$425,000

108 Goldfinch Ln Clearwater, MN 55320

Estimated payment $2,767/month

Total Views 718
3 Beds
2 Baths
1,801 Sq Ft
$236 Price per Sq Ft

Highlights

  • 52 Feet of Waterfront
  • Stainless Steel Appliances
  • 1-Story Property
  • Clubhouse
  • 2 Car Attached Garage
  • Forced Air Heating and Cooling System

About This Home

Welcome home to peaceful single-level living along the scenic Mississippi River! This inviting 3-bedroom, 2-bath home offers 1,801 square feet of comfort and charm. The open layout features a cozy gas fireplace and beautiful built-ins that anchor the living room, while a wall of windows and sliding doors frame tranquil river views that change with the seasons. The spacious primary suite is a retreat of its own, complete with a dual-sink vanity and a generous walk-in closet. Step outside to your paver patio, where a soothing fountain sets the tone for quiet mornings or sunset gatherings with friends. Clearwater Estates is more than a neighborhood—it’s a community. Enjoy access to a clubhouse for cards, yoga or a dip in the pool! Meet neighbors or friends for a round of disc golf. Whether you’re relaxing indoors or taking in the natural beauty of the river behind your home, this is a place where life feels just right.

Listing Agent

Rachel Fredrickson

Exit Realty Nexus Listed on: 10/08/2025

Exit Realty Nexus

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,280

Year Built

  • Built in 2007

Lot Details

  • 0.35 Acre Lot
  • Lot Dimensions are 103x203x52x189
  • 52 Feet of Waterfront
  • River Front

HOA Fees

  • $154 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Insulated Garage
  • Garage Door Opener

Interior Spaces

  • 1,801 Sq Ft Home
  • 1-Story Property
  • Central Vacuum
  • Living Room with Fireplace

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Eco-Friendly Details

  • Air Exchanger

Utilities

  • Forced Air Heating and Cooling System
  • Underground Utilities
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 104022001020

Community Details

Overview

  • Clearwater Estates Association, Phone Number (320) 267-3147
  • Clearwater Estates 3 Subdivision

Amenities

  • Clubhouse

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,280

Year Built

Built in 2007

Lot Details

0

HOA Fees

$154 per month

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: Door Lever Handles, No Stairs External, No Stairs Internal, Solar Tube(s)
  • Fireplaces: 1
  • Water Source: City Water/Connected
  • Association Amenities: Other
  • Fee Frequency: Monthly
  • Year Built: 2007
  • Above Grade Finished Sq Ft: 1801
  • Water Body Name: Mississippi River
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • InternetOptions: Cable
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: None
  • Appliances: Air-To-Air Exchanger, Central Vacuum, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
  • Fireplace Features: Gas, Living Room
  • Living Area: 1801
  • Fireplace: Yes
  • Basement YN: No
  • Dining Room Type: Living Room, Dining Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3
  • Shared Rooms: Club House

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt
  • PoolFeatures: None
  • Fencing: None
  • View: North, Panoramic, River
  • PatioPorchType: Other,Patio
  • Lake Bottom: Gravel
  • LakeChain: N
  • Elevation Highpoint to Waterfront Feet: 15-26
  • Waterfront Frontage: 52

Garage/Parking

  • Parking Features: Attached Garage, Concrete, Finished Garage, Garage Door Opener, Insulated Garage

Utilities

  • Heating: Forced Air, Radiant Floor
  • Sewer: City Sewer/Connected
  • Electric: Circuit Breakers
  • Fuel: Natural Gas
  • Power Company: Xcel Energy

Condo/Co-op/Association

  • HOA Fee Includes: Other
  • Phone: 320-267-3147
  • Association Fee: 154
  • Association: Yes
  • Amenities Unit: Cable,Ceiling Fan(s),French Doors,Hardwood Floors,Kitchen Center Island,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Multiple Phone Lines,Natural Woodwork,Patio,Paneled Doors,Panoramic View,In-Ground Sprinkler,Tile Floors,Vaulted Ceiling(s),Washer/Dryer Hookup,Walk-In Closet

Association/Amenities

  • HOA Management Co: Clearwater Estates

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictPhone: 320-253-9333

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 103x203x52x189
  • Lot Size Sq Ft: 15115.32
  • Land Lease: No
  • Lot Features: Many Trees, Underground Utilities
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone, Steel Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 104022001020
  • Tax Annual Amount: 4280
  • TaxWithAssessments: 4280.0000

Multi Family

  • WaterfrontFeatures: River Front

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,280 $375,200 $67,000 $308,200
2024 $4,272 $366,400 $67,000 $299,400
2023 $4,140 $374,000 $67,000 $307,000
2022 $4,160 $321,000 $47,000 $274,000
2021 $4,168 $292,100 $47,000 $245,100
2020 $4,250 $292,800 $46,500 $246,300
2019 $4,012 $287,400 $0 $0
2018 $3,810 $261,000 $0 $0
2017 $3,710 $246,700 $0 $0
2016 $3,354 $0 $0 $0
2015 $3,256 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/10/2025 10/10/25 For Sale $425,000 +65.0% $236 / Sq Ft
05/01/2014 05/01/14 Sold $257,500 -8.0% $143 / Sq Ft View Prior Sale
03/14/2014 03/14/14 Pending -- -- --
12/09/2013 12/09/13 For Sale $279,900 -- $155 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Deed $257,500 --
Warranty Deed $330,077 --
Warranty Deed $315,948 --
Source: Public Records

Source: NorthstarMLS

MLS Number: 6800507

NorthstarMLS

APN: 104-022-001020