NOT LISTED FOR SALE

108 Riverside Dr Cambridge, MD 21613

Estimated Value: $945,000 - $1,219,000

4 Beds
3.5 Baths
4,959 Sq Ft
$222/Sq Ft Est. Value

Last Sold October 09, 2020

Last sale price $715,000 $144 Per Sq Ft

Est. 54% increase in value since last sale

Current estimated payment $6,585/month

19 Days on Market

Highlights

  • 102 Feet of Waterfront
  • Access to Tidal Water
  • Gourmet Kitchen
  • 2 Dock Slips
  • Fishing Allowed
  • River View

About This Home

As of October 2020

One of a kind waterfront home with expansive views of the Choptank River. This fabulous property features 4BR, 3.5BA main house , plus 2BR, 2BA guest house on 1+ acre lot. Enter this home into a beautiful 2 story foyer with spiral staircase and lots of light. Updated kitchen, with large island, open floor plan and high ceilings throughout the main living area. Large bedrooms, second floor laundry room and master suite with sitting area and walk in closet. Upstairs features loft with separate workout room and plenty of storage. Oversized attached three car garage with attic. Rip-rapped shoreline and dock provides space to enjoy the views, wildlife and boating. Enjoy panoramic views and breathtaking sunsets from almost every room. No city taxes make this a desirable location close to town.

Last Agent to Sell the Property

Patrick Peters

(301) 704-3522 patrick@associatedappraisersmd.com Capital Reality Group LLC License #661272 Listed on: 07/23/2020

Last Buyer's Agent

Larry Brennan

(410) 443-3659 lbrennan@ttrsir.com TTR Sotheby's International Realty

TTR Sotheby's International Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,661

Year Built

  • Built in 1993

Lot Details

  • 1.23 Acre Lot
  • 102 Feet of Waterfront
  • Home fronts navigable water
  • Sprinkler System
  • Property is zoned SR

Parking

  • 3 Car Attached Garage
  • Side Facing Garage
  • Garage Door Opener

Property Views

  • River
  • Scenic Vista

Home Design

  • Colonial Architecture
  • Traditional Architecture
  • Brick Exterior Construction
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 4,959 Sq Ft Home
  • Property has 3 Levels
  • Curved or Spiral Staircase
  • Chair Railings
  • Crown Molding
  • Recessed Lighting
  • 2 Fireplaces
  • Wood Burning Fireplace
  • Double Pane Windows
  • Window Treatments
  • Casement Windows
  • Window Screens
  • French Doors
  • Sliding Doors
  • Family Room Off Kitchen
  • Dining Area
  • Crawl Space
  • Attic Fan

Kitchen

  • Gourmet Kitchen
  • Breakfast Area or Nook
  • Double Oven
  • Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops
  • Wine Rack
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Whirlpool Bathtub

Laundry

  • Dryer
  • Washer

Home Security

  • Intercom
  • Storm Doors

Outdoor Features

  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Public Water Access
  • River Nearby
  • Personal Watercraft
  • Waterski or Wakeboard
  • Rip-Rap
  • Swimming Allowed
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • Dock made with Treated Lumber
  • Stream or River on Lot
  • Powered Boats Permitted
  • Balcony
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Vented Exhaust Fan
  • Oil Water Heater

Listing and Financial Details

  • Tax Lot E1
  • Assessor Parcel Number 1007197004

Community Details

Overview

  • No Home Owners Association

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,661

Year Built

Built in 1993

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial, Traditional
  • Ownership: Fee Simple
  • Exclusions: Freezer in Garage, Shed
  • Home Warranty: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1993
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Microwave, Oven - Double, Refrigerator, Washer
  • Interior Amenities: Breakfast Area, Carpet, Chair Railings, Crown Moldings, Curved Staircase, Dining Area, Family Room Off Kitchen, Intercom, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-In Closet(s), Whirlpool/Hottub, Window Treatments, Wine Storage, Wood Floors, Attic/House Fan, Spiral Staircase
  • Window Features: Casement, Double Pane, Screens
  • Fireplace Features: Wood
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Door Features: French, Sliding Glass, Storm
  • Foundation Details: Crawl Space
  • Levels Count: 3
  • Basement: No
  • Total Sq Ft: 4959
  • Living Area Sq Ft: 4959
  • Price Per Sq Ft: 140.75
  • Above Grade Finished Sq Ft: 4959
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 3
  • Upper Level Bathrooms: 3.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick Veneer, Vinyl Siding
  • Exterior Features: Lawn Sprinkler
  • Roof: Architectural Shingle
  • View: Water, River, Scenic Vista
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Swimming Allowed, Waterski/Wakeboard, Public Access, Personal Watercraft (PWC)
  • Water Access: Yes
  • Water Body Name: Choptank River
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 102

Garage/Parking

  • Garage Spaces: 3.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway
  • Garage Features: Garage - Side Entry, Oversized, Garage Door Opener
  • Attached Garage Spaces: 3
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Attached Garage, Off Street
  • Off Street Parking Spaces: 3

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Oil, Electric
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Oil
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District Source: Listing Agent

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 440000.00
  • Land Assessed Value: 342900.00
  • Lot Size Acres: 1.23
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 53578.00
  • Outdoor Living Structures: Balcony, Patio(s)
  • Zoning: SR
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Vacation Rental: No
  • Rent Spree Online Application: No

Tax Info

  • Assessor Parcel Number: 5314123
  • Tax Annual Amount: 7660.52
  • Assessor Parcel Number: 1007197004
  • Tax Lot: E1
  • County Tax Payment Frequency: Annually
  • Tax Year: 2019

Multi Family

  • Waterfront Features: Rip-Rap, Private Dock Site

MLS Schools

  • School District Name: DORCHESTER COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 23, 2020
Closed on
Oct 9, 2020
Sold by
Peters Melville and Peters Martha
Bought by
Pine Norman J and Pine Nancy W
Seller's Agent
Patrick Peters
Capital Reality Group LLC
Buyer's Agent
Larry Brennan
TTR Sotheby's International Realty
List Price
$698,000
Sold Price
$715,000
Premium/Discount to List
$17,000
2.44%
Current Estimated Value
$1,099,431

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$384,431
Avg. Annual Appreciation
8.47%
Original Mortgage
$510,400
Outstanding Balance
$453,974
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$645,457

Purchase Details

Listed on
Apr 15, 2019
Closed on
Jul 2, 2019
Sold by
Scott Judith H
Bought by
Peters Melville and Peters Martha
Seller's Agent
Sharon Spedden
Sharon Real Estate P.C.
Buyer's Agent
Melville Peters
Capital Realty Company
List Price
$699,900
Sold Price
$682,500
Premium/Discount to List
-$17,400
-2.49%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.70%
Original Mortgage
$375,000
Interest Rate
3.82%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 28, 1998
Sold by
Joyce Michael D and Joyce Maryrose
Bought by
Scott Judith H

Purchase Details

Closed on
Jun 8, 1992
Sold by
Mcginty William Bryan and Mcginty Shirley
Bought by
Joyce Michael D and Joyce Maryrose
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Pine Norman J $715,000 Venture Title Co Llc
Peters Melville $682,500 Dba Real Estate T&E
Scott Judith H $575,000 --
Joyce Michael D $110,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Pine Norman J $510,400
Previous Owner Peters Melville $375,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/09/2020 10/09/20 Sold $715,000 +2.4% $144 / Sq Ft
07/23/2020 07/23/20 For Sale $698,000 +2.3% $141 / Sq Ft
06/28/2019 06/28/19 Sold $682,500 -2.5% $138 / Sq Ft View Prior Sale
04/15/2019 04/15/19 For Sale $699,900 -- $141 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,506 $914,700 $342,900 $571,800
2024 $8,518 $837,633 $0 $0
2023 $8,518 $760,567 $0 $0
2022 $7,661 $683,500 $342,900 $340,600
2021 $7,661 $683,500 $342,900 $340,600
2020 $7,661 $683,500 $342,900 $340,600
2019 $10,167 $908,900 $372,800 $536,100
2018 $10,181 $908,900 $372,800 $536,100
2017 $10,558 $908,900 $0 $0
2016 -- $964,900 $0 $0
2015 -- $965,000 $0 $0
2014 -- $965,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDDO125754

Bright MLS

APN: 07-197004