Seller's Agent in 2024
Kathleen Levy
100% Florida
(904) 557-6071
82 Total Sales
108 Oarsman Crossing Saint Marys, GA 31558
Estimated Value: $396,000 - $456,000
4
Beds
2
Baths
1,977
Sq Ft
$215/Sq Ft
Est. Value
Highlights
- Lake Front
- Fitness Center
- Community Lake
- Sugarmill Elementary School Rated A
- Home fronts a pond
- Clubhouse
About This Home
As of August 2024Elegant Home with Modern Upgrades. Charming Outdoor Space** Welcome to this beautifully updated home, boasting a freshly painted interior and an array of modern features. The residence features a spacious, oversized 2-car garage, perfect for vehicles and additional storage. Step inside to discover a bright and inviting kitchen, enhanced with new can lighting, Stylish hand-made tile backsplash from Spain, and sleek quartz countertops that have been lowered for larger work space. The kitchen is fully equipped with new KitchenAid stainless appliances, including a low-profile microwave, dishwasher, and a stove with an additional baking drawer. The new granite sink and faucet add to the kitchen's modern appeal. Entertain in style in the dining room and enjoy casual meals in the eat-in kitchen, both adorned with new lighting fixtures. The home is also upgraded with a new thermostat and a new air conditioning unit, ensuring comfort throughout the seasons. Outdoors, the property features mature landscaping, an inground sprinkler system that has a new panel, new tank and fixtures, creating a serene and green environment. The backyard is completely fenced, offering privacy and space for relaxation or play. The oversized screened-in Florida room is a highlight, providing a perfect spot for enjoying the outdoors in comfort. This home is not just a living space but a lifestyle choice. Close to Kings Bay naval Submarine base, Cumberland Island, Beaches and Airports. NEW AIRCONDITIONING UNIT!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,983
Year Built
- Built in 2007
Lot Details
- 0.44 Acre Lot
- Home fronts a pond
- Lake Front
- Back Yard Fenced
- Level Lot
- Sprinkler System
- Grass Covered Lot
HOA Fees
- $86 Monthly HOA Fees
Home Design
- Contemporary Architecture
- Slab Foundation
- Composition Roof
- Stucco
Interior Spaces
- 1,977 Sq Ft Home
- 1-Story Property
- High Ceiling
- Ceiling Fan
- Double Pane Windows
- Great Room
- Living Room with Fireplace
- Screened Porch
- Lake Views
- Pull Down Stairs to Attic
Kitchen
- Breakfast Area or Nook
- Oven or Range
- Microwave
- Ice Maker
- Dishwasher
- Stainless Steel Appliances
- Solid Surface Countertops
- Disposal
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 4 Main Level Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry in Mud Room
- Laundry Room
- Dryer
- Washer
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Parking
- Garage
- Parking Pad
- Parking Accessed On Kitchen Level
- Garage Door Opener
- Off-Street Parking
Accessible Home Design
- Accessible Hallway
- Accessible Doors
- Accessible Entrance
Location
- Property is near schools
- City Lot
Schools
- Sugarmill Elementary School
- Saint Marys Middle School
- Camden County High School
Utilities
- Central Heating and Cooling System
- Heat Pump System
- Underground Utilities
- 220 Volts
- Propane
- Electric Water Heater
- High Speed Internet
- Phone Available
- Cable TV Available
Additional Features
- Energy-Efficient Appliances
- Outdoor Water Feature
Listing and Financial Details
- Tax Lot 204 WINDING RIVER
Community Details
Overview
- Association fees include swimming
- Winding River Subdivision
- Community Lake
Amenities
- Clubhouse
Recreation
- Community Playground
- Fitness Center
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 29, 2024
Closed on
Jul 29, 2024
Sold by
Spitzer Amy Jo
Bought by
Stevens Elaine R and Stevens Lawrence E
Seller's Agent
Kathleen Levy
100% Florida
Buyer's Agent
Connor Burke
BHHS Hodnett Cooper Real Estate
List Price
$431,000
Sold Price
$420,000
Premium/Discount to List
-$11,000
-2.55%
Views
89
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,108
Avg. Annual Appreciation
0.83%
Original Mortgage
$220,000
Outstanding Balance
$217,506
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
$206,602
Purchase Details
Listed on
Apr 12, 2022
Closed on
May 17, 2022
Sold by
Begnoche Patricia A
Bought by
Spitzer Amy Jo
Seller's Agent
James Hill
Chapman Hall Coastal Realtors
Buyer's Agent
Mary Levy
Atlantic Salt Realty
List Price
$380,000
Sold Price
$380,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.63%
Original Mortgage
$304,000
Interest Rate
5.11%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 31, 2008
Sold by
Begnoche Patricia A
Bought by
Begnoche Patricia A and Gegnoche Richard A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,000
Interest Rate
6.22%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 12, 2006
Sold by
Not Provided
Bought by
Begnoche Patricia A and Begnoche Richard A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$245,600
Interest Rate
6.39%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Stevens Elaine R | $420,000 | -- | |
| Spitzer Amy Jo | $380,000 | -- | |
| Begnoche Patricia A | -- | -- | |
| Begnoche Patricia A | $315,000 | -- | |
| Begnoche Patricia A | $75,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Stevens Elaine R | $220,000 | |
| Previous Owner | Spitzer Amy Jo | $304,000 | |
| Previous Owner | Begnoche Patricia A | $250,000 | |
| Previous Owner | Begnoche Patricia A | $245,600 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/01/2024 08/01/24 | Sold | $420,000 | -2.6% | $212 / Sq Ft | |
| 06/02/2024 06/02/24 | For Sale | $431,000 | +2.6% | $218 / Sq Ft | |
| 06/02/2024 06/02/24 | Pending | -- | -- | -- | |
| 06/01/2024 06/01/24 | Off Market | $420,000 | -- | -- | |
| 05/14/2024 05/14/24 | Price Changed | $431,000 | -3.1% | $218 / Sq Ft | |
| 04/30/2024 04/30/24 | Price Changed | $445,000 | +4.7% | $225 / Sq Ft | |
| 04/29/2024 04/29/24 | For Sale | $425,000 | +11.8% | $215 / Sq Ft | |
| 05/17/2022 05/17/22 | Sold | $380,000 | 0.0% | $192 / Sq Ft | View Prior Sale |
| 05/11/2022 05/11/22 | Pending | -- | -- | -- | |
| 04/12/2022 04/12/22 | For Sale | $380,000 | -- | $192 / Sq Ft |
Source: Georgia MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,242 | $158,544 | $14,000 | $144,544 |
| 2023 | $4,141 | $158,544 | $14,000 | $144,544 |
| 2022 | $1,949 | $140,874 | $14,000 | $126,874 |
| 2021 | $2,060 | $124,474 | $14,000 | $110,474 |
| 2020 | $2,118 | $116,757 | $14,000 | $102,757 |
| 2019 | $2,118 | $116,757 | $14,000 | $102,757 |
| 2018 | $596 | $116,757 | $14,000 | $102,757 |
| 2017 | $1,995 | $94,193 | $10,000 | $84,193 |
| 2016 | $1,995 | $91,635 | $10,000 | $81,635 |
| 2015 | $1,928 | $91,635 | $10,000 | $81,635 |
| 2014 | $1,916 | $91,635 | $10,000 | $81,635 |
Source: Public Records
Agents Affiliated with this Home
-
Kathleen Levy
-
Connor Burke
Buyer's Agent in 2024
Connor Burke
BHHS Hodnett Cooper Real Estate
(912) 409-8791
169 Total Sales
-
James Hill
Seller's Agent in 2022
James Hill
Chapman Hall Coastal Realtors
(912) 230-8828
44 Total Sales
-
M
Buyer's Agent in 2022
Mary Levy
Atlantic Salt Realty
Map
Source: Georgia MLS
MLS Number: 10289504
APN: 120K-204
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than Redfin are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. Information deemed reliable but not guaranteed. Copyright 2025 Georgia MLS. All rights reserved.
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