$1,081,500
SOLD JUL 2, 2025

108 Peterson Ln Palm Harbor, FL 34683

4 Beds
2.5 Baths
2,455 Sq Ft
9,727 Sq Ft Lot

Recently Sold

$441 Per Sq Ft

2% Below List Price

0 Day on Market

Highlights

  • Parking available for a boat
  • Property is near a marina
  • Partial Gulf or Ocean Views
  • Sutherland Elementary School Rated A-
  • In Ground Pool
  • Open Floorplan

About This Home

As of July 2025

A MASTERFULLY REDESIGNED 3-STORY CUSTOM KEY WEST-STYLE HOME located in the COASTAL COMMUNITY of INDIAN BLUFF ISLAND! This ONE-OF-A-KIND RESIDENCE features a PEBBLETEC SALTWATER POOL with SUN SHELF, ELECTRIC-HEATED SPA, EXPANSIVE PAVER PATIO, and FULLY FENCED, PROFESSIONALLY LANDSCAPED BACKYARD—designed for true FLORIDA LIVING. Offering 4 BEDROOMS, 2.5 BATHROOMS, and a RARE 6-CAR TANDEM GARAGE with CIRCULAR DRIVEWAY, this home has been COMPLETELY REMODELED FROM TOP TO BOTTOM. The SECOND-FLOOR BALCONY seamlessly integrates indoor and outdoor living with stunning VIEWS OF THE POOL and YARD. Step inside to a LIGHT-FILLED GREAT ROOM featuring 10’ CEILINGS, WALLS OF WINDOWS, and LUXURY VINYL PLANK FLOORING throughout. The OPEN-CONCEPT LAYOUT flows into a DESIGNER KITCHEN with KITCHENAID STAINLESS STEEL APPLIANCES, CARRARA QUARTZ COUNTERTOPS, 5-BURNER CERAN COOKTOP, STAINLESS FARMHOUSE SINK, DOUBLE-STACKED COASTAL WHITE CABINETRY, CENTER ISLAND with PENDANT LIGHTING, and a LOW BAR perfect for casual dining. The BREAKFAST NOOK includes BUILT-IN BENCH SEATING with STORAGE DRAWERS. The FORMAL DINING ROOM features a STATEMENT CHANDELIER and CUSTOM SHELVING—ideal for ENTERTAINING or HOLIDAY GATHERINGS. A CUSTOM-BUILT ENTERTAINMENT CENTER offers STORAGE and a DESIGNATED SPACE FOR A 72” TV. A 4-PANEL GLASS SLIDER opens to the spacious TREX COMPOSITE BALCONY with RETRACTABLE SUNSHADE and GATED STAIRCASE to the pool below. BEDROOM 4 is currently used as a HOME OFFICE. A STYLISH POWDER ROOM completes the main floor. BEDROOMS 2 & 3 share a JACK-AND-JILL BATHROOM with a GLASS WALK-IN SHOWER, SUBWAY TILE to the ceiling, QUARTZ VANITY, and INDONESIAN PEBBLE FLOORING.
The THIRD-FLOOR PRIMARY SUITE features HIS & HERS WALK-IN CLOSETS, CUSTOM DRAPERY, and CHANDELIER. The LUXURY EN SUITE includes a SOAKING TUB, DOUBLE QUARTZ VANITY with SWIVEL FAUCETS, SUBWAY TILE, and a GLASS-ENCLOSED WALK-IN SHOWER with DUAL RAIN SHOWERHEADS. INTERIOR LAUNDRY ROOM includes an LG THINQ STACKABLE WASHER & DRYER (SIDE-BY-SIDE OPTION), STAINLESS UTILITY SINK, and CABINET STORAGE. Enjoy the COVERED PAVER POOL PATIO and ENCLOSED OUTDOOR SHOWER—ideal for rinsing off after a BEACH DAY or DOG WASHING! UPDATES: A/C (2023), ROOF (2017), SPRINKLER SYSTEM with RECLAIMED WATER. Just minutes from the PINELLAS TRAIL—a 54-MILE PROTECTED GREENSPACE perfect for WALKING, BIKING, and SKATING—and WALL SPRINGS PARK, a 210-ACRE NATURE PARK with BOARDWALKS, OBSERVATION TOWER, and GULF VIEWS.
ZONED FOR HIGHLY DESIRABLE PALM HARBOR UNIVERSITY HIGH SCHOOL. THIS IS COASTAL LUXURY LIVING AT ITS FINEST!

Last Agent to Sell the Property

Amanda Lebiszczak

CHARLES RUTENBERG REALTY INC Brokerage Phone: 866-580-6402 License #3305825 Listed on: 05/21/2025

CHARLES RUTENBERG REALTY INC

Last Buyer's Agent

Amanda Lebiszczak

CHARLES RUTENBERG REALTY INC Brokerage Phone: 866-580-6402 License #3305825 Listed on: 05/21/2025

CHARLES RUTENBERG REALTY INC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $15,919

Year Built

  • Built in 1996

Lot Details

  • 9,727 Sq Ft Lot
  • Lot Dimensions are 90x110
  • Unincorporated Location
  • East Facing Home
  • Vinyl Fence
  • Mature Landscaping
  • Landscaped with Trees
  • Property is zoned R-3

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 6 Car Attached Garage
  • Ground Level Parking
  • Tandem Parking
  • Garage Door Opener
  • Circular Driveway
  • Parking available for a boat
  • Golf Cart Garage

Home Design

  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Block Exterior
  • Vinyl Siding

Interior Spaces

  • 2,455 Sq Ft Home
  • 3-Story Property
  • Open Floorplan
  • Built-In Features
  • High Ceiling
  • Ceiling Fan
  • Shades
  • Blinds
  • Drapes & Rods
  • Sliding Doors
  • Great Room
  • Family Room Off Kitchen
  • Separate Formal Living Room
  • Formal Dining Room
  • Inside Utility
  • Partial Bay or Harbor Views

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Cooktop with Range Hood
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Luxury Vinyl Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Upstairs
  • Split Bedroom Floorplan
  • Walk-In Closet

Laundry

  • Laundry Room
  • Dryer
  • Washer

Eco-Friendly Details

  • Reclaimed Water Irrigation System

Pool

  • In Ground Pool
  • In Ground Spa
  • Gunite Pool
  • Saltwater Pool
  • Pool Lighting

Outdoor Features

  • Property is near a marina
  • Exterior Lighting
  • Rain Gutters
  • Private Mailbox

Location

  • Flood Insurance May Be Required
  • Property is near golf course and public transit

Schools

  • Sutherland Elementary School
  • Palm Harbor Middle School
  • Palm Harbor Univ High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • Water Softener
  • Phone Available
  • Cable TV Available

Community Details

  • Indian Bluff Island Association, Phone Number (727) 459-1122
  • Indian Bluff Island Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$15,919

Year Built

Built in 1996

Lot Details

0

HOA Fees

$8 per month

Parking

6

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Vinyl Siding, Frame
  • Fireplace: No
  • Living Area: 2455
  • Lot Size Acres: 0.22
  • New Construction: No
  • Year Built: 1996
  • Building Area Total: 4751
  • Lot Size Sq Ft: 9727
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 441.38
  • Escrow State: FL
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 440.53
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • Planned Unit Development Yn: 0
  • AG Exemption YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 866-580-6402
  • Tax Year: 2024
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Luxury Vinyl
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: Three Or More
  • Other Equipment: Irrigation Equipment
  • Spa Features: In Ground
  • Spa Yn: Yes
  • Stories: 3
  • Window Features: Blinds, Drapes, Shades
  • Additional Rooms: Formal Dining Room Separate,Formal Living Room Separate,Great Room,Inside Utility
  • Living Area Meters: 228.08

Exterior Features

  • Direction Faces: East
  • Pool Features: Gunite, In Ground, Lighting, Salt Water
  • Exterior Features: Lighting, Private Mailbox, Rain Gutters, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • Waterfront: No
  • Road Surface Type: Paved
  • Water View: Gulf/Ocean - Partial
  • Water View YN: 1
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 6
  • Garage Yn: Yes
  • Parking Features: Boat, Circular Driveway, Driveway, Garage Door Opener, Golf Cart Garage, Ground Level, Tandem

Utilities

  • Utilities: Cable Available, Electricity Connected, Fire Hydrant, Phone Available, Sewer Connected, Sprinkler Recycled, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 100
  • Association Fee Frequency: Annually
  • Association Name: Indian Bluff Island
  • Phone: (727) 459-1122
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Please contact Pinellas country regarding Pet Restrictions.
  • Association Fee Requirement: Optional
  • Association Email: dsegal1122@gmail.com

Fee Information

  • Total Annual Fees: 100.00
  • Total Monthly Fees: 8.33
  • Monthly HOA Amount: 8.33

Schools

  • Elementary School: Sutherland Elementary-PN
  • High School: Palm Harbor Univ High-PN
  • Middle Or Junior School: Palm Harbor Middle-PN

Lot Info

  • Zoning: R-3
  • Parcel Number: 26-27-15-42624-001-0080
  • Additional Parcels: No
  • Fencing: Vinyl
  • Lot Features: Flood Insurance Required, In County, Landscaped, Near Golf Course, Near Marina, Near Public Transit, Paved, Unincorporated
  • Lot Dimensions: 90x110
  • Flood Zone Code: AE

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Please contact Pinellas county regarding Lease Restrictions.

Tax Info

  • Tax Annual Amount: 15919
  • Tax Block: A
  • Tax Book Number: 41-50
  • Tax Lot: 8

Multi Family

  • Approval Process: Contact Pinellas county regarding Approval Process.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 21, 2025
Closed on
Jul 1, 2025
Sold by
Roscoe Glen P and Roscoe Michelle Renee
Bought by
Francis Corrie Suzanne and Francis Greg
Seller's Agent
Amanda Lebiszczak
CHARLES RUTENBERG REALTY INC
Buyer's Agent
Amanda Lebiszczak
CHARLES RUTENBERG REALTY INC
List Price
$1,100,000
Sold Price
$1,081,500
Premium/Discount to List
-$18,500
-1.68%
Views
1
Current Estimated Value
$1,088,716

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,216
Avg. Annual Appreciation
-11.03%
Original Mortgage
$807,000
Outstanding Balance
$804,691
Interest Rate
6.25%
Mortgage Type
New Conventional
Estimated Equity
$214,204

Purchase Details

Listed on
Jun 24, 2023
Closed on
Aug 11, 2023
Sold by
Digman Melody M and Digman William I
Bought by
Roscoe Glen P and Roscoe Michelle Renee
Seller's Agent
Terry Tillung
EXP REALTY LLC
Buyer's Agent
Amanda Lebiszczak
CHARLES RUTENBERG REALTY INC
List Price
$1,300,000
Sold Price
$1,050,000
Premium/Discount to List
-$250,000
-19.23%
Views
71

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.58%
Original Mortgage
$840,000
Interest Rate
6.88%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 12, 2019
Closed on
Aug 8, 2019
Sold by
Connor Patrick A and Connor Michelle A
Bought by
Digman Melody M and Digman William I
Seller's Agent
Christina & Bill DeVine
COASTAL PROPERTIES GROUP INTERNATIONAL
Buyer's Agent
Ryan Kessell
REAL BROKER, LLC
List Price
$600,000
Sold Price
$587,000
Premium/Discount to List
-$13,000
-2.17%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.69%
Original Mortgage
$469,600
Interest Rate
3.73%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 6, 2015
Sold by
Zarra Nicholas and Zarra Mary E
Bought by
Connor Patrick A and Connor Michelle A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$340,000
Interest Rate
3.89%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 28, 1995
Sold by
Spadaccini Orfio and Sapadaccini Maria
Bought by
Zarra Nicholas and Zarra Mary E
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,081,500 Fidelity National Title Of Flo
Warranty Deed $1,081,500 Fidelity National Title Of Flo
Warranty Deed $1,050,000 Fidelity National Title Of Flo
Warranty Deed $587,000 Old Republic Natl Ttl Ins Co
Warranty Deed $432,500 Republic Land & Title Inc
Warranty Deed $43,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $807,000 New Conventional
Closed $807,000 New Conventional
Previous Owner $840,000 New Conventional
Previous Owner $469,600 New Conventional
Previous Owner $340,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/02/2025 07/02/25 Sold $1,081,500 -1.7% $441 / Sq Ft
05/21/2025 05/21/25 Pending -- -- --
05/21/2025 05/21/25 For Sale $1,100,000 +4.8% $448 / Sq Ft
08/11/2023 08/11/23 Sold $1,050,000 -12.5% $428 / Sq Ft View Prior Sale
07/12/2023 07/12/23 Pending -- -- --
06/29/2023 06/29/23 Price Changed $1,199,900 -7.7% $489 / Sq Ft
06/24/2023 06/24/23 For Sale $1,300,000 +121.5% $530 / Sq Ft
08/14/2019 08/14/19 Sold $587,000 -1.3% $239 / Sq Ft View Prior Sale
07/02/2019 07/02/19 Pending -- -- --
06/18/2019 06/18/19 Price Changed $595,000 -0.8% $242 / Sq Ft
04/11/2019 04/11/19 For Sale $600,000 -- $244 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $16,045 $848,860 $219,090 $629,770
2024 $7,645 $902,031 $336,845 $565,186
2023 $7,645 $460,252 $0 $0
2022 $7,447 $446,847 $0 $0
2021 $7,550 $433,832 $0 $0
2020 $7,540 $427,842 $0 $0
2019 $8,727 $444,038 $112,363 $331,675
2018 $8,312 $419,228 $0 $0
2017 $8,426 $426,653 $0 $0
2016 $7,707 $376,613 $0 $0
2015 $3,557 $212,809 $0 $0
2014 -- $211,120 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8388694

Stellar MLS

APN: 26-27-15-42624-001-0080