$199,000

108 E Niagara St Garnavillo, IA 52049

Estimated payment $1,238/month

Total Views 3,181
4 Beds
1.5 Baths
1,680 Sq Ft
$118 Price per Sq Ft

Highlights

  • Deck
  • Corner Lot
  • Forced Air Heating and Cooling System
  • Contemporary Architecture
  • Garden
  • Ceiling Fan

About This Home

Accepting back up offers on this great opportunity! For one price, you can own both a move-in-ready 4-bedroom home and a charming commercial building in Garnavillo. Here's what you get: Residential Property: 4 bedrooms, corner lot. Recent upgrades: electrical (2011), furnace (2014), central AC (2015), new interior including insulation and drywall (2014). Spacious backyard perfect for a garage addition or master suite expansion. Will NOT sell the house separately, but will sell the commercial building before the house sells! Commercial Property: Historic brick building on a corner lot in the heart of Garnavillo. Features a drive-up window, ideal for retail, pharmacy, or cafe. Large parking lot for customers or clients. Perfect space to create your dream business, from a coffee shop to an office or boutique. Don’t miss this dual-property package—an excellent investment opportunity! Call today to learn more and start turning your real estate dreams into reality!

Listing Agent

Nathan Trappe

Allen Real Estate Company, LLC License #B561100 Listed on: 06/18/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,836

Year Built

  • Built in 1948

Lot Details

  • 5,341 Sq Ft Lot
  • Corner Lot
  • Garden
  • Additional Parcels

Home Design

  • Contemporary Architecture
  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • Aluminum Siding

Interior Spaces

  • 1,680 Sq Ft Home
  • Ceiling Fan
  • Unfinished Basement
  • Interior and Exterior Basement Entry
  • Fire and Smoke Detector

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Laundry on lower level
  • Washer and Gas Dryer Hookup

Parking

  • 1 Car Garage
  • Tuck Under Garage
  • Garage Door Opener

Outdoor Features

  • Deck

Schools

  • Clayton Ridge Elementary And Middle School
  • Clayton Ridge High School

Utilities

  • Forced Air Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 2918439001

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,836

Year Built

Built in 1948

Lot Details

0

Listing Details

  • Parcel Number: 2918439001
  • Year Built: 1948
  • Property Sub-Type: Single Family Residence
  • PropertyType: Residential
  • ResoLaundryFeatures: Dryer Hookup-Gas, Dryer Hookup-Ele, Lower Level, Washer Hookup
  • ResoLotFeatures: Corner Lot
  • Lot Size Acres: 0.12
  • Road Frontage Type: Hard Surface Road, Paved Road
  • Road Surface Type: Concrete
  • ResoSecurityFeatures: Smoke Detector(s)
  • Co List Office Phone: 563-539-4136
  • MLS Status: ACTIVE
  • Architectural Style: Contemporary
  • Reso Fireplace Features: None
  • Reso Interior Features: Ceiling Fan(s), Ceiling Fan/Light
  • Reso Roof: Shingle, Asphalt
  • TotalFinishedSquareFootage: 1680
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Appliances Negotiable, Electric Water Heater
  • Basement: Block, Entrance-Inside, Entrance-Outside, Floor Drain, Unfinished
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • BelowGradeArea: 1210

Exterior Features

  • Construction Type: Aluminum Siding
  • Exterior Features: Garden
  • Patio And Porch Features: Deck

Garage/Parking

  • Parking Features: 1 Stall, Garage Door Opener, Wired, Tuckunder Garage

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air, Natural Gas
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: N/A

Schools

  • Elementary School: Clayton Ridge
  • High School: Clayton Ridge
  • Middle Or Junior School: Clayton Ridge

Lot Info

  • Zoning: R-1
  • Lot Dimensions: 1
  • Lot Size Sq Ft: 5341
  • Additional Parcels: Yes

Tax Info

  • Tax Annual Amount: 1836

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,836 $114,984 $7,920 $107,064
2023 $1,638 $114,984 $7,920 $107,064
2022 $1,400 $87,915 $7,200 $80,715
2021 $1,274 $77,387 $7,200 $70,187
2020 $1,274 $75,631 $7,200 $68,431
2019 $1,348 $75,631 $7,200 $68,431
2018 $1,348 $70,926 $7,200 $63,726
2017 $1,308 $70,926 $7,200 $63,726
2015 $1,308 $29,902 $1,996 $27,906
2014 $1,280 $64,605 $1,996 $62,609
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/21/2025 08/21/25 For Sale $149,000 -25.1% $89 / Sq Ft
06/18/2025 06/18/25 For Sale $199,000 +103.1% $118 / Sq Ft
05/27/2021 05/27/21 Sold $98,000 0.0% $65 / Sq Ft
03/18/2021 03/18/21 Pending -- -- --
03/17/2021 03/17/21 For Sale $98,000 -- $65 / Sq Ft
Source: Northeast Iowa Regional Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $98,000 None Available
Warranty Deed $10,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $5,000,000 New Conventional
Previous Owner $5,000,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $93,000 Stand Alone Refi Refinance Of Original Loan
Previous Owner $47,041 New Conventional
Previous Owner $40,000 Construction
Source: Public Records

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Source: Northeast Iowa Regional Board of REALTORS®

MLS Number: NBR20252838

Northeast Iowa Regional Board of REALTORS®

APN: 22-29-18-439-001