Trust Of Ronald R & Susan and Kerns Lockhart
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Brady Ronald R $750,000 None Available
Horstman Jeffrey -- None Available
Houghton Nina R -- None Available
Houghton Nina R Trustee -- --
Houghton Nina R $1,200,000 --
Bennett Marc F -- --
Houghton Nina R Trustee -- --
Houghton Nina R $1,200,000 --
Bennett Marc F -- --
Bennett Robert W Trustee $920,000 --
Bennett Robert W Trustee $920,000 --
Living Trust Of Ronald R & Susan -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Brady Ronald R $600,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/11/2020 09/11/20 Sold $750,000 -11.8% $219 / Sq Ft
07/31/2020 07/31/20 Pending -- -- --
04/30/2020 04/30/20 For Sale $850,000 -- $248 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $13,298 $848,500 $252,400 $596,100
2024 $12,630 $805,867 $0 $0
2023 $11,961 $763,233 $0 $0
2022 $11,221 $720,600 $252,400 $468,200
2021 $11,133 $714,967 $0 $0
2020 $11,117 $709,333 $0 $0
2019 $44,023 $703,700 $252,400 $451,300
2018 $21,871 $703,700 $252,400 $451,300
2017 $10,600 $703,700 $0 $0
2016 -- $704,800 $0 $0
2015 $12,837 $704,800 $0 $0
2014 $12,837 $704,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDKE116500

Bright MLS

APN: 04-011597